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Introducing BSE 500 Enhanced Value 50 Fund with Promise4Wealth

50 High-Potential Companies, One Smart Decision

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Promise4Life

Promise4Life

A Lifetime of Protection with Regular Income for Your Dreams
 
  • Three Plan Options
  • Whole Life Cover up to Age 100
  • Guaranteed Income + Cash Bonuses
  • Savings Wallet & Premium Offset Feature

A Lifetime of Protection with Regular Income for Your Dreams
 
  • Three Plan Options
  • Whole Life Cover up to Age 100
  • Guaranteed Income + Cash Bonuses
  • Savings Wallet & Premium Offset Feature

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Application Status

Name

Date of Birth

Plan Name

Status

Unclaimed Amount of the Policyholder as on

Name of the policy holder

Policy No.

Address of the Policyholder as per records

Unclaimed Amount

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About Promise4Life

A Non-Linked Participating Individual Life Insurance Savings Plan

UIN - 136N120V01

As life evolves, so do your dreams, protecting your family, planning for retirement, and leaving a lasting legacy. In a world of uncertainties, financial security is the foundation for confidence. From everyday expenses to your children’s education and unforeseen events, a steady income matters. Because smart planning isn’t just about today, it’s about tomorrow.

Introducing Canara HSBC Life Insurance Promise4Life, a Non-Linked Participating Individual Life Insurance Savings Plan designed to give you Guaranteed Income, Lifelong Protection and Flexibility to achieve your goals.

Choose a Plan Option

Depending upon your financial need, you can select your plan option (any ONE) from the following available options under this product.

  • Guaranteed Income from the 1st policy year till age 100
  • Lifelong protection with whole life coverage
  • Flexibility to receive income in advance or arrears
  • Smart features like Savings Wallet and Premium Offset
  • Tax benefits as per applicable laws
  • Create a substantial corpus for legacy planning
  • Lump sum maturity benefit at age 100
  • Ideal for long-term wealth creation
  • Tax benefits as per applicable laws
  • Guaranteed Income for Limited Term of 20, 25, or 30 years
  • Perfect for life’s key milestones like education or retirement
  • Smart features like Savings Wallet and Premium Offset
  • Tax benefits as per applicable laws

Forever Income

Why Buy?

  • A smart plan for lifelong financial security
  • Whole life coverage up to age 100 for complete peace of mind
  • Guaranteed Income from the 1st policy year under this option
  • Savings Wallet to accumulate benefits
  • Premium Offset option to use income payouts to offset future premiums
  • High Premium Incentives
  • Tax benefits as per prevailing laws

Download Forms

Policy Document
Plan Flyer
Product Brochure
Customer Information Sheet

Death Benefit
 

  • Sum Assured on Death PLUS Interim Cash Bonus (if any)
  • Further, the Death Benefit will be at least equal to Surrender Value
  • PLUS, any balance in Savings Wallet

Maturity Benefit
 

  • Guaranteed Sum Assured on Maturity PLUS Terminal Bonus (if any)
  • PLUS, any balance in Savings Wallet

Survival Benefit
 

  • Guaranteed Income is payable from the 1st policy year onwards till the end of the Policy Term. Additionally, Cash Bonuses (if any) are also paid from 1st Policy year till the end of Policy Term on upcoming policy anniversary. Guaranteed Income payable either in advance or arrears.
Feature
Option 1: Forever Income
Option 2: Century Milestone
Option 3: Assured Term Income

Minimum Entry Age

0 years (30 days)

Maximum Entry Age

50 years (PPT 5), 60 years (PPT 7), 65 years (PPT 10 & 12)

Premium Payment Term (PPT)

5 / 7 / 10 / 12 years

Policy Term

100 minus age at entry

20, 25, or 30 years

Maturity Age

100 years

Min: 20 years | Max: 95 years

Annual Premium – Minimum

₹50,000

₹50,000

₹36,000

Minimum Annual Premium – Non Annual Mode (in Rs)

₹60,000

₹60,000

₹39,600

Maximum Annual Premium

No limit as per BAUP

Premium Payment Modes

Annually / Half-Yearly / Quarterly / Monthly

Modal Factors

Premium: Yearly: 1.00 | Half-Yearly: 0.51 | Quarterly: 0.26 | Monthly: 0.09

Income: Yearly: 1.00 | Half-Yearly: 0.49 | Quarterly: 0.24 | Monthly: 0.08

Sum Assured11 Times of Annualized Premium

Guaranteed Income Frequency

Annually, Half-Yearly, Quarterly, Monthly

-

Annually, Half-Yearly, Quarterly, Monthly

Cash Bonus

Cash Bonuses (if any) are payable in arrears and annually

-

Cash Bonuses (if any) are payable in arrears and annually

Other Features

Savings Wallet, Premium Offset Option

-

Savings Wallet, Premium Offset Option

Other Benefits

Loan Facility

To meet any contingent need, you may avail the loan facility in this plan, once the policy acquires a Surrender Value.

Tax Benefit

Tax Benefits under the Policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time.

Century Milestone

Why Buy?
 

  • A smart plan for lifelong financial security
  • Whole life coverage up to age 100 for complete peace of mind
  • Create a substantial corpus and receive a lump sum maturity benefit at age 100
  • High Premium Incentives
  • Tax benefits as per prevailing laws

Download Forms

Policy Document
Plan Flyer
Product Brochure
Customer Information Sheet

Death Benefit
 

  • Sum Assured on Death PLUS Accrued Annual Reversionary Bonuses (if any) PLUS Interim Annual Reversionary Bonus (if any)
  • Further, the Death Benefit will be at least equal to the Surrender Value
     

Maturity Benefit
 

  • Guaranteed Sum Assured on Maturity PLUS Accrued Annual Reversionary Bonuses (if any) PLUS Terminal Bonus (if any)
Feature
Option 1: Forever Income
Option 2: Century Milestone
Option 3: Assured Term Income

Minimum Entry Age

0 years (30 days)

Maximum Entry Age

50 years (PPT 5), 60 years (PPT 7), 65 years (PPT 10 & 12)

Premium Payment Term (PPT)

5 / 7 / 10 / 12 years

Policy Term

100 minus age at entry

20, 25, or 30 years

Maturity Age

100 years

Min: 20 years | Max: 95 years

Annual Premium – Minimum

₹50,000

₹50,000

₹36,000

Minimum Annual Premium – Non Annual Mode (in Rs)

₹60,000

₹60,000

₹39,600

Maximum Annual Premium

No limit as per BAUP

Premium Payment Modes

Annually / Half-Yearly / Quarterly / Monthly

Modal Factors

Premium: Yearly: 1.00 | Half-Yearly: 0.51 | Quarterly: 0.26 | Monthly: 0.09

Income: Yearly: 1.00 | Half-Yearly: 0.49 | Quarterly: 0.24 | Monthly: 0.08

Sum Assured11 Times of Annualized Premium

Guaranteed Income Frequency

Annually, Half-Yearly, Quarterly, Monthly

-

Annually, Half-Yearly, Quarterly, Monthly

Cash Bonus

Cash Bonuses (if any) are payable in arrears and annually

-

Cash Bonuses (if any) are payable in arrears and annually

Other Features

Savings Wallet, Premium Offset Option

-

Savings Wallet, Premium Offset Option

Other Benefits

Loan Facility

To meet any contingent need, you may avail the loan facility in this plan, once the policy acquires a Surrender Value.

Tax Benefit

Tax Benefits under the Policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time.

Assured Term Income

Why Buy?

 

  • A smart plan which offers fixed-term income options, ensuring you have the funds when you need them most
  • Guaranteed Income from the 1st policy year under this option
  • Savings Wallet to accumulate benefits
  • Premium Offset option to use income payouts to offset future premiums
  • High Premium Incentives
  • Tax benefits as per prevailing laws

Download Forms

Policy Document
Plan Flyer
Product Brochure
Customer Information Sheet

Death Benefit
 

  • Sum Assured on Death PLUS Interim Cash Bonus (if any)
  • PLUS any balance in Savings Wallet
  • Further, the Death Benefit will be at least equal to the Surrender Value

Maturity Benefit
 

  • Guaranteed Sum Assured on Maturity PLUS Terminal Bonus (if any)
  • PLUS any balance in Savings Wallet

Survival Benefit
 

  • Guaranteed Income from end of 1st policy year till end of chosen term (20/25/30 years)
  • PLUS Cash Bonus (if any) annually in arrears
  • PLUS any balance in Savings Wallet
Feature
Option 1: Forever Income
Option 2: Century Milestone
Option 3: Assured Term Income

Minimum Entry Age

0 years (30 days)

Maximum Entry Age

50 years (PPT 5), 60 years (PPT 7), 65 years (PPT 10 & 12)

Premium Payment Term (PPT)

5 / 7 / 10 / 12 years

Policy Term

100 minus age at entry

20, 25, or 30 years

Maturity Age

100 years

Min: 20 years | Max: 95 years

Annual Premium – Minimum

₹50,000

₹50,000

₹36,000

Minimum Annual Premium – Non Annual Mode (in Rs)

₹60,000

₹60,000

₹39,600

Maximum Annual Premium

No limit as per BAUP

Premium Payment Modes

Annually / Half-Yearly / Quarterly / Monthly

Modal Factors

Premium: Yearly: 1.00 | Half-Yearly: 0.51 | Quarterly: 0.26 | Monthly: 0.09

Income: Yearly: 1.00 | Half-Yearly: 0.49 | Quarterly: 0.24 | Monthly: 0.08

Sum Assured11 Times of Annualized Premium

Guaranteed Income Frequency

Annually, Half-Yearly, Quarterly, Monthly

-

Annually, Half-Yearly, Quarterly, Monthly

Cash Bonus

Cash Bonuses (if any) are payable in arrears and annually

-

Cash Bonuses (if any) are payable in arrears and annually

Other Features

Savings Wallet, Premium Offset Option

-

Savings Wallet, Premium Offset Option

Other Benefits

Loan Facility

To meet any contingent need, you may avail the loan facility in this plan, once the policy acquires a Surrender Value.

Tax Benefit

Tax Benefits under the Policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time.