• Purchase of any insurance products by a bank's customer is purely voluntary and is not linked to availment of any other facility from the bank.
  • Trade Logo of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited is used under license with Canara Bank, HSBC Holdings plc and Oriental Bank of Commerce.
  • The Insurance products are offered and underwritten by Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited (IRDAI Regn. No. 136) 2nd Floor, Orchid Business Park, Sector- 48, Sohna Road, Gurugram, Haryana - 122018.
  • For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
  • Corporate Identity No.-U66010DL2007PLC248825, Website: www.canarahsbclife.com. Call: 1800-103-0003/ 1800-180-0003. Give a missed call to: 0124-6156600, SMS: 9779030003. Email: customerservice@canarahsbclife.in, IRDAI Regn. No. 136.
  • The investment risk in investment portfolio is borne by the policyholder.
  • Linked Insurance products are different from traditional insurance products and are subject to the risk factors.
  • The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
  • The premium paid in Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • Collection of advance premium shall be allowed within the same financial year for the premium due in that financial year. However, where the premium due in a financial year is being collected in previous financial year, the premium may be collected for a maximum period of three months in advance of the due date of the premium. The premium so collected in advance shall only be adjusted on the due date of the premium. Such advance premium, if any, paid by the Policyholder shall not carry any interest.
  • Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited is only the name of the insurance company and Canara HSBC Oriental Bank of Commerce Life Insurance Grow Smart Plan, Canara HSBC Oriental Bank of Commerce Life Insurance Dream Smart Plan, Canara HSBC Oriental Bank of Commerce Life Insurance Future Smart Plan, Canara HSBC Oriental Bank of Commerce Life Insurance Insure Smart Plan, Canara HSBC Oriental Bank of Commerce Life Insurance Shubh Labh, Canara HSBC Oriental Bank of Commerce Life Insurance Smart One Pay Plan, Canara HSBC Oriental Bank of Commerce Life Insurance Smart Goals Plan, Canara HSBC Oriental Bank of Commerce Life Insurance Smart Lifelong Plan are only the names of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
  • The SFIN (Segregated Fund Index Number) for Equity Fund is ULIF00116/06/08EQUITYFUND136, Equity II Fund is ULIF00607/01/10EQUTYIIFND136, Growth Fund is ULIF00216/06/08GROWTHFUND136, Growth II Fund is ULIF00707/01/10GROWTIIFND136, Growth Plus Fund is ULIF00913/09/10GROWTPLFND136, Balanced Fund is ULIF00316/06/08BLNCEDFUND136, Balanced II Fund is ULIF00807/01/10BLNCDIIFND136, Balanced Plus Fund is ULIF01013/09/10BLNCDPLFND136, Debt Fund is ULIF00409/07/08INDEBTFUND136, Debt Plus Fund is ULIF01115/09/10DEBTPLFUND136, Liquid Fund is ULIF00514/07/08LIQUIDFUND136, NAV Guarantee Fund is ULIF01215/04/11NAVGFUNDSI136 and Discontinued Policy Fund is ULIFO 1319/09/11POLDISCFND136.
  • Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company.
  • The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
  • Linked Funds are subject to market risks and there is no assurance or guarantee that the objective of the investment fund will be achieved.
  • Past performance of the investment funds do not indicate the future performance of the same. Investors in the Scheme are not being offered any guaranteed / assured returns.
  • The premium shall be adjusted on the due date even if it has been received in advance.
  • The premiums & funds are subject to certain charges related to the fund or to the premium paid

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to public that

  • IRDAI or its official do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.

Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.