* Tax benefit of Rs. 46,800/- is calculated at the highest tax slab of 31.2%(including 4% cess) for an assessee on life insurance premium of Rs. 1.5 lacs under Income Tax Act, 1961 and tax benefit may vary from assessee to assessee. Tax benefits/savings are subject to provisions under section 80 C, 80 CCC, 80 D, 10(10A), 10(10D) and other sections of the Income Tax Act, 1961. The provisions of Income Tax Act, 1961 are subject to amendments made by the government from time to time. Goods & Services Tax will be charged on the premium amount. Please consult your independent tax advisor for details.

1) Loyalty Additions starting from the end of every 5th policy year from the commencement of the policy and is available till the end of Premium Payment Term, provided all the due premiums are received till that time.

2) Wealth Boosters additions at the end of every 5th policy year starting from 10th policy year, provided all the due premiums till date have been paid.

3) Partial withdrawal is allowed 6th policy year onwards, provided all due premiums for first 5 policy years have been paid. For Systematic Withdrawal option and Milestone Withdrawal Option kindly refer product brochure for more information.

4) Mortality Charges deducted during the Policy Term for Regular and Limited Premium Paying policies will be added to the Fund Value at maturity, provided all due premiums have been received till the maturity date.

5) Terms & Condition Apply.

6) The maturity benefit is for a 30 years old healthy male who has opted for Canara HSBC oriental Bank of Commerce Life Insurance Invest 4G with Life Option, monthly premium Rs.5000 (excluding taxes) premium payment term 15 years and Policy Term 15 years. The maturity benefit is Rs. 11.2 lakh and Rs. 15.3 lakh assuming annual gross investment return of 4% and 8% respectively with 100% investment in India Multi-Cap Equity Fund. The assumed rates of return (4% p.a. and 8% p.a.) are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your Policy depends on a number of factors including future investment performance. The Fund Values shown above are after deduction of all charges including applicable Goods and Services Tax & applicable cess (es) / levy, if any, (@18%). 

7) Available with Care Option

8) The minimum premium of Rs. 2000 (excluding taxes) is available under monthly mode with Life Option . The minimum premium for other premium payment modes will vary.

• Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company
• The Unit linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Unit linked Insurance Products completely or partially till the end of the fifth year
• Purchase of any insurance products by a bank's customer is purely voluntary and is not linked to availment of any other facility from the bank.
• The SFIN (Segregated Fund Index Number) for:
  Emerging Leaders Equity Fund is ULIF02020/12/17EMLEDEQFND136
  India Multi-Cap Equity Fund is ULIF01816/08/16IMCAPEQFND136
• For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
• The investment risk in investment portfolio is borne by the policyholder.
• Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited is only the name of the insurance company and Canara HSBC Oriental Bank of Commerce Life Insurance Invest 4G is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
• You may be entitled for tax benefits under Section 80C and Section 10(10D), as per the Income Tax Act, 1961, as amended from time to time. For tax related queries, please contact your independent tax advisor for details.
• Unit linked Insurance products are different from the traditional insurance products and are subject to the risk factors.
• The premium paid in Unit linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
• The premium shall be adjusted on the due date even if it has been received in advance.
• The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects and returns.
• Past performance of the investment funds do not indicate the future performance of the same. Investors in the Scheme are not being offered any guaranteed / assured returns.
• The premiums & funds are subject to certain charges related to the fund or to the premium paid.
• Collection of advance premium shall be allowed within the same financial year for the premium due in that financial year. However, where the premium due in a financial year is being collected in previous financial year, the premium may be collected for a maximum period of three months in advance of the due date of the premium. The premium so collected in advance shall only be adjusted on the due date of the premium. Such advance premium, if any, paid by the Policyholder shall not carry any interest.
• ^Available with Century option.
• #COVID-19 claims are subject to terms and conditions of policy and extant regulatory framework.