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How Do I Calculate The Retirement Corpus?

Step into retirement with steady income and a legacy of fulfilled promises

A retirement corpus refers to the sum of money that would enable you to lead an easy life after retirement. Properly calculated decisions taken today can save you from unfortunate scenarios post your retirement and also safeguard the future of your loved ones. Therefore, calculating the right amount is very important.

You can consider the detailed estimates and the time value of money, as well as inflation. However, it all comes down to one basic question: how much of your salary do you save aside for retirement every month and your monthly expenses? You can use online retirement planning calculator to understand your future needs.

Here are a few factors you can consider while calculating your retirement corpus:

  1. Prevailing inflation rate
  2. Your current age
  3. Your target age of retirement
  4. Expenses required for covering basic essential needs. This includes food, clothing, and medical expenses (if any) along with all other necessary expenses.
  5. If you have any debt currently, make sure to finish paying for it before you start investing in a retirement plan.

Life Insurance - Top Selling Plans

We bring you a collection of popular Canara HSBC life insurance plans. Forget the dusty brochures and endless offline visits! Dive into the features of our top-selling online insurance plans and buy the one that meets your goals and requirements. You and your wallet will be thankful in the future as we brighten up your financial future with these plans.

Family Shield: Enhanced Protection

iSelect Smart360 Term Plan
  • 3 Plan options
  • Life cover till 99 years
  • Steady income benefit
  • Block your premium at inception

Start Young, Pay Less, Stay Secured

Young Term Plan
  • Life cover till 99 years
  • Coverage for spouse
  • Block your premium rate
  • Covers 40 critical illness

Fixed Returns, Zero Risks & Worries

iSelect Guaranteed Future Plus
  • 4 Plan options
  • Life cover + Guaranteed benefits
  • Accidental death benefit
  • Premium protection cover