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To Buy: 1800-258-5899 (9:30 AM to 6:30 PM)
For Existing Policy: 1800-103-0003/ 1800-180-0003/ 1800-891-0003
customerservice@canarahsbclife.in
Contact us
To Buy: 1800-258-5899 (9:30 AM to 6:30 PM)
For Existing Policy: 1800-103-0003/ 1800-180-0003/ 1800-891-0003
customerservice@canarahsbclife.in
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Do you remember when you got your life insurance plan? A life insurance
Do you remember when you got your life insurance plan? A life insurance
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Life insurance is an ideal financial planning instrument due to the benefits it offers to the policyholders along with their nominees. As every person
A whole life insurance plan is a type of permanent life insurance plan. It means that the policyholder will be covered for their entire life provided the premiums are paid on time.
Life is uncertain, and thus an insurance coverage is essential to deal with any upcoming
A life insurance policy stabilizes your financial plan in case of an unforeseen event. It adds an extra measure of security for the future of your loved ones.
The first-ever digital Union Budget 2021-22 was presented by Union Minister for Finance and Corporate Affairs Smt Nirmala Sitharaman on 1st February 2021.
The first-ever digital annual financial Budget was presented by Finance Minister Nirmala
Trying to choose the best financial plan for yourself and your family can get tricky if you do not see the bigger picture. While there are several
It takes years to build a good life with your family and provide them with the lifestyle they always
if you had been one of those postponing your life cover decisions till 2019, 2020 would have woken you up pretty good. And if you finally bought the life
“The uncertainty of life got me thinking about the importance of constants in our lives.” So said Michele Scott, author and playwriter. Our lives are about securing
The year 2020 has seen a lot of turmoil in the world. Much like any other time of mass calamity, the insurance industry
Life insurance is a contract between an insurer and a policyholder. By far, it gives out payment after the person dies for their respective family.
Life insurance plans are essential for any individual who wants to secure their family's future, especially if they are the income source for their household.
Do you want a better and secure future for your loved ones? Do you want them to live a financially safe life even when you aren't around anymore?
A Life Insurance Plan is devised to secure a person’s life and her/his family’s. The insured person pays certain amounts at intervals of time to the insurance
Are you wealthy? Would you consider your parents wealthy? Do you think you will acquire wealth one or two decades later? If yes, it’s time to think how.
Insurance is a legal contract and is based on certain principles. One of the most unique and significant principles of the insurance contract is the principle
Career building needs a lot of consistent effort and before that a good education. In a way, career is an investment
Starting a new investment during Deepawali is considered not only auspicious but also great for long-term prosperity.
Remember your savings in the piggybank during your childhood? You put a lot of coins into the piggy bank
Traditionally, our culture has directed our efforts towards personal financial planning. As your family life progresses
Homemakers in the family are like a PCB board in your computer, least highlighted but behind everyone’s stability and connection. Yet, their financial
Recent uncertainties at the world stage have brought forth new risks to the market.
Insurance is a contract based on mutual trust. So, it seems legitimate to keep your
It is said that the real value of a life insurance policy is only known at the time of claim. The claim is an important point in a life insurance policy. Every life the policy will
COVID-19 has had a dramatic impact on the world. The resulting lockdown led to many speculations
Insurance could be overwhelming for anyone who tries to decipher the legal maze of the industry
Term insurance is one of the primary financial needs. The moment you start earning and taking up some of the financial responsibilities in the family,
Shubham is one of the cautious and frugal investors and manages his money penny for penny.
Ever thought what happens to all the premiums you pay for your term insurance cover? Did you want that somehow you can get all the money back
Who doesn’t like steady growth of wealth and almost certain return on investments?
Family’s financial security is a continuous effort. You can make sure that your family can survive bad
What is there to work and live for if not the family’s future? And when it comes to securing
Selecting life insurance plans should be easy if you know what these plans can do for you
Health and term insurance are small decisions with big impact on your family’s financial future. Ideally, you should spend good time in deliberating
The COVID-19 induced economic slowdown has hit everyone in a different extreme.
Savings are just the first step towards a wealthy future. Correct savings plans are the
When looking out for a life insurance policy, there ought to be
In today’s day and age, women are taking up more responsibilities in life
In today’s day and age, people invest their savings into various market-linked
If you are employed and hard at work right now, one of the following two thoughts is a reality for you – First, you need that much money and then
It is natural to compare options before you buy something, expecting to choose the best
The spouse who has to stay at home, looking after the children, cooking, and supporting the family often has a more tiresome job to do, than the working spouse.
What makes a good investment option? There can be several factors to measure effectiveness of a savings plan, from its flexibility of investing
One mostly buys a life insurance cover to provide financial protection to their loved ones
Premium in life insurance refers to the amount that a policyholder will pay either
Medical exams are an important part of the life insurance purchase process.
Whenever you are buying a new life insurance policy, you have plenty of numbers to look at.
It’s not easy to come at terms with the passing away of someone you love.
Everyone feels the pinch of giving away money even when it comes to taxes. They try to scoop out ways that can help them save their earnings.
A Life Insurance contract is among the longest financial deals that a person ever enters in their lifetime. It is important that you know where you
The novel Corona Virus has affected close to 23 Million people around the world, and the count is increasing every day. With the total number
A whole life insurance policy, as the name suggests, covers a person for the whole of their life, in most cases up to the age of 100. A whole life plan
Claim Settlement Ratio is the number of claims passed by an insurance company in a year’s time. One must always consider checking the claim ratio of a company before buying a life insurance or any kind of insurance plan such as health, savings or ULIPs.
One of the most common reasons people invest in term insurance policies is to save tax. But that’s not why you should buy another life insurance every few years.
Bachelor life after the start of a career is perhaps one of the most liberating experiences of your life. It will never be the same again, and certainly not after marriage.
Research in the buying behaviour of Indian consumer for life insurance suggests that a large number of people invest in life insurance to save tax.
There’s an old saying that ‘men build houses and women build homes.
An insurance policy acts as an umbrella on a rainy day. It is a saving tool and will provide you peace of mind,
Life Insurance is an instrument through which you can protect your family’s financial future in your absence.
When it comes to gifts, especially for your better half, jewellery, vacation, clothing might
Many online life insurance plans nowadays, offer pay-out of death claim as a regular income to nominees.
Nowadays, online is the marketplace for almost everything, including the best life insurance plans.
A life insurance policy is a good tool to ensure financial safety for your family.
Vaibhav was an avid investor. He was very good at planning and was very serious
Financial safety and independence are the primary reason why we need to have a source of income
The prevailing COVID pandemic has impacted not only individuals and families but also the business world and the economy
With the Corona Virus outbreak tormenting the world, millions of people have died in every corner of the earth.
Akshay, 36 is an advertising professional who lives in Delhi with his wife and 4-year-old daughter.
Would it be wrong to own a fleet of cars for your family? Certainly not if you can afford it. Same goes for life insurance policies too
here was a time when parents would feel proud to have built huge properties for the next generations.
Avijit, a transport business owner, had bought a life insurance policy in the early 90s. His family had to file a death claim on the policy
Research suggests that people give preference to the life of their family members over their own. That is why, survival for your family if anything untoward befalls
Insurance as an industry is no longer limited to life insurance policies. The industry has expanded to the extent where it covers vehicles, buildings and even one-off events.
Looking at the message that your salary is credited to your account is one of the world’s greatest happiness. Receiving your first salary is special, as you see all those years
Today, we are at increasing risk of falling prey to life-style diseases. And according to an article by the Times of India, with increasing prevalence of life-style diseases in the country
Applying for a life insurance policy is easy. Especially when applied for online, it may take only a few minutes. Once you have given your basic details and provided necessary
It’s terrible when we fall into a drastic income cut due to unexpected situations like Covid-19 and do not have an emergency corpus to take care of our contingencies
Purchasing a life insurance policy is a great way to ensure protection for your family's financial future in case of your absence. While long-term planning is important,
When you buy an insurance policy, as a policyholder you want the life insurance company to never fall short of expectations, especially at the time of claim settlement.
The novel coronavirus started emerging as a viral pathogen in December 2019, but now the virus has strengthened its grip and has started spreading across the globe, leading to a serious health issue.
As India celebrates its 74th Independence Day this year, it’s time to think of your financial freedom. Financial independence refers to a state where one has enough resources at their disposal to help fulfill their future financial goals.
Purchasing a life insurance policy early in life offers financial protection to your family in your absence. It provides your nominees a death benefit in the future
With the auspicious festival of Raksha Bandhan just around the corner, it’s time to ensure your beloved siblings and their loved ones are protected and safe.
A life insurance policy is a type of contract between an insurance company and the policyholder, which provides financial protection to the individual’s family in case of an unfortunate eventuality.
In a world full of uncertainties, life insurance has assumed paramount significance. Securing your family’s future with a life insurance plan has become vital to safeguarding financial needs.
Life insurance plans are generally easily obtained for people who are healthy and do not suffer from any preexisting conditions or diseases.
New Year is just around the corner. It is the time of the year when we list down resolutions to make our coming year more gratifying and better than the previous one.
The Goods and Services Tax, also known as GST, has been widely discussed in India ever since it was announced. This is because there is hardly a sector across the nation that has
Claim settlement is an important factor in view of the reliability and consistency of a Life Insurance Company. This ratio tells you about the number of claims settled by the company, over the total number of claims received within a period of time.
Life insurance is one of the first steps towards financial planning. Before anything else, it is important to secure yourself and your family against untoward incidents.
A life insurance policy is usually the first investment made by a person when they begin working and earning for themselves.
Investments can be complicated, especially when considered from the perspective of tax savings. Unit-Linked Insurance Plans (ULIPs) are one of the easiest and most straightforward tax saving investment vehicles.
The importance of financial planning cannot be overstated enough. Financial planning involves taking decisions on the investments to be made throughout the year which can help you best meet your financial goals, both in the short-term and long-term.
Urban Indians are more likely to purchase life insurance after the birth of a child in the family. 52% of families with kids have a greater awareness of the importance of buying life insurance as compared to 29% of those without kids.
Whether you are an individual or a family, securing your finances must fall at the very top of your priority list. This is particularly true if you have any dependants relying on you as a financial provider.
Buying life insurance means providing financial security to your family and clearing off any debts/liabilities by helping your family needs when you are not around.
A life insurance policy is a unique financial instrument. It not only helps you secure the future of your family, but also provides a good return on your investment.
There are myriad myths and misconceptions related to life insurance. These myths are a reason that results in the reluctance towards the purchase of a life insurance policy.
In India, several life insurance companies offer customized life insurance plans for senior citizens. Here, we’ll explore the various factors associated with purchasing a life insurance policy for senior citizens.
Life insurance plans provide financial security to the policyholder’s family in the case of sudden demise of the policyholder. Term insurance plans, on the one hand, are a type of life insurance.
Life insurance penetration is still dismally low in India. In as late as 2018, the penetration for life insurance was a mere 2.74%. While the life insurance industry is poised to grow in the coming years, it will be a long and arduous uphill climb.
Life insurance is a critical part of financial planning. Yet, quite a large number of people forgo this peace of mind because they harbour reservations about its cost. However, there are a number of handy tips you can make use of to lower your life insurance premium.
A life insurance policy provides financial freedom to the policyholder’s family in the case of any unfortunate eventuality. Life insurance is slowly transitioning from a luxury to a necessity for Indian households.
Life insurance policies generally offer two kinds of payouts to the policyholder or their beneficiaries. If the insured person passes away during the tenure of the policy,
Once the merriment has died down, one of the most essential things that newlyweds may need to focus on is how they plan to handle their shared finances.
A sense of fear and unbearable hardship prevails across the world due to the COVID-19 outbreak. The virus has engulfed the globe and has spread to all corners of the world.
The Foreign Exchange Management Act has made it possible for Non Resident Indians (NRIs) and Person of Indian Origin (PIOs) to attain term insurance in India.
Savings plans have emerged as a popular choice of investment to achieve financial security and long-term financial goals. As the name suggests,
Life is all about experiencing new things in multiple ways. Having many different experiences is something that makes our life worthwhile.
The average investor makes a variety of investments over the course of his or her lifetime. These investments typically serve a number of purposes.
Insurance in India has a deep rooted history, it is almost a 200 year industry which has failed to gain substantial investments from consumers across the country.
Purchasing a home is likely to be a top priority in the lives of most working individuals. While the best case scenario would allow you to purchase property utilizing only your own funds, this may not always be the case.
For centuries, the traditional role of the primary financial provider of an Indian family was played by the men in the family, who made a majority of the financial decisions in the household as well.
While we make a variety of investments in our lives to help us meet financial goals, there is one essential investment that possibly trumps them all - life insurance. In the event of your unfortunate demise, your life insurance policy guarantees that your family and dependants will have ample financial coverage to get them through.
In India, several life insurance companies offer customized life insurance plans for senior citizens. Here, we’ll explore the various factors associated with purchasing a life insurance policy for senior citizens.
If you are looking for a dual benefit policy that offers not only life insurance but also helps you grow your savings, an endowment plan is the one for you.
When you receive an extra payment over and above your salary or income assured per month by your company, it is referred to as a bonus.
Insurance is one of the most important investments made by people, and the industry has seen many changes over the years in an effort to be more relevant in changing times.
With over 560 million internet users, India has the second highest connected population in the world. Rising internet penetration has given birth to a booming digital economy.
Often people fall into the false belief that smokers or drinkers can’t buy a life insurance for themselves.
Unforeseen circumstances can often have a grave impact on the financial health of a person or even an entire family.
Considering the immense financial safety and peace of mind that a life insurance policy can provide, it is important that every person and family invest in one.
Though 20% of the world’s population resides in India, 76% of Indians above the age of 18 years have little or no awareness about financial concepts.
A rapid increase in the cost of healthcare has emerged as a major worry in India. In 2019, healthcare inflation rose at double the rate of retail inflation, which means the cost of medical care is rising faster than that of other goods and services.
The moment you begin earning, financial planning becomes mandatory. One of the essential parts of not just financial planning but planning for life is a life insurance policy.
A financial plan should ideally include considerations for investment, insurance and aim towards maximising profits and savings.
In 1956, all Indian life insurance companies were nationalized to form LIC. This was done to protect the interests of the policyholders and boost penetration.
The world is currently grappling with the most extraordinary public health challenge of the century- Coronavirus.
Retirement age in India might have been fixed at 60 years, however an average Indian plans to retire from active working life at the age of 56 years.
3 out of every 10 Indians are buying pure protection plans while life insurance ownership stands at 70% in India.
The average penetration and density of life insurance in India is a measly 2.76%. There have been improvements in this arena but overall the growth has been rather slow.
An average urban Indian has little or nothing to fall back upon in the event of a financial emergency. On a scale of 1 to 100, the protection quotient of Indians is a mere 35.
Life insurance is proving to be one of the most essential financial tools for the modern Indian family.
In 1956, all Indian life insurance companies were nationalized to form LIC. This was done to protect the interests of the policyholders and boost penetration.
In recent years, India’s working millennials have woken up to the importance of investing early on in their careers.
According to the latest Annual Report for IRDAI, “global direct premiums surpassed the USD 5 trillion mark for the first time ever in 2018.”
According to an IRDAI (Insurance Regulatory and Development Authority of India) study, life insurance penetration in India in 2019 was a mere 3.69%.
A life insurance policy is generally considered to be one of the most important requirements for a comfortable, hassle-free life.
A term insurance plan acts as a cushion and ensures the financial security of your family in the event of an unfortunate incident taking place.
Life insurance is a much sought after asset for most individuals, since it is the ideal solution for taking care of your dependents when you are no longer around.
The advent of the digital age has made work easier and convenient. But cutting-edge technology has a dark side too. It has brought with itself a sedentary lifestyle, which, in turn, results in a slew of lifestyle diseases.
Life insurance policies are one instrument that almost everybody invests in on a regular basis.
Life insurance is generally perceived as an investment that can be considered at a much later point in life, when you've gotten older. Young investors often tend to focus on high-risk-high-reward
Life insurance is certainly one of the best ways to take care of your family's future in case of any eventuality.
Life Insurance Council of India has now come up with this new and innovative campaign at mass level to make Indian population understand the importance of life insurance.
Is the dreadful thought of paying a hefty amount of premium every month keeping you from buying/content.
Hitting 30 soon? Here are the things we recommend you do in time.
Usually saddled with work and is unable to find time to get a hold on his
The primary objective of an insurance plan is to provide financial security to your family and dependents
If you too face the same dilemma, you may want to take a page out of Ashish's book.
Work hours extending beyond the standard nine-to-five grind, no provision of leave, juggling
At various phases of our life, our financial needs and goals change. Life insurance is a critical.
When it comes to buying a life insurance policy, various factors need to be kept in mind especially if you're buying one for the first time.
Buying an insurance policy online is a faster and stress-free and it makes the entire process so much simpler for both, the insurance company and the buyer.
Buying an insurance policy online is a faster and stress-free task and it has made the entire process simpler and easier for both the insurance companies and the buyers.
The importance of insurance varies at different stages of life. Proper planning of your insurance portfolio is necessary at each stage of life to ensure your dependents are protected financially.
How much Life Insurance does one require is a decision which must be carefully deliberated upon before taking up a policy.
A Life Insurance policy is one of the most ideal ways to provide financial security to your family. However, there are several factors depending on which one can be denied coverage by Insurance Company.
If your financial planner is telling you to buy just one huge term life cover and be done with it, you better question him about his reasoning behind such an advise.
Many Indians are still sceptical about buying insurance and the scepticism only increases when it comes to buying insurance online.
Unlike any other financial product, purchasing a life insurance policy affects our entire life and therefore, there are a few things that need to be kept in mind before buying a suitable plan.
Intimidating for some and exciting for others; everyone feels differently about the prospect of getting married & settling down.
It's not uncommon to see millennials today spending most of their income on fine dining, the latest gadgets and gizmos, and bespoke clothes and accessories.
