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Life Insurance Articles

Life insurance is an important financial decision for anyone concerned about how their demise might leave anyone with a financial bind. Know more about life insurance with this blog.

Life Insurance Articles

Life Insurance
Why Consider Claim Settlement Ratio When Buying Life Insurance?
24 August 2020

Claim Settlement Ratio is the number of claims passed by an insurance company in a year’s time. One must always consider checking the claim ratio of a company before buying a life insurance or any kind of insurance plan such as health, savings or ULIPs.

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5 Reasons You Might Need Another Life Insurance Cover
22 August 2020

One of the most common reasons people invest in term insurance policies is to save tax. But that’s not why you should buy another life insurance every few years.

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5 Insurance Policies You Should Consider Before Marriage
5 Insurance Policies You Should Consider Before Marriage
21 Aug 2020

Bachelor life after the start of a career is perhaps one of the most liberating experiences of your life. It will never be the same again, and certainly not after marriage.

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5 Factors to Check Before Buying Life Insurance in India
5 Factors to Check Before Buying Life Insurance in India
21 Aug 2020

Research in the buying behaviour of Indian consumer for life insurance suggests that a large number of people invest in life insurance to save tax.

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How to Select the Best Life Insurance Plan - For Working Women
How to Select the Best Life Insurance Plan - For Working Women
21 Aug 2020

There’s an old saying that ‘men build houses and women build homes.

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3 Crucial Life Milestones When You Should Reconsider Your Life Insurance Cover
3 Crucial Life Milestones When You Should Reconsider Your Life Insurance Cover
21 Aug 2020

Life Insurance is an instrument through which you can protect your family’s financial future in your absence.

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5 Benefits of Gifting Life Insurance Cover to Your Spouse
5 Benefits of Gifting Life Insurance Cover to Your Spouse
20 Aug 2020

When it comes to gifts, especially for your better half, jewellery, vacation, clothing might

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How Does Regular Income Pay-out Work in Life Insurance in India
How Does Regular Income Pay-out Work in Life Insurance in India?
20 Aug 2020

Many online life insurance plans nowadays, offer pay-out of death claim as a regular income to nominees.

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5 Compelling Reasons to Buy Term Life Insurance Online
5 Compelling Reasons to Buy Term Life Insurance Online
20 Aug 2020

Nowadays, online is the marketplace for almost everything, including the best life insurance plans.

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How Does Life Insurance Make Life Easier For Your Family
How Does Life Insurance Make Life Easier For Your Family
19 Aug 2020

Vaibhav was an avid investor. He was very good at planning and was very serious

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5 Reasons to Add Riders to your Life Insurance Plan
5 Reasons to Add Riders to your Life Insurance Plan
19 Aug 2020

Financial safety and independence are the primary reason why we need to have a source of income

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3 Situations When Whole Life Insurance Makes Perfect Sense
3 Situations When Whole Life Insurance Makes Perfect Sense
19 Aug 2020

Akshay, 36 is an advertising professional who lives in Delhi with his wife and 4-year-old daughter.

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Have Multiple Life Insurance Policies? Here are 5 Things You Should Know
Have Multiple Life Insurance Policies? Here are 5 Things You Should Know!
18 Aug 2020

Would it be wrong to own a fleet of cars for your family? Certainly not if you can afford it. Same goes for life insurance policies too

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How Much Time Does a Life Insurance Policy Take to Settle the Death Claim
How Much Time Does a Life Insurance Policy Take to Settle the Death Claim?
18 Aug 2020

Avijit, a transport business owner, had bought a life insurance policy in the early 90s. His family had to file a death claim on the policy

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Is Term Life Insurance a Part of your Monthly Household Budget
Is Term Life Insurance a Part of your Monthly Household Budget?
14 Aug 2020

Varun, a 29-year-old software engineer got married last year. The newly wedded couple was living their life to the fulle

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How a Good Term Life Insurance Sets You Free
How a Good Term Life Insurance Sets You Free
11 Aug 2020

Research suggests that people give preference to the life of their family members over their own. That is why, survival for your family if anything untoward befalls

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How has the occurrence of Covid-19 affected Insurance in India
How has the occurrence of Covid-19 affected Insurance in India?
10 July 2020

The novel coronavirus started emerging as a viral pathogen in December 2019, but now the virus has strengthened its grip and has started spreading across the globe, leading to a serious health issue.

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Role of Life Insurance In Achieving Financial Independence
Role of Life Insurance In Achieving Financial Independence
10 July 2020

As India celebrates its 74th Independence Day this year, it’s time to think of your financial freedom. Financial independence refers to a state where one has enough resources at their disposal to help fulfill their future financial goals.

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GST On Life Insurance All You Need To Know
GST On Life Insurance:
All You Need To Know
2 July 2020

The Goods and Services Tax, also known as GST, has been widely discussed in India ever since it was announced. This is because there is hardly a sector across the nation that has

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Avail 1 Day Claim Settlement of up to 1 Cr
Avail 1 Day Claim Settlement
of up to 1 Cr
30 June 2020

Claim settlement is an important factor in view of the reliability and consistency of a Life Insurance Company. This ratio tells you about the number of claims settled by the company, over the total number of claims received within a period of time.

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Why You Should Plan Your Life Insurance and Taxes Saving in April and Not In March
Why You Should Plan Your Life Insurance and Taxes Saving in April and Not In March
13 May 2020

The importance of financial planning cannot be overstated enough. Financial planning involves taking decisions on the investments to be made throughout the year which can help you best meet your financial goals, both in the short-term and long-term.

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What is the right time to invest in life insurance
What is the right time to invest in life insurance?
13 May 2020

Urban Indians are more likely to purchase life insurance after the birth of a child in the family. 52% of families with kids have a greater awareness of the importance of buying life insurance as compared to 29% of those without kids.

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What Are The Factors Affecting Life Insurance Policy Premiums In India
What Are The Factors Affecting Life Insurance Policy Premiums In India
13 May 2020

Whether you are an individual or a family, securing your finances must fall at the very top of your priority list. This is particularly true if you have any dependants relying on you as a financial provider.

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Top 7 Tips for A Smooth Life Insurance Claim Settlement
Top 7 Tips for A Smooth Life Insurance Claim Settlement
13 May 2020

Buying life insurance means providing financial security to your family and clearing off any debts/liabilities by helping your family needs when you are not around.

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Taking A Loan Against Your Life Insurance. Things To Know
Taking A Loan Against Your Life Insurance. Things To Know
13 May 2020

A life insurance policy is a unique financial instrument. It not only helps you secure the future of your family, but also provides a good return on your investment.

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Life Insurance Myths Demystified
Life Insurance
Myths Demystified
13 May 2020

There are myriad myths and misconceptions related to life insurance. These myths are a reason that results in the reluctance towards the purchase of a life insurance policy.

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Life Insurance For Senior Citizens. Things You Should Know
Life Insurance For Senior Citizens. Things You Should Know
13 May 2020

In India, several life insurance companies offer customized life insurance plans for senior citizens. Here, we’ll explore the various factors associated with purchasing a life insurance policy for senior citizens.

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Is life insurance better than term insurance
Is life insurance better than term insurance?
13 May 2020

Life insurance plans provide financial security to the policyholder’s family in the case of sudden demise of the policyholder. Term insurance plans, on the one hand, are a type of life insurance.

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How You Can Secure Your Parent's Future by investing Life Insurance
How You Can Secure Your Parent's Future by investing Life Insurance
13 May 2020

Life insurance penetration is still dismally low in India. In as late as 2018, the penetration for life insurance was a mere 2.74%. While the life insurance industry is poised to grow in the coming years, it will be a long and arduous uphill climb.

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How To Reduce Your Life Insurance Premium
How To Reduce Your Life Insurance Premium?
13 May 2020

Life insurance is a critical part of financial planning. Yet, quite a large number of people forgo this peace of mind because they harbour reservations about its cost. However, there are a number of handy tips you can make use of to lower your life insurance premium.

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How many life insurance policies should my parents have
How many life insurance policies should my parents have?
13 May 2020

A life insurance policy provides financial freedom to the policyholder’s family in the case of any unfortunate eventuality. Life insurance is slowly transitioning from a luxury to a necessity for Indian households.

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How Does A Life Insurance Policy Payout Work in India
How Does A Life Insurance Policy Payout Work in India?
13 May 2020

Life insurance policies generally offer two kinds of payouts to the policyholder or their beneficiaries. If the insured person passes away during the tenure of the policy,

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Everything You Need To Know If You Are An NRI Planning To Buy Life Insurance
Everything You Need To Know If You Are An NRI Planning To Buy Life Insurance
13 May 2020

The Foreign Exchange Management Act has made it possible for Non Resident Indians (NRIs) and Person of Indian Origin (PIOs) to attain term insurance in India.

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How Savings Plans by Canara HSBC OBC Life Insurance Help You
How Savings Plans by Canara HSBC OBC Life Insurance Help You?
22 May 2020

Savings plans have emerged as a popular choice of investment to achieve financial security and long-term financial goals. As the name suggests,

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Is It Advisable to Have Multiple Life Insurance Policies
Is It Advisable to Have Multiple Life Insurance Policies?
27 May 2020

Life is all about experiencing new things in multiple ways. Having many different experiences is something that makes our life worthwhile.

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Can Life Insurance Replace Other Financial Instruments
Can Life Insurance Replace Other Financial Instruments?
27 May 2020

The average investor makes a variety of investments over the course of his or her lifetime. These investments typically serve a number of purposes.

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How Much Does Life Insurance Plan Costs In India
How Much Does Life Insurance Plan Costs In India
27 May 2020

Insurance in India has a deep rooted history, it is almost a 200 year industry which has failed to gain substantial investments from consumers across the country.

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Life Insurance As A Tool For Redemption Of Mortgage
Life Insurance As A Tool For Redemption Of Mortgage
27 May 2020

Purchasing a home is likely to be a top priority in the lives of most working individuals. While the best case scenario would allow you to purchase property utilizing only your own funds, this may not always be the case.

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Life Insurance Policy For Unmarried Women and Single Mothers
Life Insurance Policy For Unmarried Women and Single Mothers
27 May 2020

For centuries, the traditional role of the primary financial provider of an Indian family was played by the men in the family, who made a majority of the financial decisions in the household as well.

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What Is A Solvency Ratio In Life Insurance
What Is A Solvency Ratio In Life Insurance?
27 May 2020

While we make a variety of investments in our lives to help us meet financial goals, there is one essential investment that possibly trumps them all - life insurance. In the event of your unfortunate demise, your life insurance policy guarantees that your family and dependants will have ample financial coverage to get them through.

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Death Claim: Documents Required for A Life Insurance Claim
Death Claim: Documents Required for A Life Insurance Claim
8 April 2020

According to the latest Annual Report for IRDAI, “global direct premiums surpassed the USD 5 trillion mark for the first time ever in 2018.”

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How To Claim Your Life Insurance Policy In India
How To Claim Your Life Insurance Policy In India
15 April 2020

In 1956, all Indian life insurance companies were nationalized to form LIC. This was done to protect the interests of the policyholders and boost penetration.

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Features and Benefits of Life Insurance in India
Features and Benefits of Life Insurance in India
15 Jan 2020

The average penetration and density of life insurance in India is a measly 2.76%. There have been improvements in this arena but overall the growth has been rather slow.

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Advantages of Buying Life Insurance Plan at Early Age
Advantages of Buying Life Insurance Plan at Early Age
15 Jan 2020

Life insurance is generally perceived as an investment that can be considered at a much later point in life, when you've gotten older. Young investors often tend to focus on high-risk-high-reward

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8 Ways to Reduce Life Insurance Premiums
8 Ways to Reduce Life Insurance Premiums
8 Jan 2020

Life insurance is certainly one of the best ways to take care of your family's future in case of any eventuality.

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How to save your life insurance premium
How to save your life insurance premium
24 Oct 2019

Is the dreadful thought of paying a hefty amount of premium every month keeping you from buying/content.


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Reasons why stay-at-home parents need insurance too
Reasons why stay-at-home parents need insurance too
10 Oct 2019

Hitting 30 soon? Here are the things we recommend you do in time.


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The wrong reasons to buy life insurance
The wrong reasons to buy
life insurance
03 Sep 2019

Usually saddled with work and is unable to find time to get a hold on his


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How much insurance cover do I need
How much insurance cover do I need?
05 Aug 2019

The primary objective of an insurance plan is to provide financial security to your family and dependents


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How term insurance differs from other type of life insurance
How term insurance differs from other type of life insurance.
06 July 2019

If you too face the same dilemma, you may want to take a page out of Ashish's book.


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Why you need not procrastinate paying your insurance premium
Why you need not procrastinate paying your insurance premium.
20 Aug 2019

Work hours extending beyond the standard nine-to-five grind, no provision of leave, juggling


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Life insurance need for every life stage
Life insurance need for
every life stage
07 May 2019

At various phases of our life, our financial needs and goals change. Life insurance is a critical.


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Things to know before buying a life insurance
Things to know before buying a life insurance
18 Dec 2018

When it comes to buying a life insurance policy, various factors need to be kept in mind especially if you're buying one for the first time.

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Sins thou shall not commit while buying an online life insurance policy
Sins thou shall not commit while buying an online life insurance policy
16 Dec 2018

Buying an insurance policy online is a faster and stress-free task and it has made the entire process simpler and easier for both the insurance companies and the buyers.

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Insurance policies for different stages of life
Insurance policies for
different stages of life
12 Dec 2018

The importance of insurance varies at different stages of life. Proper planning of your insurance portfolio is necessary at each stage of life to ensure your dependents are protected financially.

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How much life insurance does one need?
How much life insurance
does one need?
10 Dec 2018

How much Life Insurance does one require is a decision which must be carefully deliberated upon before taking up a policy.

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Five reasons why your life insurance application could be declined
Five reasons why your life insurance application could be declined
08 Dec 2018

A Life Insurance policy is one of the most ideal ways to provide financial security to your family. However, there are several factors depending on which one can be denied coverage by Insurance Company.

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Why you should have more than one life insurance policy
Why you should have more than one life insurance policy?
06 Dec 2018

If your financial planner is telling you to buy just one huge term life cover and be done with it, you better question him about his reasoning behind such an advise.

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Buying online insurance in India: myths vs facts
Buying online insurance in India: myths vs facts
04 Dec 2018

Many Indians are still sceptical about buying insurance and the scepticism only increases when it comes to buying insurance online.

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Choose a suitable life insurance plan, not the cheapest
Choose a suitable life insurance plan, not the cheapest
30 Nov 2018

Unlike any other financial product, purchasing a life insurance policy affects our entire life and therefore, there are a few things that need to be kept in mind before buying a suitable plan.

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Why millennials aren't buying life insurance and why they might be wrong
Why millennials aren't buying life insurance and why they might be wrong?
01 Oct 2018

It's not uncommon to see millennials today spending most of their income on fine dining, the latest gadgets and gizmos, and bespoke clothes and accessories.

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How to secure your family with life insurance
How to secure your family with life insurance?
15 April 2020

An average urban Indian has little or nothing to fall back upon in the event of a financial emergency. On a scale of 1 to 100, the protection quotient of Indians is a mere 35.

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Know The Important Terminologies of Life Insurance
Know The Important Terminologies of Life Insurance
16 April 2020

Life insurance is proving to be one of the most essential financial tools for the modern Indian family.

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How To Claim Your Life Insurance Policy In India
How To Claim Your Life Insurance Policy In India
15 April 2020

In 1956, all Indian life insurance companies were nationalized to form LIC. This was done to protect the interests of the policyholders and boost penetration.

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10 everyday expenses that may cost more than life insurance
10 everyday expenses that may cost more than life insurance
15 April 2020

In recent years, India’s working millennials have woken up to the importance of investing early on in their careers.

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Death Claim: Documents Required for A Life Insurance Claim
Death Claim: Documents Required for A Life Insurance Claim
8 April 2020

According to the latest Annual Report for IRDAI, “global direct premiums surpassed the USD 5 trillion mark for the first time ever in 2018.”

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What is Life Insurance? And What Are Its Features
What is Life Insurance? And What Are Its Features?
17 April 2020

According to an IRDAI (Insurance Regulatory and Development Authority of India) study, life insurance penetration in India in 2019 was a mere 3.69%.

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What Are The Types Of Life Insurance Policies
What Are The Types Of Life Insurance Policies?
16 April 2020

A life insurance policy is generally considered to be one of the most important requirements for a comfortable, hassle-free life.

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How Life Insurance Policy Can Help You Save Taxes
How Life Insurance Policy Can Help You Save Taxes
03 Feb 2020

Life insurance is a much sought after asset for most individuals, since it is the ideal solution for taking care of your dependents when you are no longer around.

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Suffering from a lifestyle disease? Life insurance should be a priority
Suffering from a lifestyle disease? Life insurance should be a priority
05 Feb 2020

The advent of the digital age has made work easier and convenient. But cutting-edge technology has a dark side too. It has brought with itself a sedentary lifestyle, which, in turn, results in a slew of lifestyle diseases.

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