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To Buy: 1800-258-5899 (9:30 AM to 6:30 PM)
For Existing Policy: 1800-103-0003/ 1800-180-0003/ 1800-891-0003
customerservice@canarahsbclife.in
Contact us
To Buy: 1800-258-5899 (9:30 AM to 6:30 PM)
For Existing Policy: 1800-103-0003/ 1800-180-0003/ 1800-891-0003
customerservice@canarahsbclife.in
A Non-Linked Non-Participating Individual Savings Life Insurance Plan.
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A Non-Linked Non-Participating Individual Savings Life Insurance Plan
UIN 136N081V02
Your family is your responsibility and you want to do your best. Whether it's your child's education, family vacation, a new car or your dream house. You should be financially prepared to realize these dreams. As living expenses increase, it becomes important to have an additional source of income to achieve these important goals. You also want that your family is financially prepared and their needs and goals are taken care off even if you are not around tomorrow.
Presenting Canara HSBC Life Insurance iSelect Guaranteed Future, a plan that helps you with an alternate source of savings to take care of your financial goals and plan for a stress free life along with the added benefit of protection against the uncertainties of tomorrow.
Depending upon your financial need, you can select your plan option (any ONE) from the following available options under this product.
1Available under iAchieve plan option
For iAchieve:
Where Life Assured and Policyholder are the same:
If the optional Payor Premium Protection Cover has been chosen, Sum Assured on Death will be paid.
All future premiums payable thereafter will be waived off and the Policy continues till the end of the Policy Term with all future benefits intact.
Where Life Assured and Policyholder are different:
On death of the Life Assured the death benefit payable will be equal to:
On death of the Policyholder:
If the optional Payor Premium Protection Cover has been chosen, all the future premiums payable shall be waived off and the policy shall continue as in-force till the end of the Policy Term with all the future benefits intact.
For Flexi iAchieve:
Loan Facility
To meet any contingent need, you may avail the loan facility in this plan, once the policy acquires a Surrender Value.
Tax Benefit
You may be entitled for tax benefits in accordance with the provision of Income Tax Act, 1961 as amended from time to time. Please consult your independent tax advisor for tax related queries.
Step 1: Choose how much you want to save to contribute towards your goal. This is your premium.
Step 2: Choose your Premium Payment Term (PPT)/ Policy Term (PT) and premium payment mode basis your financial horizon.
Step 3: Choose Payor Premium Protection Cover, if required by you1
Step 4: The Guaranteed Additions in this plan will be determined on the basis of your age and the options chosen above and will be payable at Maturity along with Guaranteed Sum Assured on Maturity and High Premium Addition, if any.
1Available under iAchieve plan optionCase Study1: Age 35 years,Policy Term20 years, Premium Payment Term 10 years and yearly premium payment frequency.
Scenario 1: Maturity Benefit
Scenario 2: Death Benefit
In case of unfortunate death at the end of 12thpolicy year:
| Parameters | Minimum | Maximum | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Entry Age of Life Assured as on Last Birthday (In years) | 0 years | 65 years* | ||||||||
| Maturity Age of Life Assured as on Last Birthday (In years) | 18 years | 80 years** | ||||||||
| Premium Payment Term & Policy Term (in years) |
|
|||||||||
| Annualised Premium (in Rupees) | 20,000 | No limit (Subject to Board Approved Underwriting Policy of the Company) | ||||||||
| Guaranteed Sum Assured (in Rupees) | 2,20,000 | No limit (Subject to Board Approved Underwriting Policy of the Company) | ||||||||
| Premium Payment Mode | Annual, Half-Yearly, Quarterly & Monthly modes are available. | |||||||||
*Where Payor Premium Protection Cover has been chosen, Maximum Age at entry is 55 years is applicable for both the Life Assured as well as the Policyholder. In all other cases, the above criteria are applicable for the Life Assured.**Where Payor Premium Protection Cover has been chosen, Maximum Maturity Age is applicable for both the Life Assured as well as the Policyholder. In all other cases, the above criteria are applicable for the Life Assured.
| Parameters | Minimum | Maximum | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Entry Age as on Last Birthday (In years) | 0 years | 55 years | ||||||||
| Maturity Age as on Last Birthday (In years) | 18 years | 65 years | ||||||||
| Premium Payment Term & Policy Term (In years) |
|
|||||||||
| Annualised Premium (in Rupees) | 20,000 | 2,25,000 | ||||||||
| Guaranteed Sum Assured (in Rupees) | 2,20,000 | 25,00,000 | ||||||||
| Premium Payment Mode | Annual, Half-Yearly, Quarterly & Monthly modes are available. | |||||||||
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