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Gift your Partner a Secured Tomorrow with a Term Plan

dateKnowledge Centre Team dateMarch 12, 2021 views141 Views
Gift your Partner a Secured Tomorrow with a Term Plan

The pearl necklace set, perfume, a hand written letter with a bouquet of flowers, may be a vacation to an exotic location – you may have already listed all these things whenever you think of gifting your partner. You are still not convinced by the gifting ideas and hence, you are trying to figure out something unique and out-of-the-box that may leave an imprint for a long period. Give your partner the gift of financial security with a term plan. A timeless gift that may remain etched in their memory forevermore.

Seize the moment and add your spouse in the same term insurance plan as yours. After all, you both had promised to be together no matter what. Why leave them behind when it comes to life insurance?

How will a Term Insurance Benefit your Spouse?

A term plan offers financial protection to your loved ones by insuring your life. In fact, you can add your spouse in the same policy at affordable premiums. In case, the policyholder passes away, their spouse does not have to use their accumulated savings. Even in your absence, life cover protection for the spouse will continue to be in force.

Adding of spouse in the same policy may prove to be beneficial for non-working spouse as they don’t have an income. However, if both of you are working and your family is dependent on both of you – then buying individual term insurance plan will be a better option.

How to Find the Best Term Plan Online in India?

To find the best term plan online in India, you don’t have to do much. Figure out the cover amount and policy term that will align with your financial goals and requirements. Calculate the monthly premiums that you can afford using term insurance premium calculators. Browse through online term plans available to understand their features and how they can benefit you or your spouse. Check the claim settlement ratio of the insurance company before you make a decision.

iSelect Smart360 Term Plan – Gift of a Secured Tomorrow

iSelect Smart360 Term Plan is a complete term insurance plan available online that offers 100% return of premiums. That means all your premiums will be paid back if the policyholder survives the policy term. Also, it allows you to add your spouse in the same policy at discounted rates. You will also get an option of increasing the sum assured with changing life stages to help you beat inflation.

Buying a term insurance plan and adding your spouse in it will be one of the smartest financial decisions. It it better to give a protection gear to your loved ones so that they can manage financial hurdles with ease after you. Gift them a secure tomorrow with iSelect Smart360 Term Plan as it keeps you prepared for every twist and turns of life.

Khelo life ka powerplay with iSelect Smart360 Term Plan. Know more.

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iSelect Smart360 Term Plan

Term Insurance Plan

Life Cover till 99 years of age

Option to Block the premium rate and increase cover by upto 100% at the blocked rate

Option to avail monthly income post attaining 60 years of age

Option to receive total premiums paid in case of no claim

Tax Benefits as per applicable laws

Guaranteed Savings Plan

Savings Plan

Better value for high premium commitment

Guaranteed benefits payable on maturity

Life cover for the entire term

Flexibility to choose premium payment terms

iSelect Guaranteed Future


5 plan options to choose from to protect your loved ones

Pay premiums for 5,7, or 10 years as per your financial goals

Payor Premium Protection Cover to secure your family’s future

Tax benefits may be available as per prevailing Tax Laws

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