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iSelect Smart360 Term Plan

iSelect Smart360 Term Plan

iSelect Smart360 Term Plan

Key Milestones of Life - Secured With Our Comprehensive Coverage

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iSelect Smart360 Term Plan

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Annual Income (In Lacs)

About iSelect Smart360 Term Plan

UIN: 136N080V01

Canara HSBC Oriental Bank of Commerce Life Insurance iSelect Smart360 Term Plan is your financial companion ensuring that in case of unfortunate demise of Life Assured, the family still has its financial needs met. The plan would pay a lump sum amount or regular income at the covered incidence of the life assured. It further offers additional coverages to choose from so that you never take a step back from fulfilling the needs of your loved ones. This is a Non-Linked, Non-Participating, Individual, Pure Risk Premium, Life Insurance Plan which comes as an all in one product offering you the flexibility to take cover as per your needs and ensuring that the dreams of your loved ones are not compromised.

Key Highlights of iSelect Smart360 Term Plan

  • Life cover till 99 years of age
  • Option to get return of total premiums paid in case of no claim
  • No future premiums if diagnosed with covered Critical Illness or occurrence of Accidental Total & Permanent Disability, if opted
  • Additional Lump sum payment in case of Critical Illness, Accidental Total & Permanent Disability or Accidental Death, if opted
  • Child Care Benefit option to offer additional Sum Assured till child attains 21 Years of age
  • Option to Block Your Premium at inception and increase cover up to 100% of Base Sum Assured in next 5 Years
  • Option to augment cover with accelerated Terminal Illness Benefit
  • Option to avail Steady Income Benefit on attainment of age 60 Years
  • Tax benefits may be available as per applicable laws amended from time to time

Benefits will be available as per plan option and coverages selected.

Plan Options

Depending on your protection needs you can select any one of the following plan options available under the product

Life Secure

Spouse Cover

Block Your Premium

Child Care Benefit

Terminal Illness Benefit

Accidental Death, Disability and Critical Illness Cover

Tax Benefits as per prevailing tax laws amended from time to time

Life Secure with Income

Steady Monthly Income post attaining 60 years of age

Accidental Death, Disability and Critical Illness Cover

Tax Benefits as per prevailing tax laws amended from time to time

Life Secure with Return of Premium

Return of Premium at policy Maturity

Terminal Illness Benefit

Accidental Death, Disability and Critical Illness Cover

Tax Benefits as per prevailing tax laws amended from time to time

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