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What is Financial Immunity?

Financial immunity empowers you to conquer the challenges posed by the economic reality. Being financially immune has become the ultimate need of the hour. The future is uncertain but having a concrete plan helps you sail through the hard times in a smooth manner. It cannot be built overnight as it is a gradual process. The sooner you start investing, the lesser time your financial cushion will take to be ready.

Know your Financial Immunity

We all have some financial goals to achieve. It could be securing your child’s future, paying for their higher education, marriage, retirement. Planning your finances is an essential step that cannot be missed if you want to achieve all the financial goals set by you. With a life insurance cover that provides you to secure your finances, you will be prepared for unforeseen events such as a sudden loss of employment, reduction in wage, accidental disabilities, and diagnosis of critical illnesses.

Knowing your financial immunity is as important as knowing your health immunity. And the most important factors for a secured life are to understand how well you are doing financially to keep abreast with the changing life stages. A catastrophic financial event may topple your finances if you are not prepared for the events. Canara HSBC Life Insurance has designed a Financial Immunity Calculator that will help you assess your immunity. Use the calculator to find out the best life insurance plans according to your requirement.

How to Use the Financial Immunity Calculator?

All you have to do is enter a few personal details such as your name, date of birth, email address, planned age of retirement along with your income and investment information in the calculator. Your current annual income, monthly savings, present value of current investments will be taken into consideration to suggest you life insurance plans. Browse through the array of plans to make an informed decision that will secure you and your loved ones from any financial shock.

Our Recommended Plans

Whether you are looking for a life cover with savings option or you need a health insurance to cover yourself against major critical illnesses, Canara HSBC Life Insurance has different life insurance plans to help you choose the best one for you.

iSelect Guaranteed Future


5 plan options to choose from to protect your loved ones

Pay premiums for 5,7, or 10 years as per your financial goals

Payor Premium Protection Cover to secure your family’s future

Tax benefits may be available as per prevailing Tax Laws

TERM Insurance PLAN

Term Insurance Plan

Life Cover till 99 years of age

Option to Block the premium rate and increase cover by upto 100% at the blocked rate

Option to avail monthly income post attaining 60 years of age

Option to receive total premiums paid in case of no claim

Tax Benefits as per applicable laws


United Linked Insurance Plan

Flexibility to switch funds

Option for partial withdrawals

8 Investment funds and 4 portfolio management strategies

Loyalty additions and wealth booster

Systematic withdrawal option to create additional income stream

Guaranteed Savings Plan

Savings and Investment Plan

Provides life cover for the entire term while you pay premium only for a limited period.

Flexibility to choose a payment term suitable for you

Guaranteed benefits payable on maturity

Enhanced Protection for your family

Better value for higher premium commitment

Life stories of our customers