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Retirement Planning Articles

The best day to start saving is today, even if you can save only a small portion of your income. Learn about the fundamentals of retirement planning through this blog.

Retirement Planning Articles

Retirement Insurance
Understanding Defined Benefit Pension Plan
Understanding Defined Benefit Pension Plan
October 10, 2022

What’s better than knowing that you can get money after retirement? ....

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What Should You Do 5 Years Before Retirement?
What Should You Do 5 Years Before Retirement?
October 10, 2022

Retirement feels like a far-off stage, a destination you have years....

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How to Invest in National Pension System?
How to Invest in National Pension System?
October 10, 2022

Does the thought of retirement cross your mind sometimes? Do you....

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Types of Annuity Plans: How to Choose the Right One?
Types of Annuity Plans: How to Choose the Right One?
October 07, 2022

Annuities are a type of investment that can provide income during retirement...

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NPS Withdrawal - How to Withdraw from NPS?
NPS Withdrawal - How to Withdraw from NPS?
October 07, 2022

Withdrawal from NPS can be made upon attaining the age of 60 years...

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Annuity vs Lump Sum - Which should you Choose?
Annuity vs Lump Sum - Which should you Choose?
September 29, 2022

Retirement is one of those financial goals you must start planning for at an early age....

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How to Withdraw Pension Contribution Online?
How to Withdraw Pension Contribution Online?
September 26, 2022

EPF is a mandatory pension scheme for employees of private and public sector..

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Is Pension Taxable?
Is Pension Taxable?
September 02, 2022

Is pension taxable? A question that bothers almost every taxpayer...

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NPS Returns - Meaning and Benefits of NPS Returns
NPS Returns - Meaning and Benefits of NPS Returns
August 30, 2021

The primary purpose of the National Pension System (NPS).....

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How to Plan for Building a Retirement Corpus of Rs 5 Crore?
How to Plan for Building a Retirement Corpus of Rs 5 Crore?
August 02, 2021

Are you working on retirement planning for Rs. 5 Crore and working.....

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Difference between Defined Benefit and Defined Contribution Plans
Difference between Defined Benefit and Defined Contribution Plans
July 20, 2021

Nowadays, retirement is perhaps not possible without a pension plan in place.....

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What is a Family Pension?
What is a Family Pension?
June 01, 2022

The family pension is the money offered to the family of the government employee...

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What is Pension - Pension Meaning and Definition
What is Pension - Pension Meaning and Definition
June 01, 2022

A pension is a fixed retirement fund for an employee paid as a regular income...

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Commuted Pension: What is Commuted Value of Pension?
Commuted Pension: What is Commuted Value of Pension?
June 06, 2022

Commuted value of the pension is a confusing topic for the retired and families...

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Deferred Pension
Deferred Pension
June 06, 2022

A deferred pension is a pension that you delay accessing until later in your retirement...

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Superannuation - Meaning, Types and Benefits
Superannuation - Meaning, Types and Benefits
June 27, 2022

Superannuation is a benefit provided by an employer to help their employees...

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What is Immediate Annuity?
What is Immediate Annuity?
May 24, 2022

If you are in your 30s, it is natural for you to feel safe about your retirement...

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Senior Citizen Card - How to Apply for a Senior Citizen Card?
Senior Citizen Card - How to Apply for a Senior Citizen Card?
April 22, 2022

As per Indian law, any person above the age of 60 years is classified....

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How to Secure your Retirement with the National Pension System?
How to Secure your Retirement with the National Pension System?
February 28, 2022

Retirement is one of the major milestones you will want to achieve....

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How to Structure a Retirement Plan if you are a Business Owner?
How to Structure a Retirement Plan if you are a Business Owner?
February 28, 2022

If you own a business, you are likely to stay active in it for as long...

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7 Essential Questions to Ask yourself while Planning your Retirement
7 Essential Questions to Ask yourself while Planning your Retirement
February 28, 2022

We work hard and earn our living so that when we retire...

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Everything you Need to Know About the Widow Pension Scheme 2022
Everything you Need to Know About the Widow Pension Scheme 2022
February 28, 2022

When you get married, you make promises to be with each...

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How to Plan for Retirement as a Small Business Owner?
How to Plan for Retirement as a Small Business Owner?
February 09, 2022

etirement is likely to be the last thing on your mind if you.....

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Pension Plan: Type of Pension Plans and Their Tax Benefits
Pension Plan: Type of Pension Plans and Their Tax Benefits
December 17, 2021

A pension or retirement plan is a type of investment plan.....

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Is Annuity Plan a Right Option for Retirement?
Is Annuity Plan a Right Option for Retirement?
December 07, 2021

Retirement is one of the most important life goals you want to achieve.....

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How much Money you would Need Post-Retirement - 10 Steps to Calculate
How much Money you would Need Post-Retirement - 10 Steps to Calculate
November 10, 2021

As a working professional, you must be having a dream of comfortable.......

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9 Signs you're Ready to Retire
9 Signs you're Ready to Retire
November 10, 2021

Retirement is a major life event. You work hard to earn a living.......

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Top 6 Tips to Invest your Voluntary Retirement Scheme Money
Top 6 Tips to Invest your Voluntary Retirement Scheme Money
November 10, 2021

Planned retirement is when you decide based on your thought.......

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3 Post-Retirement Taxes you Should Know About
3 Post-Retirement Taxes you Should Know About
November 10, 2021

Your professional life goes on with many ups and downs.......

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How Much Do Millennials Need to Save for a Comfortable Retirement?
How Much Do Millennials Need to Save for a Comfortable Retirement?
November 10, 2021

There is no doubt that the 21st century has witnessed great......

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Is Early Retirement a Bad Idea? - What you Need to Know
Is Early Retirement a Bad Idea? - What you Need to Know
November 10, 2021

Retirement is a long-term goal. It is not a one-time decision......

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5 Signs you are not Financially Ready to Retire
5 Signs you are not Financially Ready to Retire
November 10, 2021

Retirement is an inevitable goal of your life. There comes a time......

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8 Top Strategies for Planning an Early Retirement
8 Top Strategies for Planning an Early Retirement
November 03, 2021

Retirement is your long-term personal goal. You work hard for the better......

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How to Budget for the 4 Financial Phases of Retirement?
How to Budget for the 4 Financial Phases of Retirement?
November 03, 2021

Retirement is one of the biggest milestones in life you want to achieve......

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4 Common Post-Retirement Risks you Should Know
4 Common Post-Retirement Risks you Should Know
November 03, 2021

To live an ideal post-retirement life is what you work for.....

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What happens to the annuity after you die?
What happens to the annuity after you die?
September 24, 2021

When 'retirement years' come to mind, we usually imagine...

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Why Is It Necessary To Start Retirement Planning As Soon As You Start A Job?
Why Is It Necessary To Start Retirement Planning As Soon As You Start A Job?
September 23, 2021

When people are in their 20s, 30s or even 40s, retirement might seem....

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6 Benefits of Buying an Annuity Plan
6 Benefits of Buying an Annuity Plan
September 03, 2021

Retirement is a mix of different investment stages and options...

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Why Should You Get An Annuity Plan?
Why Should You Get An Annuity Plan?
September 03, 2021

You work hard for more than 35 years so you can live a secure and comfortable..

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What is the right age to buy an annuity plan?
What is the right age to buy an annuity plan?
September 03, 2021

You may have multiple financial goals set for yourself, once you are finally ..

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How to avoid running out of money during retirement?
How to avoid running out of money during retirement?
August 19, 2021

Life can be compartmentalized into different stages..

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Annuity Calculator: How to Calculate Annuity Value?
Annuity Calculator: How to Calculate Annuity Value?
August 13, 2021

Rome was not built in a day! You can draw a parallel from this age-old....

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Single vs Joint-life Annuity: Which One is Better?
Single vs Joint-life Annuity: Which One is Better?
August 13, 2021

Time and tide wait for no (wo)man! Ageing is an inevitable process....

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Difference between Life Insurance & Annuity
Difference between Life Insurance & Annuity
August 13, 2021

You plan and work towards giving a beautiful future to your loved ones....

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What happens to your pension plans after your death?
What happens to your pension plans after your death?
August 02, 2021

You wanted to get into the best IT Conglomerate at 22, bought your first....

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How to Plan For Retirement In Your 50s?
How to Plan For Retirement In Your 50s?
07 July, 2021

Reaching the age of 50 years is a milestone in numerous ways...

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What Is Retirement Planning And How Much Money Is Needed After Retirement In India?
What Is Retirement Planning And How Much Money Is Needed After Retirement In India?
24 June, 2021

Retirement planning is a tough process, but the benefits of this investment..

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5 Reasons to Invest in the Best Pension Plan
5 Reasons to Invest in the Best Pension Plan
22 June, 2021

The middle-class Indians are the ones who suffer the most from inflation ..

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7 Benefits of Early Retirement Planning in India
7 Benefits of Early Retirement Planning in India
15 June, 2021

Most people in India believe that saving money is the only way to be financially..

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5 Best Tips to Plan for Retirement
5 Best Tips to Plan for Retirement
15 June, 2021

Retirement preparation is a multi-step, time-consuming process...

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What Are The 5 Simple Steps To Create A Perfect Retirement Plan?
What Are The 5 Simple Steps To Create A Perfect Retirement Plan?
15 June, 2021

After living and being a salaried employee for a long time, there comes..

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6 Tips for Buying the Best Retirement & Pension Plans If You Are Retiring In The Next 5 Years
6 Tips for Buying the Best Retirement & Pension Plans If You Are Retiring In The Next 5 Years
14 June, 2021

The most difficult financial challenge anyone can face is planning for a secure..

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What Is The Best Retirement Plan For The Self-Employed?
What Is The Best Retirement Plan For The Self-Employed?
14 June, 2021

On a general note, for self-employed people, there are several planning error...

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How to check if your retirement corpus will be enough?
How to check if your retirement corpus will be enough?
01 June, 2021

When you are young, retirement is at yonder and looks like loads of fun...

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Can you Retire at the Age of 50?
Can you Retire at the Age of 50?
01 June, 2021

Retirement is the last phase of life when you stop working ...

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How to Build a Tax-Free Pension Income for Retirement?
How to Build a Tax-Free Pension Income for Retirement?
28 May 2021

Everyone dreams to relax at their retirement and reap the benefits of all the..

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Why should you Consider Inflation when Planning Retirement?
Why should you Consider Inflation when Planning Retirement?
27 May 2021

Inflation, in India, is measured using two standard indicators known....

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Why should you Consider Inflation when Planning Retirement?
Why should you Consider Inflation when Planning Retirement?
27 May 2021

Inflation, in India, is measured using two standard indicators known....

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How to Start your Retirement Plan?
How to Start your Retirement Plan?
24 May 2021

Until about two decades ago, retirement was defined by the employer and their employees...

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How to Plan for your Dream Vacation House at Retirement?
How to Plan for your Dream Vacation House at Retirement?
24 May 2021

You don’t just work for your present, you work to build a better future for your children, ...

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5 Myths About Retirement Planning
5 Myths About Retirement Planning
May 06, 2021

Retirement means different things to different people. Although governments...

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How to Buy the Best Retirement Plan in India?
How to Buy the Best Retirement Plan in India?
May 04, 2021

Do you dream of the day when you can wake up and can choose not to go anywhere...

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5 Questions to Ask Before Buying a Retirement Plan
5 Questions to Ask Before Buying a Retirement Plan
May 04, 2021

Retirement is a phase when you want to taper down your professional ...

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Top 5 Mistakes to Avoid While Buying a Retirement Plan Online
Top 5 Mistakes to Avoid While Buying a Retirement Plan Online
April 30, 2021

What’s your dream retirement looks like? Vacation home near a small beach town...

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How to Plan for Medical Expenses during Retirement?
How to Plan for Medical Expenses during Retirement?
April 29, 2021

Growing old is not something we look forward to. However, it is inevitable...

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Retirement Planning for Newly Married Couples
Retirement Planning for Newly Married Couples
March 26, 2021

Attention newlyweds: life seems all good and peppy until the reality strikes...

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What are the best term insurance plans for planning retirement
What are the best term insurance plans for planning retirement
March 02, 2021

Most people imagine a quiet and serene life spent with their loved ones taking care of them...

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Pros and Cons of Retirement & Pension Plans
Pros and Cons of Retirement & Pension Plans
Feb 26, 2021

Retirement planning is very crucial for all individuals. Saving a specific ...

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7 Factors to Consider Choosing the Best Retirement Saving Plan
7 Factors to Consider Choosing the Best Retirement Saving Plan
Feb 22, 2021

Retirement planning plays a very significant role in an individual's financial planning...

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How saving at an early stage of life will help you during retirement?
How saving at an early stage of life will help you during retirement?
Feb 18, 2021

Retirement appears so far away when you're in your early age of life that it barely seems...

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Which insurance is best to get guaranteed monthly income after retirement?
Which insurance is best to get guaranteed monthly income after retirement?
Feb 04, 2021

Getting old means one has to get retirement from his job. Retirement is an important...

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Top 5 Saving Plans in India for Retirement
Top 5 Saving Plans in India for Retirement
28 Jan 2021

You must be aware of your financial goal before looking for a savings plan to invest your money...

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Insurance plans after retirement
Insurance plans after retirement
11 Jan 2021

For many, retirement implies the end of the earning period. The most discussed and planned ...

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How to Build Additional Income Stream Even Before You Retire
How to Build Additional Income Stream Even Before You Retire
05 Nov 2020

What will you do if you had an income without having to work? Perhaps work more, just for fun. However,...

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5 Retirement Planning Concept Everyone Should Know About
5 Retirement Planning Concept Everyone Should Know About
22 Oct 2020

Want to do better for your retirement without becoming a retirement planning expert?...

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Life Insurance -The Key to Happiness Post-Retirement
Life Insurance -The Key to Happiness Post-Retirement
19 Oct 2020

If you are employed and hard at work right now, one of the following two thoughts is a...

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Here's What Retirement Would Look Like 30 Years from Now
Here's What Retirement Would Look Like 30 Years from Now
16 Oct 2020

Although we keep on hearing that our environment is deteriorating, the air is polluted...

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Top Investment Options For Retirees?
Top Investment Options For Retirees?
16 Sept 2020

Pension is one of the most important components of your post-retirement financial life...

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5 reasons to go to ULIPs for building a retirement corpus
5 reasons to go to ULIPs for building a retirement corpus
15 Sept 2020

Retirement is one of the moments of transformation. Regardless of how your life has been, ...

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How to Plan A Prosperous Retirement with ULIP Investment Plan
How to Plan A Prosperous Retirement with ULIP Investment Plan
26 Aug 2020

Nowadays it is natural to be too busy with all the things at hand - Career, family, children, friends and parents, if yo...

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Do I need A Retirement Plan If I Already Have A ULIP
Do I need A Retirement Plan If I Already Have A ULIP?
6 July 2020

Unit-Linked Investment Plans are a unique offering in today’s investment and insurance landscape, and companies are roll...

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What is a retirement plan
What is a retirement plan?
26 June 2020

India has a huge young population, with over half of the nation’s population under 25. Nearly two-thirds of the country ...

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Your Step by Step Retirement Planning Guide
Your Step by Step Retirement Planning Guide
22 May 2020

Retirement planning has changed over the years, and what may have worked a decade ago may not work anymore. Traditionall...

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Top Mistakes to Avoid While Planning for Your Retirement
Top Mistakes to Avoid While Planning for Your Retirement
22 May 2020

Some people think fondly of spending a comfortable retired life, while some dread reaching retirement age. The differenc...

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I already have a term plan, do I need a retirement plan
I already have a term plan, do I need a retirement plan?
27 May 2020

Term insurance is the simplest and cheapest form of life insurance that provides financial protection to your dependants...

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Your Step by Step Retirement Planning Guide
Your Step by Step Retirement Planning Guide
22 May 2020

Retirement planning has changed over the years, and what may have worked a decade ago may not work anymore. Traditionally, real estate,

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Top Mistakes to Avoid While Planning for Your Retirement
Top Mistakes to Avoid While Planning for Your Retirement
22 May 2020

Some people think fondly of spending a comfortable retired life, while some dread reaching retirement age. The difference in this approach may speak a lot about your attitude towards life,

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I already have a term plan, do I need a retirement plan
I already have a term plan, do I need a retirement plan?
27 May 2020

Term insurance is the simplest and cheapest form of life insurance that provides financial protection to your dependants in your absence.

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Importance of future spending goals in retirement planning
Importance of future spending goals in retirement planning
24 April 2020

With a rapidly rising population of the elderly in the country, retirement planning has become a must.

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Retirement Plans Suitable Between 30-40 years
Retirement Plans Suitable Between 30-40 years
24 April 2020

Most people will advise you to start retirement planning just a few years into starting your first job. That is an ideal scenario.

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3 signs of secure retirement planning
3 signs of secure retirement
planning
22 April 2020

An average Indian lives for 69 years, with women expected to live for 70 years, whereas men for approximately 68 years.

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Why is it Necessary for Retirement Planning?
Why is it Necessary for Retirement Planning?
April 22, 2021

Vishal was a hard worker, everyone knew that. He stayed up night ...

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How Can You Earn a Continuous Monthly Income After You Retire
How Can You Earn a Continuous Monthly Income After You Retire?
21 April 2020

Your personal finances may not be a concern when you are earning a regular monthly income through a job.

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Retirement Planning for Working Women
Retirement Planning for Working Women
21 April 2020

As more and more women are breaking the ‘glass ceiling’ to reach important positions in the professional world, retirement planning for a working woman has become as important as a working man.

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5 Reasons you should Buy a Retirement & Pension Plan
5 Reasons you should Buy a Retirement & Pension Plan
April 20, 2021

An increase in average lifespan demands for a solid retirement planning....

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What Is A Retirement Plan? And What Are Its Features
What Is A Retirement Plan? And What Are Its Features?
10 Jan 2020

In 2011, there were 104 million elderly people in India. The number would have increased substantially as the proportion of elderly people has been rising over.

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