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Thank you for your interest in our product. Our financial expert will connect with you shortly to help you choose the best plan.

Let Your Money Chase the Markets

Beat inflation & build crores with market-driven growth.

  • Market-Linked Returns
  • Life Cover
  • 9 Fund Options
  • Tax Benefits

 

One Promise, Double Gain: ₹15,000/month for 20 yrs → ₹1.53 Cr Wealth + Protection

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12/11/1997
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Steps To Buy the Plan

1
Step1 Step 1

Choose how much you want to save to contribute towards your goal. This is your premium.
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2
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 Choose your Premium Payment Term, Policy Term/ Income Period/ Income Frequency/ Consolidation Period Premium Payment Mode based on your financial horizon. Option will vary with Plan option chosen.
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Choose Optional Benefits if required by you.You can pay the policy premium and get plan.
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About Promise4Growth Plus

Canara HSBC Life Insurance

We have over 15 years of experience in delivering exceptional value to our customers through our range of individual and group insurance solutions, designed to meet their various needs, including savings and investment, retirement, protection, and more.
 

15,700 Partner Branches

15,700 Partner Branches

Canara Bank, HSBC India, Other Alternate Channels

₹400,127.4 Mn Assets Managed

₹400,127.4 Mn Assets Managed

Assets Managed as of 31 December 2024

99.31% Claims Settled

99.31% Claims Settled

Claims Settled in FY 2023-2024

215.00% Solvency Ratio

215.00% Solvency Ratio

Way Above the IRDAI Mandate

Frequently Asked Questions

The following are the features of the Promise4Growth Plus plan:

  • Life cover throughout the policy term
  • Market-linked returns based on your fund selection
  • Loyalty Additions & Wealth Boosters to enhance your fund value
  • Return of Mortality Charges at maturity
  • Tax benefits on premiums and benefits as per prevailing tax laws

Yes, you can choose from three variants:

  • Promise4Wealth Plus – Focus on wealth creation
  • Promise4Care Plus – Includes Premium Funding Benefit in case of loss of life
  • Promise4Life Plus – Provides whole life cover up to age 100

You can choose from a range of unit-linked funds across equity, debt, and balanced categories. You also have access to multiple portfolio strategies like:

  • Systematic Transfer Option (STO)
  • Return Protector Option (RPO)
  • Auto Fund Rebalancing
  • Safety Switch Option

Entry Age: 0 to 65 years (varies by variant)
Policy Term: 10–30 years or up to age 100 (for Life Plus variant)
Minimum Premium: ₹12,000 annually

100% Guaranteed Returns*

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Disclaimer

The maturity values are shown assuming annual gross investment return of 19.45% in last 15 years with 100% investment in NIFTY ALPHA 50 Index Fund. The returns are based on historical data of the NIFTY ALPHA 50 Index Fund as published on the NSE website, with data accessed on 31st July 2025.
 
The assumed rates of return shown in the above illustrative example are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your Policy depends on a number of factors including future investment performance. The Fund Values shown in the above illustrative example are after deduction of all charges including applicable Goods and Services Tax & applicable cess (es) / levy, if any, (@18%).
 
Trade Logo of Canara HSBC Life Insurance Company Limited hereinafter referred to as "Insurer" is used under license with Canara Bank and HSBC Group Management Services Limited. The Insurance products are offered and underwritten by Insurer (IRDAI Regn. No. 136) having its head office at 139 P, Sector 44, Gurgaon – 122003, Haryana (India).
 
Canara HSBC Life Insurance Company Limited is only the name of the insurance company and Canara HSBC Life Insurance Promise4Growth Plus is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
 
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
 
Unit Linked Insurance products are different from the traditional insurance products and are subject to the risk factors. Past performance of the investment funds do not indicate the future performance of the same. Investors in the Scheme are not being offered any guaranteed /assured returns. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The premium shall be adjusted on the due date even if it has been received in advance. The premiums & funds are subject to certain charges related to the fund or to the premium paid. Please know the associated risks and the applicable charges, from your policy document issued by the insurance company. Corporate Identity No.: U66010DL2007PLC248825. Website: www.canarahsbclife.com | Call: 1800-258-5899 | Email: onlineterm@canarahsbclife.in

  • BEWARE OF SPURIOUS / FRAUD PHONE CALLS!

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

  • Canara HSBC Life Insurance Co Ltd   |   IRDAI Registration no: 136   |   LPDMIGFPLUSCHLOCT24 ENG   |   UIN: 136N098V02
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