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Life Insurance Articles

Life insurance is an important financial decision for anyone concerned about how their demise might leave anyone with a financial bind. Know more about life insurance with this blog.

Life Insurance Articles

Life Insurance
3 Things Included in your Life Insurance Policy
3 Things Included in your Life Insurance Policy
September 06, 2021

The financial needs of people change as per different life stages and milestones in life....

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Where Can I Save Money For The Future?
Where Can I Save Money For The Future?
September 03, 2021

Every individual wishes to improve their wealth to take good care..

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What Are The Components Of A Financial Plan?
What Are The Components Of A Financial Plan?
September 03, 2021

A financial plan is a report of your current income, long-term and short-term goals..

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Is SIP Tax-free?
Is SIP Tax-free?
September 03, 2021

A Systematic Investment Plan (SIP), commonly referred to as SIP..

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6 Easy budgeting steps for long-term financial strength
6 Easy budgeting steps for long-term financial strength
September 03, 2021

The word ‘budget’ can be scary. It might feel restricting, or the process...

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5 Smart tips to maintain your monthly budget
5 Smart tips to maintain your monthly budget
September 03, 2021

As your life progresses, you will find new responsibilities, new expenses,.

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How to choose life insurance policy as per salary?
How to choose life insurance policy as per salary?
August 19, 2021

If you plan to buy a life insurance policy to secure the life of your loved ones..

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Do I need life insurance Plan if I have a lot of savings?
Do I need life insurance Plan if I have a lot of savings?
August 19, 2021

Even if you have a large inheritance and perhaps do not need...

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Should I consider buying a life insurance plan if I am single?
Should I consider buying a life insurance plan if I am single?
August 13, 2021

Graduating from University and taking up the first job....

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How does a permanent life insurance policy work?
How does a permanent life insurance policy work?
August 13, 2021

When you plan for your future, one thing that does not come top-of-mind....

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Do you need life insurance after 65?
Do you need life insurance after 65?
August 13, 2021

Providing financial protection, in case of loss of income, due to death....

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What is the Life Insurance Penetration in India?
What is the Life Insurance Penetration in India?
August 13, 2021

Insurance has been one of the most useful financial support solutions..

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Get Freedom From all your Financial Worries on This Independence Day
Get Freedom From all your Financial Worries on This Independence Day
August 10, 2021

As August 15th approaches, how about having your very own Independence Day....

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How to Achieve Financial Freedom this Independence Day?
How to Achieve Financial Freedom this Independence Day?
August 10, 2021

Our economic status plays a vital role in deciding our physical....

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Will My Life Insurance Premium Payout If I Die Abroad?
Will My Life Insurance Premium Payout If I Die Abroad?
August 02, 2021

If you travel frequently, you may be curious to know the answer....

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Should you buy life insurance plan during pandemic?
Should you buy life insurance plan during pandemic?
August 02, 2021

Spending habits of Indians have changed drastically within a year....

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How Do I Know If I Am a Beneficiary of a Life Insurance Policy
How Do I Know If I Am a Beneficiary of a Life Insurance Policy
August 02, 2021

The Government of India introduced beneficiaries to ensure that a policyholder....

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Can I Get Life Insurance if I Suffer From Anxiety or Depression?
Can I Get Life Insurance if I Suffer From Anxiety or Depression?
August 02, 2021

Life insurance policies are contracts between the policyholder....

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Should You Buy a Life Insurance Policy After Marriage?
Should You Buy a Life Insurance Policy After Marriage?
August 02, 2021

Financial debt is one of the challenging aspects to manage when it comes.....

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What Happens When You Stop Paying Your Life Insurance Premiums?
What Happens When You Stop Paying Your Life Insurance Premiums?
August 02, 2021

Buying the best life insurance plan is a wise financial decision.....

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How to Calculate the Surrender Value of Life Insurance Policy?
How to Calculate the Surrender Value of Life Insurance Policy?
07 July, 2021

Life insurance policies are usually purchased for the long-term...

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How Much Life Insurance Do You Need When You are Unmarried?
How Much Life Insurance Do You Need When You are Unmarried?
07 July, 2021

Bachelor life has its advantages. You may love the freedom...

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Understand the Difference: Term Insurance Vs Life Insurance
Understand the Difference: Term Insurance Vs Life Insurance
24 June, 2021

In today's modern era, it is essential to have an insurance coverage..

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Financial Planning with Life Insurance
Financial Planning with Life Insurance
24 June, 2021

Financial planning is the process of establishing a foundation for financial..

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5 Reasons to Buy the Best Life Insurance Plan
5 Reasons to Buy the Best Life Insurance Plan
24 June, 2021

Life insurance plans act as financial support for your loved ones...

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How Long Can Children Stay on Parents' Life Insurance Policy?
How Long Can Children Stay on Parents' Life Insurance Policy?
24 June, 2021

Growing up includes making choices for yourself. One such choice...

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How much supplemental life insurance coverage should you buy?
How much supplemental life insurance coverage should you buy?
23 June, 2021

Life can bring a lot of things and a life insurance plan helps you remain ...

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How to Claim Life Insurance After A Policyholder's Death?
How to Claim Life Insurance After A Policyholder's Death?
23 June, 2021

Life insurance policy is a contract between a policyholder and the insurance ...

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10 Need-To-Know Life Insurance Facts
10 Need-To-Know Life Insurance Facts
23 June, 2021

One of the most valuable decisions you can make, especially for your family,...

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How to Use your Life Insurance to Buy a House?
How to Use your Life Insurance to Buy a House?
14 June, 2021

Few long-term investments are as safe and versatile as life insurance plans...

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Everything about Simplified Issue Life Insurance
Everything about Simplified Issue Life Insurance
01 June, 2021

Buying a life insurance policy is a wise financial decision as it provides....

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What Documents are Required to Buy a Life Insurance Plan?
What Documents are Required to Buy a Life Insurance Plan?
28 May 2021

Do you plan to buy a life insurance policy, because it offers financial cover...

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How to Calculate Premium of your Life Insurance Plan?
How to Calculate Premium of your Life Insurance Plan?
28 May 2021

Buying a life insurance is one of the critical financial decisions of your life ..

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Does Being Affected by COVID Affect Life Insurance Premium?
Does Being Affected by COVID Affect Life Insurance Premium?
28 May 2021

Before the pandemic struck the world, only a small portion of Indians ...

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How Life Insurance Policy is Not a Contract of Indemnity?
How Life Insurance Policy is Not a Contract of Indemnity?
27 May 2021

Are you wondering why life insurance is not a contract of indemnity?....

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Everything you need to know about Postal Life Insurance Scheme
Everything you need to know about Postal Life Insurance Scheme
27 May 2021

Considering life’s uncertainty, your family’s future is your biggest concern....

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Does Life Insurance Pay for Suicidal Death in India?
Does Life Insurance Pay for Suicidal Death in India?
27 May 2021

Suicide is one of the most common causes of death, particularly for 15 to 39 years...

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Does Life Insurance Cover Death by a Heart Attack?
Does Life Insurance Cover Death by a Heart Attack?
27 May 2021

Life insurance policies are important and worthy, but the policyholders may...

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Are COVID-19 Recovered Patients Eligible for Buying Life insurance?
Are COVID-19 Recovered Patients Eligible for Buying Life insurance?
24 May 2021

The life insurance industry has experienced resurgence since the outbreak of the COVID-19 pandemic ...

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How can a Life Insurance Protect you from the 3rd Wave of COVID-19?
How can a Life Insurance Protect you from the 3rd Wave of COVID-19?
24 May 2021

Having over million active cases recorded in late April, it is not wrong to say that the second wave...

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Top 5 Life Insurance Plans for Long-Term Goals & Tax-Saving
Top 5 Life Insurance Plans for Long-Term Goals & Tax-Saving
24 May 2021

Inflation and taxes are two universal factors that work against your wealth....

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3 Things to Know before Buying a Term Life Insurance Plan
Is Life Insurance Worth Buying?
May 12, 2021

Life insurance plans help you meet some of the most important financial goals...

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9 Things to do if you can’t Pay Life Insurance Premiums
9 Things to do if you can’t Pay Life Insurance Premiums
April 29, 2021

From all the articles you have read on life insurance, you must now know

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How to Claim a Life Insurance if the Policyholder is Missing?
How to Claim a Life Insurance if the Policyholder is Missing?
April 29, 2021

We all know how a life insurance plan functions; the beneficiary gets compensated

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What are the Best Life Insurance Plans for Senior Citizens?
What are the Best Life Insurance Plans for Senior Citizens?
April 22, 2021

With old age come a vast number of changes to one’s lifestyle. This change

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How to Reevaluate your Life Insurance Plan?
How to Reevaluate your Life Insurance Plan?
April 22, 2021

Do you remember when you got your life insurance plan? A life insurance

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How to Reevaluate your Life Insurance Plan?
How to Reevaluate your Life Insurance Plan?
April 22, 2021

Do you remember when you got your life insurance plan? A life insurance

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How much Life Insurance Cover do you need if you’re Self-employed?
How much Life Insurance Cover do you need if you’re Self-employed?
April 22, 2021

The government has constantly stressed the importance of self-employment in India.

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Whole Life Insurance vs. Universal Life Insurance: Know the Difference
Whole Life Insurance vs. Universal Life Insurance: Know the Difference
April 22, 2021

Buying a life insurance plan is not as complicated or confusing as it once used to be

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How to Cancel a Life Insurance Policy?
How to Cancel a Life Insurance Policy?
April 20, 2021

There are times when insurance buyers get bewildered while purchasing a life insurance policy,

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Buying Life Insurance during Pregnancy
Buying Life Insurance during Pregnancy
April 20, 2021

Firstly, congratulations, you are now a part of a loving and happy family and are entering

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12 Steps for Finding a Lost Life Insurance Plan
12 Steps for Finding a Lost Life Insurance Plan
April 20, 2021

Every year millions and billions of life insurance policies go unclaimed just because people

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5 Ways to Cash Out a Life Insurance Policy
5 Ways to Cash Out a Life Insurance Policy
April 20, 2021

You might have heard a million times that a life insurance policy is a must-have

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Will drinking alcohol affect your life insurance plan?
Will drinking alcohol affect your life insurance plan?
April 16, 2021

Drinking alcohol occasionally will not tend to affect your life insurance policy....

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Should You Buy Mortgage Protection Insurance Or Life Insurance?
Should You Buy Mortgage Protection Insurance Or Life Insurance?
April 16, 2021

Deciding on which insurance to buy requires thorough evaluation and comparison...

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Can I Get Life Insurance If I Am Self-employed?
24 Mar 2021

The short answer would be, ‘yes you can.’ The question should also be about, whether you should buy a life insurance policy and if yes, then why.

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Why a Whole Life Plan with ROP is the Smarter Way of Buying Life Insurance?
10 Mar 2021

Life insurance is an ideal financial planning instrument due to the benefits it offers to the policyholders along with their nominees. As every person

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How To Secure Your Future With Whole Life Insurance?
25 Feb 2021

A whole life insurance plan is a type of permanent life insurance plan. It means that the policyholder will be covered for their entire life provided the premiums are paid on time.

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Should one buy life insurance or term insurance?
Should one buy life insurance or term insurance?
Feb 22, 2021

Life is uncertain, and thus an insurance coverage is essential to deal with any upcoming

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Who Can Buy A Life Insurance Policy
16 Feb 2021

A life insurance policy stabilizes your financial plan in case of an unforeseen event. It adds an extra measure of security for the future of your loved ones.

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Budget 2021: Key Expectations for Life Insurance Industry
03 Feb 2021

The first-ever digital Union Budget 2021-22 was presented by Union Minister for Finance and Corporate Affairs Smt Nirmala Sitharaman on 1st February 2021.

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Union Budget 2021 - How it will Impact Insurance Industry in India?
Union Budget 2021 - How it will Impact Insurance Industry in India?
Feb 03, 2021

The first-ever digital annual financial Budget was presented by Finance Minister Nirmala

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How Is Life Insurance Different From A General Insurance?
27 Jan 2021

Trying to choose the best financial plan for yourself and your family can get tricky if you do not see the bigger picture. While there are several

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All one needs to know about life insurance policies
All one needs to know about life insurance policies
22 Jan 2021

It takes years to build a good life with your family and provide them with the lifestyle they always

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Here's What You Should Do With Your Life Insurance Plans In 2021
21 Jan 2021

if you had been one of those postponing your life cover decisions till 2019, 2020 would have woken you up pretty good. And if you finally bought the life

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Why Has the Term Life Insurance Premium Changed? How Does it Affect You?
13 Jan 2021

“The uncertainty of life got me thinking about the importance of constants in our lives.” So said Michele Scott, author and playwriter. Our lives are about securing

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3 Things to Note As The Life Insurance Premiums Increase Further
13 Jan 2021

The year 2020 has seen a lot of turmoil in the world. Much like any other time of mass calamity, the insurance industry

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Reasons Why Life Insurance Is Important For Women
11 Jan 2021

Life insurance is a contract between an insurer and a policyholder. By far, it gives out payment after the person dies for their respective family.

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How Long Should My Life Insurance Cover Be?
31 Dec 2020

Life insurance plans are essential for any individual who wants to secure their family's future, especially if they are the income source for their household.

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What Is The Eligibility To Have Life Insurance?
08 Dec 2020

Do you want a better and secure future for your loved ones? Do you want them to live a financially safe life even when you aren't around anymore?

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Know All About Nominee For Life Insurance Plan
15 Dec 2020

A Life Insurance Plan is devised to secure a person’s life and her/his family’s. The insured person pays certain amounts at intervals of time to the insurance

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What Is Wealth And How Can You Build Wealth with Life Insurance?
18 Nov 2020

Are you wealthy? Would you consider your parents wealthy? Do you think you will acquire wealth one or two decades later? If yes, it’s time to think how.

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What Happens If You Hide Facts In Your Life Insurance?
18 Nov 2020

Insurance is a legal contract and is based on certain principles. One of the most unique and significant principles of the insurance contract is the principle

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4 Ways Your Investing Habits Can Affect Your Career Growth
4 Ways Your Investing Habits Can Affect Your Career Growth
18 Nov 2020

Career building needs a lot of consistent effort and before that a good education. In a way, career is an investment

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This Diwali, Bring home Prosperity & Bright Future with Life Insurance
This Diwali, Bring home Prosperity & Bright Future with Life Insurance
18 Nov 2020

Starting a new investment during Deepawali is considered not only auspicious but also great for long-term prosperity.

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Saving money vs. Hoarding – Know the Difference
Saving money vs. Hoarding – Know the Difference
05 Nov 2020

Remember your savings in the piggybank during your childhood? You put a lot of coins into the piggy bank

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Investments You Should Start with Your Family
Investments You Should Start with Your Family
30 Oct 2020

Traditionally, our culture has directed our efforts towards personal financial planning. As your family life progresses

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Life Insurance Cover For The Homemaker
28 Oct 2020

Homemakers in the family are like a PCB board in your computer, least highlighted but behind everyone’s stability and connection. Yet, their financial

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5 Long-Term Investments Still Offering Safe and Stable Returns
5 Long-Term Investments Still Offering Safe and Stable Returns
28 Oct 2020

Recent uncertainties at the world stage have brought forth new risks to the market.

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Should You Inform Your Life Insurer About Contracting COVID-19?
Should You Inform Your Life Insurer About Contracting COVID-19?
28 Oct 2020

Insurance is a contract based on mutual trust. So, it seems legitimate to keep your

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How to Make Death & Maturity Claims on Your Life Insurance?
28 Oct 2020

It is said that the real value of a life insurance policy is only known at the time of claim. The claim is an important point in a life insurance policy. Every life the policy will

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The Role of Insurance in Restructuring Your Life Post-COVID
The Role of Insurance in Restructuring Your Life Post-COVID
28 Oct 2020

COVID-19 has had a dramatic impact on the world. The resulting lockdown led to many speculations

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Do You Understand These 7 Insurance Jargons?
Do You Understand These 7 Insurance Jargons?
28 Oct 2020

Insurance could be overwhelming for anyone who tries to decipher the legal maze of the industry

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What Is The Ideal Age For Buying Life Insurance? How Much Insurance Should One Buy?
27 Oct 2020

Term insurance is one of the primary financial needs. The moment you start earning and taking up some of the financial responsibilities in the family,

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The Dangers of Being Underinsured (Inadequate Insurance)
The Dangers of Being Underinsured (Inadequate Insurance)
27 Oct 2020

Shubham is one of the cautious and frugal investors and manages his money penny for penny.

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5 Reasons Whole Life Insurance is Right for You
27 Oct 2020

Ever thought what happens to all the premiums you pay for your term insurance cover? Did you want that somehow you can get all the money back

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5 Amazing Investment Options for Safe Investors in India
5 Amazing Investment Options for Safe Investors in India
22 Oct 2020

Who doesn’t like steady growth of wealth and almost certain return on investments?

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5 Steps towards a secure financial future of your family
5 Steps towards a secure financial future of your family
22 Oct 2020

Family’s financial security is a continuous effort. You can make sure that your family can survive bad

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3 Benefits of Life Insurance You Must Choose to Secure Your Family's Future
3 Benefits of Life Insurance You Must Choose to Secure Your Family's Future
22 Oct 2020

What is there to work and live for if not the family’s future? And when it comes to securing

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How to Choose Life Insurance Plans According to Your Income?
How to Choose Life Insurance Plans According to Your Income?
21 Oct 2020

Selecting life insurance plans should be easy if you know what these plans can do for you

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Life Events That Call For Reviewing Your Life Insurance Coverage
21 Oct 2020

Health and term insurance are small decisions with big impact on your family’s financial future. Ideally, you should spend good time in deliberating

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How to Adjust Your Investment Portfolio for the Post-COVID World
How to Adjust Your Investment Portfolio for the Post-COVID World
21 Oct 2020

The COVID-19 induced economic slowdown has hit everyone in a different extreme.

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How to Choose the Best Savings Plan in India?
How to Choose the Best Savings Plan in India?
20 Oct 2020

Savings are just the first step towards a wealthy future. Correct savings plans are the

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6 Questions You Must Ask Your Life Insurance Agent
6 Questions You Must Ask Your Life Insurance Agent
6 Oct 2020

When looking out for a life insurance policy, there ought to be

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A Guide to Financial Benefits for Women
A Guide to Financial Benefits for Women
6 Oct 2020

In today’s day and age, women are taking up more responsibilities in life

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Different types of investments in India
Different types of investments in India
6 Oct 2020

In today’s day and age, people invest their savings into various market-linked

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Life Insurance -The Key to Happiness Post-Retirement
19 Oct 2020

If you are employed and hard at work right now, one of the following two thoughts is a reality for you – First, you need that much money and then

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Need for a Life Insurance for the Non-Working Spouse
What Are Linked & Non-Linked Insurance Plans?
24 Sept 2020

It is natural to compare options before you buy something, expecting to choose the best

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Need for a Life Insurance for the Non-Working Spouse
24 Sept 2020

The spouse who has to stay at home, looking after the children, cooking, and supporting the family often has a more tiresome job to do, than the working spouse.

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Best Investment Options in India for 2020-21
Best Investment Options in India for 2020-21
17 Sept 2020

What makes a good investment option? There can be several factors to measure effectiveness of a savings plan, from its flexibility of investing

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Increasing Coverage After Buying The Insurance Policy
Increasing Coverage After Buying The Insurance Policy
22 Sept 2020

One mostly buys a life insurance cover to provide financial protection to their loved ones

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What is Premium in Life Insurance?
22 Sept 2020

Life insurance is a whole new world of terminologies and verbiage we hardly get to hear in our everyday lives. When buying a life insurance policy,

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Can You Buy A Life Insurance Policy Without A Medical Exam?
Can You Buy A Life Insurance Policy Without A Medical Exam?
16 Sept 2020

Medical exams are an important part of the life insurance purchase process.

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What Is Persistency Ratio In Insurance?
What Is Persistency Ratio In Insurance?
16 Sept 2020

Whenever you are buying a new life insurance policy, you have plenty of numbers to look at.

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This You Should Know Before Claiming Your Life Insurance
This You Should Know Before Claiming Your Life Insurance
16 Sept 2020

It’s not easy to come at terms with the passing away of someone you love.

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Penalty for Evasion of Tax in Life Insurance
1 Sept 2020

Everyone feels the pinch of giving away money even when it comes to taxes. They try to scoop out ways that can help them save their earnings.

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Where Do Life Insurance Companies Invest Your Premiums?
27 August 2020

A Life Insurance contract is among the longest financial deals that a person ever enters in their lifetime. It is important that you know where you

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How to Buy the Best COVID Insurance Policy in India?
How to Buy the Best COVID Insurance Policy in India?
26 Aug 2020

The novel Corona Virus has affected close to 23 Million people around the world, and the count is increasing every day. With the total number

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Guide to Whole Life Insurance by Canara HSBC OBC Life Insurance
26 August 2020

A whole life insurance policy, as the name suggests, covers a person for the whole of their life, in most cases up to the age of 100. A whole life plan

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Why Consider Claim Settlement Ratio When Buying Life Insurance?
24 August 2020

Claim Settlement Ratio is the number of claims passed by an insurance company in a year’s time. One must always consider checking the claim ratio of a company before buying a life insurance or any kind of insurance plan such as health, savings or ULIPs.

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5 Reasons You Might Need Another Life Insurance Cover
22 August 2020

One of the most common reasons people invest in term insurance policies is to save tax. But that’s not why you should buy another life insurance every few years.

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5 Insurance Policies You Should Consider Before Marriage
5 Insurance Policies You Should Consider Before Marriage
21 Aug 2020

Bachelor life after the start of a career is perhaps one of the most liberating experiences of your life. It will never be the same again, and certainly not after marriage.

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5 Factors to Check Before Buying Life Insurance in India
5 Factors to Check Before Buying Life Insurance in India
21 Aug 2020

Research in the buying behaviour of Indian consumer for life insurance suggests that a large number of people invest in life insurance to save tax.

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How to Select the Best Life Insurance Plan - For Working Women
How to Select the Best Life Insurance Plan - For Working Women
21 Aug 2020

There’s an old saying that ‘men build houses and women build homes.

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Does Your Insurance Policy Offer These 7 Benefits?
Does Your Insurance Policy Offer These 7 Benefits?
21 Aug 2020

An insurance policy acts as an umbrella on a rainy day. It is a saving tool and will provide you peace of mind,

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3 Crucial Life Milestones When You Should Reconsider Your Life Insurance Cover
3 Crucial Life Milestones When You Should Reconsider Your Life Insurance Cover
21 Aug 2020

Life Insurance is an instrument through which you can protect your family’s financial future in your absence.

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5 Benefits of Gifting Life Insurance Cover to Your Spouse
5 Benefits of Gifting Life Insurance Cover to Your Spouse
20 Aug 2020

When it comes to gifts, especially for your better half, jewellery, vacation, clothing might

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How Does Regular Income Pay-out Work in Life Insurance in India
How Does Regular Income Pay-out Work in Life Insurance in India?
20 Aug 2020

Many online life insurance plans nowadays, offer pay-out of death claim as a regular income to nominees.

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5 Compelling Reasons to Buy Term Life Insurance Online
5 Compelling Reasons to Buy Term Life Insurance Online
20 Aug 2020

Nowadays, online is the marketplace for almost everything, including the best life insurance plans.

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5 Reasons You Should Choose Regular Income Pay-out Option
5 Reasons You Should Choose Regular Income Pay-out Option
20 Aug 2020

A life insurance policy is a good tool to ensure financial safety for your family.

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How Does Life Insurance Make Life Easier For Your Family
How Does Life Insurance Make Life Easier For Your Family
19 Aug 2020

Vaibhav was an avid investor. He was very good at planning and was very serious

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5 Reasons to Add Riders to your Life Insurance Plan
5 Reasons to Add Riders to your Life Insurance Plan
19 Aug 2020

Financial safety and independence are the primary reason why we need to have a source of income

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Changes in the Regulatory Framework of Insurance Policies Due to Pandemic
Changes in the Regulatory Framework of Insurance Policies Due to Pandemic
14 Aug 2020

The prevailing COVID pandemic has impacted not only individuals and families but also the business world and the economy

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Your Questions Answered on Insurance Claims amid Coronavirus
Your Questions Answered on Insurance Claims amid Coronavirus
14 Aug 2020

With the Corona Virus outbreak tormenting the world, millions of people have died in every corner of the earth.

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3 Situations When Whole Life Insurance Makes Perfect Sense
3 Situations When Whole Life Insurance Makes Perfect Sense
19 Aug 2020

Akshay, 36 is an advertising professional who lives in Delhi with his wife and 4-year-old daughter.

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Have Multiple Life Insurance Policies? Here are 5 Things You Should Know
Have Multiple Life Insurance Policies? Here are 5 Things You Should Know!
18 Aug 2020

Would it be wrong to own a fleet of cars for your family? Certainly not if you can afford it. Same goes for life insurance policies too

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How to Use Whole Life Insurance to Leave a Legacy for Your Children
How to Use Whole Life Insurance to Leave a Legacy for Your Children
18 Aug 2020

here was a time when parents would feel proud to have built huge properties for the next generations.

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How Much Time Does a Life Insurance Policy Take to Settle the Death Claim
How Much Time Does a Life Insurance Policy Take to Settle the Death Claim?
18 Aug 2020

Avijit, a transport business owner, had bought a life insurance policy in the early 90s. His family had to file a death claim on the policy

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How a Good Term Life Insurance Sets You Free
How a Good Term Life Insurance Sets You Free
11 Aug 2020

Research suggests that people give preference to the life of their family members over their own. That is why, survival for your family if anything untoward befalls

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What is Reinsurance & How Does It Help
What is Reinsurance & How Does It Help?
11 Aug 2020

Insurance as an industry is no longer limited to life insurance policies. The industry has expanded to the extent where it covers vehicles, buildings and even one-off events.

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Use Your First Salary Wisely – Buy a Life Insure
Use Your First Salary Wisely – Buy a Life Insure
10 Aug 2020

Looking at the message that your salary is credited to your account is one of the world’s greatest happiness. Receiving your first salary is special, as you see all those years

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Buying life insurance after being diagnosed with an ailment
Buying life insurance after being diagnosed with an ailment
10 Aug 2020

Today, we are at increasing risk of falling prey to life-style diseases. And according to an article by the Times of India, with increasing prevalence of life-style diseases in the country

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What is Life Insurance Underwriting Process
What is Life Insurance Underwriting Process?
6 Aug 2020

Applying for a life insurance policy is easy. Especially when applied for online, it may take only a few minutes. Once you have given your basic details and provided necessary

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Building an Emergency Corpus using Insurance Plans
Building an Emergency Corpus using Insurance Plans
28 July 2020

It’s terrible when we fall into a drastic income cut due to unexpected situations like Covid-19 and do not have an emergency corpus to take care of our contingencies

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Reassessing Your Life Insurance Needs
Reassessing Your Life Insurance Needs
28 July 2020

Purchasing a life insurance policy is a great way to ensure protection for your family's financial future in case of your absence. While long-term planning is important,

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Making Claim Settlement Easy for Your Beneficiaries
Making Claim Settlement Easy for Your Beneficiaries
27 July 2020

When you buy an insurance policy, as a policyholder you want the life insurance company to never fall short of expectations, especially at the time of claim settlement.

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How has the occurrence of Covid-19 affected Insurance in India
How has the occurrence of Covid-19 affected Insurance in India?
10 July 2020

The novel coronavirus started emerging as a viral pathogen in December 2019, but now the virus has strengthened its grip and has started spreading across the globe, leading to a serious health issue.

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Role of Life Insurance In Achieving Financial Independence
Role of Life Insurance In Achieving Financial Independence
10 July 2020

As India celebrates its 74th Independence Day this year, it’s time to think of your financial freedom. Financial independence refers to a state where one has enough resources at their disposal to help fulfill their future financial goals.

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How To Revive A Lapsed Life Insurance Policy
How To Revive A Lapsed Life Insurance Policy?
4 Aug 2020

Purchasing a life insurance policy early in life offers financial protection to your family in your absence. It provides your nominees a death benefit in the future

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Give a Caring Gift of Lifelong Raksha this Raksha-Bandhan
Give a Caring Gift of Lifelong Raksha this Raksha-Bandhan
17 July 2020

With the auspicious festival of Raksha Bandhan just around the corner, it’s time to ensure your beloved siblings and their loved ones are protected and safe.

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Life insurance: Putting a price on your mental peace
Life insurance: Putting a price on your mental peace
6 July 2020

A life insurance policy is a type of contract between an insurance company and the policyholder, which provides financial protection to the individual’s family in case of an unfortunate eventuality.

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Best Life Insurance Plans And Their Benefits - By Canara HSBC OBC Life Insurance
Best Life Insurance Plans And Their Benefits - By Canara HSBC OBC Life Insurance
6 July 2020

In a world full of uncertainties, life insurance has assumed paramount significance. Securing your family’s future with a life insurance plan has become vital to safeguarding financial needs.

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Can I Buy A Life Insurance Policy For Someone With A Critical Illness
Can I Buy A Life Insurance Policy For Someone With A Critical Illness?
3 July 2020

Life insurance plans are generally easily obtained for people who are healthy and do not suffer from any preexisting conditions or diseases.

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9 New Year Resolutions to Make 2020 A Financially Fit Year
9 New Year Resolutions to Make 2020 A Financially Fit Year
3 July 2020

New Year is just around the corner. It is the time of the year when we list down resolutions to make our coming year more gratifying and better than the previous one.

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GST On Life Insurance All You Need To Know
GST On Life Insurance:
All You Need To Know
2 July 2020

The Goods and Services Tax, also known as GST, has been widely discussed in India ever since it was announced. This is because there is hardly a sector across the nation that has

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Avail 1 Day Claim Settlement of up to 1 Cr
Avail 1 Day Claim Settlement
of up to 1 Cr
30 June 2020

Claim settlement is an important factor in view of the reliability and consistency of a Life Insurance Company. This ratio tells you about the number of claims settled by the company, over the total number of claims received within a period of time.

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How Does Life Insurance Cover Increasing Health Expenses
How Does Life Insurance Cover Increasing Health Expenses
27 May 2020

Life insurance is one of the first steps towards financial planning. Before anything else, it is important to secure yourself and your family against untoward incidents.

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How Does Life Insurance Help In Tax Saving
How Does Life Insurance Help In Tax Saving?
22 May 2020

A life insurance policy is usually the first investment made by a person when they begin working and earning for themselves.

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Learn about Tax Saving investments in India with Canara HSBC OBC Life Insurance
Learn about Tax Saving investments in India with Canara HSBC OBC Life Insurance
22 May 2020

Investments can be complicated, especially when considered from the perspective of tax savings. Unit-Linked Insurance Plans (ULIPs) are one of the easiest and most straightforward tax saving investment vehicles.

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Why You Should Plan Your Life Insurance and Taxes Saving in April and Not In March
Why You Should Plan Your Life Insurance and Taxes Saving in April and Not In March
13 May 2020

The importance of financial planning cannot be overstated enough. Financial planning involves taking decisions on the investments to be made throughout the year which can help you best meet your financial goals, both in the short-term and long-term.

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What is the right time to invest in life insurance
What is the right time to invest in life insurance?
13 May 2020

Urban Indians are more likely to purchase life insurance after the birth of a child in the family. 52% of families with kids have a greater awareness of the importance of buying life insurance as compared to 29% of those without kids.

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What Are The Factors Affecting Life Insurance Policy Premiums In India
What Are The Factors Affecting Life Insurance Policy Premiums In India
13 May 2020

Whether you are an individual or a family, securing your finances must fall at the very top of your priority list. This is particularly true if you have any dependants relying on you as a financial provider.

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Top 7 Tips for A Smooth Life Insurance Claim Settlement
Top 7 Tips for A Smooth Life Insurance Claim Settlement
13 May 2020

Buying life insurance means providing financial security to your family and clearing off any debts/liabilities by helping your family needs when you are not around.

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Taking A Loan Against Your Life Insurance. Things To Know
Taking A Loan Against Your Life Insurance. Things To Know
13 May 2020

A life insurance policy is a unique financial instrument. It not only helps you secure the future of your family, but also provides a good return on your investment.

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Life Insurance Myths Demystified
Life Insurance
Myths Demystified
13 May 2020

There are myriad myths and misconceptions related to life insurance. These myths are a reason that results in the reluctance towards the purchase of a life insurance policy.

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Life Insurance For Senior Citizens. Things You Should Know
Life Insurance For Senior Citizens. Things You Should Know
13 May 2020

In India, several life insurance companies offer customized life insurance plans for senior citizens. Here, we’ll explore the various factors associated with purchasing a life insurance policy for senior citizens.

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Is life insurance better than term insurance
Is life insurance better than term insurance?
13 May 2020

Life insurance plans provide financial security to the policyholder’s family in the case of sudden demise of the policyholder. Term insurance plans, on the one hand, are a type of life insurance.

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How You Can Secure Your Parent's Future by investing Life Insurance
How You Can Secure Your Parent's Future by investing Life Insurance
13 May 2020

Life insurance penetration is still dismally low in India. In as late as 2018, the penetration for life insurance was a mere 2.74%. While the life insurance industry is poised to grow in the coming years, it will be a long and arduous uphill climb.

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How To Reduce Your Life Insurance Premium
How To Reduce Your Life Insurance Premium?
13 May 2020

Life insurance is a critical part of financial planning. Yet, quite a large number of people forgo this peace of mind because they harbour reservations about its cost. However, there are a number of handy tips you can make use of to lower your life insurance premium.

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How many life insurance policies should my parents have
How many life insurance policies should my parents have?
13 May 2020

A life insurance policy provides financial freedom to the policyholder’s family in the case of any unfortunate eventuality. Life insurance is slowly transitioning from a luxury to a necessity for Indian households.

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How Does A Life Insurance Policy Payout Work in India
How Does A Life Insurance Policy Payout Work in India?
13 May 2020

Life insurance policies generally offer two kinds of payouts to the policyholder or their beneficiaries. If the insured person passes away during the tenure of the policy,

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Investment Options For Newly Married
Investment Options For
Newly Married
13 May 2020

Once the merriment has died down, one of the most essential things that newlyweds may need to focus on is how they plan to handle their shared finances.

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Insurance Products During This Pandemic & Lockdown
Insurance Products During This Pandemic & Lockdown
13 May 2020

A sense of fear and unbearable hardship prevails across the world due to the COVID-19 outbreak. The virus has engulfed the globe and has spread to all corners of the world.

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Everything You Need To Know If You Are An NRI Planning To Buy Life Insurance
Everything You Need To Know If You Are An NRI Planning To Buy Life Insurance
13 May 2020

The Foreign Exchange Management Act has made it possible for Non Resident Indians (NRIs) and Person of Indian Origin (PIOs) to attain term insurance in India.

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How Savings Plans by Canara HSBC OBC Life Insurance Help You
How Savings Plans by Canara HSBC OBC Life Insurance Help You?
22 May 2020

Savings plans have emerged as a popular choice of investment to achieve financial security and long-term financial goals. As the name suggests,

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Is It Advisable to Have Multiple Life Insurance Policies
Is It Advisable to Have Multiple Life Insurance Policies?
27 May 2020

Life is all about experiencing new things in multiple ways. Having many different experiences is something that makes our life worthwhile.

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Can Life Insurance Replace Other Financial Instruments
Can Life Insurance Replace Other Financial Instruments?
27 May 2020

The average investor makes a variety of investments over the course of his or her lifetime. These investments typically serve a number of purposes.

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How Much Does Life Insurance Plan Costs In India
How Much Does Life Insurance Plan Costs In India
27 May 2020

Insurance in India has a deep rooted history, it is almost a 200 year industry which has failed to gain substantial investments from consumers across the country.

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Life Insurance As A Tool For Redemption Of Mortgage
Life Insurance As A Tool For Redemption Of Mortgage
27 May 2020

Purchasing a home is likely to be a top priority in the lives of most working individuals. While the best case scenario would allow you to purchase property utilizing only your own funds, this may not always be the case.

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Life Insurance Policy For Unmarried Women and Single Mothers
Life Insurance Policy For Unmarried Women and Single Mothers
27 May 2020

For centuries, the traditional role of the primary financial provider of an Indian family was played by the men in the family, who made a majority of the financial decisions in the household as well.

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What Is A Solvency Ratio In Life Insurance
What Is A Solvency Ratio In Life Insurance?
27 May 2020

While we make a variety of investments in our lives to help us meet financial goals, there is one essential investment that possibly trumps them all - life insurance. In the event of your unfortunate demise, your life insurance policy guarantees that your family and dependants will have ample financial coverage to get them through.

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Life Insurance For Senior Citizens. Things You Should Know
Life Insurance For Senior Citizens. Things You Should Know
13 May 2020

In India, several life insurance companies offer customized life insurance plans for senior citizens. Here, we’ll explore the various factors associated with purchasing a life insurance policy for senior citizens.

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Things to know about endowment policy
Things to know about endowment
policy
24 April 2020

If you are looking for a dual benefit policy that offers not only life insurance but also helps you grow your savings, an endowment plan is the one for you.

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Types of bonuses under life insurance policy
Types of bonuses under life insurance policy
24 April 2020

When you receive an extra payment over and above your salary or income assured per month by your company, it is referred to as a bonus.

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Top 5 Life Insurance industry Trends in 2020
Top 5 Life Insurance industry Trends in 2020
24 April 2020

Insurance is one of the most important investments made by people, and the industry has seen many changes over the years in an effort to be more relevant in changing times.

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How to Buy Life Insurance Policy Online
How to Buy Life Insurance Policy Online?
22 April 2020

With over 560 million internet users, India has the second highest connected population in the world. Rising internet penetration has given birth to a booming digital economy.

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Can I Get a Life Insurance If I Smoke or Drink
Can I Get a Life Insurance If I Smoke or Drink?
21 April 2020

Often people fall into the false belief that smokers or drinkers can’t buy a life insurance for themselves.

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Everything About Claim Settlement Ratio
Everything About Claim Settlement Ratio
20 April 2020

Unforeseen circumstances can often have a grave impact on the financial health of a person or even an entire family.

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Different Payment Options In Life Insurance and Their Benefits
Different Payment Options In Life Insurance and Their Benefits
20 April 2020

Considering the immense financial safety and peace of mind that a life insurance policy can provide, it is important that every person and family invest in one.

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What is the difference between a participating and non-participating policy
What is the difference between a participating and non-participating policy
17 April 2020

Though 20% of the world’s population resides in India, 76% of Indians above the age of 18 years have little or no awareness about financial concepts.

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All You Need To Know About Critical Illness Benefit under Life Insurance
All You Need To Know About Critical Illness Benefit under Life Insurance
17 April 2020

A rapid increase in the cost of healthcare has emerged as a major worry in India. In 2019, healthcare inflation rose at double the rate of retail inflation, which means the cost of medical care is rising faster than that of other goods and services.

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What Are the Dos and Don'ts of Life Insurance Policy
What Are the Dos and Don'ts of Life Insurance Policy?
16 April 2020

The moment you begin earning, financial planning becomes mandatory. One of the essential parts of not just financial planning but planning for life is a life insurance policy.

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Guide to understanding UIP and Life Insurance
Guide to understanding UIP and Life Insurance
16 April 2020

A financial plan should ideally include considerations for investment, insurance and aim towards maximising profits and savings.

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How To Claim Your Life Insurance Policy In India
How To Claim Your Life Insurance Policy In India
15 April 2020

In 1956, all Indian life insurance companies were nationalized to form LIC. This was done to protect the interests of the policyholders and boost penetration.

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Does life insurance in India cover deaths due to coronavirus
Does life insurance in India cover deaths due to coronavirus?
31 March 2020

The world is currently grappling with the most extraordinary public health challenge of the century- Coronavirus.

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4 ways life insurance can help you maximise your retirement
4 ways life insurance can help you maximise your retirement
03 March 2020

Retirement age in India might have been fixed at 60 years, however an average Indian plans to retire from active working life at the age of 56 years.

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5 signs you need to up your life insurance coverage
5 signs you need to up your life insurance coverage
03 March 2020

3 out of every 10 Indians are buying pure protection plans while life insurance ownership stands at 70% in India.

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Features and Benefits of Life Insurance in India
Features and Benefits of Life Insurance in India
15 Jan 2020

The average penetration and density of life insurance in India is a measly 2.76%. There have been improvements in this arena but overall the growth has been rather slow.

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How to secure your family with life insurance
How to secure your family with life insurance?
15 April 2020

An average urban Indian has little or nothing to fall back upon in the event of a financial emergency. On a scale of 1 to 100, the protection quotient of Indians is a mere 35.

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Know The Important Terminologies of Life Insurance
Know The Important Terminologies of Life Insurance
16 April 2020

Life insurance is proving to be one of the most essential financial tools for the modern Indian family.

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How To Claim Your Life Insurance Policy In India
How To Claim Your Life Insurance Policy In India
15 April 2020

In 1956, all Indian life insurance companies were nationalized to form LIC. This was done to protect the interests of the policyholders and boost penetration.

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10 everyday expenses that may cost more than life insurance
10 everyday expenses that may cost more than life insurance
15 April 2020

In recent years, India’s working millennials have woken up to the importance of investing early on in their careers.

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Death Claim: Documents Required for A Life Insurance Claim
Death Claim: Documents Required for A Life Insurance Claim
8 April 2020

According to the latest Annual Report for IRDAI, “global direct premiums surpassed the USD 5 trillion mark for the first time ever in 2018.”

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What is Life Insurance? And What Are Its Features
What is Life Insurance? And What Are Its Features?
17 April 2020

According to an IRDAI (Insurance Regulatory and Development Authority of India) study, life insurance penetration in India in 2019 was a mere 3.69%.

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What Are The Types Of Life Insurance Policies
What Are The Types Of Life Insurance Policies?
16 April 2020

A life insurance policy is generally considered to be one of the most important requirements for a comfortable, hassle-free life.

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Make sure that you add a rider to your plan
Make sure that you add a rider to your plan
07 Feb 2020

A term insurance plan acts as a cushion and ensures the financial security of your family in the event of an unfortunate incident taking place.

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How Life Insurance Policy Can Help You Save Taxes
How Life Insurance Policy Can Help You Save Taxes
03 Feb 2020

Life insurance is a much sought after asset for most individuals, since it is the ideal solution for taking care of your dependents when you are no longer around.

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Suffering from a lifestyle disease? Life insurance should be a priority
Suffering from a lifestyle disease? Life insurance should be a priority
05 Feb 2020

The advent of the digital age has made work easier and convenient. But cutting-edge technology has a dark side too. It has brought with itself a sedentary lifestyle, which, in turn, results in a slew of lifestyle diseases.

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Is Your Life Insurance Coverage Keeping Pace With Your Annual Pay Hikes
Is Your Life Insurance Coverage Keeping Pace With Your Annual Pay Hikes?
05 Feb 2020

Life insurance policies are one instrument that almost everybody invests in on a regular basis.

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Advantages of Buying Life Insurance Plan at Early Age
Advantages of Buying Life Insurance Plan at Early Age
15 Jan 2020

Life insurance is generally perceived as an investment that can be considered at a much later point in life, when you've gotten older. Young investors often tend to focus on high-risk-high-reward

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8 Ways to Reduce Life Insurance Premiums
8 Ways to Reduce Life Insurance Premiums
8 Jan 2020

Life insurance is certainly one of the best ways to take care of your family's future in case of any eventuality.

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Sabse Pehle Life Insurance Campaign by LIC: What You Should Know
Sabse Pehle Life Insurance Campaign by LIC: What You Should Know
05 Nov 2019

Life Insurance Council of India has now come up with this new and innovative campaign at mass level to make Indian population understand the importance of life insurance.

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How to save your life insurance premium
How to save your life insurance premium
24 Oct 2019

Is the dreadful thought of paying a hefty amount of premium every month keeping you from buying/content.


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Reasons why stay-at-home parents need insurance too
Reasons why stay-at-home parents need insurance too
10 Oct 2019

Hitting 30 soon? Here are the things we recommend you do in time.


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The wrong reasons to buy life insurance
The wrong reasons to buy
life insurance
03 Sep 2019

Usually saddled with work and is unable to find time to get a hold on his


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How much insurance cover do I need
How much insurance cover do I need?
05 Aug 2019

The primary objective of an insurance plan is to provide financial security to your family and dependents


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How term insurance differs from other type of life insurance
How term insurance differs from other type of life insurance.
06 July 2019

If you too face the same dilemma, you may want to take a page out of Ashish's book.


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Why you need not procrastinate paying your insurance premium
Why you need not procrastinate paying your insurance premium.
20 Aug 2019

Work hours extending beyond the standard nine-to-five grind, no provision of leave, juggling


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Life insurance need for every life stage
Life insurance need for
every life stage
07 May 2019

At various phases of our life, our financial needs and goals change. Life insurance is a critical.


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Things to know before buying a life insurance
Things to know before buying a life insurance
18 Dec 2018

When it comes to buying a life insurance policy, various factors need to be kept in mind especially if you're buying one for the first time.

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Online Life Insurance Policy Buying Mistakes to Avoid
Online Life Insurance Policy Buying Mistakes to Avoid
16 dec 2018

Buying an insurance policy online is a faster and stress-free and it makes the entire process so much simpler for both, the insurance company and the buyer.

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Sins thou shall not commit while buying an online life insurance policy
Sins thou shall not commit while buying an online life insurance policy
16 Dec 2018

Buying an insurance policy online is a faster and stress-free task and it has made the entire process simpler and easier for both the insurance companies and the buyers.

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Insurance policies for different stages of life
Insurance policies for
different stages of life
12 Dec 2018

The importance of insurance varies at different stages of life. Proper planning of your insurance portfolio is necessary at each stage of life to ensure your dependents are protected financially.

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How much life insurance does one need?
How much life insurance
does one need?
10 Dec 2018

How much Life Insurance does one require is a decision which must be carefully deliberated upon before taking up a policy.

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Five reasons why your life insurance application could be declined
Five reasons why your life insurance application could be declined
08 Dec 2018

A Life Insurance policy is one of the most ideal ways to provide financial security to your family. However, there are several factors depending on which one can be denied coverage by Insurance Company.

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Why you should have more than one life insurance policy
Why you should have more than one life insurance policy?
06 Dec 2018

If your financial planner is telling you to buy just one huge term life cover and be done with it, you better question him about his reasoning behind such an advise.

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Buying online insurance in India: myths vs facts
Buying online insurance in India: myths vs facts
04 Dec 2018

Many Indians are still sceptical about buying insurance and the scepticism only increases when it comes to buying insurance online.

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Choose a suitable life insurance plan, not the cheapest
Choose a suitable life insurance plan, not the cheapest
30 Nov 2018

Unlike any other financial product, purchasing a life insurance policy affects our entire life and therefore, there are a few things that need to be kept in mind before buying a suitable plan.

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Moves to make before you get married
"Moves to make"
before you get married
09 Oct 2018

Intimidating for some and exciting for others; everyone feels differently about the prospect of getting married & settling down.

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Why millennials aren't buying life insurance and why they might be wrong
Why millennials aren't buying life insurance and why they might be wrong?
01 Oct 2018

It's not uncommon to see millennials today spending most of their income on fine dining, the latest gadgets and gizmos, and bespoke clothes and accessories.

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