As Christmas approaches, you think of mesmerising lights, a fully-decorated Christmas tree and people dressed in their finest - all sharing love, laughter, and gifts.

The age-old tradition of exchanging gifts during Christmas signifies blessings and prayers for your loved ones. While this truly makes for the most exciting ritual of this joyous festival, ideating and budgeting can be a task. But you can't let that come in the way of finding the perfect present for your loved ones! Here are 6 contemporary, useful, budget-friendly (just under Rs 400!) gifts that are sure to be appreciated by your friends and family:

Bluetooth earphones

We are all guilty of watching video after video as soon as a notification hits our social networks. Compact wireless devices offer privacy and convenience for everyday use. These stylish headsets and earphones will be appreciated by people of all ages. And you can get these online for just Rs 200-300!

Virtual reality glasses

For those interested in an up-close 3D video experience or are addicted to online games, a VR headset makes a fashionable gift. The tech enthusiast in your family will thank you. Most headsets are compatible with a range of phones and offer plug-n-play options. These are available online for as low as Rs 250.

Travel diary

For those bitten by wanderlust, a multi-purpose travel diary could be just what they need. A rugged journal to keep a pen, slots to attach photographs, built-in sticky-notes, slots for documents, etc. will be the perfect gift for the wanderer in your family. And if you wish to go a step ahead, you can get the diary personalised.

Customised travel grooming kits

Today, travel has become an inherent part of our personal and professional lives. A lightweight pouch stocked with on-the-go grooming essentials will make a handy gift for every wanderer. Not only will it ensure convenience and ease while travelling, but will also ensure that they look their best while away from home.

The gift of promise

While most tangible gifts offer a fleeting moment of joy, why not travel the extra mile to show that you really care? Buying a term plan for yourself ensures that your promise of safeguarding your family's future is kept for years to come. What if a crore of life cover comes under Rs. 400!!

Promise kiya! Ab plan karo! with iSelect Smart360 Term Plan from Canara HSBC Life Insurance that provides a cover of Rs 1 crore at a premium of just Rs 365 per month. Along with offering life insurance and terminal illness cover, it comes with riders for accidental death and disability. It is a completely customisable, online term plan that provides multiple payout options you can choose from depending on your family's financial needs and goals. It will, therefore, ensure that your family's happiness and dreams are cared for no matter what.

So this Christmas, gift yourself an iSelect Smart360 Term Plan and ensure that your family never has a moment of financial struggle.

All set to start your Christmas shopping? Get your shopping bags (or digital carts) out and light up your loved ones' Christmas!

Click to use : Term Insurance Calculator