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Life Insurance & Financial Planning Insights

Expert articles on life insurance, savings, protection plans, and financial planning to support long-term financial decisions.

Recent Blogs

3 Benefits Of Health Insurance Plans For Senior Citizens Thum Desktop

Can A Person Get More Than One Health Insurance Policy?

07 Aug '26
944 Views
7 minute read
Can you have more than one health insurance policy? Learn the benefits, rules, and how multiple policies can enhance coverage with Canara HSBC Life Insurance.
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Health Plan
Types Of Insurance Thum Desktop

What Questions are Asked on a Life Insurance Application?

07 Aug '26
1890 Views
5 minute read
Filling up a life insurance application form could be a daunting task if you are unaware of the detailed
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Life Insurance
Types Of Insurance Thum Desktop

Is life insurance premium payout available if I die abroad?

07 Aug '26
883 Views
7 minute read
If you are a globetrotter, you must be wondering if the best term life insurance plan will pay out your premium if you die abroad or outside India.
Read More
Life Insurance
Should I consider buying a life insurance plan if I am single?

Should You Buy a Life Insurance Plan If You are Single?

07 Aug '26
1608 Views
7 minute read
Find out whether buying a life insurance plan as a single individual makes sense based on financial goals, liabilities, and future responsibilities.
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Life Insurance
Types Of Insurance Thum Desktop

Is Life Insurance Premium Tax Deductible?

07 Aug '26
893 Views
6 minute read
Learn about Tax Deduction on Life Insurance Premiums. Understand Tax Benefits Offered and Maximize Income Tax Benefits with the Right Life Insurance Plans @Canara HSBC Life Insurance.
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Life Insurance
Reasons to Create a Financial Plan

Top 10 Reasons to Create a Financial Plan in 2026

07 Aug '26
3445 Views
10 minute read
Discover the top 10 reasons why having a financial plan is essential for achieving your life goals. Learn how strategic planning can ensure financial security for you and your family.
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Financial Planning
Guaranteed Return Plan Thum Desktop

Importance of Savings: Key Benefits & Financial Security Tips

07 Aug '26
1688 Views
9 minute read
Discover the importance of savings, key benefits, and tips for financial security. Plan your future wisely with Canara HSBC Life Insurance.
Read More
Saving Plan
EPF and NPS: Everything You Need to Know

EPF vs NPS - Key Differences & Everything You Need to Know

07 Aug '26
1334 Views
9 minute read
Confused between EPF and NPS? Explore everything you need to know about both schemes, their benefits, differences & which one suits you best in India.
Read More
Saving Plan
Compound Interest Beat Inflation Thum Desktop

Why Do You Need Savings and Investment Plans in India?

07 Aug '26
1186 Views
6 minute read
Saving and Investment Plans help you plan your future expenses if you use your wealth. Learn why it's important, how they help achieve financial goals, build wealth, manage emergencies, and ensure long-term financial security.
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Saving Plan
Public Provident Fund Thum Desktop

NPS Returns: Meaning and Benefits of NPS Returns

07 Aug '26
3440 Views
7 minute read
NPS returns depend on the performance of allocated funds. Learn how to maximize your NPS returns and explore alternative retirement investment options.
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Retirement Plan
Compound Interest Beat Inflation Thum Desktop

Pradhan Mantri Jan Dhan Yojana: Eligibility & Benefits Explained

07 Aug '26
3861 Views
9 minute read
Pradhan Mantri Jan Dhan Yojana ensures financial inclusion by providing access to banking, insurance, pension, and credit for Indian citizens. Learn more!
Read More
Saving Plan
Monthly Income Plan

Monthly Income Plan - Benefits, Features & How It Work?

07 Aug '26
3895 Views
6 minute read
Curious about monthly income plans? Discover what a monthly income plan is, how it works & the key benefits it offers for steady long-term security.
Read More
Saving Plan

Solvency Ratio in Insurance: Why It Matters Before Choosing an Insurer?

07 Aug '26
1510 Views
7 minute read
Understand solvency ratio in life insurance and how it reflects an insurer’s financial strength and ability to meet claim obligations.
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Life Insurance
Types Of Insurance Thum Desktop

What Happens If You Stop Paying Life Insurance Premiums?

07 Aug '26
1034 Views
7 minute read
Learn the impact of missed premium payments including grace period rules, policy lapse, revival options and surrender benefits.
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Life Insurance
Term Life Insurance Cover Disability

Does Term Life Insurance Cover Disability? Know the Facts

07 Aug '26
942 Views
10 minute read
Wondering if term life insurance covers disability? Get a complete breakdown of disability coverage, riders & options available under term plans today.
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Term Insurance
ULIPs for Stable Wealth Generation

Why ULIPs Are Ideal for Stable Wealth Generation?

07 Aug '26
908 Views
6 minute read
Stable fund generation requires the right investment vehicle. Know why unit-linked plans are ideal for building a consistent fund corpus with market-linked growth, flexibility, and long-term wealth creation.
Read More
Ulip
Spouse Term Insurance Thum Desktop

7 Things to Expect From Your Term Insurance Plan - Key Features

07 Aug '26
4904 Views
7 minute read
Discover 7 things to expect from your term insurance plan. Learn key features, coverage details, benefits and what matters most before you buy
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Term Insurance
Term Insurance for Diabetics in India

Term Insurance for Diabetics in India: Eligibility & Benefits

07 Aug '26
908 Views
6 minute read
Yes, diabetics can get term insurance! Explore the best term plans for diabetes with Canara HSBC Life Insurance. Read more to learn about eligibility and benefits.
Read More
Term Insurance
Importance Of Taxes Thum Desktop

ITR-5 Form: What it is, Eligibilty & How to File for AY 27-28

07 Aug '26
1098 Views
7 minute read
File ITR-5 for AY 2027-28 with ease! A Step-by-step guide for partnerships, LLPs & associations to simplify your income tax return process.
Read More
Tax Saving
What Types of Death are Covered in Term Insurance?

Types of Death Covered and Not Covered in a Term Insurance

07 Aug '26
1699 Views
8 minute read
Before buying term insurance, know what types of death are covered & excluded. A complete breakdown of inclusions & exclusions under term plans in India.
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Term Insurance
Decreasing Term Insurance Plan

Decreasing Term Insurance Plan - Meaning & How It Works

07 Aug '26
1202 Views
7 minute read
Not many know about decreasing term insurance plans. A clear breakdown of what it is, how it works, key benefits & who it is best suited for in India.
Read More
Term Insurance
What is the income tax in India?

What is Income Tax in India? Know Income Taxation System

07 Aug '26
5737 Views
10 minute read
Learn everything about tax on income in India 2026 - what is income tax, who pays it, current tax slabs, and smart tips to reduce your tax liability.
Read More
Tax Saving

What does Sum Assured Mean in a Life Insurance Policy?

07 Aug '26
740 Views
6 minute read
Secure your family's future with Canara HSBC Life Insurance. Compare and buy the best life insurance plans online at affordable premiums with an easy application process.
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Life Insurance
Whole Life Insurance Sp Mobile

Who is a Beneficiary in a Life Insurance Policy?

07 Aug '26
994 Views
6 minute read
Who is a Beneficiary in a Life Insurance Policy? Learn its meaning, types, and importance to ensure your loved ones get the right financial support.
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Life Insurance
Life Insurance Payout Delays Due To Incorrect Nominee Details Thum Desktop

Can Incorrect Nominee Details Cause Life Insurance Payout Delays?

07 Aug '26
2374 Views
6 minute read
Learn how incorrect nominee details can delay life insurance payouts and steps to ensure timely claims with accurate information.
Read More
Life Insurance
How To Budget For A Dream Vacation Thum Desktop

Impact of Travel to High-Risk Countries on Term Insurance Premium

07 Aug '26
719 Views
6 minute read
Wondering how international travel affects your term insurance cost? Understand how visiting high-risk or conflict-affected regions influences premiums and policy approval.
Read More
Term Insurance
How To Handle Sudden Loss Of A Family Member Thum Desktop

How Mental Health History Affects Term Insurance Eligibility in India?

07 Aug '26
417 Views
6 minute read
Understand how a history of mental health issues impacts eligibility for term insurance in India. Learn disclosure rules, insurer evaluation, and tips to improve approval chances.
Read More
Term Insurance
Can I Purchase Life Insurance Under the Married Women's Property (MWP) Act

Married Women’s Property Act & Life Insurance Guide

07 Aug '26
4271 Views
10 minute read
Understand the Married Women’s Property Act (MWPA) and how it protects your family through life insurance benefits from creditors.
Read More
Life Insurance
What are Tax-Saving Fixed Deposits? Benefits & Features Explained

What is Tax Saving Fixed Deposit (FD)? Know the FD benefits & Rates in India

07 Aug '26
7302 Views
10 minute read
Discover tax saving fixed deposit benefits, how it saves tax under Section 80C and key tax saving FD rates available for 5-year tax-saving FDs in 2026.
Read More
Tax Saving
How To Balance Your Liquidity And Wealth Creation Thum Desktop

Impact of Missing Your Savings Plan Payment: Penalties & Risks

07 Aug '26
521 Views
8 minute read
Know what happens if you miss a savings plan premium. Understand penalties, impact on returns, and tips to avoid affecting your investment in 2025.
Read More
Saving Plan
How To Avoid Running Out Of Money In Retirement Thum Desktop

Savings Schemes Vs Bank FDs: Which one is Better in 2026?

07 Aug '26
523 Views
7 minute read
Small savings schemes or bank FDs in 2026? Compare safety, returns & tax benefits to choose the best investment option for long-term financial growth.
Read More
Saving Plan
How To Handle Sudden Loss Of A Family Member Thum Desktop

Income Tax on Family Pension: What You Should Know

07 Aug '26
1033 Views
8 minute read
Understand how family pension is taxed under Indian law, what deductions you can claim, and how to file your income tax return accurately and efficiently.
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Tax Saving
Tax Implications Of Surrendering Insurance Policy Thum Desktop

Income Tax Calendar For India: Key Tax Filing Deadlines You Must Know

07 Aug '26
1026 Views
8 minute read
Stay updated with India’s income tax calendar. Know key filing deadlines for FY 2025–26 from ITR, TDS, advance tax, and avoid penalties.
Read More
Tax Saving
Life Insurance with Maturity Benefits Guide

Life Insurance with Maturity Benefits Guide

07 Aug '26
2959 Views
9 minute read
Explore life insurance with maturity benefits. Learn how it offers protection plus returns, financial security, and long-term wealth creation for policyholders.
Read More
Life Insurance
Term Plan for India's Non-Working Spouse

Term Plan for India's Non-Working Spouse

07 Aug '26
2762 Views
11 minute read
Discover the significance of a term plan for an Indian spouse who is not employed. Protect loved ones, provide for future needs, and guarantee the family's financial stability.
Read More
Term Insurance
Policy Premium And Tax Certificate Thum Desktop

Understanding Policy Premium & Tax Certificate in India

07 Aug '26
823 Views
7 minute read
Learn what a policy premium and tax certificate are, why they're important, how to download them, and how they help in tax filing under 80C and 10(10D).
Read More
Life Insurance
Top ULIP Investment Trends to Watch in 2025

Top ULIP Investment Trends to Watch in 2026

07 Aug '26
2781 Views
12 minute read
Discover the best ULIP investing trends for 2026. Find out how ULIPs provide long-term wealth generation, tax savings, and market-linked growth.
Read More
Ulip
Types Of Insurance Thum Desktop

Postal Life Insurance Scheme in India: Coverage and Benefits

07 Aug '26
910 Views
7 minute read
Postal Life Insurance scheme provides high returns at low premium amounts. A smart insurance product that yield good returns. Learn who is eligible, policy types offered, key benefits, premium structure, and how it compares with private life insurance plans.
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Life Insurance
Buying Term Insurance Online - A Complete Guide

How to Calculate Your Term Plan Premium Easily ?

07 Aug '26
2813 Views
6 minute read
Use a term insurance premium calculator to estimate your term plan cost. Learn how premiums are calculated and factors that affect what you pay.
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Term Insurance
Types Of Insurance Thum Desktop

How easy is it to buy the best life insurance policy?

07 Aug '26
893 Views
6 minute read
Buying the best life insurance policy nowadays is a simple process. However, if you find the steps complicated here’s how you can go on from using the life insurance premium calculator to ensuring long term safety for the family…
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Life Insurance
Types Of Insurance Thum Desktop

Do Military Personnel Need Special Life Insurance Plans?

07 Aug '26
2387 Views
7 minute read
Learn how life insurance plans work for military personnel, coverage options available, risk considerations and why adequate protection is essential.
Read More
Life Insurance
How Does a Life Insurance Policy Payout Work in India?

Life Insurance Payout Process: How It Works in India?

06 Aug '26
904 Views
5 minute read
Understand how life insurance payouts work in India, including claim settlement process, payout options, timelines, and nominee payment methods.
Read More
Life Insurance
Empowering Women with Canara HSBC Life Insurance

How Canara HSBC Life Insurance Supports Women’s Financial Security?

06 Aug '26
888 Views
5 minute read
Understand how life insurance empowers women with financial security, protection, and long-term planning support for independence and future stability.
Read More
Life Insurance
Gift Life Insurance Protection This Raksha Bandhan

Gift Life Insurance Protection This Raksha Bandhan

06 Aug '26
1192 Views
11 minute read
Celebrate Raksha Bandhan by gifting life insurance protection that offers financial security, long-term stability, and meaningful support for your loved ones.
Read More
Life Insurance
What to know about life insurance policy for diabetics?

Life Insurance Policy for Diabetics: What You Should Consider?

06 Aug '26
893 Views
6 minute read
Learn about life insurance for diabetics, including eligibility criteria, medical underwriting, premium rates, policy options, and tips to improve approval chances.
Read More
Life Insurance
Investment Options For Newly Married

Best Investment Options for Newly Married Couples in India

06 Aug '26
897 Views
5 minute read
Explore top investment options for newly married couples, including life insurance, mutual funds, and savings plans to secure financial stability together.
Read More
Life Insurance
Retirement Planning for Newly Married Couples

How Newly Married Couples Can Start Retirement Planning?

06 Aug '26
897 Views
6 minute read
Plan retirement early as a newly married couple. Align financial goals, savings, and investments to build long-term security together.
Read More
Retirement Plan
Compound Interest Beat Inflation Thum Desktop

Can a Saving Plan Replace Your Income for Your Family?

06 Aug '26
1879 Views
6 minute read
Savings plans help you inculcate the habit of saving, accumulate wealth, have tax benefits and are a hassle-free option to grow your money.
Read More
Saving Plan
5 Features Of Guaranteed Savings Plan Thum Desktop

5 Best Features of a Guaranteed Savings Plan in 2026

06 Aug '26
2422 Views
7 minute read
Learn about the five key features of a guaranteed savings plan, including assured returns, safety of money, flexible payouts and how it helps with long-term savings goals.
Read More
Saving Plan
7 Reasons To Buy A Savings Plan Thum Desktop

7 Reasons Why You Need to Buy a Savings Plan in India

06 Aug '26
3602 Views
8 minute read
Know 7 compelling reasons to buy a savings plan in India in 2026. Learn how savings plans help grow wealth, achieve financial goals, build disciplined savings, and secure your future.
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Saving Plan
How Does a Monthly Income Plan Work?

Monthly Income Plan Explained: How It Works & Why You Need One?

06 Aug '26
1197 Views
8 minute read
Learn how a monthly income plan works, explore its key features and benefits, and see how it ensures a steady income stream for your financial goals in India.
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Saving Plan
Spouse Term Insurance Thum Desktop

Monthly vs Lump Sum Term Insurance Payout: What to Choose?

06 Aug '26
1199 Views
6 minute read
Compare monthly and lump sum payouts in term insurance, understand pros and cons of each, and choose the best option for your family’s needs.
Read More
Term Insurance
Stop ULIP Premium Before 3 Years? Know the Impact

Stop ULIP Before 3 Years? Penalties, Lock-in & Fund Rules

06 Aug '26
961 Views
7 minute read
Can you stop ULIP before 3 years? Know lock-in rules, penalties & what happens to your funds if you discontinue early.
Read More
Ulip
Choosing the Right ULIP for Smart Investing

Best ULIP Plans: How to Choose the Right Plan for You?

06 Aug '26
1085 Views
7 minute read
Choosing the right ULIP plan can make a significant difference to your returns. A clear breakdown of top tips to pick the best ULIP plan for your goals.
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Ulip
ULIP Facts

ULIP Facts That Will Change the Way You Invest

06 Aug '26
892 Views
6 minute read
Most people only scratch the surface when it comes to ULIP (Unit Linked Insurance Plan). A clear breakdown of surprising facts & lesser-known aspects of ULIPs every investor must know.
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Ulip
What Are Mortality Charges In Ulip Thum Desktop

What Are Mortality Charges in ULIP? Meaning, Calculation & Impact

06 Aug '26
2000 Views
7 minute read
Learn about mortality charges in ULIPs, how they are calculated based on age and life cover, their impact on returns, and why understanding them is important for policyholders.
Read More
Ulip
ULIPs for Retirement Planning in India

Why ULIPs are Ideal for Retirement Planning in India?

06 Aug '26
1149 Views
8 minute read
Retirement planning needs the right instruments, and ULIPs is a strong option. Learn why ULIPs are a smart choice for retirement goals, offering long-term growth, flexibility, and protection.
Read More
Ulip
6 Best One Time Investment Plans in India

6 Best One-Time Investment Plans in India for High Returns in 2026

06 Aug '26
1226 Views
12 minute read
Looking for the best one-time investment plans? Discover top options in India offering high returns for different goals.
Read More
Ulip
Heres What It Takes To Create Rs 3 Crores With Just 10 Years Of Ulip Investment Thum Desktop

How to Make ₹3 Crore in 10 Years? ULIP Investment Plan

06 Aug '26
2908 Views
7 minute read
Discover how a ULIP investment over 10 years can build a ₹3 crore corpus, understand required monthly investments, compounding power & smart fund switching.
Read More
Ulip
Spouse Term Insurance Thum Desktop

5 Surprising Facts About Term Insurance Plans in India

06 Aug '26
3879 Views
5 minute read
Discover 5 facts about term insurance plans in India, including affordability, high coverage, payout options, tax benefits and why early purchase matters.
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Term Insurance
Spouse Term Insurance Thum Desktop

Most Common Term Insurance Myths - You Should Know

06 Aug '26
900 Views
6 minute read
Unlike the ancient Greek myths that provide resourceful information that positively shapes modern beliefs, insurance-related myths are nothing but conjecture.
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Term Insurance
Spouse Term Insurance Thum Desktop

Term Insurance Plan Group or Individual

06 Aug '26
2897 Views
7 minute read
Term insurance plan helps in securing your life goals. But which one should you choose? Read to know key differences between group and individual term plans.
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Term Insurance
Importance Of Taxes Thum Desktop

Section 80CCD (1B): Deductions Under Section 80CCD of Income Tax Act

06 Aug '26
1862 Views
7 minute read
Learn about tax benefits under Section 80CCD (1B) for NPS contributions, including additional deductions under Section 80CCD(1B) to maximize your savings.
Read More
Tax Saving
Spouse Term Insurance Thum Desktop

Is Term Insurance Worth It? Pros, Cons & Benefits Explained

06 Aug '26
1380 Views
7 minute read
Wondering is term insurance worth it? Get a clear breakdown of the advantages and disadvantages of term insurance, explaining why term insurance is good or bad.
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Term Insurance
Importance Of Taxes Thum Desktop

What is Permanent Total Disability Cover? Benefits & Importance

06 Aug '26
1200 Views
4 minute read
Learn about Permanent Total Disability Cover in term insurance, its benefits, and how it provides financial security with Canara HSBC Life Insurance.
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Term Insurance
What is Wealth Tax in India?

Wealth Tax in India: Its Meaning and How Does It Works

06 Aug '26
3251 Views
10 minute read
Explore wealth tax in India, a direct tax on high-value assets. Learn about its abolition and how it worked. Understand its impact with Canara HSBC Life Insurance.
Read More
Tax Saving
importance of Form 12BB

Form 12BB: Know the Purpose & Components of Form 12BB

06 Aug '26
4342 Views
8 minute read
Understand the importance of Form 12BB in tax filing. This comprehensive guide explains what Form 12BB is, its purpose, and how to use it effectively for accurate income tax declarations.
Read More
Tax Saving
Input Tax Credit Under GST

What Is Input Tax Credit (ITC) Under GST? | GST Guide

06 Aug '26
3447 Views
12 minute read
Learn what is input tax credit under GST, how businesses claim ITC on tax paid for purchases to reduce GST liability and prevent tax cascading.
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Tax Saving
Importance Of Taxes Thum Desktop

What are The Types of Taxes in India & How To Minimize Them?

06 Aug '26
915 Views
6 minute read
Understand the different types of taxes in India, including direct and indirect taxes, and learn smart strategies to legally minimize your tax burden.
Read More
Tax Saving

Insurance and Insurable Risk: Meaning, Types & How It Works

06 Aug '26
1523 Views
7 minute read
Understand what insurance and insurable risk mean, their key types, and how they help in financial protection. Secure your future with smart coverage. Visit Canara HSBC Life Insurance today!
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Life Insurance
How To Surrender A Life Insurance Policy Thum Desktop

How do I Surrender my Life Insurance Policy?

06 Aug '26
895 Views
6 minute read
Learn how to surrender your life insurance policy, reasons not to, required documents, and whether you can surrender your term plan with Canara HSBC Life Insurance.
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Life Insurance
Mothers Day Blog Banner Thumb Desktop

Celebrate Mother’s Day 2025 with Smart Insurance Gifts

06 Aug '26
1221 Views
8 minute read
This Mother’s Day, go beyond flowers - gift your mom lasting protection with life insurance, ULIPs, health plans, and smart financial investments.
Read More
Life Insurance
Investment Options For A Comfortable Retirement Thum Desktop

How to Plan Retirement with a ULIP Investment Plan?

06 Aug '26
2141 Views
8 minute read
Learn how a ULIP investment can help you plan a prosperous retirement by offering long-term market-linked growth, flexibility to switch funds and life cover for security.
Read More
Ulip
What Happened To Unclaimed Bank Accounts After Death Thum Desktop

What Happens to Unclaimed Bank Accounts After Death?

06 Aug '26
651 Views
6 minute read
Unclaimed funds after death? Learn how to claim bank accounts, investments & life insurance policy benefits for your loved ones with ease.
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Life Insurance
Structure Finances for Wealth Transfer

How to Structure Finances for Wealth Transfer Across Generations?

06 Aug '26
879 Views
5 minute read
Follow your passion without compromising financial security. Learn how to save money and plan smartly for a stable transition.
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Financial Planning
Is It Better To Buy Term Insurance Early Late Thum Desktop

Buy Term Insurance Early vs Late - When to Buy & Why It Matters?

06 Aug '26
1145 Views
8 minute read
Learn when to buy term insurance - early or late. Compare costs, age impact, benefits, premiums and why timing matters for better financial protection.
Read More
Term Insurance
Understanding Life Insurance Exclusions

Understanding Life Insurance Exclusions: A Complete Guide

06 Aug '26
642 Views
5 minute read
Learn the most common life insurance exclusions and how they can affect your beneficiaries. Stay informed and protected.
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Life Insurance
Switching Funds Within A Ulip Thum Desktop

ULIP Fund Switch Tax: Is It Tax-Free? Rules Explained 2026

06 Aug '26
789 Views
6 minute read
Is switching ULIP funds tax-free? Understand taxation rules, implications & how fund switches impact your returns.
Read More
Ulip
Way to Ladder Insurance Types for Maximum Coverage

Best Way to Ladder Insurance Types for Maximum Coverage

06 Aug '26
867 Views
5 minute read
Learn how to align and layer insurance products for optimal coverage. Laddering helps you plan smarter and protect your financial future.
Read More
Financial Planning
Start Planning Childs Future At Early Age Thum Desktop

Planning for Your Child’s Future: Ages 3–5, Emotional Growth & Child Plan

06 Aug '26
2145 Views
7 minute read
Ages 3–5 are key for your child’s growth. Learn how to support development, build habits, and start financial planning with a child insurance plan.
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Child Plan
Examples of Suspicious Insurance Calls and Transactions

Examples of Suspicious Insurance Calls and Transactions

06 Aug '26
9124 Views
10 minute read
Identify common examples of suspicious insurance calls, messages, and transactions to protect yourself from fraud, scams, and unauthorized policy activities.
Read More
Life Insurance
How Do Health Riders In Life Insurance Thum Desktop

Does 80D Medical Expenses Claim Require Proof?

06 Aug '26
228 Views
8 minute read
Find out if medical expenses under Section 80D need proof. Learn the required documents, claim process, and tips to maximize your tax-saving benefits.
Read More
Tax Saving
What Is Section 54ec Income Tax Act Thum Desktop

What is Section 54EC of Income Tax Act? Exemption on Capital Gains

06 Aug '26
1145 Views
7 minute read
Learn about Section 54EC of the Income Tax Act, eligibility, and how to save tax on long-term capital gains by investing in 54EC bonds. Find benefits, limits, and rules.
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Tax Saving
How Do I File Income Tax In India?

How Do I File Income Tax in India? Simple Guide

06 Aug '26
2411 Views
11 minute read
Learn how to file income tax in India step by step. A simple guide to make tax filing easy and stress-free for salaried and self-employed.
Read More
Tax Saving
Impact Of Ulip Lock In Period On Liquidity Thum Desktop

Can You Pause Retirement Plan Contributions Temporarily?

06 Aug '26
1834 Views
6 minute read
Learn if you can pause retirement plan contributions during financial stress, its impact on savings, and ways to manage your retirement goals effectively.
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Retirement Plan
What S The Smartest Way To Distribute Assets Among Family Member Thum Desktop

Life Insurance & Divorce Settlement in India: What You Need to Know

06 Aug '26
1256 Views
9 minute read
Understand how divorce affects your life insurance in India: nominee changes, ownership transfer, legal rights, and how to protect your policy post-settlement.
Read More
Financial Planning
Term Insurance with Survival Benefits Explained

What Is Term Insurance with Survival Benefits?

06 Aug '26
7360 Views
10 minute read
Term insurance with survival benefits offers protection plus payout on survival. Explore features, pros, and reasons to choose it.
Read More
Term Insurance
Life Insurance Payout Delays Due To Incorrect Nominee Details Thum Desktop

Easy Steps to Change Your Life Insurance Nominee Online

06 Aug '26
1445 Views
7 minute read
Update your life insurance nominee online instantly without paperwork. Simple, fast & hassle-free process explained.
Read More
Life Insurance
Protect Your Dependents From Financial Liabilities Thum Mobile

How to Link Your Life Insurance Policy with DigiLocker?

06 Aug '26
1241 Views
7 minute read
Want quick access to your life insurance policy online? Discover how to link your policy with DigiLocker in a few simple steps for secure, paperless access.
Read More
Life Insurance
consequences-of-missed-premium-payment

Consequences of Missing a Term Insurance Premium Payment

06 Aug '26
1324 Views
5 minute read
Missed your term insurance premium payment? Find out the consequences, grace period rules & steps to reinstate your policy before it lapses in India.
Read More
Term Insurance
EPF Tax Rules

EPF Tax Rules: Tax on Provident Fund Withdrawals Explained

06 Aug '26
1248 Views
7 minute read
Understand EPF tax rules for provident fund withdrawals. Check when EPF withdrawals are taxable, exemptions, and how tenure affects tax liability.
Read More
Retirement Plan
Best Tax Saving Tips for Self-Employed Professionals

Best Tax Saving Tips for Self-Employed Professionals

06 Aug '26
2858 Views
9 minute read
Discover the best tax-saving tips for self-employed professionals. Learn smart deductions, exemptions, and strategies to reduce tax burden in 2025.
Read More
Tax Saving
Ups Vs Nps Tax Breaks Thum Desktop

UPS vs NPS Tax Breaks: Maximize 2026 Pension Deductions

06 Aug '26
1231 Views
8 minute read
Compare NPS vs UPS tax breaks for central government employees in 2026. Learn how to maximise your pension deductions and long-term savings.
Read More
Retirement Plan
Unified Pension Vs Classic Nps Scheme Thum Desktop

UPS vs NPS: Which is Better for Government Staff in 2026?

06 Aug '26
26 Views
7 minute read
Compares Unified Pension Scheme (UPS) and Classic NPS based on structure, contributions, benefits, flexibility, and retirement income approach.
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Retirement Plan
Insurance Contracts Checklist Thum Desktop

Insurance Contracts: Key Things You Must Check

06 Aug '26
862 Views
9 minute read
Know the essential things to check in your insurance contracts and life insurance plans before signing for protection.
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Life Insurance
Is Term Insurance the Right Choice for Your Family?

Is Term Insurance the Right Choice for Your Family?

06 Aug '26
8165 Views
11 minute read
Explore how term insurance secures families & individuals with riders, tax benefits, financial flexibility, and survival perks in modern plans.
Read More
Term Insurance
A 4-Point Checklist for Income Tax Return Filing.

A 4-Point Checklist for Income Tax Return Filing

06 Aug '26
2605 Views
10 minute read
When submitting your income tax return, make sure to adhere to this 4-point checklist. Assure correctness, deduct expenses, stay out of trouble, and file without difficulty.
Read More
Tax Saving
Documents Needed to Buy Term Life Insurance Online

Documents Needed to Buy Term Life Insurance Online

06 Aug '26
1336 Views
11 minute read
Check the essential documents required to buy a term life insurance plan online, including ID proof, income proof, age proof, and medical records.
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Term Insurance
What Makes a Retirement Plan the Best Option?

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Frequently Asked Questions

Buying a life insurance plan with adequate coverage can be a financial cushion for your family. It ensures that the family's lifestyle and goals are not compromised due to unfortunate events such as death or disability. 

 

Some life insurance plans, like Unit Linked Insurance Plans (ULIPs), offer wealth creation opportunities to policyholders, along with life coverage. These plans let you invest your premiums in different securities, like equity, debt, and more, to enjoy the benefits of inflation-beating returns. 

Life insurance policies offer valuable tax benefits, enabling you to enhance your returns and accumulate savings. The premiums paid for the policy qualify for deduction under Section 80C of the Income Tax Act, 1961, up to ₹ 1.5 lakhs annually, subject to certain conditions. Furthermore, the funds withdrawn from the policy after the lock-in period and the maturity value received from life insurance plans are also tax-free. 

  

Your source of income will no longer exist with you after retirement. It is crucial to have enough money saved up so that, when you retire, you won't need to worry about anything. Together with a steady income stream, retirement plans offer life insurance.