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Life Insurance & Financial Planning Insights

Expert articles on life insurance, savings, protection plans, and financial planning to support long-term financial decisions.

Recent Blogs

When Is The Right Time To Invest In Ulips Thum Desktop
When Is the Right Time to Invest in ULIPs?
29 June '26
896 Views
8 minute read
When is the right time to invest in ULIP? Learn how timing, goals, and market conditions impact returns and why starting early can maximise long-term benefits.
Read More
Ulip
How Do Top-Ups Work in ULIPs?
How Do Top-Ups Work in ULIPs? Benefits & Key Considerations
29 June '26
899 Views
6 minute read
What is a top-up premium in ULIP? Learn how ULIP top-ups work, their benefits, and how additional investments can help boost long-term returns.
Read More
Ulip
How To Diversify Your Investments Without Overwhelm Thum Desktop
Professional vs. Retail Investors: How Do They Structure Their Portfolios Differently?
29 June '26
134 Views
4 minute read
Discover how retail and professional investors differ in strategy, risk, and portfolio structure. Learn which approach suits your investment goals.
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Ulip
What Makes a Retirement Plan the Best Option?
ULIP Tax Benefits Explained: Save Tax Under 80C
29 June '26
2768 Views
10 minute read
Find out why ULIPs are an excellent way to save money on taxes. Gain tax advantages, market-linked returns, and life insurance while accumulating long-term wealth.
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Ulip
What Makes a Retirement Plan the Best Option?
Best Retirement Plan at 30s & 40s: How to Start Early
29 June '26
2761 Views
10 minute read
Learn how to plan for retirement at 30 or 40. Explore the best retirement plans, investment strategies, and tips to secure long-term financial stability.
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Ulip
What Is the Structure of a ULIP? Clearly Explained.
ULIP Structure Explained: Funds, Charges & How It Works
29 June '26
2769 Views
10 minute read
Comprehend the structure of a ULIP. Find out about charges, fund options, life insurance, premium allocation, and how ULIPs integrate investment and insurance.
Read More
Ulip
GST on ULIP Plans
GST on ULIP: Rates, Charges & Impact on Premiums
29 June '26
3681 Views
7 minute read
Understand how GST applies to ULIP charges, premiums, and withdrawals. Simple explanation for policyholders to know what they pay and why it matters.
Read More
Ulip
Choosing the Right ULIP for Smart Investing
Best ULIP Plans: How to Choose the Right Plan for You?
25 June '26
1080 Views
7 minute read
Choosing the right ULIP plan can make a significant difference to your returns. A clear breakdown of top tips to pick the best ULIP plan for your goals.
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Ulip
Can I Withdraw Money Before Maturity From A Ulip Thum Desktop
Can You Withdraw ULIP Before Maturity? Rules & Options
25 June '26
2890 Views
8 minute read
Learn whether you can withdraw money from a ULIP before maturity, when partial withdrawals are allowed, and what rules you should know before taking money out.
Read More
Ulip
What Are Market Linked Returns In Ulips Thum Desktop
What Are Market-Linked Returns in ULIPs? Meaning & Growth
25 June '26
1271 Views
5 minute read
What are market-linked returns in ULIP? Learn how investment performance impacts returns and how you can benefit from long-term growth.
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Ulip
Heres What It Takes To Create Rs 3 Crores With Just 10 Years Of Ulip Investment Thum Desktop
How to Make ₹3 Crore in 10 Years? ULIP Investment Plan
25 June '26
2903 Views
7 minute read
Discover how a ULIP investment over 10 years can build a ₹3 crore corpus, understand required monthly investments, compounding power & smart fund switching.
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Ulip
Why you must not surrender your ULIP Policy?
ULIP Surrender: Why You Shouldn’t Exit Early & Key Risks
25 June '26
1895 Views
6 minute read
Surrendering a ULIP policy early can lead to losses and missed growth. Learn why staying invested is a smarter decision, with benefits like compounding and long-term wealth creation.
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Ulip
Impact Of Market Performance On Ulip Returns Thum Desktop
ULIP Returns: Market Impact & How to Maximize Growth?
25 June '26
1154 Views
7 minute read
Learn how market cycles affect ULIP returns and discover strategies to maximize growth and improve long-term investment performance.
Read More
Ulip
Understand Three Options Of Promise 4 Growth Thum Desktop
Promise4Growth Plus: 3 Options for Wealth & Growth Explained
25 June '26
1433 Views
7 minute read
Learn the 3 options of Promise4Growth Plus ULIP plan with benefits, scenarios, and returns to choose the right option for your goals.
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Ulip
Impact Of Ulip Lock In Period On Liquidity Thum Desktop
ULIP Fund Switch: Strategy to Protect Returns in Market Crash
25 June '26
1146 Views
8 minute read
Protect your investment during downturns. Learn when and how to switch ULIP funds with a three-step playbook designed to minimise risk and safeguard growth.
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Ulip
Which Tax Regime Is Right For You In 2025 Thum Desktop
ULIP vs SIP: Top-Up vs New SIP & Which Is Better
25 June '26
1946 Views
7 minute read
ULIP top-up or new SIP? Compare flexibility, returns, risks, and costs to make an informed decision for wealth growth and financial planning.
Read More
Ulip
How Ltcg Tax Affects Ulip Investments Thum Desktop
ULIP Taxation: LTCG Rules, ₹2.5L Limit & Tax Impact
25 June '26
1275 Views
7 minute read
Learn ULIP taxation rules, LTCG impact, ₹2.5L premium limit & tax benefits. Understand how taxes affect your ULIP returns and withdrawals.
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Ulip
Can You Increase Or Decrease Your Term Insurance Coverage Thum Desktop
PLI Interest Rate 2026: Updates, Key Features & Eligibility
24 June '26
1221 Views
9 minute read
Explore the latest PLI interest rates, bonus updates, and key features for 2026. Learn about policy types, eligibility, and benefits of Postal Life Insurance.
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Life Insurance
ULIP vs Traditional Life Insurance
ULIP vs Traditional Life Insurance: Differences & Which Is Better
23 June '26
5903 Views
7 minute read
Understand the difference between ULIPs and traditional life insurance plans in terms of returns, risk, flexibility and suitability for long-term goals.
Read More
Ulip
ULIP Investment Plans for Your Child
Buy Best ULIP Plans for Child Education - Secure Your Child's Future Today
23 June '26
1279 Views
7 minute read
A ULIP offers life cover and market-linked returns, helping secure your child’s financial future and meet key life-stage goals.
Read More
Ulip
Mutual Funds vs ULIP
ULIP vs Mutual Fund: Difference, Returns & Which Is Better?
23 June '26
1458 Views
7 minute read
ULIP vs mutual fund: compare differences, returns, risk, charges & tax benefits to find which investment suits your financial goals.
Read More
Ulip
What Is Ulip Thum Desktop
ULIP vs SIP: Which Is Better for Your Investment Goals?
23 June '26
1893 Views
8 minute read
Explains how ULIPs and SIPs differ in returns, risk, tax benefits, costs, lock-in, and suitability to help investors choose based on goals and time horizon.
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Ulip
Benefits of Buying the Best ULIP Online
5 Benefits of ULIP Plans: Advantages, Tax & Wealth Growth
23 June '26
1909 Views
8 minute read
ULIPs offer life cover & market-linked returns. Learn 5 key benefits and advantages of investing in the best ULIP online & achieve long-term goals.
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Ulip
6 Tips To Buy The Best Ulip In India Thum Desktop
6 Tips to Choose the Best ULIP Plan in India for Your Goals
23 June '26
896 Views
11 minute read
Learn 6 practical tips to buy the best ULIP in India, including how to check charges, choose funds wisely, understand lock-in periods and match the plan with your goals.
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Ulip
How ULIP Works - Benefits & Features Explained
What Is ULIP & How It Works in 2026: Features & Benefits
23 June '26
5407 Views
7 minute read
What is ULIP and how does it work? Learn its meaning, features, benefits & how it combines insurance and investment to build long-term wealth.
Read More
Ulip
Single Vs Regular Premium Which Ulip Should You Buy Thum Desktop
Single vs Regular Premium ULIP: Difference & Which Is Better
23 June '26
1665 Views
7 minute read
Discover the difference between single-premium and regular-premium ULIP plans, and how to choose the right payment mode for your investment and protection goals.
Read More
Ulip
ULIP Returns 2025: What to Expect from Your Plan
ULIP Returns 2026: Expected Growth & Long-Term Returns
23 June '26
3512 Views
8 minute read
Get insights into expected ULIP returns in 2026. Learn how market performance, fund choices, and strategies can shape your plan’s investment growth.
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Ulip
How to Read the Benefit Illustration of Your ULIP Plan?
ULIP Benefit Illustration: Meaning, 4% vs 8% Returns Explained
22 June '26
1020 Views
7 minute read
What is benefit illustration in ULIP? Learn its meaning, IRDAI 4% & 8% return assumptions, charges and how to read projections before investing.
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Ulip
ULIP vs Traditional Plans
ULIP vs Traditional Insurance Plans: Differences & Which Is Better
22 June '26
1042 Views
7 minute read
ULIP vs traditional insurance plans: understand differences, returns, risk & benefits to choose the right plan for your financial goals.
Read More
Ulip
What Are Mortality Charges In Ulip Thum Desktop
What Are Mortality Charges in ULIP? Meaning, Calculation & Impact
22 June '26
1993 Views
7 minute read
Learn about mortality charges in ULIPs, how they are calculated based on age and life cover, their impact on returns, and why understanding them is important for policyholders.
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Ulip
Partial Withdrawal from ULIPs
ULIP Partial Withdrawal After 5 Years: Rules, Tax & Limits
22 June '26
3917 Views
6 minute read
Not every ULIP policyholder knows the rules around partial withdrawals. A clear breakdown of how it works, withdrawal limits & tax impact in India today.
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Ulip
ULIP Plan vs Term Insurance Plan
ULIP vs Term Insurance: Differences, Benefits & Which to Choose
22 June '26
1173 Views
7 minute read
Compare ULIP and Term Insurance plans to understand their benefits, differences, and choose the best life cover for your financial needs.
Read More
Ulip
ULIP Return Expectations After 10 Years
ULIP Returns in 10 Years: Wealth Growth & How Much You Can Earn
22 June '26
1903 Views
8 minute read
ULIPs can be powerful wealth-creation tools over a decade. Learn ULIP returns in 10 years, average returns, and how fund choices impact your long-term wealth growth.
Read More
Ulip
What Is Ulip Thum Desktop
10 Wealth Creation Tips: Grow Money & Build Long-Term Wealth
22 June '26
4954 Views
6 minute read
Discover ten practical wealth creation tips to grow money steadily, manage risk wisely and stay focused on long-term financial goals through disciplined planning.
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Ulip
Impact Of Ulip Lock In Period On Liquidity Thum Desktop
What Is ULIP Lock-in Period? 5-Year Rule & Withdrawal Impact
22 June '26
1675 Views
5 minute read
What is ULIP lock-in period? Learn the 5-year IRDAI rule, withdrawal limits & how it impacts liquidity and financial planning.
Read More
Ulip
What Is Panic Selling In Market Downturns Thum Desktop
What Is Panic Selling? Meaning, Impact & How to Avoid It
22 June '26
1260 Views
11 minute read
What is panic selling? Learn its meaning, why investors panic during market crashes, its impact on returns & how to avoid costly mistakes.
Read More
Ulip
Which Tax Regime Is Right For You In 2025 Thum Desktop
ULIP Partial Withdrawal After 5 Years: Rules, Limits Explained
22 June '26
1425 Views
8 minute read
Learn ULIP partial withdrawal rules after 5 years, limits, eligibility & how to withdraw funds while understanding its impact on your policy.
Read More
Ulip
Yoga Day 2026 Thum Desktop
International Yoga Day 2026: Build Health & Financial Security
20 June '26
33 Views
6 minute read
Celebrate International Yoga Day 2026 by building a healthier, financially secure future. Discover how yoga, smart financial planning and life insurance work together.
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Health Plan
Fathers Day 2026 Thum Desktop
Happy Father's Day 2026: Celebrate Every Father's Promise of Protection
20 June '26
32 Views
5 minute read
Celebrate Happy Father's Day 2026 by honouring every father's love, care and commitment. Discover how life insurance helps protect your family's future.
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Life Insurance
Stop ULIP Premium Before 3 Years? Know the Impact
Stop ULIP Before 3 Years? Penalties, Lock-in & Fund Rules
19 June '26
951 Views
7 minute read
Can you stop ULIP before 3 years? Know lock-in rules, penalties & what happens to your funds if you discontinue early.
Read More
Ulip
Sum Assured in ULIP Plans
What Is Sum Assured in ULIPs? Meaning, Examples & Key Differences
19 June '26
2014 Views
7 minute read
What is sum assured in life insurance? Understand its meaning, importance & how it differs from maturity amount.
Read More
Ulip
What Is ULIP
What Is ULIP Plan? Full Form, Meaning & Benefits (2026)
19 June '26
1932 Views
7 minute read
What is ULIP? Learn its meaning, full form, benefits & why investors choose ULIPs for tax savings and long-term wealth creation.
Read More
Ulip
Why Not To Invest In Ulip Thum Desktop
ULIP Pros & Cons: Benefits, Risks & Should You Invest?
19 June '26
1926 Views
7 minute read
Is ULIP a good investment? Compare ULIP advantages, disadvantages, benefits & risks to make an informed decision.
Read More
Ulip
What Happens If You Stopped Payment of Premiums in ULIP?
What Happens If You Stop ULIP Premium? Lock-in & Fund Rules
19 June '26
1088 Views
7 minute read
What happens if you stop ULIP premiums? Learn about lock-in period, penalties, and how discontinued policy funds work.
Read More
Ulip
6 Best One Time Investment Plans in India
6 Best One-Time Investment Plans in India for High Returns in 2026
19 June '26
1219 Views
12 minute read
Looking for the best one-time investment plans? Discover top options in India offering high returns for different goals.
Read More
Ulip
What is NAV?
What Is NAV in Insurance? Meaning, Full Form & Examples
19 June '26
1895 Views
7 minute read
What is NAV? Learn its meaning, full form, calculation & how it affects your investment value in simple terms.
Read More
Ulip
ULIP Tax Benefits 2026
ULIP Tax Benefits & Taxation 2026: 80C, 10(10D) Explained
19 June '26
3937 Views
7 minute read
Explore ULIP tax benefits under Section 80C & 10(10D). Know tax-free limits, exemptions & how ULIPs help you save tax.
Read More
Ulip
Key ULIP Charges to Understand Before You Invest
10 ULIP Charges Explained: Allocation, FMC & Hidden Costs
19 June '26
1014 Views
6 minute read
Learn about ULIP charges including allocation, fund management & policy fees. Know how costs impact your returns.
Read More
Ulip
Switching Funds Within A Ulip Thum Desktop
ULIP Fund Switch Tax: Is It Tax-Free? Rules Explained 2026
19 June '26
782 Views
6 minute read
Is switching ULIP funds tax-free? Understand taxation rules, implications & how fund switches impact your returns.
Read More
Ulip
How To Save Tax For Salary Above 10lakhs Thum Desktop
Do You Pay Income Tax on a ₹5 Lakh Salary? FY 2026 - 27 Tax Guide
18 June '26
1674 Views
6 minute read
Wondering if you need to pay income tax on a ₹5 lakh salary? Check your tax liability under the new and old tax regimes, understand rebate eligibility, and calculate your tax for FY 2026–27.
Read More
Tax Saving
How To Save Tax For Salary Above 10lakhs Thum Desktop
How Much Tax Will You Pay on a ₹20 Lakh Salary? FY 2026 - 27 Tax Guide
18 June '26
1623 Views
6 minute read
Wondering how much tax you'll pay on a ₹20 lakh salary? Compare the new and old tax regimes, calculate your tax liability, explore deductions, and discover smart ways to save tax in FY 2026–27.
Read More
Tax Saving
How To Save Tax For Salary Above 10lakhs Thum Desktop
How Much Tax Will You Pay on a ₹50 Lakh Salary? FY 2026–27 Tax Guide
18 June '26
1027 Views
7 minute read
Wondering how much tax you'll pay on a ₹50 lakh salary? Compare the new and old tax regimes, calculate your tax liability, understand surcharge rules, and discover smart ways to reduce your tax in FY 2026–27.
Read More
Tax Saving
How To Save Tax For Salary Above 10lakhs Thum Desktop
How Much Tax Will You Pay on a ₹35 Lakh Salary? | FY 2026–27 Tax Guide
18 June '26
1517 Views
7 minute read
Wondering how much tax you'll pay on a ₹35 lakh salary? Compare the new and old tax regimes, estimate your tax liability, explore tax-saving options, and calculate your tax for FY 2026–27.
Read More
Tax Saving
How To Save Tax For Salary Above 10lakhs Thum Desktop
How Much Tax Will You Pay on a ₹25 Lakh Salary? FY 2026–27 Guide
18 June '26
1325 Views
7 minute read
Wondering how much tax you'll pay on a ₹25 lakh salary? Get the latest FY 2026–27 tax calculation, compare the new and old tax regimes, estimate your tax liability, and explore smart ways to save more tax.
Read More
Tax Saving
How To Save Tax For Salary Above 10lakhs Thum Desktop
How Much Tax Will You Pay on a ₹15 Lakh Salary? FY 2026 - 27 Tax Guide
18 June '26
1728 Views
6 minute read
Wondering how much tax you'll pay on a ₹15 lakh salary? Compare the new and old tax regimes, calculate your tax liability, explore deductions, and discover smart ways to save tax in FY 2026–27.
Read More
Tax Saving
New Labour Codes 2025
What Are the New Labour Codes in India? Salary, PF & Employee Benefits Explained
18 June '26
2343 Views
8 minute read
Understand India New Labour Codes, including changes to salary structure, PF, gratuity, working hours, leave rules and social security. Explore the latest updates, implementation status and their impact on employees.
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Personal Finance
Importance Of Taxes Thum Desktop
How to Calculate Income Tax in India (FY 2026–27) | Tax Calculation Guide
18 June '26
1186 Views
8 minute read
Learn how to calculate income tax in India for FY 2026 - 27 using the latest tax slabs under the old and new tax regimes. Explore step-by-step calculations, examples, deductions and tax-saving tips.
Read More
Tax Saving
Declare Income Sources In Itr Thum Desktop
How Much Income Tax Will You Pay? FY 2026–27 Tax Guide
18 June '26
8541 Views
15 minute read
Find out how much income tax you need to pay for FY 2026–27 using the latest tax slabs under the old and new tax regimes. Explore salary-wise tax calculations, examples and tax-saving tips.
Read More
Tax Saving
5 Family Financial Hacks To Use in 2025
Family Financial Planning: Smart Money Management Tips
17 June '26
3934 Views
10 minute read
Discover practical family financial planning tips, budgeting strategies, emergency fund planning, insurance, savings and debt management to build long-term financial security.
Read More
Financial Planning
Sukanya Samriddhi Yojana Thum Desktop
Sukanya Samriddhi Yojana 2026: Interest Rate, Calculator & Benefits
04 June '26
6874 Views
15 minute read
Check latest SSY interest rates, eligibility, tax benefits, maturity amount & Sukanya Samriddhi calculator for 2026.
Read More
Child Plan
Importance Of Taxes Hero Mobile
Income Tax Slab FY 2026-27: New vs Old Regime Tax Rates
04 June '26
12199 Views
15 minute read
Check latest income tax slabs, rebate, surcharge & deductions under old and new tax regimes for FY 2026-27.
Read More
Tax Saving
Importance Of Taxes Thum Desktop
Download Form 26AS Online in 2 Minutes (2026 Guide)
04 June '26
1524 Views
10 minute read
Step-by-step guide to download Form 26AS from TRACES or income tax portal with screenshots & troubleshooting tips.
Read More
Tax Saving
What is Insurance
What is Insurance? Meaning, Types & Benefits Explained (2026)
04 June '26
9331 Views
10 minute read
Understand insurance meaning, types, benefits & why insurance is important for financial security in India.
Read More
Life Insurance
surcharge on income tax
Income Tax Surcharge FY 2026-27: Rates & Marginal Relief Explained
04 June '26
4421 Views
9 minute read
Understand surcharge rates, income slabs & marginal relief calculation with practical examples for FY 2026-27.
Read More
Tax Saving
Tax On Gifts From Family Thum Desktop
Gift Tax in India 2026: Exemptions, Limits & Rules Explained
04 June '26
122 Views
7 minute read
Understand gift tax rules in India, taxable gifts, exemptions for relatives & latest tax implications with examples.
Read More
Tax Saving
Section 194J
Section 194J TDS Limit FY 2026-27: Rates, Rules & Examples
03 June '26
13751 Views
9 minute read
Understand Section 194J TDS applicability, threshold limits, deduction rates, exemptions & latest FY 2026-27 updates with examples.
Read More
Tax Saving
Tds On Rent Thum Desktop
TDS on Rent Calculation FY 2026-27: Formula, Rates & Calculator
01 June '26
8265 Views
14 minute read
Learn how to calculate TDS on rent with examples, threshold limits, deduction rates, exemptions & calculator for FY 2026-27.
Read More
Tax Saving
Income Tax TDS & TDS Tax Slab Guide
What is TDS? TDS Rates, Rules & Due Dates FY 2026-27
01 June '26
11070 Views
15 minute read
Complete guide on Tax Deducted at Source (TDS), latest rates, return filing due dates, penalties & exemptions for FY 2026-27.
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Tax Saving
Rebate Us 87a Thum Desktop
Section 87A Rebate FY 2026-27: ₹12,500 or ₹25,000?
31 May '26
2948 Views
9 minute read
Check eligibility, income limits & latest tax rebate under Section 87A for old & new tax regimes in FY 2026-27.
Read More
Tax Saving
EPFO Password Reset Online 2026
EPFO Password Reset Online 2026: Step-by-Step Guide
28 May '26
2125 Views
6 minute read
Reset your EPFO password online in minutes. Learn forgot password recovery, UAN login steps, OTP process & troubleshooting guide for your EPFO account.
Read More
Retirement Plan
Tax Deductions for Salaried Employees
Tax Deductions for Salaried Employees - How to Save More Tax?
24 May '26
393 Views
7 minute read
Discover all income tax deductions for salaried employees & how to optimize your income to save more tax in India.
Read More
Tax Saving
What Is Ulip Thum Desktop
ELSS Tax Saving vs ULIP: Tax Benefits & Key Differences
13 May '26
8340 Views
17 minute read
Compare ELSS and ULIP to understand ELSS tax benefits, tax-saving potential under Section 80C, returns, lock-in period, and suitability
Read More
Ulip
Importance Of Taxes Thum Desktop
E-Filing - File Income Tax Returns (ITR) Online in India 2026
13 May '26
10347 Views
15 minute read
Learn how to file your income tax return online in India with a step-by-step ITR e-filing guide. Understand forms, documents, and the complete process easily.
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Tax Saving
Importance Of Taxes Thum Desktop
Short Term Capital Gains Tax & Calculation | STCG Tax India
13 May '26
10716 Views
11 minute read
Understand short term capital gains tax, calculation method, and applicable tax rates. Explore how STCG differs from long term gains to plan taxes better.
Read More
Tax Saving
What is the income tax in India?
What is Income Tax in India? Know Income Taxation System
13 May '26
5730 Views
14 minute read
Learn everything about tax on income in India 2026 - what is income tax, who pays it, current tax slabs, and smart tips to reduce your tax liability.
Read More
Tax Saving
What is Professional Tax
Professional Tax Online: Meaning, Slab Rates, and Applicability
13 May '26
4426 Views
12 minute read
Pay or check professional tax online with ease. Learn what is professional tax, how it's deducted from salary, and slab rates across different states.
Read More
Tax Saving
Importance Of Taxes Thum Desktop
Section 80GG: How to Claim HRA Tax Deduction Without HRA?
13 May '26
1929 Views
10 minute read
Save tax on rent with Section 80GG of Income Tax Act 1961! Learn how to claim deductions, eligibility criteria & how to reduce your tax liability effectively.
Read More
Tax Saving
Importance Of Taxes Thum Desktop
Section 80CCD (1B): Deductions Under Section 80CCD of Income Tax Act
09 May '26
1853 Views
7 minute read
Learn about tax benefits under Section 80CCD (1B) for NPS contributions, including additional deductions under Section 80CCD(1B) to maximize your savings.
Read More
Tax Saving
Happy Mothers Day Thum Desktop Banner
Happy Mother’s Day: Celebrating Love, Care and Strength
08 May '26
26 Views
6 minute read
Celebrate Mother’s Day by honoring the love, care and strength of mothers who shape families and inspire every generation.
Read More
Child Plan
Nifty Alpha 50 Index
Nifty Alpha 50 Index: Meaning, Stocks & Investment Insights
07 May '26
108 Views
6 minute read
Learn how Nifty Alpha 50 index works, stock selection strategy & its potential in generating higher returns in India.
Read More
Investment
Nifty 500 Momentum 50 Index
Nifty 500 Momentum 50 Index: Meaning & Investment Strategy
30 Apr '26
85 Views
7 minute read
Know how Nifty 500 Momentum 50 index fund works, stock selection & its role in momentum-based investing strategies.
Read More
Investment
Nifty Midcap 150 Index
Nifty Midcap 150 Index: Meaning, Stocks & Growth Potential
29 Apr '26
89 Views
6 minute read
Explore Nifty Midcap 150 index, growth opportunities, risks & its role in midcap investing.
Read More
Investment
How to Choose ULIP Funds
How to Choose ULIP Funds: Types, Risk Profile & Strategy
28 Apr '26
86 Views
7 minute read
Know how to choose ULIP funds based on risk profile, fund types & investment goals for better returns.
Read More
Ulip
What is Certificate of Deposit?
Certificate of Deposit (CD): Meaning, Features & Interest Rates
27 Apr '26
70 Views
7 minute read
Learn what is certificate of deposit? How it works, interest rates & why it is a low-risk investment option in India.
Read More
Investment
What is NAV in Mutual Funds?
What is NAV in Mutual Funds? Meaning, Calculation & Importance
27 Apr '26
71 Views
7 minute read
Know what is NAV in Mutual Fund, how it is calculated & why it is important to track mutual fund performance.
Read More
Investment
Multi-Cap Mutual Funds
Multi Cap Mutual Funds: Meaning, Benefits & Investment Strategy
25 Apr '26
97 Views
8 minute read
Understand multi cap funds, how they invest across market caps & why they are suitable for long-term investors.
Read More
Investment
Conservative Hybrid Funds
Conservative Hybrid Funds: Meaning, Returns & Who Should Invest
24 Apr '26
84 Views
7 minute read
Learn what is conservative hybrid funds? Know how it works, returns, risks & suitability for low-risk investors.
Read More
Investment
Tax Planning for High Income Earners
Tax Planning for High Income Earners: Save Tax Above ₹30 Lakhs
24 Apr '26
73 Views
7 minute read
Learn smart tax saving strategies for high income earners, deductions, exemptions & ways to reduce tax liability legally.
Read More
Tax Saving
Benefits Of Sip Investment Thum Desktop
Benefits of SIP Investment: Returns, Tax Savings & Long-Term Growth
22 Apr '26
91 Views
5 minute read
Know the SIP investment benefits, compounding returns, tax advantages & how SIP helps build wealth over time.
Read More
Investment
How To Invest In Bonds In India Thum Desktop
Bonds in India: Types, Returns, Risks & How to Invest
22 Apr '26
100 Views
5 minute read
Learn types of bonds in India, returns, risks & how to invest in bonds for stable income and long-term financial planning.
Read More
Investment
Bse 500 Enhanced Value 50 Index Fund Thum Desktop
BSE 500 Enhanced Value 50 Index: Meaning & Investment Insights
22 Apr '26
106 Views
5 minute read
What is BSE 500 Enhanced Value 50 Index? Know how it works & its role in value-based investment strategies.
Read More
Investment
Cas Statement Mutual Funds Thum Desktop
What is CAS Statement? Meaning, Benefits & How to Download?
22 Apr '26
100 Views
5 minute read
Learn what is CAS statement?, How to download it & how it helps track all your mutual fund investments in one place.
Read More
Investment
Nifty Next 50 Index
Nifty Next 50 Index: Meaning, Stocks & Investment Strategy
22 Apr '26
98 Views
6 minute read
Understand Nifty Next 50 index, top companies & how it fits into long-term investment portfolios.
Read More
Investment
Nifty Smallcap 100 Index
Nifty Smallcap 100 Index: Meaning, Risks & Investment Strategy
22 Apr '26
81 Views
6 minute read
Learn about Nifty Smallcap 100 index, risk factors & how to invest in high-growth small cap stocks.
Read More
Investment
Avail 1 Day Claim Settlement of up to 1 CR
Avail 1 Day Claim Settlement of up to 1 CR
21 Apr '26
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Frequently Asked Questions

Buying a life insurance plan with adequate coverage can be a financial cushion for your family. It ensures that the family's lifestyle and goals are not compromised due to unfortunate events such as death or disability. 

 

Some life insurance plans, like Unit Linked Insurance Plans (ULIPs), offer wealth creation opportunities to policyholders, along with life coverage. These plans let you invest your premiums in different securities, like equity, debt, and more, to enjoy the benefits of inflation-beating returns. 

Life insurance policies offer valuable tax benefits, enabling you to enhance your returns and accumulate savings. The premiums paid for the policy qualify for deduction under Section 80C of the Income Tax Act, 1961, up to ₹ 1.5 lakhs annually, subject to certain conditions. Furthermore, the funds withdrawn from the policy after the lock-in period and the maturity value received from life insurance plans are also tax-free. 

  

Your source of income will no longer exist with you after retirement. It is crucial to have enough money saved up so that, when you retire, you won't need to worry about anything. Together with a steady income stream, retirement plans offer life insurance.