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All that you need to know...


Frequently Asked Questions

How to Calculate Your Health Insurance Premium?

The calculation of health insurance premiums is based on different factors such as age, your geographical location, occupation, and lifestyle habits. Given that different insurance companies have different sets of pre-defined factors for their health insurance plans, it is advised that you use any of the health insurance premium calculators available online to determine the premium payable for your desired coverage.

What is a Health Insurance Premium Calculator?

A health insurance calculator is essentially an online tool that helps determine the premium amount payable against the required health insurance coverage. In other words, using a health insurance premium calculator enables you to calculate the premium payable for the health coverage you desire, based on your needs and financial well-being.

At the same time, you can use the health insurance calculator to generate quotes for different health insurance plans from different insurance companies. Later you can use these premium quotes to compare different plans, their features, and benefits to choose one that offers the best possible financial coverage at an affordable rate of premium payable.

How does a health insurance premium calculator work?

A health insurance calculator determines the premium payable based on several factors such as age, pre-existing health conditions, current annual income, and the number of family members included under the health plan coverage. To help you explain the working of a health insurance premium calculator, here is a step-by-step illustration to consider * –

* Please note that the below-mentioned steps are only for illustration purposes and may vary from one insurer to another

Step 1 – Provide your details such as name, age, current income, lifestyle habits, email id, and phone number

Step 2 – Choose the desired health insurance plan and the coverage amount

Step 3 – Choose the number of dependents included under the plan

Step 4 – Review application and select 'get quote' to receive your premium payable quote.