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Life Insurance Blog

Featuring blogs on importance of life insurance in a sound financial plan

Life Insurance Blog

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Healthcare Inflation & You - Are You Prepared?
Healthcare Inflation & You - Are You Prepared?
22 Oct 2020

The consumer price index, or on-ground retail inflation for common man

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5 Ways to Speed Up Your Wealth Building Goal
5 Ways to Speed Up Your Wealth Building Goal
22 Oct 2020

Having definite wealth goals can help you achieve a level of satisfaction with your money

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5 Retirement Planning Concept Everyone Should Know About
5 Retirement Planning Concept Everyone Should Know About
22 Oct 2020

Want to do better for your retirement without becoming a retirement planning expert?

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5 Unbeatable Features of the Best Savings Plan in 2020
5 Unbeatable Features of the Best Savings Plan in 2020
22 Oct 2020

The year 2020 had started with much hope and enthusiasm, like any other year

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5 Steps towards a secure financial future of your family
5 Steps towards a secure financial future of your family
22 Oct 2020

Family’s financial security is a continuous effort. You can make sure that your family can survive bad

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5 Amazing Investment Options for Safe Investors in India
5 Amazing Investment Options for Safe Investors in India
22 Oct 2020

Who doesn’t like steady growth of wealth and almost certain return on investments?

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3 Benefits of Life Insurance You Must Choose to Secure Your Family's Future
3 Benefits of Life Insurance You Must Choose to Secure Your Family's Future
22 Oct 2020

What is there to work and live for if not the family’s future? And when it comes to securing

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How to Choose Life Insurance Plans According to Your Income?
How to Choose Life Insurance Plans According to Your Income?
21 Oct 2020

Selecting life insurance plans should be easy if you know what these plans can do for you

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Life Events That Call For Reviewing Your Life Insurance Coverage
Life Events That Call For Reviewing Your Life Insurance Coverage
21 Oct 2020

Health and term insurance are small decisions with big impact on your family’s financial future.

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How to Adjust Your Investment Portfolio for the Post-COVID World
How to Adjust Your Investment Portfolio for the Post-COVID World
21 Oct 2020

The COVID-19 induced economic slowdown has hit everyone in a different extreme.

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How to Choose the Best Savings Plan in India?
How to Choose the Best Savings Plan in India?
20 Oct 2020

Savings are just the first step towards a wealthy future. Correct savings plans are the

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Life Insurance -The Key to Happiness Post-Retirement
Life Insurance -The Key to Happiness Post-Retirement
19 Oct 2020

If you are employed and hard at work right now, one of the following two thoughts is a

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5 Most Ignored Facts of Health Insurance
5 Most Ignored Facts of Health Insurance
19 Oct 2020

You may have a health insurance cover from your employer or have bought one for your family and parents

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5 Major Investments for Your Child's Brighter Future
5 Major Investments for Your Child's Brighter Future
19 Oct 2020

Raising a child is no child’s play. It is, however, far more rewarding than anything else on this planet

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5 Features of the Best Child Plans in India
5 Features of the Best Child Plans in India
19 Oct 2020

Whether you believe that the world will be more like a sci-fi movie or just more of the same,

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5 Future Challenges in Higher Education & How to Prepare for them
5 Future Challenges in Higher Education & How to Prepare for them
16 Oct 2020

Just few months ago, in the beginning of this year, everyone would’ve been planning

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Here's What Retirement Would Look Like 30 Years from Now
Here's What Retirement Would Look Like 30 Years from Now
16 Oct 2020

Although we keep on hearing that our environment is deteriorating, the air is polluted

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Why Have Child Education Plans Become A Necessity?
Why Have Child Education Plans Become A Necessity?
7 Oct 2020

Planning is necessary when you are out to achieve a larger than life goal

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All You Need To Know About Term Plan Premium Payment Options in 2020
All You Need To Know About Term Plan Premium Payment Options in 2020
7 Oct 2020

Term insurance is a protective financial cover that is valid for a specific term

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Partial Withdrawal Of ULIPs: All You Need To Know?
Partial Withdrawal Of ULIPs: All You Need To Know?
6 Oct 2020

Often considered among the most prudent financial instruments available today

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A Guide to Financial Benefits for Women
A Guide to Financial Benefits for Women
6 Oct 2020

In today’s day and age, women are taking up more responsibilities in life

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Buying an Affordable Term Insurance with Good Cover
Buying an Affordable Term Insurance with Good Cover
6 Oct 2020

In today’s day and age, the uncertainties of life and the risk of an untimely death

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All About Term Insurance Inbuilt Coverage
All About Term Insurance Inbuilt Coverage
6 Oct 2020

Life is uncertain and losing the bread-winner of the family can leave the family

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Different types of investments in India
Different types of investments in India
6 Oct 2020

In today’s day and age, people invest their savings into various market-linked

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Why Is Medical Test Important In Term Insurance?
Why Is Medical Test Important In Term Insurance?
5 Oct 2020

Buying a term insurance policy helps you protect your family against financial instability

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How to File Form 10E for Tax Relief on Salary Arrears?
How to File Form 10E for Tax Relief on Salary Arrears?
5 Oct 2020

As a salaried individual, if you receive any advance salary or arrears, you may have to pay taxes

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Benefits Of Sukanya Samriddhi Yojana For Girl Child
Benefits Of Sukanya Samriddhi Yojana For Girl Child
5 Oct 2020

Developed as part of the government's 'Beti Bachao, Beti Padhao' campaign, Sukanya Samriddhi Yojana

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Why Is It Important To Check Your Term Insurance Premium?
Why Is It Important To Check Your Term Insurance Premium?
5 Oct 2020

Insurance premium refers to a specific amount to be paid periodically by the insured individual to maintain

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Know Why ULIPs Do Not Invest Only In Equities?
Know Why ULIPs Do Not Invest Only In Equities?
5 Oct 2020

A Unit Linked Insurance plan gives away the dual benefit of insurance for financial protection

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6 Questions You Must Ask Your Life Insurance Agent
28 Sept 2020

When looking out for a life insurance policy, there ought to be a lot of questions in your mind.

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Need for a Life Insurance for the Non-Working Spouse
What Are Linked & Non-Linked Insurance Plans?
24 Sept 2020

It is natural to compare options before you buy something, expecting to choose the best

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Need for a Life Insurance for the Non-Working Spouse
Need for a Life Insurance for the Non-Working Spouse
24 Sept 2020

The spouse who has to stay at home, looking after the children, cooking, and supporting the family

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Should You Buy A Single Premium Insurance Plan?
Should You Buy A Single Premium Insurance Plan?
22 Sept 2020

With a growing focus on ease of transaction for the customers, the insurance industry has been innovating every day

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Increasing Coverage After Buying The Insurance Policy
Increasing Coverage After Buying The Insurance Policy
22 Sept 2020

One mostly buys a life insurance cover to provide financial protection to their loved ones

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What is Premium in Life Insurance?
What is Premium in Life Insurance?
22 Sept 2020

Life insurance is a whole new world of terminologies and verbiage we hardly get to hear in our everyday lives.

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What Is IRDAI and How Does It Help Life Insurance Policyholders?
What Is IRDAI and How Does It Help Life Insurance Policyholders?
18 Sept 2020

The Insurance Regulatory and Development Authority (IRDAI) of India is an independent body created to protect the interests of policyholders

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How does a ULIP plan help you reach your investment goals?
How does a ULIP plan help you reach your investment goals?
17 Sept 2020

We have a lot of financial goals in our lives, especially when we have a family. Many of these goals are born almost daily, a lot of them forgotten

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Best Investment Options in India for 2020-21
Best Investment Options in India for 2020-21
17 Sept 2020

What makes a good investment option? There can be several factors to measure effectiveness of a savings plan, from its flexibility of investing

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All about Spouse Term Insurance Plans
All about Spouse Term Insurance Plans
17 Sept 2020

As the name suggests, a spouse term insurance plan allows you to include your partner/spouse under your term plan coverage. This way

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What Is Persistency Ratio In Insurance?
What Is Persistency Ratio In Insurance?
16 Sept 2020

Whenever you are buying a new life insurance policy, you have plenty of numbers to look at.

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Top Investment Options For Retirees?
Top Investment Options For Retirees?
16 Sept 2020

Pension is one of the most important components of your post-retirement financial life

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Can You Buy A Life Insurance Policy Without A Medical Exam?
Can You Buy A Life Insurance Policy Without A Medical Exam?
16 Sept 2020

Medical exams are an important part of the life insurance purchase process.

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Which Are The Best One-Time Investment Plans In India?
Which Are The Best One-Time Investment Plans In India?
15 Sept 2020

Are you looking to invest your bonus for this year expecting a competitive return?

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5 reasons you should invest in ULIPs right away!
5 reasons you should invest in ULIPs right away!
15 Sept 2020

Do you often find yourself scrambling through the internet looking to invest money so that you can save

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5 reasons to go to ULIPs for building a retirement corpus
5 reasons to go to ULIPs for building a retirement corpus
15 Sept 2020

Retirement is one of the moments of transformation. Regardless of how your life has been,

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Top Investments with Guaranteed Returns in India
Top Investments with Guaranteed Returns in India
7 Sept 2020

Are you one of those investors who want assurance on your invested capital? Or you are looking for temporary

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Best Investment Options for Non-Salaried Persons?
Best Investment Options for Non-Salaried Persons?
7 Sept 2020

If you are running a business the first place you would want to invest is the business itself.

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What is Salary Protection Insurance?
What is Salary Protection Insurance?
7 Sept 2020

Wouldn’t it be great if you could just ensure that your salary continues to support your family

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What Is The Sum Assured In ULIPs?
What Is The Sum Assured In ULIPs?
4 Sept 2020

Sum assured is a term inseparable from insurance, more specifically the life insurance.

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What Is SIP & What Are Its Advantages?
What Is SIP & What Are Its Advantages?
4 Sept 2020

They say, “even a soft rope can cut through the stone, working on it gradually.” So is true with investments.

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Best Short-Term Investment Options in India
Best Short-Term Investment Options in India
4 Sept 2020

Short-term investments have a very important role in our investment plans. The main role of short-term investments

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What Is The Premium Redirection In ULIP?
What Is The Premium Redirection In ULIP?
3 Sept 2020

Unit linked insurance plans or ULIPs are amazing investment products from life insurance companies

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Here's How You Can Insure Your Wealth!
Here's How You Can Insure Your Wealth!
3 Sept 2020

Do you want to be wealthy? Obviously, who doesn’t? But it only makes sense if your wealth multiplies only stay

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Benefits Of Income Replacement Term Insurance Plans
Benefits Of Income Replacement Term Insurance Plans
3 Sept 2020

Imagine if your income miraculously continues for your family, even after your untimely demise.

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EEE, EET, ETE Tax Saving Investment Guide
EEE, EET, ETE Tax Saving Investment Guide
3 Sept 2020

Tax-saving is often the checkpoint of investment decisions. The most common question is whether your investment

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Saving with ULIPs during the Corona Virus Pandemic: Things to Know
Saving with ULIPs during the Corona Virus Pandemic: Things to Know
3 Sept 2020

Investing is a curious exercise where everyone knows the logical conclusion but remain curious about the outcome.

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How to Plan Your Long-Term Financial Goals with ULIP Investment Plan
How to Plan Your Long-Term Financial Goals with ULIP Investment Plan
3 Sept 2020

With rising inflation and uncertainties, it has become more important to safeguard your family’s future

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All about 5 Crore Term Insurance Plan in India
All about 5 Crore Term Insurance Plan in India
3 Sept 2020

With rising inflation and uncertainties, it has become more important to safeguard your family’s future

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A Guide To Filing ITR-3 Form
A Guide To Filing ITR-3 Form
1 Sept 2020

No matter how smart they are, most people feel the stress and nervousness when it comes to filing taxes.

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Penalty for Evasion of Tax in Life Insurance
Penalty for Evasion of Tax in Life Insurance
1 Sept 2020

Everyone feels the pinch of giving away money even when it comes to taxes. They try to scoop out ways that can help them save

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How To Calculate TDS On Rent?
How To Calculate TDS On Rent?
1 Sept 2020

It is a universal truth that only people with extraordinary luck find a home with reasonable rent and a good landlord

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What Is The Difference Between Gross Income & Total Income?
What Is The Difference Between Gross Income & Total Income?
1 Sept 2020

Taxation calculation and investment in tax-saving schemes is one of the important annual exercises if you are earning money. In this country

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4 Go-to Ways of Portfolio Management in ULIPs
4 Go-to Ways of Portfolio Management in ULIPs
28 Aug 2020

ULIPs, or Unit Linked Insurance Plans, are versatile wealth-building options from life insurers. ULIPs pack a punch when it comes

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ULIP To Pass On A Tax Free Estate To Your Grandchildren
ULIP To Pass On A Tax Free Estate To Your Grandchildren
28 Aug 2020

Canara HSBC OBC Life Insurance’s Invest 4G Unit Linked Insurance Plan offers a whole life feature, which can help you pass on the estate

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Here's What It Takes to Create Rs.3 Crores With Just 10 Years of ULIP Investment
Here's What It Takes to Create Rs.3 Crores With Just 10 Years of ULIP Investment
28 Aug 2020

Rs. 1.6 Lakhs a month is what it takes to build a corpus of Rs.3 Crores in a time period of 10 years or so. That is possible with a conservative

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ULIP and Other Tax Saving Investments ideal in Your 30s
ULIP and Other Tax Saving Investments ideal in Your 30s
28 Aug 2020

The 30s are the most financially transforming years of life. Your career is almost set, income is steady and you have learned

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The need to save for child's higher education post COVID
The need to save for child's higher education post COVID
28 Aug 2020

COVID-19 has brought challenges in our lives nobody expected to face, at least in their lifetimes. Almost all public places shut

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3 Important Financial Goals You Can Meet with Tax Saving Investments
3 Important Financial Goals You Can Meet with Tax Saving Investments
28 Aug 2020

When it’s about investments, we should have at least two clear expectations from them, first they will improve our wealth, and second

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Where Do Life Insurance Companies Invest Your Premiums?
Where Do Life Insurance Companies Invest Your Premiums?
27 Aug 2020

A Life Insurance contract is among the longest financial deals that a person ever enters in their lifetime. It is important that you

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A Monthly Savings Plan for Your Daughter's Lavish Wedding
A Monthly Savings Plan for Your Daughter's Lavish Wedding
27 Aug 2020

Weddings are one of the grandest family affairs in India. Especially when it’s about your daughter, you wouldn’t want to leave

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5 Most Tax-Efficient Investment Options in India for FY 2020-21
5 Most Tax-Efficient Investment Options in India for FY 2020-21
27 Aug 2020

Out of the few inevitable events in life, paying extra taxes are the ones we can actually save ourselves from, provided we choose

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How to Use a Single ULIP Plan to Meet All Your Life Goals
How to Use a Single ULIP Plan to Meet All Your Life Goals
26 Aug 2020

Himanshu and Shraddha Biswas got married 5 years ago. Although they had been careful with their financial needs, they lagged in planning

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How to Plan A Prosperous Retirement with ULIP Investment Plan
How to Plan A Prosperous Retirement with ULIP Investment Plan
26 Aug 2020

Nowadays it is natural to be too busy with all the things at hand - Career, family, children, friends and parents, if you could manage it

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How to Buy the Best COVID Insurance Policy in India?
How to Buy the Best COVID Insurance Policy in India?
26 Aug 2020

The novel Corona Virus has affected close to 23 Million people around the world, and the count is increasing every day. With the total number

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How to Catch Up with Your Wealth Goal with ULIP Investment
How to Catch Up with Your Wealth Goal with ULIP Investment
26 Aug 2020

Ever set yourself a goal and after a while felt that you need to do more to achieve it? Most wealth goals are like that easy to imagine

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Guide to Whole Life Insurance by Canara HSBC OBC Life Insurance
Guide to Whole Life Insurance by Canara HSBC OBC Life Insurance
26 Aug 2020

A whole life insurance policy, as the name suggests, covers a person for the whole of their life, in most cases up to the age of 100.

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5 Ways Unit Linked Insurance Plans Reward Long-Term Investors
5 Ways Unit Linked Insurance Plans Reward Long-Term Investors
26 Aug 2020

In the world of investment or otherwise, those who stay longer are rewarded better than short-term investors. Unit Linked Insurance Plan

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5 Reasons You Should Consider ULIP to Avoid Equity Market Risks
5 Reasons You Should Consider ULIP to Avoid Equity Market Risks
22 Aug 2020

Every now and then equity markets turn too volatile for individual investors, pushing them to seek safety.

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Online Term Insurance for a Fool-Proof Contingency Plan
Why Consider Claim Settlement Ratio When Buying Life Insurance?
24 Aug 2020

Claim Settlement Ratio is the number of claims passed by an insurance company in a year’s time. One must always consider checking the claim ratio

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Online Term Insurance for a Fool-Proof Contingency Plan
Online Term Insurance for a Fool-Proof Contingency Plan
22 Aug 2020

Contingency plans are an important yet most underestimated part of any project. If everything goes without an unfortunate event, your contingency savings can be used for other big goals in life.

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5 Reasons You Might Need Another Life Insurance Cover
5 Reasons You Might Need Another Life Insurance Cover
22 Aug 2020

One of the most common reasons people invest in term insurance policies is to save tax. But that’s not why you should buy another life insurance every few years.

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5 Factors to Check Before Buying Life Insurance in India
5 Factors to Check Before Buying Life Insurance in India
21 Aug 2020

Research in the buying behaviour of Indian consumer for life insurance suggests that a large number of people invest in life insurance to save tax.

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5 Insurance Policies You Should Consider Before Marriage
5 Insurance Policies You Should Consider Before Marriage
21 Aug 2020

Bachelor life after the start of a career is perhaps one of the most liberating experiences of your life.

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Does Your Insurance Policy Offer These 7 Benefits?
Does Your Insurance Policy Offer These 7 Benefits?
21 Aug 2020

An insurance policy acts as an umbrella on a rainy day. It is a saving tool and will provide you peace of mind,

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How to Select the Best Life Insurance Plan - For Working Women
How to Select the Best Life Insurance Plan - For Working Women
21 Aug 2020

There’s an old saying that ‘men build houses and women build homes.

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5 Features of Best Term Plan You Should Check Before Buying Online
5 Features of Best Term Plan You Should Check Before Buying Online
21 Aug 2020

One of the simplest insurance products available in the market today, term insurance

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3 Crucial Life Milestones When You Should Reconsider Your Life Insurance Cover
3 Crucial Life Milestones When You Should Reconsider Your Life Insurance Cover
21 Aug 2020

Life Insurance is an instrument through which you can protect your family’s financial future in your absence.

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Does a Term Policy Cover Natural Death?
Does a Term Policy Cover Natural Death?
20 Aug 2020

Although, from the usual conditions, it may seem otherwise, the short answer is yes,

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Should You Opt For Additional Benefits with Your Term Insurance Policy?
Should You Opt For Additional Benefits with Your Term Insurance Policy?
20 Aug 2020

Who doesn’t like some additional benefits with the products they buy

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5 Benefits of Gifting Life Insurance Cover to Your Spouse
5 Benefits of Gifting Life Insurance Cover to Your Spouse
20 Aug 2020

When it comes to gifts, especially for your better half, jewellery, vacation, clothing might

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How Does Regular Income Pay-out Work in Life Insurance in India?
How Does Regular Income Pay-out Work in Life Insurance in India?
20 Aug 2020

Many online life insurance plans nowadays, offer pay-out of death claim as a regular income to nominees.

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5 Reasons You Should Choose Regular Income Pay-out Option
5 Reasons You Should Choose Regular Income Pay-out Option
20 Aug 2020

A life insurance policy is a good tool to ensure financial safety for your family.

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5 Compelling Reasons to Buy Term Life Insurance Online
5 Compelling Reasons to Buy Term Life Insurance Online
20 Aug 2020

Nowadays, online is the marketplace for almost everything, including the best life insurance plans.

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How Does Life Insurance Make Life Easier For Your Family
How Does Life Insurance Make Life Easier For Your Family
19 Aug 2020

Vaibhav was an avid investor. He was very good at planning and was very serious

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How does Increasing Cover Work in Term Plans in India?
How does Increasing Cover Work in Term Plans in India?
19 Aug 2020

Online term plans have been gaining popularity among the new-generation in India

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5 Reasons to Add Riders to your Life Insurance Plan
5 Reasons to Add Riders to your Life Insurance Plan
19 Aug 2020

Financial safety and independence are the primary reason why we need to have a source of income

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3 Situations When Whole Life Insurance Makes Perfect Sense
3 Situations When Whole Life Insurance Makes Perfect Sense
19 Aug 2020

Akshay, 36 is an advertising professional who lives in Delhi with his wife and 4-year-old daughter.

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Secure Your Family’s Future in This Pandemic With Term Insurance Plans
Secure Your Family’s Future in This Pandemic With Term Insurance Plans
19 Aug 2020

The world is in the grip of fear and uncertainty because of Covid-19 outbreak

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Making the Most of the Limited Pay Option in a Term Plan
Making the Most of the Limited Pay Option in a Term Plan
19 Aug 2020

Are you planning to buy a term insurance cover? If yes, you might find the limited premium payment

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How to Select Term Plan Benefits for Stress-Free Claim Settlement
How to Select Term Plan Benefits for Stress-Free Claim Settlement
19 Aug 2020

Term insurance is a pure protection plan and with anything that promises to serve a single purpose,

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How Does Canara's Online Term Plan Work
How Does Canara's Online Term Plan Work
19 Aug 2020

Canara HSBC OBC Life’s online term plan, iSelect+ is one of the term plans which offer comprehensive coverage

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Have Multiple Life Insurance Policies? Here are 5 Things You Should Know
Have Multiple Life Insurance Policies? Here are 5 Things You Should Know!
18 Aug 2020

Would it be wrong to own a fleet of cars for your family? Certainly not if you can afford it.

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How to Use Whole Life Insurance to Leave a Legacy for Your Children
How to Use Whole Life Insurance to Leave a Legacy for Your Children
18 Aug 2020

here was a time when parents would feel proud to have built huge properties for the next generations.

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How Much Time Does a Life Insurance Policy Take to Settle the Death Claim
How Much Time Does a Life Insurance Policy Take to Settle the Death Claim?
18 Aug 2020

vijit, a transport business owner, had bought a life insurance policy in the early 90s. His family

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Have a Car Insurance? Why Not Term Insurance Policy As Well
Have a Car Insurance? Why Not Term Insurance Policy As Well?
18 Aug 2020

Love your car? Of course, you know how bad it feels when the car gets a dent. It’s even more painful when it happens

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How to Research for the Best Term Insurance Plans
How to Research for the Best Term Insurance Plans?
18 Aug 2020

Nowadays almost everything is available online, especially the information. All you need is an eye for reliable sources and awareness

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Using a Term Insurance Calculator to Estimate Your Insurance Needs
Using a Term Insurance Calculator to Estimate Your Insurance Needs
14 Aug 2020

Term insurance is supposed to be the ultimate financial support for your family in case of your untimely demise.

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Is Term Life Insurance a Part of your Monthly Household Budget
Is Term Life Insurance a Part of your Monthly Household Budget?
14 Aug 2020

Varun, a 29-year-old software engineer got married last year. The newly wedded couple was living their life to the fullest.

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Do Women Buy Adequate Term Insurance Plans in India
Do Women Buy Adequate Term Insurance Plans in India?
14 Aug 2020

Mortality Protection Gap or MPG is a data that is released by the world’s largest re-insurer, Swiss-Re every year.

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Your Questions Answered on Insurance Claims amid Coronavirus
Your Questions Answered on Insurance Claims amid Coronavirus
14 Aug 2020

With the Corona Virus outbreak tormenting the world, millions of people have died in every corner of the earth.

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Why Are Critical Illness Plans Affordable in Your 20s
Why Are Critical Illness Plans Affordable in Your 20s?
14 Aug 2020

Critical illness policy is a cover which provides a fixed sum after you are diagnosed with a critical illness covered under your insurance policy

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Should You Invest In New-Age ULIPS
Should You Invest In New-Age ULIPS?
14 Aug 2020

ULIPS (Unit Linked Insurance Plans) is a product offered by life insurance companies which provide a combination of investment and insurance.

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Changes in the Regulatory Framework of Insurance Policies Due to Pandemic
Changes in the Regulatory Framework of Insurance Policies Due to Pandemic
14 Aug 2020

The prevailing COVID pandemic has impacted not only individuals and families but also the business world and the economy

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How a Good Term Life Insurance Sets You Free
How a Good Term Life Insurance Sets You Free
11 Aug 2020

Research suggests that people give preference to the life of their family members over their own. That is why, survival for your family if anything untoward befalls you

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7 Things to Expect From Your Term Insurance Plan
7 Things to Expect From Your Term Insurance Plan
11 Aug 2020

Term Insurance is considered as the purest and the simplest form of life insurance. It helps in making your family financially secure and stable in your absence

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What is Reinsurance & How Does It Help
What is Reinsurance & How Does It Help?
11 Aug 2020

Insurance as an industry is no longer limited to life insurance policies. The industry has expanded to the extent where it covers vehicles, buildings and even one-off events.

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Use Your First Salary Wisely – Buy a Life Insure
Use Your First Salary Wisely – Buy a Life Insure
10 Aug 2020

Looking at the message that your salary is credited to your account is one of the world’s greatest happiness. Receiving your first salary is special, as you see all those years

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Popular Misbelieves About ULIP Plans You Must Not Trust In
Popular Misbelieves About ULIP Plans You Must Not Trust In
10 Aug 2020

ULIP is a unique savings cum insurance plan that has a lot to offer. It gives you an opportunity to boost your savings with new age investment options, for the new age investors

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Fulfill Your Promise of LifeLong Protection with iSelect+ Term Plan
Fulfill Your Promise of LifeLong Protection with iSelect+ Term Plan
10 Aug 2020

A term plan is the simplest of life insurance products that promise to provide financial security to the family of the life assured. If you are the bread earner of the family, then a term insurance plan

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Buying life insurance after being diagnosed with an ailment
Buying life insurance after being diagnosed with an ailment
10 Aug 2020

Today, we are at increasing risk of falling prey to life-style diseases. And according to an article by the Times of India, with increasing prevalence of life-style diseases in the country

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What is Life Insurance Underwriting Process
What is Life Insurance Underwriting Process?
6 Aug 2020

Applying for a life insurance policy is easy. Especially when applied for online, it may take only a few minutes. Once you have given your basic details and provided necessary

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A Health Insurance Policy To Protect You From Health And Financial Risks
A Health Insurance Policy To Protect You From Health And Financial Risks
6 Aug 2020

The recent outburst of COVID-19 pandemic has made the entire world sit up and realize the uncertainness of life and health. There can be several other instances of medical

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Why you must not surrender your ULIP Policy
Why you must not surrender your ULIP Policy?
5 Aug 2020

Unit Linked Insurance Plans (ULIPs) are long-term investment plans, ideal for everyone looking to enjoy the dual benefits of an insurance cover and an opportunity to investment

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Popularly asked questions about Life Insurance – Part I
Popularly asked questions about Life Insurance – Part I
5 Aug 2020

Most people misinterpret life insurance, or have limited information about it. Well, insurance in general, can get a little bit confusing and overwhelming because,

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Popularly asked questions about Life Insurance – Part II
Popularly asked questions about Life Insurance – Part II
5 Aug 2020

Not many people are comfortable planning for the uncertainties of the future. Life insurance is the best way to manage the expenses of unplanned financial emergencies and the financial

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Will Term Insurance Help Me If I Have A Loan
Will Term Insurance Help Me If I Have A Loan?
5 Aug 2020

In this day and age, the younger generation focuses a lot on fulfilling goals and dreams. They have huge goals for themselves and their families. If a loan

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Why Online & Offline Term Plans Differ on Premiums
Why Online & Offline Term Plans Differ on Premiums?
5 Aug 2020

The cornerstone for your financial planning should be to avail a term plan whether it is offline or online. Simply put, a term insurance plan is a life insurance plan

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What Is The Difference Between TDS and TCS
What Is The Difference Between TDS and TCS?
5 Aug 2020

Income tax is one of the most important financial planning aspects. You need to keep a check of your incomes, your investments and strategically plan

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What is Income Tax Return
What is Income Tax Return?
5 Aug 2020

All those residing within India have to pay tax on their income to the Government of India as per the Income tax rules and regulations. Whether you are an individual, association or a firm,

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What Are Term Insurance Riders & How Can It Benefit You
What Are Term Insurance Riders & How Can It Benefit You?
5 Aug 2020

When financially planning for the future, it is possible to take a number of life goals and changing priorities into account. However, what always remain unaccountable are the uncertainties of life

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Interest Imposed Under Section 234A, 234B and 234C Explained
Interest Imposed Under Section 234A, 234B and 234C Explained
4 Aug 2020

Paying income tax and filing returns is the duty of every citizen of India. It is a good practice to maintain and also helps you recover TDS payments.

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How To Save Tax On Salary Arrears
How To Save Tax On Salary Arrears?
4 Aug 2020

Many a time we receive the salary due from our employers at a date later than the year the salary was earned in. For instance, if you are a government employee then the implementation

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How To Revive A Lapsed Life Insurance Policy
How To Revive A Lapsed Life Insurance Policy?
4 Aug 2020

Purchasing a life insurance policy early in life offers financial protection to your family in your absence. It provides your nominees a death benefit in the future

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Difference Between Term Insurance And Whole Life Insurance
Difference Between Term Insurance And Whole Life Insurance
4 Aug 2020

If you have been comparing insurance policies available in the market today to zero in on the best life insurance plan for your family, you might have come across term insurance

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Deciding Term Insurance Premium Basis Life Expectancy
Deciding Term Insurance Premium Basis Life Expectancy
3 Aug 2020

A term insurance has long been acknowledged as one of the best investments a person can make. A term insurance is ideal owing to its low cost and the protection

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What Do Term Insurance Plans Not Cover
What Do Term Insurance Plans Not Cover?
3 Aug 2020

A Term insurance provides financial protection to your family in case of any unfortunate eventuality. As a beneficiary, your wife, parents or children can receive a lump-sum death benefit

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Consider This Checklist before Buying a ULIP Plan Online
Consider This Checklist before Buying a ULIP Plan Online
3 Aug 2020

Investing in a ULIP requires you to pay a fixed premium for the selected cover amount and while some portion of the paid premium is used for providing insurance coverage,

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5 Common Health Issues That Can Be Covered Under Term Insurance
5 Common Health Issues That Can Be Covered Under Term Insurance
3 Aug 2020

If there is anything that the current pandemic outbreak has put in sharp focus is that as individuals, we must take all measures to be prepared for medical emergencies.

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Savings Tips and How Can ULIPs Help
Savings Tips and How Can ULIPs Help?
28 July 2020

As time goes, our life changes and we play different roles for different people. Apart from emotional investment, these changing life-stages also demand financial investment of the right kind

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Reassessing Your Life Insurance Needs
Reassessing Your Life Insurance Needs
28 July 2020

Purchasing a life insurance policy is a great way to ensure protection for your family's financial future in case of your absence. While long-term planning is important,

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Things to Know About Term Insurance Riders
Things to Know About Term Insurance Riders
27 July 2020

Life Insurance is a practical financial tool that acts as a hedge against uncertainties of life, providing cover for our family to face life’s unseen circumstances.

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Making Claim Settlement Easy for Your Beneficiaries
Making Claim Settlement Easy for Your Beneficiaries
27 July 2020

When you buy an insurance policy, as a policyholder you want the life insurance company to never fall short of expectations, especially at the time of claim settlement.

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Benefits of Limited Premium Payment Term Insurance Plans
Benefits of Limited Premium Payment Term Insurance Plans
28 July 2020

Term life insurance plans offer considerable amount of coverage at low premium rates as compared to other types of life insurance plans, making an important addition to your financial portfolio.

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Building an Emergency Corpus using Insurance Plans
Building an Emergency Corpus using Insurance Plans
28 July 2020

It’s terrible when we fall into a drastic income cut due to unexpected situations like Covid-19 and do not have an emergency corpus to take care of our contingencies

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ULIPs and Mutual Funds for Planning Your Child’s Future
ULIPs and Mutual Funds for Planning Your Child’s Future
28 July 2020

Becoming a parent is similar to entering an entirely new lifestyle and is even considered among the most life-changing events that many people experience. Your responsibilities suddenly double up.

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Old vs New Income Tax Regime – Things You Need to Know
Old vs New Income Tax Regime – Things You Need to Know
20 July 2020

Budget 2020 introduced a new personal income tax regime for individual tax payers with lower tax rates but more tax slabs. Also, it removed all available deductions and exemptions.

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Mistakes To Avoid When Investing In Tax-Saving Plans
Mistakes To Avoid When Investing In Tax-Saving Plans
20 July 2020

Income tax is one of the major forms of direct taxes levied by the government of India under the regulatory guidelines of Central Board of Direct Taxes (CBDT)

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Are you really saving taxes? Revisit your Investment portfolio today
Are you really saving taxes? Revisit your Investment portfolio today!
20 July 2020

The tax-filing season in India typically begins in early January and most people continue to make last minute investments for as long as March. While the tax-paying population in India

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Top Income Tax Relaxations To Counter COVID-19 Impact
Top Income Tax Relaxations To Counter COVID-19 Impact
20 July 2020

At this time when most economic activities have suffered from the lockdown imposed to tackle the Covid-19 pandemic, some flexibility in tax laws were much needed to relief.

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Give a Caring Gift of Lifelong Raksha this Raksha-Bandhan
Give a Caring Gift of Lifelong Raksha this Raksha-Bandhan
17 July 2020

With the auspicious festival of Raksha Bandhan just around the corner, it’s time to ensure your beloved siblings and their loved ones are protected and safe.

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How Does The Extension In Tax Saving Deadlines Affect Tax-Payers
How Does The Extension In Tax Saving Deadlines Affect Tax-Payers?
16 July 2020

The Central Board of Direct Taxes (CBDT) has announced an extension of the deadline for making tax-saving investments for the Financial Year (FY) 2019-20.

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Best Tax Saving Plans Under Section 80C To Reduce Your Tax Burden
Best Tax Saving Plans Under Section 80C To Reduce Your Tax Burden
16 July 2020

We all dream of living a comfortable, worry-free life with the ones we love. And to ensure all you dreams and your family’s long-term wishes are fulfilled, you need to build a comprehensive financial planning portfolio.

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How has the occurrence of Covid-19 affected Insurance in India
How has the occurrence of Covid-19 affected Insurance in India?
10 July 2020

The novel coronavirus started emerging as a viral pathogen in December 2019, but now the virus has strengthened its grip and has started spreading across the globe, leading to a serious health issue.

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Role of Life Insurance In Achieving Financial Independence
Role of Life Insurance In Achieving Financial Independence
10 July 2020

As India celebrates its 74th Independence Day this year, it’s time to think of your financial freedom. Financial independence refers to a state where one has enough resources at their disposal to help fulfill their future financial goals.

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What Is Health Insurance? And How Can It Help You
What Is Health Insurance? And How Can It Help You?
7 July 2020

Health insurance is an instrument that covers the medical risks of an individual or a family in the broad sense of the term. While the 21st century has brought with it immense scientific and technological advances

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What Is Group Insurance And How Does It Work
What Is Group Insurance And How Does It Work
7 July 2020

Group insurance is a type of insurance plan that covers a number of people in the same contract. Such a plan provides the same level of insurance coverage to all members of a group irrespective of their age

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ULIP As An Investment For Your Child
ULIP As An Investment For Your Child
7 July 2020

Unit Linked Insurance Plans (ULIPs) are among the most preferred plans because of its dual benefits: not only do they provide favourable market-linked returns,

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Term Insurance As Per Your Life Cycle
Term Insurance As Per Your Life Cycle
7 July 2020

Insurance is one of the first investments made by people when they begin working. This is because an insurance policy offers coverage against unexpected events that may prove unfortunate or even catastrophic to a family.

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Planning Your First Child
Planning Your First Child
7 July 2020

Among the most life-changing events in any individual’s life is the arrival of a child, or becoming a parent. Suddenly, you are responsible for a new member in your family and you have to provide entirely for their upbringing.

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I Have A Health Insurance; Do I Need A Term Plan
I Have A Health Insurance; Do I Need A Term Plan?
7 July 2020

With inflation rising at an unprecedented rate, medical costs are one of the first to increase exponentially. Right from the cost of diagnosis to the cost of hospitalization

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How Much Money Do I Need To Invest In A Savings Plan
How Much Money Do I Need To Invest In A Savings Plan?
7 July 2020

Regardless of a person’s age, it is important to have an investment plan, which enables one to prepare for what may happen in the future

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How Do Term Plan Adjustments Work
How Do Term Plan Adjustments Work?
7 July 2020

Throughout our lives, we make several plans for the future - some grand, some small and humble. That is why one of the earliest lessons we are taught in personal finance

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Do I need A Retirement Plan If I Already Have A ULIP
Do I need A Retirement Plan If I Already Have A ULIP?
6 July 2020

Unit-Linked Investment Plans are a unique offering in today’s investment and insurance landscape, and companies are rolling out ULIPs to serve different goals for the buyers.

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Best Life Insurance Plans And Their Benefits - By Canara HSBC OBC Life Insurance
Best Life Insurance Plans And Their Benefits - By Canara HSBC OBC Life Insurance
6 July 2020

In a world full of uncertainties, life insurance has assumed paramount significance. Securing your family’s future with a life insurance plan has become vital to safeguarding financial needs.

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What Can Be The Expected Returns From ULIPs in 2020
What Can Be The Expected Returns From ULIPs in 2020?
6 July 2020

As investment tools, ULIPs have come a long way in the past decade. They have become more and more popular as tax-saving tools. With the introduction of the LTCG in 2019

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ULIP Tax benefits under section 80C
ULIP Tax benefits under section 80C
6 July 2020

In recent times, ULIPs have become really popular instruments in India. Especially after the introduction of the LTCG tax under which they are the few exempt instruments,

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Life insurance: Putting a price on your mental peace
Life insurance: Putting a price on your mental peace
6 July 2020

A life insurance policy is a type of contract between an insurance company and the policyholder, which provides financial protection to the individual’s family in case of an unfortunate eventuality.

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Can I Buy A Life Insurance Policy For Someone With A Critical Illness
Can I Buy A Life Insurance Policy For Someone With A Critical Illness?
3 July 2020

Life insurance plans are generally easily obtained for people who are healthy and do not suffer from any preexisting conditions or diseases.

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All you need to know about ULIP premiums
All you need to know about ULIP premiums
3 July 2020

ULIPs are unique investment products that also provide insurance at the same time. The premiums that you pay for your ULIPs are dedicated to fulfilling two goals

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9 New Year Resolutions to Make 2020 A Financially Fit Year
9 New Year Resolutions to Make 2020 A Financially Fit Year
3 July 2020

New Year is just around the corner. It is the time of the year when we list down resolutions to make our coming year more gratifying and better than the previous one.

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Benefits Of Saving Plans In India
Benefits Of Saving Plans In India
2 July 2020

One of the first financial habits we are taught right from the earliest days of our childhood is that of saving. The concept of setting aside a little today in order to enjoy a lot tomorrow is ingrained into every

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GST On Life Insurance: All You Need To Know
GST On Life Insurance: All You Need To Know
1 July 2020

The Goods and Services Tax, also known as GST, has been widely discussed in India ever since it was announced. This is because there is hardly a sector across the nation that has not been impacted in one or the other by the introduction

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Advantages Of Buying iSelect+ Term Plan From Canara HSBC OBC Life Insurance
Advantages Of Buying iSelect+ Term Plan From Canara HSBC OBC Life Insurance
1 July 2020

Term insurance policies provide coverage to the insured for a specified term period. If the policyholder passes away during the policy term that is while the policy is active, the beneficiary

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Avail 1 Day Claim Settlement of up to 1 Cr
Avail 1 Day Claim Settlement of up to 1 Cr
30 June 2020

Claim settlement is an important factor in view of the reliability and consistency of a Life Insurance Company.

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How Does A Term Plan Provide Protection Against Liabilities
How Does A Term Plan Provide Protection Against Liabilities?
30 June 2020

Amidst the growing unpredictability of recent events, it has become clearer than ever that a financial crisis can come in many forms. Some financial crises can be personal, such as a minor

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How does withdrawals work in ULIP
How does withdrawals work in ULIP?
30 June 2020

The Insurance Regulatory Authority of India (IRDAI) in April this year allowed ULIP policyholders to receive their maturity amount in staggered instalments over the next 5 years.

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How Do Riders Work In Term Insurance
How Do Riders Work In Term Insurance
30 June 2020

Term insurance plan is a life insurance product offering the policyholder financial coverage for a specific period of time. If the individual who is insured passes away during the policy period

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How is ULIP structured
How is ULIP structured?
30 June 2020

As the economy kick-starts post the lockdown, it is an opportune time to look for investments and insurances to secure your future. It is a great idea to zero in on a policy that offers you the benefits of insurance while letting you grow your money.

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How is TDS calculated on salary
How is TDS calculated on salary?
29 June 2020

It is the responsibility of every tax paying citizen of a country to remain informed about which taxes as well as how much taxes are applicable for him or her in a financial year.

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Questions To Ask Before Buying A Child Plan
Questions To Ask Before Buying A Child Plan
29 June 2020

Every parent wishes to see their child prosper and be protected from all harm. Investing in a good child policy is part of the effort. A child education plan is a means to ensure financial security for

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Term Insurance Plan For Smokers in India
Term Insurance Plan For Smokers in India
29 June 2020

Smoking is injurious to health is one slogan we see everywhere. It is not only harmful to health but also burdens people’s finances. And yet, it’s a habit not many find easy to kick.

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What Are Market Linked Returns In ULIPs
What Are Market Linked Returns In ULIPs
26 June 2020

Introduction: Are you comparing different plans of Online life insurance and hoping you could possibly get more returns from a plan? Are you looking to invest in a plan that can benefit from market movements and offer healthy returns?

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What is a retirement plan
What is a retirement plan?
26 June 2020

India has a huge young population, with over half of the nation’s population under 25. Nearly two-thirds of the country is 35 or below, and the median age of an Indian is 29. But, fast forward to the future,

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What Is Tax Rebate Under Section 87A
What Is Tax Rebate Under Section 87A?
25 June 2020

In order to adequately fund its various activities, functions and responsibilities, the government of a country levies income tax on its citizens. The taxation system for this purpose differs from country to country.

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What is the importance of taxes in India
What is the importance of taxes in India?
25 June 2020

The Government of every country requires funding to aid it in carrying out its necessary functions and duties. These include operating public institutions, developing the country’s

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What Kind Of Returns Can I Expect From A Child Plan
What Kind Of Returns Can I Expect From A Child Plan?
25 June 2020

One of the numerous clichéd scenes of the Bollywood movies of yesteryears is this: A dying parent on deathbed telling the eldest child to take care of the other children like they were his/her own.

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Gift Your Father A Term Insurance This Father's Day. Here's Why
Gift Your Father A Term Insurance This Father's Day. Here's Why
21 June 2020

Being a dad is no easy job, and though the times have now changed, many are still the sole breadwinners and financial planners of their families. Combine this with needing to take out time to spend with their kids and families

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National Insurance Day: Spreading Awareness About Insurance In India
National Insurance Day: Spreading Awareness About Insurance In India
12 June 2020

The Indian insurance industry has witnessed rapid growth in the last decade. A majority of the population, however, still lives without any kind of insurance.

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Why You Should Plan Your Life Insurance and Taxes Saving in April and Not In March
Why You Should Plan Your Life Insurance and Taxes Saving in April and Not In March
13 May 2020

The importance of financial planning cannot be overstated enough. Financial planning involves taking decisions on the investments to be made throughout the year which can help you best meet your financial goals, both in the short-term and long-term.

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What is ULIP? And Why Do People Invest In It
What is ULIP? And Why Do People Invest In It?
13 May 2020

ULIPs or Unit Linked Insurance Plans are one of the most lucrative investment options available in the financial market. They’re easy enough for the average investor to understand,

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What is the right time to invest in life insurance
What is the right time to invest in life insurance?
13 May 2020

Urban Indians are more likely to purchase life insurance after the birth of a child in the family. 52% of families with kids have a greater awareness of the importance of buying life insurance as compared to 29% of those without kids.

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What Are The Factors Affecting Life Insurance Policy Premiums In India
What Are The Factors Affecting Life Insurance Policy Premiums In India
13 May 2020

Whether you are an individual or a family, securing your finances must fall at the very top of your priority list. This is particularly true if you have any dependants relying on you as a financial provider.

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What Are Absolute Returns in ULIPs
What Are Absolute Returns
in ULIPs?
13 May 2020

Financial providers in Indian carry a number of different responsibilities on their shoulders. However, in general, the top financial concerns for most Indian families center around two major points.

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Top 7 Tips for A Smooth Life Insurance Claim Settlement
Top 7 Tips for A Smooth Life Insurance Claim Settlement
13 May 2020

Buying life insurance means providing financial security to your family and clearing off any debts/liabilities by helping your family needs when you are not around.

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Tips for Better Tax Saving Planning in 2020
Tips for Better Tax Saving Planning in 2020
13 May 2020

Tax-savings play a very important role in meeting your future financial goals. But, many of us leave it for the last few months of the financial year,

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Taking A Loan Against Your Life Insurance. Things To Know
Taking A Loan Against Your Life Insurance. Things To Know
13 May 2020

A life insurance policy is a unique financial instrument. It not only helps you secure the future of your family, but also provides a good return on your investment.

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SEO Title - Why Is Term Plan Better For Women
SEO Title - Why Is Term Plan Better For Women?
13 May 2020

Today, women are advancing in almost all the fields, and we are seeing them in leadership positions more than ever before. If we look at the financial sector,

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Life Insurance Myths Demystified
Life Insurance
Myths Demystified
13 May 2020

There are myriad myths and misconceptions related to life insurance. These myths are a reason that results in the reluctance towards the purchase of a life insurance policy.

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Life Insurance For Senior Citizens. Things You Should Know
Life Insurance For Senior Citizens. Things You Should Know
13 May 2020

In India, several life insurance companies offer customized life insurance plans for senior citizens. Here, we’ll explore the various factors associated with purchasing a life insurance policy for senior citizens.

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Is Term Insurance An Investment Or An Expense
Is Term Insurance An Investment Or An Expense?
13 May 2020

When it comes to giving money away, it is but natural to think of returns on investment. The same applies for insurance too. Many a times people put it in the same category as pure investment tools like say, mutual funds.

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Is life insurance better than term insurance
Is life insurance better than term insurance?
13 May 2020

Life insurance plans provide financial security to the policyholder’s family in the case of sudden demise of the policyholder. Term insurance plans, on the one hand, are a type of life insurance.

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Investment Options For Newly Married
Investment Options For
Newly Married
13 May 2020

Once the merriment has died down, one of the most essential things that newlyweds may need to focus on is how they plan to handle their shared finances.

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Insurance Products During This Pandemic & Lockdown
Insurance Products During This Pandemic & Lockdown
13 May 2020

A sense of fear and unbearable hardship prevails across the world due to the COVID-19 outbreak. The virus has engulfed the globe and has spread to all corners of the world.

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I have diabetes, can I buy term insurance
I have diabetes, can I buy term insurance?
13 May 2020

India is fast emerging as the diabetes capital of the world with 77 million diabetic patients second only to China. Worldwide, one in every sixth person with diabetes is an Indian.

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How You Can Secure Your Parent's Future by investing Life Insurance
How You Can Secure Your Parent's Future by investing Life Insurance
13 May 2020

Life insurance penetration is still dismally low in India. In as late as 2018, the penetration for life insurance was a mere 2.74%. While the life insurance industry is poised to grow in the coming years, it will be a long and arduous uphill climb.

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How To Reduce Your Life Insurance Premium
How To Reduce Your Life Insurance Premium?
13 May 2020

Life insurance is a critical part of financial planning. Yet, quite a large number of people forgo this peace of mind because they harbour reservations about its cost. However, there are a number of handy tips you can make use of to lower your life insurance premium.

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How To Choose A Nominee For Your Term Plan
How To Choose A Nominee For Your Term Plan?
13 May 2020

A term insurance plan is one of the most important financial investments in your life. It provides your family with a financial security that no other investment can. It provides a large sum assured at a nominal premium amount.

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How To Boost Your Term Plan Policy
How To Boost Your
Term Plan Policy?
13 May 2020

As a working professional, a term insurance policy is one of the first things that you should invest in. Contrary to popular belief, a term policy is not just a basic policy without additional benefits.

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How many life insurance policies should my parents have
How many life insurance policies should my parents have?
13 May 2020

A life insurance policy provides financial freedom to the policyholder’s family in the case of any unfortunate eventuality. Life insurance is slowly transitioning from a luxury to a necessity for Indian households.

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How Does A Life Insurance Policy Payout Work in India
How Does A Life Insurance Policy Payout Work in India?
13 May 2020

Life insurance policies generally offer two kinds of payouts to the policyholder or their beneficiaries. If the insured person passes away during the tenure of the policy,

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Here's How You Can Secure Your Kid's Future Before They Are All Grown Up
Here's How You Can Secure Your Kid's Future Before They Are All Grown Up
13 May 2020

For most parents, it is a source of worry to contemplate what would happen to their families, especially their children, in their absence.

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Financial planning for children: What parents say
Financial planning for children: What parents say?
13 May 2020

Having children is one of the key milestones in life; and with great joy, comes great responsibility. With rising costs and an unpredictable economy, parents are getting more and more alert about financial decisions concerning their children.

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Everything You Need To Know If You Are An NRI Planning To Buy Life Insurance
Everything You Need To Know If You Are An NRI Planning To Buy Life Insurance
13 May 2020

The Foreign Exchange Management Act has made it possible for Non Resident Indians (NRIs) and Person of Indian Origin (PIOs) to attain term insurance in India.

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Everything you need to know about Income tax rebate
Everything you need to know about Income tax rebate
13 May 2020

Governments impose taxes on their citizens to generate revenue which helps in the overall development of the nation by augmenting the public exchequer.

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Do I Need To Give A Medical Test For Term Insurance In India
Do I Need To Give A Medical Test For Term Insurance In India?
13 May 2020

Term insurance is considered to be the purest and cheapest form of life insurance cover. With term insurance plans, you and your family are assured a lifetime of financial security.

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Do I Need A Term Insurance If I'm Healthy
Do I Need A Term Insurance If I'm Healthy
13 May 2020

You often plan for your rainy days, your financial goals, your retirement, but forget to value what you really have, i.e., the present. You need to invest in your present in order to secure your future.

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All you need to know about advance tax in India
All you need to know about advance tax in India
13 May 2020

Every citizen of India is liable to pay tax if his/her income comes under the Income Tax bracket. The government depends mainly on its tax collection to finance its spending throughout the year.

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5 Steps to Make Sure Your Family Is Protected Financially
5 Steps to Make Sure Your Family Is Protected Financially
13 May 2020

What’s the first thing that comes to your mind when you think about your family? Most of you would say, it’s their safety. Everyone wants their family to be safe and secure. After all, family acts as a life-jacket in the stormy sea of life.

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5 Reasons To Buy A Term Plan Before You Turn 30
5 Reasons To Buy A Term Plan Before You Turn 30
13 May 2020

Your 20s and 30s are predominantly the years when major life changes take place. Most people tend to get married, have children,

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5 mistakes to avoid when buying a ULIP plan
5 mistakes to avoid when buying a ULIP plan
13 May 2020

ULIPs are a popular financial instrument that come with two-pronged benefits of insurance and investment. ULIPs can fulfill the two financial goals of financial protection for one’s family as well as wealth creation.

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Ways to Minimize Income Tax through ULIP
Ways to Minimize Income Tax through ULIP
13 May 2020

One of the first concerns most people have when they begin earning is whether it is more worthwhile to invest their money into generating higher returns or whether they should first safeguard themselves and their money through a life insurance policy.

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Term Insurance Can Help You In Reducing Your Tax Liabilities
Term Insurance Can Help You In Reducing Your Tax Liabilities
13 May 2020

There is a wide range of financial instruments in the market designed to serve various short-term and long-term goals for the average investor.

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Tax saving checklist you must follow this financial year
Tax saving checklist you must follow this financial year
22 May 2020

The month of March is a busy one both for taxpayers as well as financial institutions as everyone hurries to make last minute investments in order to save Income Tax.

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Learn about Tax Saving investments in India with Canara HSBC OBC Life Insurance
Learn about Tax Saving investments in India with Canara HSBC OBC Life Insurance
22 May 2020

Investments can be complicated, especially when considered from the perspective of tax savings. Unit-Linked Insurance Plans (ULIPs) are one of the easiest and most straightforward tax saving investment vehicles.

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How to save tax for salary above 15 lakhs
How to save tax for
salary above 15 lakhs
22 May 2020

Finance Minister Nirmala Sitharaman announced the new tax regime in Budget 2020 giving taxpayers the option to choose between it and the existing tax structure when they file their taxes

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How Does Life Insurance Help In Tax Saving
How Does Life Insurance Help In Tax Saving?
22 May 2020

A life insurance policy is usually the first investment made by a person when they begin working and earning for themselves.

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Your Step by Step Retirement Planning Guide
Your Step by Step Retirement Planning Guide
22 May 2020

Retirement planning has changed over the years, and what may have worked a decade ago may not work anymore. Traditionally, real estate,

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Why do you need Savings and Investment plans
Why do you need Savings and Investment plans?
22 May 2020

Why do you need savings and investment plans? Trying to answer that question may sound like stating the obvious. However, it is important to figure out why we do something because it gives us the motivation to continue or to start doing that thing.

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Top Mistakes to Avoid While Planning for Your Retirement
Top Mistakes to Avoid While Planning for Your Retirement
22 May 2020

Some people think fondly of spending a comfortable retired life, while some dread reaching retirement age. The difference in this approach may speak a lot about your attitude towards life,

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The Best Gift for This Father’s Day for His Financial Security
The Best Gift for This Father’s Day for His Financial Security
22 May 2020

As we celebrate the role played by our Fathers in shaping our lives this Father’s day, let us take a step to bridge the gap and make their future financially secure.

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How Savings Plans by Canara HSBC OBC Life Insurance Help You
How Savings Plans by Canara HSBC OBC Life Insurance Help You?
22 May 2020

Savings plans have emerged as a popular choice of investment to achieve financial security and long-term financial goals. As the name suggests,

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Is It Advisable to Have Multiple Life Insurance Policies
Is It Advisable to Have Multiple Life Insurance Policies?
27 May 2020

Life is all about experiencing new things in multiple ways. Having many different experiences is something that makes our life worthwhile.

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Best ULIP Child Plan Offered by Canara HSBC OBC Life Insurance for Your Child's Bright Future
Best ULIP Child Plan Offered by Canara HSBC OBC Life Insurance for Your Child's Bright Future
27 May 2020

Having a child is one of the most beautiful feelings in the world. It's the time of your life when you realize your responsibilities while holding that tiny little one in your arms.

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9 New Year Resolutions to Make 2020 A Financially Fit Year
9 New Year Resolutions to Make 2020 A Financially Fit Year
27 May 2020

New Year is just around the corner. It is the time of the year when we list down resolutions to make our coming year more gratifying and better than the previous one.

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What is the potential for growth in ULIPs
What is the potential for growth in ULIPs?
27 May 2020

When it comes to investing your money, the financial tool you choose to direct your savings to is crucial. The lure of higher returns in equity markets also comes with an equally higher risk and is more suited for those with suitable experience.

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What Is The Concept Of Joint Term Insurance
What Is The Concept Of Joint Term Insurance
27 May 2020

In an attempt to cover unforeseen life events, Delhi-based Sanjay and Roopali Gupta planned to safeguard their future plans and looked at several insurance plans.

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How To Track The Performance Of ULIPs
How To Track The
Performance Of ULIPs
27 May 2020

A Unit Linked Insurance Plan (ULIP) serves the dual purpose of providing a life insurance cover and investment returns. In a unit linked plan,

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How to Evaluate a Term Insurance Quote
How to Evaluate a
Term Insurance Quote
27 May 2020

One of the first things that you ought to get yourself when you become financially independent is a term insurance plan. A term plan is a very basic form of insurance plan.

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How To Estimate Your Minimum Sum Assured In A Term Plan
How To Estimate Your Minimum Sum Assured In A Term Plan?
27 May 2020

Term insurance plans can be an effective method of guarding against life’s uncertainties and ensuring the security of your family in adverse circumstances.

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How to Buy Term Insurance Online
How to Buy
Term Insurance Online?
27 May 2020

With over 504 million monthly active internet users in India, the country can safely claim to have the second-largest digital population in the world.

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How Do Top-Ups Work In ULIPS
How Do Top-Ups
Work In ULIPS?
27 May 2020

Even if you are uninitiated, you must have heard the term ULIP. A ULIP or Unit-Linked Insurance Plan is a mixture of insurance and investment. A small amount of the premium is attributed to secure life insurance and rest is invested just like a mutual fund.

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How A Term Plan Will Secure Your Family’s Future
How A Term Plan Will Secure Your Family’s Future
27 May 2020

Life insurance is one of the most important investments that can be made by any individual, providing a financial safety net to a policyholder’s family and beneficiaries in the event of their death.

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All You Need To Know About Single Premium Term Insurance
All You Need To Know About Single Premium Term Insurance
27 May 2020

Ramesh, a freelance animator, received a substantial amount from his father. He wants to invest the money but has not finalised the financial products.

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A list of frequently asked questions related to ULIP
A list of frequently asked questions related to ULIP
27 May 2020

Unit linked Insurance plans offer you the benefit of life cover along with the potential of growing your savings over the long term. This makes them a convenient investment option.

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Can Life Insurance Replace Other Financial Instruments
Can Life Insurance Replace Other Financial Instruments?
27 May 2020

The average investor makes a variety of investments over the course of his or her lifetime. These investments typically serve a number of purposes.

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How Does Life Insurance Cover Increasing Health Expenses
How Does Life Insurance Cover Increasing Health Expenses
27 May 2020

Life insurance is one of the first steps towards financial planning. Before anything else, it is important to secure yourself and your family against untoward incidents.

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How Much Does Life Insurance Plan Costs In India
How Much Does Life Insurance Plan Costs In India
27 May 2020

Insurance in India has a deep rooted history, it is almost a 200 year industry which has failed to gain substantial investments from consumers across the country.

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I already have a term plan, do I need a retirement plan
I already have a term plan, do I need a retirement plan?
27 May 2020

Term insurance is the simplest and cheapest form of life insurance that provides financial protection to your dependants in your absence.

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Is Child Insurance Plan Really Worth The Cost
Is Child Insurance Plan Really Worth The Cost?
27 May 2020

Some of the questions that may bother you, as a parent, are, “Can I afford my child’s education in the future?”or “What if something happens in the event of my death, how will someone take care of my child?”

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Life Insurance As A Tool For Redemption Of Mortgage
Life Insurance As A Tool For Redemption Of Mortgage
27 May 2020

Purchasing a home is likely to be a top priority in the lives of most working individuals. While the best case scenario would allow you to purchase property utilizing only your own funds, this may not always be the case.

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Life Insurance Policy For Unmarried Women and Single Mothers
Life Insurance Policy For Unmarried Women and Single Mothers
27 May 2020

For centuries, the traditional role of the primary financial provider of an Indian family was played by the men in the family, who made a majority of the financial decisions in the household as well.

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What Are The Top Disadvantages of ULIPs
What Are The Top Disadvantages of ULIPs?
27 May 2020

ULIPs are becoming more and more popular as investment options. They are popular due to many reasons. They are a combination of investment and insurance, all in one plan. They also offer multiple tax benefits.

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What Impacts The Value Of Your ULIPs
What Impacts The
Value Of Your ULIPs?
27 May 2020

ULIPs are popular instruments because of their unique composition. They offer a dual benefit of insurance and investment in a single plan.

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What Is A Solvency Ratio In Life Insurance
What Is A Solvency Ratio In Life Insurance?
27 May 2020

While we make a variety of investments in our lives to help us meet financial goals, there is one essential investment that possibly trumps them all - life insurance. In the event of your unfortunate demise, your life insurance policy guarantees that your family and dependants will have ample financial coverage to get them through.

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What Are You Missing If You’re Not Investing in ULIPs
What Are You Missing If You’re Not Investing in ULIPs
7 April 2020

With the advent of technology, the insurance sector has also evolved and offers products as per the changing needs. Just like electronic gadgets, insurance products have also come up with two-in-one feature.

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5 Reasons You Should Change Your Term Insurance Policy in 2020
5 Reasons You Should Change Your Term Insurance Policy in 2020
7 April 2020

Everyone will agree that life is messy, challenging, and uncertain. We don’t know what happens to us or our family the very next moment.

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Things You Should Know About the All New iSelect+ Term Plan
Things You Should Know About the All New iSelect+ Term Plan
7 April 2020

If you are the sole breadwinner in your family, then you must include a term insurance plan in your financial portfolio.

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How to Select ULIP as per your salary
How to Select ULIP
as per your salary
7 April 2020

A unit-linked insurance plan or ULIP is a single product that offers dual benefits of insurance and investment.

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Can I Buy A Term Insurance For A Cancer Patient
Can I Buy A Term Insurance For A Cancer Patient?
7 April 2020

Cases of common forms of cancer, which included cervical, oral, and breast cancer, diagnosed at NCD clinics run by the state in India had risen by close to 324% between 2017 and 2018, according to National Health Profile, 2019 data.

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Do you believe in these term insurance related myths? We hope not
Do you believe in these term insurance related myths? We hope not.
8 April 2020

Unlike the ancient Greek myths that provide resourceful information that positively shapes modern beliefs, insurance-related myths are nothing but conjecture.

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5 ways to get financially fit in your 40s
5 ways to get financially fit
in your 40s
8 April 2020

The 40s can be a milestone in an individual’s life. Your career path is charted, your income is stable, and there are several opportunities for growth.

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Death Claim: Documents Required for A Life Insurance Claim
Death Claim: Documents Required for A Life Insurance Claim
8 April 2020

According to the latest Annual Report for IRDAI, “global direct premiums surpassed the USD 5 trillion mark for the first time ever in 2018.”

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Do Senior Citizens Qualify for a Term Insurance Online
Do Senior Citizens Qualify for a Term Insurance Online?
8 April 2020

Indians are known to be extremely family-oriented people. We do not let go of our children and take responsibility for their wellbeing well into our old age.

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Here’s What You Need to Know About a Long-Term Insurance Policy
Here’s What You Need to Know About a Long-Term Insurance Policy
8 April 2020

While one can more accurately prepare for future expenses, it is much harder and trickier to prepare for future emergencies.

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How Can Smoking and Drinking Impact the Cost of Term Insurance
How Can Smoking and Drinking Impact the Cost of Term Insurance?
8 April 2020

While it is not possible to predict an unfortunate event, it is certainly possible to be prepared for one.

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How To Claim Your Life Insurance Policy In India
How To Claim Your Life Insurance Policy In India
15 April 2020

In 1956, all Indian life insurance companies were nationalized to form LIC. This was done to protect the interests of the policyholders and boost penetration.

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How to secure your family with life insurance
How to secure your family with life insurance?
15 April 2020

An average urban Indian has little or nothing to fall back upon in the event of a financial emergency. On a scale of 1 to 100, the protection quotient of Indians is a mere 35.

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Importance of Riders In A Term Plan, Make An Informed Decision
Importance of Riders In A Term Plan, Make An Informed Decision
15 April 2020

A term life insurance is one of the most basic financial needs of an individual. It is what protects and secures their family against an eventuality.

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Know The Important Terminologies of Life Insurance
Know The Important Terminologies of Life Insurance
16 April 2020

Life insurance is proving to be one of the most essential financial tools for the modern Indian family.

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Term Insurance for A Stress-Free Future
Term Insurance for
A Stress-Free Future
16 April 2020

A term plan is basically a contingency plan that goes into action and takes care of your family’s finances if something happens to you when they are most vulnerable.

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Top ULIP Investment Trends In 2020
Top ULIP Investment Trends
In 2020
16 April 2020

Whether you invest or not, you must have heard of Unit Linked Insurance Plans or ULIP plans. These unique investment-cum insurance products have come a long way in India.

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Guide to understanding UIP and Life Insurance
Guide to understanding UIP and Life Insurance
16 April 2020

A financial plan should ideally include considerations for investment, insurance and aim towards maximising profits and savings.

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What Are the Dos and Don'ts of Life Insurance Policy
What Are the Dos and Don'ts of Life Insurance Policy?
16 April 2020

The moment you begin earning, financial planning becomes mandatory. One of the essential parts of not just financial planning but planning for life is a life insurance policy.

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What Are The Types Of Life Insurance Policies
What Are The Types Of Life Insurance Policies?
16 April 2020

A life insurance policy is generally considered to be one of the most important requirements for a comfortable, hassle-free life.

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knowledge-center
What is Life Insurance? And What Are Its Features?
17 April 2020

According to an IRDAI (Insurance Regulatory and Development Authority of India) study, life insurance penetration in India in 2019 was a mere 3.69%.

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What is the difference between a participating and non-participating policy
What is the difference between a participating and non-participating policy
17 April 2020

Though 20% of the world’s population resides in India, 76% of Indians above the age of 18 years have little or no awareness about financial concepts.

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Why a unit-linked plan is a must for stable fund generation
Why a unit-linked plan is a must for stable
fund generation
17 April 2020

Whether you are a first-time investor or a veteran, striking a balance between stability and higher returns is always an exercise.

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5 Point Checklist for Your Child's Education Planning Abroad
5 Point Checklist for Your Child's Education
Planning Abroad
17 April 2020

As a parent, you must have encouraged your child to become the best in studies and extracurricular activities.

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All About Accidental Benefits In A Term Plan
All About Accidental Benefits In A Term Plan
17 April 2020

Term insurance is a kind of insurance policy that provides financial security to an insured person’s loved ones in the unfortunate event of the individual’s death.

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All You Need To Know About Critical Illness Benefit under Life Insurance
All You Need To Know About Critical Illness Benefit under Life Insurance
17 April 2020

A rapid increase in the cost of healthcare has emerged as a major worry in India. In 2019, healthcare inflation rose at double the rate of retail inflation, which means the cost of medical care is rising faster than that of other goods and services.

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Different Payment Options In Life Insurance and Their Benefits
Different Payment Options In Life Insurance and Their Benefits
20 April 2020

Considering the immense financial safety and peace of mind that a life insurance policy can provide, it is important that every person and family invest in one.

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Everything About Claim Settlement Ratio
Everything About Claim Settlement Ratio
20 April 2020

Unforeseen circumstances can often have a grave impact on the financial health of a person or even an entire family.

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How Much Wealth Can I Create From ULIP in 10 years
How Much Wealth Can I Create From ULIP in 10 years?
20 April 2020

A Unit Linked Insurance Plan (ULIP) can help you fulfil a wide slew of long-term investment objectives, be it retirement planning, meeting the cost of your child’s education or wealth and asset creation.

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Your child can provide you relief from tax saving
Your child can provide you relief from tax saving?
20 April 2020

The birth of a newborn is a momentous occasion in a couple’s life. With all the joy and celebrations, also come a host of responsibilities.

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Why tax saving schemes are a must have if you are in your late 20s
Why tax saving schemes are a must have if you are in your late 20s?
20 April 2020

Every hour 53 accidents take place on Indian roads and 17 lives are lost. Similarly, 83 people die of drowning every day in the country.

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This You Should Know Before Claiming Your Life Insurance
This You Should Know Before Claiming Your Life Insurance
20 April 2020

It’s not easy to come at terms with the passing away of someone you love. But, not getting the person’s life insurance death benefits on time can make your life even more difficult.

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Retirement Planning for Working Women
Retirement Planning for Working Women
21 April 2020

As more and more women are breaking the ‘glass ceiling’ to reach important positions in the professional world, retirement planning for a working woman has become as important as a working man.

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 How Much Tax Can I Save With Investments in 2020
How Much Tax Can I Save With Investments in 2020
21 April 2020

Tax savings is one of the most important factors you need to consider while preparing your investment plan.

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How Can You Earn a Continuous Monthly Income After You Retire
How Can You Earn a Continuous Monthly Income After You Retire?
21 April 2020

Your personal finances may not be a concern when you are earning a regular monthly income through a job.

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Can I Get a Life Insurance If I Smoke or Drink
Can I Get a Life Insurance If I Smoke or Drink?
21 April 2020

Often people fall into the false belief that smokers or drinkers can’t buy a life insurance for themselves.

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3 signs of secure retirement planning
3 signs of secure retirement
planning
22 April 2020

An average Indian lives for 69 years, with women expected to live for 70 years, whereas men for approximately 68 years.

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How to Buy Life Insurance Policy Online
How to Buy Life Insurance Policy Online?
22 April 2020

With over 560 million internet users, India has the second highest connected population in the world. Rising internet penetration has given birth to a booming digital economy.

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How to read the benefit illustration of your ULIP plan
How to read the benefit illustration of your ULIP plan
23 April 2020

ULIPs are one of the most promising investments, especially for beginners. They offer multiple benefits including tax deductions/ exemptions under various sections of the Income Tax Act.

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Importance of future spending goals in retirement planning
Importance of future spending goals in retirement planning
24 April 2020

With a rapidly rising population of the elderly in the country, retirement planning has become a must.

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Retirement Plans Suitable Between 30-40 years
Retirement Plans Suitable Between 30-40 years
24 April 2020

Most people will advise you to start retirement planning just a few years into starting your first job. That is an ideal scenario.

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Term Insurance Guide for Young Professionals
Term Insurance Guide for Young Professionals
24 April 2020

If you are a young professional who is planning finances, you are certainly thinking about some sort of cover for yourself or your loved ones.

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The Importance Of Term Insurance In Pandemics & Epidemics
The Importance Of Term Insurance In Pandemics & Epidemics
24 April 2020

Term insurance plans have long emerged as the best kind of life insurance policy available to individuals.

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Things to know about endowment policy
Things to know about endowment
policy
24 April 2020

If you are looking for a dual benefit policy that offers not only life insurance but also helps you grow your savings, an endowment plan is the one for you.

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Top 5 Life Insurance industry Trends in 2020
Top 5 Life Insurance industry Trends in 2020
24 April 2020

Insurance is one of the most important investments made by people, and the industry has seen many changes over the years in an effort to be more relevant in changing times.

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Top 5 Ways In Which Smart Junior Plan Will Help In Your Child's Future
Top 5 Ways In Which Smart Junior Plan Will Help In Your Child's Future
24 April 2020

For a parent, there is nothing more important than ensuring their child’s comfort. Even from before the child is born, parents usually try to prepare well in advance and plan their lives so as to best accommodate the addition to the family.

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Types of bonuses under life insurance policy
Types of bonuses under life insurance policy
24 April 2020

When you receive an extra payment over and above your salary or income assured per month by your company, it is referred to as a bonus.

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ULIP Investments For Women and Single Mothers
ULIP Investments For Women and Single Mothers
24 April 2020

Investment and insurance form the crux of the major decisions that have to be made by people at all times.

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What All Customization Can Be Done In A Term Plan
What All Customization Can Be Done In A Term Plan?
27 April 2020

It is almost impossible to always anticipate the financial emergencies that might arise in our lives.

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What All Documents Are Required To Buy A Term Insurance
What All Documents Are Required To Buy A Term Insurance?
27 April 2020

It is common financial knowledge that life insurance in form or another should make up an essential part of every investor portfolio.

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What are Protection and Savings Plans
What are Protection and
Savings Plans?
27 April 2020

Life is uncertain - there are always circumstances beyond our control. While we cannot control how the world operates and affects us, we can make provisions for the uncertainties and the hurdles they might bring for us.

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What Happens if you stop your ULIP premiums before 3 years
What Happens if you stop your ULIP premiums before 3 years?
27 April 2020

ULIP, short for Unit-Linked Insurance Plan, is a unique financial product that offers both insurance and investment under a single plan.

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What Impacts The Premium Of A Term Plan
What Impacts The Premium Of A Term Plan?
27 April 2020

The Indian economy has grown rapidly in the last few decades and the financial sector has been at the forefront of the growth. Within the financial sector, the insurance sector has witnessed significant growth.

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What is The Benefit of Term Insurance with Return on premium
What is The Benefit of Term Insurance with Return on premium?
27 April 2020

Every hour 53 accidents take place on Indian roads and 17 lives are lost. Similarly, 83 people die of drowning every day in the country.

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What Is The Premium Redirection Feature In ULIP
What Is The Premium Redirection Feature In ULIP?
27 April 2020

ULIPs are considered one of the most lucrative investment and life insurance avenues. They also have the advantage of multiple tax benefits in just one plan.

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What Are The Best Tax Saving Schemes For Senior Citizens
What Are The Best Tax Saving Schemes For Senior Citizens
02 March 2020

Investment is a major consideration while doing financial planning across every age group in life.

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Trends in terms Insurance in 2020
Trends in terms Insurance
in 2020
02 March 2020

As customers increasingly turn to insurance policies as the first option while diversifying their investment portfolio, the industry is also evolving in line with growing customer requirements.

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How Can I Save For My Child's Future by Investing ULIP Plan
How Can I Save For My Child's Future by Investing ULIP Plan?
02 March 2020

As your child grows up, it is natural for them to have dreams that they wish to accomplish and as their parents; it is natural for you to want to help each of those dreams come true.

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Five Benefits Of Term Insurance That May Change Your Perspective
Five Benefits Of Term Insurance That May Change Your Perspective
02 March 2020

Insurance is a major financial investment that people must make early on in their lives to ensure financial security for the rest of their lives and for their dependents as well.

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Does Your ULIP Plan Covers The Following Features
Does Your ULIP Plan Covers The Following Features
03 March 2020

Unit Linked Insurance Plans (ULIPs) are fast emerging as the most popular investment instrument, not only owing to their ability to provide investors with high returns but also because of their ability to provide coverage along with these returns.

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7 Everyday Things That Cost More Than iSelect Plus Term Plan
7 Everyday Things That Cost More Than iSelect Plus Term Plan
03 March 2020

Term insurance is a kind of insurance policy that offers coverage for a specific term or period of years.

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5 signs you need to up your life insurance coverage
5 signs you need to up your life insurance coverage
03 March 2020

3 out of every 10 Indians are buying pure protection plans while life insurance ownership stands at 70% in India.

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5 Expenses You May Have in the Future & How to Plan for Them
5 Expenses You May Have in the Future & How to Plan for Them
03 March 2020

When you are younger, it is considerably easier to make an investment plan as you only have to worry about yourself.

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4 ways life insurance can help you maximise your retirement
4 ways life insurance can help you maximise your retirement
03 March 2020

Retirement age in India might have been fixed at 60 years, however an average Indian plans to retire from active working life at the age of 56 years.

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Benefits of Including Spouse In Term Insurance Plan
Benefits of Including Spouse In Term Insurance Plan
03 March 2020

Insurance is one of the most important investments made by most people. Ideally, it is the first investment made by people when they start working.

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Does life insurance in India cover deaths due to coronavirus
Does life insurance in India cover deaths due to coronavirus?
31 March 2020

The world is currently grappling with the most extraordinary public health challenge of the century- Coronavirus.

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How Life Insurance Policy Can Help You Save Taxes
How Life Insurance Policy Can Help You Save Taxes
03 Feb 2020

Life insurance is a much sought after asset for most individuals, since it is the ideal solution for taking care of your dependents when you are no longer around.

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Why Term Plans Are Your Calculated Bet Against Life's Uncertainties
Why Term Plans Are Your Calculated Bet Against Life's Uncertainties?
03 Feb 2020

Life insurance forms an integral part of everyone’s financial portfolio. Life insurance acts as a safety net for one’s family, thereby ensuring that their financial needs are well taken care of, even in the absence of the policyholder.

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Why should you consider inflation when buying a term plan
Why should you consider inflation when buying a term plan
03 Feb 2020

Retail inflation in India, touched 7.35% in December 2019, the highest in almost five years. The rise in the cost of fruits and vegetables was the main contributor to these numbers.

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Top tax saving investment offers for risk takers
Top tax saving investment offers for risk takers
04 Feb 2020

Balancing risk-taking and tax saving is not an easy task. But it is not impossible either. In order to do so, you simply need to understand the fundamentals of various financial instruments and invest wisely.

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Term insurance might be cheaper than you think
Term insurance might be cheaper than you think
04 Feb 2020

Only 21% of Indians with a life insurance policy have a term plan. 70% of these people are of the view that term plans are only meant for those who serve as the breadwinner of the family.

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Term insurance in your 40s, things you should know
Term insurance in your 40s, things you should know
04 Feb 2020

Only 21% of Indians with a life insurance policy have a term plan. 70% of these people are of the view that term plans are only meant for those who serve as the breadwinner of the family.

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Suffering from a lifestyle disease? Life insurance should be a priority
Suffering from a lifestyle disease? Life insurance should be a priority
05 Feb 2020

The advent of the digital age has made work easier and convenient. But cutting-edge technology has a dark side too. It has brought with itself a sedentary lifestyle, which, in turn, results in a slew of lifestyle diseases.

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Is Your Life Insurance Coverage Keeping Pace With Your Annual Pay Hikes
Is Your Life Insurance Coverage Keeping Pace With Your Annual Pay Hikes?
05 Feb 2020

Life insurance policies are one instrument that almost everybody invests in on a regular basis.

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How To Choose The Online Term Plan by Canara HSBC is helpful
How To Choose The Online Term Plan by Canara HSBC is helpful
05 Feb 2020

Life insurance policies are one instrument that almost everybody invests in on a regular basis.

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5 reasons why singles should consider ULIP plans
5 reasons why singles should consider ULIP plans
06 Feb 2020

If you thought that financial management, insurance and long-term goals for wealth creation were to be started only after marriage, then nothing can be farther from the truth.

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Why term insurance should be a part of your financial planning
Why term insurance should be a part of your financial planning
06 Feb 2020

The past decade has seen an increase in the disposable income of Indians coupled with consumerism.

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Why Invest 4G is Best Investment Option For Your Child
Why Invest 4G is Best Investment Option For Your Child?
06 Feb 2020

The costs of childcare and education are on the rise - and extensively so.According to an Assocham Social Development Foundation survey,

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What Are The Types Of Term Insurance
What Are The Types Of
Term Insurance?
06 Feb 2020

A life insurance plan forms an integral part of the financial portfolio of working-class Indians.

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Things You Didn't Know About ULIPs
Things You Didn't Know About
ULIPs
06 Feb 2020

Investments in linked insurance plans such as ULIPs (Unit Linked Insurance Plans) are taking off at breakneck speed.

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Make sure that you add a rider to your plan
Make sure that you add a rider to your plan
07 Feb 2020

A term insurance plan acts as a cushion and ensures the financial security of your family in the event of an unfortunate incident taking place.

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Everything you need to know about income tax slabs in India
Everything you need to know about income tax slabs in India
07 Feb 2020

On February, 1st, 2020, Finance Minister, Nirmala Sitharaman announced the Union Budget for the year 2020-2021.

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Make sure that your term insurance claims are never rejected
Make sure that your term insurance claims are never rejected!
07 Feb 2020

Life insurance policies are an essential instrument to invest in, to protect your family’s well being in your absence.

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8 Mistakes People Make While Choosing a Term Plan
8 Mistakes People Make While Choosing a Term Plan
07 Feb 2020

Term insurance, the simplest and most cost-effective type of life insurance, should be a part of everyone’s financial portfolio.

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5 Point Checklist for Your Child's Future
5 Point Checklist for
Your Child's Future
15 Jan 2020

The average penetration and density of life insurance in India is a measly 2.76%. There have been improvements in this arena but overall the growth has been rather slow.

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Features and Benefits of Life Insurance in India
Features and Benefits of Life Insurance in India
15 Jan 2020

The average penetration and density of life insurance in India is a measly 2.76%. There have been improvements in this arena but overall the growth has been rather slow.

Read More
How To Choose ULIPs For The Best Investment
How To Choose ULIPs For The Best Investment
15 Jan 2020

Unit Linked Insurance Plans are one of the most popular investment options. They offer a variety of benefits like investment, insurance, and tax-saving at the same time

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Advantages of Buying Life Insurance Plan at Early Age
Advantages of Buying Life Insurance Plan at Early Age
15 Jan 2020

Life insurance is generally perceived as an investment that can be considered at a much later point in life, when you've gotten older. Young investors often tend to focus on high-risk-high-reward

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10 ULIP Charges You Should Know About When Planning to Invest in One
10 ULIP Charges You Should Know About When Planning to Invest in One
14 Jan 2020

There is no dearth of investment options in India. Investors have a variety of options ranging from term plans and unit-linked insurance plans to equity funds. Even though ULIPs

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Types Of Term Plans And Which One Should You Buy
Types Of Term Plans And Which One Should You Buy?
14 Jan 2020

Term insurance plans are the purest and most traditional form of life insurance. They are primarily protection plans that take care of the individual's loved ones in their absence.

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Why Are ULIPs Considered A Tricky Investment When They Are Not
Why Are ULIPs Considered A Tricky Investment When They Are Not?
13 Jan 2020

Perceptions play a critical role in human decision making. People take important decisions based solely on perception, but the reality is often very different. In the world of financial products.

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Why One Should Not Exit ULIPs after the End of Lock-in Period
Why One Should Not Exit ULIPs after the End of Lock-in Period
13 Jan 2020

A host of financial products are available in the market catering to people with different financial goals and return expectations. People looking to financially secure the future.

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Why Should You Renew Your Term Insurance Policy
Why Should You Renew Your Term Insurance Policy?
13 Jan 2020

There are three broad kinds of insurance policies- term insurance, whole life insurance, and endowment policies. A whole life policy is one in which you pay premium till the.

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When Is The Right Time To Invest In ULIPs
When Is The Right Time To Invest In ULIPs?
10 Jan 2020

Any investment journey must start with the basic premise of what one's goal is. Financial planning involves taking stock of one's risk profile, investment.

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What Is Health Insurance? And How Can It Help You
What Is Health Insurance? And How Can It Help You?
10 Jan 2020

A health insurance plan provides coverage against medical and surgical expenses incurred due to accidents, illness or any injury during a specified tenure. Subject to the.

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What Is A Retirement Plan? And What Are Its Features
What Is A Retirement Plan? And What Are Its Features?
10 Jan 2020

In 2011, there were 104 million elderly people in India. The number would have increased substantially as the proportion of elderly people has been rising over.

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ULIPs Can Help You Save For The Long Term, Find Out How
ULIPs Can Help You Save For The Long Term, Find Out How
8 Jan 2020

Many of us are last-minute tax planners. Tax planning is often not part of financial planning at the beginning of the year but a hasty decision towards the end of the year. You might.

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The Young Professional's Guide To ULIPs in India
The Young Professional's Guide To ULIPs in India
8 Jan 2020

About 440 million millennials in India form 34% of our population and 46% of our workforce. Ours is the largest millennial population in the world. They are currently driving.

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Tax Saving Investment Tips For Self-Employed
Tax Saving Investment Tips For Self-Employed
8 Jan 2020

It may sound surprising, but self-employed people outnumber salaried individuals in the country. In 2013, over half of the 473 million workers in the country were.

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Is ULIP A Good Investment For Short Term Gains
Is ULIP A Good Investment For Short Term Gains?
8 Jan 2020

The importance of saving and investing money is no news to anyone. Everyone knows investing to be one of the cornerstones of responsible financial practices. Investing money.

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How To Manage ULIPs? Tips For New Investors
How To Manage ULIPs? Tips For New Investors
8 Jan 2020

As a first-time investor, you have a multitude of questions on your mind. There are various options in the market to choose from, and a ULIP is a good option.

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How to increase coverage with term and life insurance riders
How to increase coverage with term and life insurance riders
8 Jan 2020

A life insurance plan is an essential part of financial planning and life planning for everyone. It is essentially meant to protect.

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How To Buy The Right Term Insurance Plan in 2020
How To Buy The Right Term Insurance Plan in 2020?
8 Jan 2020

All of us have aspirations and long-term financial goals, and to achieve these we make a regular monetary contribution to build a corpus. This enables you to save.

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Can I Buy A Term Insurance For Disabled Person
Can I Buy A Term Insurance For Disabled Person?
8 Jan 2020

Term insurance is one of the most essential investment options you should consider. Not only is it a worthy investment in a protective life cover, but it also helps you

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8 Ways to Reduce Life Insurance Premiums
8 Ways to Reduce Life Insurance Premiums
8 Jan 2020

Life insurance is certainly one of the best ways to take care of your family's future in case of any eventuality.

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Is the Risk Involved in ULIPs the Same as Equity Shares
Is the Risk Involved in ULIPs the Same as Equity Shares?
16 Dec 2019

People who are solely dependent on their income for their well being are more likely to face financial crisis in case of an unfortunate event. You can generate wealth and live a peaceful life

Read More
Importance of Term Insurance at Every Stage of Your Life
Importance of Term Insurance at Every Stage of Your Life!
12 Dec 2019

Life is full of uncertainties. A serious accident or critical illness could affect the financial stability of your family. But, if one starts investing in a life insurance.

Read More
Is It Beneficial to Invest in ULIPs? Top Tips to Get Better Returns from ULIP
Is It Beneficial to Invest in ULIPs? Top Tips to Get Better Returns from ULIP
10 Dec 2019

With the immense advancement in technology, our purchasing behavior has changed drastically. Buying anything, be it clothes, accessories, electronics.

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Why does Term Insurance Needs to Be Part of Your Financial Plan
Why does Term Insurance Needs to Be Part of Your Financial Plan?
04 Dec 2019

Life is very uncertain as one never knows what may happen next. Therefore, in order to ensure your family's security, it's vital to include an insurance policy in your financial plan.

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Why ULIP is a Better Investment Option for Long Term Wealth Creation
Why ULIP is a Better Investment Option for Long Term Wealth Creation?
22 Nov 2019

If you are looking for a reliable option that helps you to generate wealth in the long run, then ULIP is the perfect choice for you. As ULIPs are best suited for those who are looking for a long-term wealth creation plan.

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Why ULIPs Are One of the Best Tax Saving Investments
Why ULIPs Are One of the Best Tax Saving Investments?
15 Nov 2019

With the advent of technology, tax saving has been simplified in many ways and you can buy an insurance online at your ease. Before, buying an insurance.

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Sabse Pehle Life Insurance Campaign by LIC: What You Should Know
Sabse Pehle Life Insurance Campaign by LIC: What You Should Know
05 Nov 2019

Life Insurance Council of India has now come up with this new and innovative campaign at mass level to make Indian population understand the importance of life insurance.

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How to save your life insurance premium
How to save your life insurance premium
24 Oct 2019

Is the dreadful thought of paying a hefty amount of premium every month keeping you from buying/content.


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Reasons why stay-at-home parents need insurance too
Reasons why stay-at-home parents need insurance too
10 Oct 2019

Hitting 30 soon? Here are the things we recommend you do in time.


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The wrong reasons to buy life insurance
The wrong reasons to buy
life insurance
03 Sep 2019

Usually saddled with work and is unable to find time to get a hold on his


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What animals can teach you about money and discipline
What animals can teach you about money and discipline
23 Sep 2019

Our investments too need time to perform. Patience is a virtue that can sometimes


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How much insurance cover do I need
How much insurance cover do I need?
05 Aug 2019

The primary objective of an insurance plan is to provide financial security to your family and dependents


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Reasons why it's never late to buy a term plan
Reasons why it's never late to buy a term plan
20 Aug 2019

Work hours extending beyond the standard nine-to-five grind, no provision of leave, juggling


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How term insurance differs from other type of life insurance
How term insurance differs from other type of life insurance.
06 July 2019

If you too face the same dilemma, you may want to take a page out of Ashish's book.


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How to put your annual bonus to good use
How to put your annual bonus to good use.
07 June 2019

Getting out of debt should be a priority whenever you find yourself with some extra


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Why you need not procrastinate paying your insurance premium
Why you need not procrastinate paying your insurance premium.
20 Aug 2019

Work hours extending beyond the standard nine-to-five grind, no provision of leave, juggling


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Life insurance need for every life stage
Life insurance need for
every life stage
07 May 2019

At various phases of our life, our financial needs and goals change. Life insurance is a critical.


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Not sure how to get started with investments? Try Invest 4G
Not sure how to get started with investments? Try Invest 4G
05 April 2019

Invest 4G - A plan that addresses your financial needs across life stages.


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4 Things to do before you hit your 30s
4 Things to do before
you hit your 30s
15 April 2019

Hitting 30 soon? Here are the things we recommend you do in time


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Useful tips to secure your child's future
Useful tips to secure
your child's future
10 April 2019

If you are worried about ensuring your child's financial security, here are some valuable tips that will help you get started in time.

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ULIPs vs Mutual Funds The verdict is out
ULIPs vs Mutual Funds:
The verdict is out!
02 April 2019

Read on to know how mutual funds and ULIPs stack up against each other.


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Paid too much in tax? Save more with term insurance
Paid too much in tax? Save more with term insurance
10 Jan 2019

If tax planning is confusing and cumbersome for you, let's simplify it here


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5 habits to give up this New Year
5 habits to give up
this New Year
30 Dec 2018

Let's look at some financial habits you must give up, to ensure a prosperous future for yourself and your loved ones.

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How to make the most of 2019
How to make the
most of 2019
29 Dec 2018

Working on your New Year's resolutions list? Here are some unconventional ideas you can take inspiration from.

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Unique Christmas gifting ideas under Rs 400 for your loved ones
Unique Christmas gifting ideas under Rs 400 for your loved ones
20 Dec 2018

Here are 6 contemporary, useful, budget-friendly (just under Rs 400!) gifts that are sure to be appreciated by your friends and family.

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Online Life Insurance Policy Buying Mistakes to Avoid
Online Life Insurance Policy Buying Mistakes to Avoid
16 dec 2018

Buying an insurance policy online is a faster and stress-free and it makes the entire process so much simpler for both, the insurance company and the buyer.

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Online Vs Offline term insurance plans
Online Vs Offline
term insurance plans
14 Dec 2018

Here is a step by step comparison of various factors affecting online and offline mode of buying a term insurance plan to give you a perspective of how both work.

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Insurance policies for different stages of life
Insurance policies for
different stages of life
12 Dec 2018

The importance of insurance varies at different stages of life. Proper planning of your insurance portfolio is necessary at each stage of life to ensure your dependents are protected financially.

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How much life insurance does one need?
How much life insurance
does one need?
10 Dec 2018

How much Life Insurance does one require is a decision which must be carefully deliberated upon before taking up a policy.

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Five reasons why your life insurance application could be declined
Five reasons why your life insurance application could be declined
08 Dec 2018

A Life Insurance policy is one of the most ideal ways to provide financial security to your family. However, there are several factors depending on which one can be denied coverage by Insurance Company.

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Why you should have more than one life insurance policy
Why you should have more than one life insurance policy?
06 Dec 2018

If your financial planner is telling you to buy just one huge term life cover and be done with it, you better question him about his reasoning behind such an advise.

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Buying online insurance in India: myths vs facts
Buying online insurance in India: myths vs facts
04 Dec 2018

Many Indians are still sceptical about buying insurance and the scepticism only increases when it comes to buying insurance online.

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Choose a suitable life insurance plan, not the cheapest
Choose a suitable life insurance plan, not the cheapest
30 Nov 2018

Unlike any other financial product, purchasing a life insurance policy affects our entire life and therefore, there are a few things that need to be kept in mind before buying a suitable plan.

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Fail to plan & you plan to fail
Fail to plan &
you plan to fail
24 Nov 2018

In this competitive world where you aspire to match a "spend" of a neighbor with a "bigger spend", when you try to match purchase of a Honda with an Audi, is there a room for rationale?

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5 reasons why you must invest in a term life insurance policy
5 reasons why you must invest in a term life insurance policy
19 Nov 2018

People across society are slowly realizing the necessity of having a life insurance cover. Here are 5 reasons why one should buy a term insurance plan.

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A beginner's guide to term insurance
A beginner's guide
to term insurance
13 Nov 2018

A complete guide on everything related to term insurance - from what it really is, the need for a term plan, to the key features of term insurance and its benefits.

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Planning to buy a term plan? Avoid the mistakes I made
Planning to buy a term plan? Avoid the mistakes I made!
05 Nov 2018

Some of the common mistakes people make when buying a term insurance and why it's necessary to avoid them.

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Amazing alternative plots for your favourite shows and movies
Amazing alternative plots for your favourite shows and movies
26 Oct 2018

How the plots of some celebrated shows and movies would have changed if some prominent characters had thought of life insurance.

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Dreaming of sailing in the Bahamas? It's time to start planning
Dreaming of sailing in the Bahamas? It's time to start planning!
17 Oct 2018

If you have spent more hours dreaming about sailing in the Bahamas than living in the present, here's how you can make your dream come true.

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Moves to make before you get married
"Moves to make"
before you get married
09 Oct 2018

Intimidating for some and exciting for others; everyone feels differently about the prospect of getting married & settling down.

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Why millennials aren't buying life insurance and why they might be wrong
Why millennials aren't buying life insurance and why they might be wrong?
01 Oct 2018

It's not uncommon to see millennials today spending most of their income on fine dining, the latest gadgets and gizmos, and bespoke clothes and accessories.

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Do you believe in these term insurance related myths? We hope not
Do you believe in these term insurance related myths? We hope not.
20 Sep 2018

Unlike the ancient Greek myths that provide resourceful information that positively shapes modern beliefs, insurance-related myths are nothing but conjecture.

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