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About Titanium Plus Plan

Titanium Plus Plan is a unit linked investment cum protection plan which provides you with unmatched flexibility & investment options, so that you not only have full control over your savings but also safeguard your family’s future.

Key Benefits of Titanium
Plus Plan

Life Cover:

you can choose your life cover based on your protection need

Flexibility of Premium Payment Term:

pay premium once or for a limited period or the entire term of Policy

Multiple Portfolio Management Options:

to enable you to optimize returns from the Policy

Loyalty Additions1 & Wealth Boosters2

during the Policy Term additional allocation of units to boost your savings

Flexibility of Switching and Redirection between the Fund Options3

to take advantage of market movements or change in risk preference

Option for Partial Withdrawals:

to help you meet unplanned contingencies or changing needs of your family

Tax Benefits4

on premiums paid and benefits received during Policy Term

Why Choose Canara HSBC OBC Life Insurance

20,000 + Partner Bank Branches

Backed by Canara Bank, Punjab
National Bank & HSBC

Assets under Management

₹ 21,900 crores as on 31st March 20215

Hassle-Free Claims Process

97.1% Individual Claim Settlement Ratio5

Our Happy Customers

Frequently Asked Questions

1. For Limited Pay & Regular Pay options, policy term ranges from 10 to 30 years.

2. For Single Pay, policy term is 5 years only.

The policy term is subject to combination of Premium Payment Term (PPT) and age at entry. For complete details on available policy terms, please refer the product brochure.

Single Pay : Single Premium

Limited Pay : 5 /7/10/15 years

Regular Pay : Equal to Policy Term

To take care of any unforeseen liquidity crunch, you can make partial withdrawals (in multiples of Rs. 1,000) from your Policy without completely surrendering it.

Partial withdrawals are allowed from 6th Policy Year onwards provided all due Premiums for first 5 policy years have been paid or Life Assured attaining 18 years of age, whichever is later.

Minimum premium for different premium payment modes is as follows:

Annual: Rs. 1,25,000/- per annum

Monthly*: Rs. 16,667/- per month

Single: Rs. 1,25,000/-

There is no limit for maximum premium.


*Please note that it is mandatory to pay first 3 month’s Premium in advance and subsequently through standing instruction.

1. Minimum entry age is 0 years and maximum entry age is 70 years

2. Minimum maturity age is 18 years and maximum maturity age is 80 years

  • UIN: 136L063V03
  • 1Additional additions at the end of every 5 years starting from 10th policy year, provided all the due premiums till date have been paid
  • 2Additions starting from the 6th policy year onwards till the end of chosen policy term, provided that all due premiums till date have been paid
  • 3Requests received before 3.00 pm are processed the same day and the ones received after 3.00 pm will be processed the next business day.
  • 4Tax benefits under the plan will be as per the prevailing Income Tax laws and are subject to amendments from time to time. For tax related queries, contact your independent tax advisor.
  • 5As per Annual Audited Financial for the FY 2020-2021.
  • The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.
  • Purchase of any insurance products by a bank's customer is purely voluntary and is not linked to availment of any other facility from the bank.
  • Unit Linked Insurance products are different from the traditional insurance products and are subject to the risk factors.
  • The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited is only the name of the insurance company and Canara HSBC Oriental Bank of Commerce Life Insurance Titanium Plus Plan is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
  • Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company.
  • The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
  • Past performance of the investment funds do not indicate the future performance of the same. Investors in the Scheme are not being offered any guaranteed / assured returns.
  • The premiums & funds are subject to certain charges related to the fund or to the premium paid.
  • The premium shall be adjusted on the due date even if it has been received in advance.
  • Trade Logo of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited (Insurer) is used under license with Canara Bank, HSBC Group Management Services Limited and Oriental Bank of Commerce.
  • The Insurance products are offered and underwritten by Insurer (IRDAI Regn. No. 136) having its head office at 139 P, Sector - 44, Gurugram – 122003, Haryana, India.
  • For more details on risk factors, terms and conditions please read the Sales Brochure carefully before concluding a sale.

  • Website: www.canarahsbclife.com
    Call (Toll free no.): 1800-103-0003/1800-180-0003/1800-891-0003
    SMS: 9779030003
    Missed Call: 0124-6156600
    Email: customerservice@canarahsbclife.in
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Canara HSBC Oriental Bank of Commerce Life Insurance Co. Ltd   |   IRDAI Registration no: 136   |    UIN: 136L063V03   |    LPNJTPCHOJUN21 ENG

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