Canara HSBC Oriental Bank of Commerce Life Insurance Smart Suraksha Plan is a pure protection plan that provides life insurance cover along with the option to cover against accidental death/ disability.
In Life Cover option:
Under Accident Plus:
Under Disability Plus:
In an unpredictable life, our loved ones usually depend on us for their happiness and security; and we should do our best to ensure that their future is secure even in our absence.
This being a term plan, no benefits are payable on maturity.
You can avail tax benefit on the premium paid subject to current applicable provisions of Section 80C of income Tax Act, 1961.
Smart Suraksha provides you life insurance cover at a low cost. Please refer to the following table to get a quick and easy idea of the annual premium payable under this plan for each of the options
(the premiums are for a healthy male life and exclusive of Goods and Services Tax & Applicable cess (es)/levy, if any:
|Sum Assured||Age||Plan option||Policy term|
|15 yrs||20 yrs||25 yrs|
|50,00,000||30 yrs||Life Cover||4,782||4,887||5,399|
|40 yrs||Life Cover||7,386||8,555||10,077|
Premium rates for tobacco users will vary. Under this Plan, women enjoy better rates as compared to men of the same age. Women will get a 3 year age setback in premium rates as compared to the men. Your actual premium will depend on the Company's assessment of risks on your health, lifestyle, occupation, etc. Annualized premium may vary for monthly mode. For a personalized quote please refer to the premium calculator.