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  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.


  • ? You can choose to pay premiums for 10 years or more (up to the policy term selected)

  • ? You will have to pay this amount for the entire premium payment term chosen by you.

  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.


  • ? You can choose to pay premiums for 10 years or more (up to the policy term selected)

  • ? You will have to pay this amount for the entire premium payment term chosen by you.

  • ? To get the discount on premium allocation charges, select ECS/SI as renewal premium mode.



  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.


  • ? You will have to pay this amount for the entire premium payment term chosen by you.

  • ? To get the discount on premium allocation charges, select ECS/SI as renewal premium mode.

  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.


  • ? You can choose to pay premiums for 5 years or more (up to the policy term selected.


  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.


  • ? You can choose to pay premiums for 10 years or more (up to the policy term selected)

  • ? You will have to pay this amount for the entire premium payment term chosen by you.


  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.


  • ? You can choose to pay premiums for 5 years or more (up to the policy term selected.


  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.


  • ? You can choose to pay premiums for 10 years or more (up to the policy term selected)


  • ? You will have to pay this amount for the entire premium payment term chosen by you.




  • ? You can choose to pay premiums for 10 years or more (up to the policy term selected)


  • ? You will have to pay this amount for the entire premium payment term chosen by you.

  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.





  • ? You can choose to pay premiums for 10 years or more (up to the policy term selected)


  • ? You can choose to pay premiums for 5 years or more (up to the policy term selected.

  • ? You will have to pay this amount for the entire premium payment term chosen by you.


  • ? You can choose to pay premiums for 10 years or more (up to the policy term selected)

  • ? You will have to pay this amount for the entire premium payment term chosen by you.

  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.

  • ? Safety Switch Option :The Safety Switch Option enables you to move your funds systematically to a relatively low risk Liquid Fund at the beginning of each of the last four Policy Years. This help you to avoid market movements and safeguard your funds as your Policy nears maturity.

  • ? This option enables you to enter volatile and unpredictable equity market in systematic manner,Under this option, Your premium (net of charges) will be initially allocated into Liquid Fund and then systematically transferred on a monthly basis into any one of the Unit Linked Funds (Equity II or India Multi-Cap Equity Fund') as chosen by you.




  • ? Please enter sufficient amount that will take care of the financial needs of your family, in case you are not around.


  • ? Safety Switch Option :The Safety Switch Option enables you to move your funds systematically to a relatively low risk Liquid Fund at the beginning of each of the last four Policy Years. This help you to avoid market movements and safeguard your funds as your Policy nears maturity.

  • ? This option enables you to enter volatile and unpredictable equity market in systematic manner,Under this option, Your premium (net of charges) will be initially allocated into Liquid Fund and then systematically transferred on a monthly basis into any one of the Unit Linked Funds (Equity II or India Multi-Cap Equity Fund') as chosen by you.

Based on your requirements, suggest the allocation to channelize your premium into one or more of these funds:

  • India Multi-Cap Equity Fund ? Fund Philosophy: The fund's primary objective is to invest in diversified basket of equity stocks spanning the entire market capitalization spectrum to provide both long term growth opportunities and liquidity.

    Risk Profile:High Risk.
  • Equity II Fund ? Fund Philosophy: To generate long-term capital appreciation from active management of a portfolio invested in diversified equities.

    Risk Profile:High
  • Debt Plus Fund ? Fund Philosophy: To earn regular income by investing in high quality debt securities.

    Risk Profile:Low to Medium
  • Growth Plus Fund ? Fund Philosophy: To achieve capital appreciation by investing predominantly in equities, with limited investment in Fixed Income securities.

    Risk Profile:Medium to High
  • Liquid Fund ? Fund Philosophy: To generate reasonable returns commensurate with low risk and a high degree of liquidity.

    Risk Profile:Low
  • Balanced Plus Fund ? Fund Philosophy: To generate capital appreciation and current income, through a judicious mix of investments in equities and fixed income securities.

    Risk Profile:Medium
  • Total Fund Allocation

Based on your requirements, suggest the allocation to channelize your premium into one or more of these funds:

  • India Multi-Cap Equity Fund ? Fund Philosophy: The fund's primary objective is to invest in diversified basket of equity stocks spanning the entire market capitalization spectrum to provide both long term growth opportunities and liquidity.

    Risk Profile:High Risk.
  • Debt Fund ? Fund Philosophy: To earn regular income by investing in high quality debt securities.

    Risk Profile:Low to Medium
  • Growth Plus Fund ? Fund Philosophy: To achieve capital appreciation by investing predominantly in equities, with limited investment in Fixed Income securities.

    Risk Profile:Medium to High
  • Liquid Fund ? Fund Philosophy: To generate reasonable returns commensurate with low risk and a high degree of liquidity.

    Risk Profile:Low
  • Balanced Plus Fund ? Fund Philosophy: To generate capital appreciation and current income, through a judicious mix of investments in equities and fixed income securities.

    Risk Profile:Medium
  • Equity II Fund ? Fund Philosophy: To generate long-term capital appreciation from active management of a portfolio invested in diversified equities.

    Risk Profile:High
  • Emerging Leaders Equity Fund ? Fund Philosophy: To generate capital appreciation and current income, through a judicious mix of investments in equities and fixed income securities.

    Risk Profile:Medium
  • Total Fund Allocation

Based on your requirements, suggest the allocation to channelize your premium into one or more of these funds:


Based on your requirements, suggest the allocation to channelize your premium into one or more of these funds:

  • Liquid Fund ? Fund Philosophy: To generate reasonable returns commensurate with low risk and a high degree of liquidity.

    Risk Profile:Low
  • Target STO Fund
  • Liquid Fund
  • Target STO Fund
  • Captcha

* The tax calculated in the illustration is basis the Current Residential state selected above. It is subjected to change if the proposal is submitted at a different location other than the one selected here.

How this plan works for you

Dear ,

As part of your financial planning, you have chosen our

  • Investment Fund chosen by you
  • India Multi-Cap Equity Fund :
  • Equity II Fund :
  • Debt Fund :
  • Growth Plus Fund :
  • Balanced Plus Fund :
  • Liquid Fund :
  • Emerging Leaders Equity Fund :
  • Investment Fund chosen by you
  • India Multi-Cap Equity Fund :
  • Equity II Fund :
  • Debt Fund :
  • Growth Plus Fund :
  • Balanced Plus Fund :
  • Liquid Fund :
  • Investment Fund chosen by you
  • Equity II Fund :
  • Debt Plus Fund :
  • Growth Plus Fund :
  • Balanced Plus Fund :
  • Liquid Fund :

The assume rate of return(4% p.a and 8% p.a) shown are not guranteed and they are not the upper or lower limits of what you might get back, as the value of the policy depends on the number of factors including future investment performance

> Click here to understand how your money will grow on yearly basis