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About Linked Critical Illness Benefit Rider
A Non-Linked Non-Participating Individual Health Rider
UIN: 136A018V01
In a world full of uncertainties, the financial burden at the time of a critical illness is the last thing you need. Today with the spiraling costs of medication, the financial burden of getting treated for any major illness or getting a surgery done may drain your savings. You may not be able to prevent yourself from this uncertainty however with Canara HSBC Life Insurance Linked Critical Illness Benefit Rider, you can protect yourself from its cost and live a life without having to worry about finances in such difficult times.
Why?
Protection against up to 40 Critical Illnesses (CI)
Flexibility to opt for limited pay or regular pay option as per your base plan for the rider cover
Receive a lump sum amount when diagnosed with the critical illnesses covered
Premium rates are guaranteed for the entire policy term
List of 40 Critical Illnesses Covered under this Rider
| 01 | Alzheimer's Disease |
| 02 | Apallic Syndrome |
| 03 | Aplastic Anaemia |
| 04 | Bacterial Meningitis - resulting in persistent symptoms |
| 05 | Benign Brain Tumor |
| 06 | Blindness |
| 07 | Cancer of Specified Severity |
| 08 | Cardiomyopathy |
| 09 | Chronic Adrenocortical Insufficiency (Addison's Disease) |
| 10 | Chronic Recurring Pancreatitis |
| 11 | Coma Of Specified Severity |
| 12 | Creutzfeldt-Jakob Disease |
| 13 | Deafness |
| 14 | Encephalitis |
| 15 | End Stage Liver Failure |
| 16 | End Stage Lung Failure |
| 17 | Fulminant Viral Hepatitis - resulting in acute liver failure |
| 18 | Kidney Failure Requiring Regular Dialysis |
| 19 | Loss of Independent Existence |
| 20 | Loss Of Limbs |
| 21 | Loss Of Speech |
| 22 | Major Head Trauma |
| 23 | Major Organ /Bone Marrow Transplant |
| 24 | Major Surgery of the Aorta |
| 25 | Medullary Cystic Disease |
| 26 | Motor Neuron Disease With Permanent Symptoms |
| 27 | Multiple Sclerosis With Persisting Symptoms |
| 28 | Muscular Dystrophy |
| 29 | Myocardial Infarction (First Heart Attack Of Specific Severity) |
| 30 | Open Chest CABG |
| 31 | Open Heart Replacement Or Repair Of Heart Valves |
| 32 | Parkinson's Disease |
| 33 | Permanent Paralysis Of Limbs |
| 34 | Poliomyelitis - resulting in paralysis |
| 35 | Primary (Idiopathic) Pulmonary Hypertension |
| 36 | Scleroderma |
| 37 | Severe Rheumatoid arthritis |
| 38 | Stroke Resulting In Permanent Symptoms |
| 39 | Systemic Lupus Erythematous – with Lupus Nephritis |
| 40 | Third Degree Burns |