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Promise2Protect Your Family's Dreams Against Life's Surprises

₹1 Crore Life Cover at ₹626/month**
  • Two Plan Options
  • Increasing Cover’ Option
  • Add Spouse in Your Policy 
  • Flexible Payout Options

 

You may not always be there, but your promise will be

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12/11/1997
This plan is not available for below 18 years of age Enter your Date of Birth
Annual Income should be greater than 5 Lakh Select your annual income
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About Promise2Protect

Life can be unpredictable, but your loved ones’ future doesn’t have to be. That’s where life insurance steps in — offering you the confidence that your family will stay financially secure, even in your absence.


Canara HSBC Life Insurance Promise2Protect is a term insurance plan thoughtfully designed to support you through life’s uncertainties. It offers life cover for a defined period and pays a lump sum amount in case of an unfortunate event during the policy term

Steps To Buy the Plan

Start Young, Pay Less, Stay Secure with Promise2Protect. The plan offers two options specially designed for your needs.

1
Step1 Step 1

 Choose the sum assured based on factors such as your income, number of dependents, debts, and family’s future needs and goals. Generally, the amount is 10-12 times your income.
Step1
2
Step2 Step 2

Select the plan option and add-on coverage. You can also choose the suitable premium payment term and mode.
Step2
3
Step3 Step 3

You can pay the policy premium and get the Promise2Protect.
Step3

A Detailed Look at How the Plan Works

Canara HSBC Life Insurance

We have over 17 years of experience in delivering exceptional value to our customers through our range of individual and group insurance solutions, designed to meet their various needs, including savings and investment, retirement, protection, and more.
 

15,700+ Partner Branches

15,700+ Partner Branches

Canara Bank, HSBC India, Other Alternate Channels

₹46,888.68 Cr Assets Managed

₹46,888.68 Cr Assets Managed

Assets Managed as of Dec' 25

99.43% Claims Settled

99.43% Claims Settled

Individual Death Claims settled for FY 2024 - 2025

191% Solvency Ratio

191% Solvency Ratio

Way Above the IRDAI Mandate

Hear From Our Happy Customers

Frequently Asked Questions

There is mainly only one eligibility criteria: You must be at least 18 years old to buy the Promise2Protect Plan.

Yes. You can get term insurance tax benefits up to ₹46,800 with the Canara HSBC Life Insurance Promise2Protect Plan. However, tax benefits will be available per the prevailing Income Tax laws and are subject to amendments from time to time. For tax-related queries, contact your independent tax advisor.

Buying term insurance is important for young adults for several reasons. Firstly, it offers lower premiums as they are young and healthy. Secondly, it provides financial protection to dependents ‘in case of an unfortunate event’. Buying a term plan as a young adult can provide financial security and protect loved ones.

Delaying will cost you more!

Buy Now

Disclaimer

*The premium of ₹938 mentioned is an example for a healthy 25-year-old male, non-smoker, covered for ₹1.5 crore under plan option ‘Life Secure’ with monthly mode of payment and coverage option as ‘level’. The policy term and premium payment term considered is 10 years. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc. Refer Sales Brochure for further details.

** The premium of ₹626 (₹21 per day) mentioned is an example for a healthy 25-year-old male, non-smoker, covered for ₹1 crore under plan option ‘Life Secure’ with monthly mode of payment and coverage option as ‘level’. The policy term and premium payment term considered is 10 years. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc.

^The premium of ₹1,188 mentioned is an example for a healthy 25 year old male, non-smoker, covered for ₹1 Crore under plan option 'Life Secure' availing the option to cover Spouse (a healthy 25 year old female, non smoker, working, covered for ₹1 Crore under Plan option 'Life Secure') under the same policy. Mode of payment considered is monthly for both the members, coverage option as ‘level’. The policy term and premium payment term considered for both the members is 10 years. The premium for spouse includes discount for spouse coverage and female life. Please refer the Sales Brochure for further details. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc.

  1. For further conditions applicable, please refer the Sales Brochure

  2. Available only under Life Secure with Return of Premium plan option. If the Life Assured survives the policy term, total premiums excluding the underwriting extra premiums, if any, will be returned to the policyholder, provided applicable conditions are met.
  3. This is an Optional In-Built cover which can be opted to safeguard child’s future. Apart from the amount payable on death of Life Assured/Working Spouse, as applicable, the Child Care Benefit(CCB) Sum Assured will also be payable when age of child is between 0 to 21 Years (last birthday) at the time of death of impacted life. The CCB Sum Assured may be utilized to take care of all the milestones planned for child. This benefit can be opted with Life Secure Plan Option only.
  4. Available only under Life Secure plan option.
  5. Premium waiver benefits shall be available under Accidental Total & Permanent Disability(ATPD) benefit. Refer to the Sales Brochure for further details.
  6. Block Your Premium (BYP) is an optional in-built cover and can be opted only with Life Secure Plan Option. Under Block Your Premium benefit, the premium rate of the base death benefit will get blocked for a period of 5 years during which Life Assured/Spouse can request for increase in benefit amount up to 100% of the Sum assured chosen at policy inception. Refer Sales Brochure for further details on Block Your Premium benefit.
  7. Individual death claims settled and reported for FY 2023-2024.
  8. The premium of ₹1262 (₹42 Per Day) mentioned is an example for a healthy 25 year old male, non-smoker, covered for ₹ 1 crore under plan option ‘Life Secure with Return of Premium’ with monthly mode of payment and coverage option as ‘level’. The policy term and premium payment term considered is 30 years. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc.
  9. The premium of ₹965 mentioned is an example for a healthy 25 year old male, non-smoker, covered for ₹1 crore under plan option ‘Life Secure’ with optional in-built cover opted as Accidental Death Benefit as ₹50 Lakhs, monthly mode of payment and coverage option as ‘level’ for medically underwritten option. The policy term and premium payment term considered is 10 years for both base cover and optional in-built cover. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc.
  10. The premium of ₹798 mentioned is an example for a healthy 25-year-old male, non-smoker, covered for ₹1 crore under plan option ‘Life Secure’ with optional in-built cover of 25 Lakhs for Accidental Death Benefit (ADB), monthly mode of payment and coverage option as ‘level’ The policy term and premium payment term considered is 20 years for both base cover and optional in-built cover. Actual premium rates may vary and will depend on the plan/coverage opted and the company's assessment of risk on assured's health, lifestyle, occupation etc.
  11. The premium of ₹1,112 mentioned is an example for a healthy 25-year-old male, non-smoker, covered for ₹1.5 Crore under plan option ‘Life Secure’ with optional in-built cover of 25 Lakhs for Accidental Death Benefit (ADB), monthly mode of payment and coverage option as ‘level’ The policy term and premium payment term considered is 20 years for both base cover and optional in-built cover. Actual premium rates may vary and will depend on the plan/coverage opted and the company's assessment of risk on assured's health, lifestyle, occupation etc.
  12. The premium of ₹767 mentioned is an example for a healthy 25-year-old male, non-smoker, opting for ₹1 Crore life cover under plan option ‘Life Secure’ with the monthly mode of payment and coverage option as ‘level’ availing child care benefit of ₹25 Lakhs under the same policy. The policy term and premium payment term are considered to be 20 years. Actual premium rates may vary and will depend on the plan/coverage opted and the company's assessment of risk on assured's health, lifestyle, occupation etc.
  13. The premium of ₹1944 mentioned is an example for a healthy 45-year-old male, non-smoker, covered for ₹1 crore under plan option ‘Life Secure’ with monthly mode of payment and coverage option as ‘level’. The policy term and premium payment term considered is 10 years. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc.
  14. The premium of ₹862 mentioned is an example for a healthy 35-year-old male, non-smoker, covered for ₹1 crore under plan option ‘Life Secure’ with monthly mode of payment and coverage option as ‘level’. The policy term and premium payment term considered is 10 years. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc. 
  15. Tax benefit of ₹ 46,800/- is calculated at the highest tax slab of 31.2%(including 4% cess) for an assessee on life insurance premium of ₹ 1.5 lacs under Income Tax Act, 1961 and tax benefit may vary from assessee to assessee. Tax benefits/savings are subject to provisions under section 80 C, 80 CCC, 80 D, 10(10A), 10(10D) and other sections of the Income Tax Act, 1961. The provisions of Income Tax Act, 1961 are subject to amendments made by the government from time to time. Please consult your independent tax advisor for details.
  16. The premium of ₹706 mentioned is an example for a healthy 25-year-old male, non-smoker, covered for ₹1 crore under plan option ‘Life Secure’ with monthly mode of payment and coverage option as ‘level’. The policy term and premium payment term considered is 30 years. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc.
  17. The premium of ₹1,349 mentioned is an example for a healthy 25 year old male, non-smoker, covered for ₹1 Crore under plan option 'Life Secure' availing the option to cover Spouse (a healthy 25 year old female, non smoker, working, covered for ₹1 Crore under Plan option 'Life Secure') under the same policy. Mode of payment considered is monthly for both the members, coverage option as ‘level’. The policy term and premium payment term considered for both the members is 30 years. The premium for spouse includes discount for spouse coverage and female life. Please refer the Sales Brochure for further details. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc.
  18. The premium of ₹625  mentioned is an example for a healthy 25-year-old women, non-smoker, covered for ₹1 crore under plan option ‘Life Secure’ with monthly mode of payment and coverage option as ‘level’. The policy term and premium payment term considered is 10 years. Actual premium rates may vary and will depend on the plan/coverage opted and company's assessment of risk on insured's health, lifestyle, occupation etc.

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  • Canara HSBC Life Insurance Co Ltd   |   IRDAI Registration no: 136   | CIN - L66010DL2007PLC248825 |   LPDMP2PCHLOCT25 ENG    |   UIN: 136N087V03
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