Canara HSBC Life Insurance Blog

Planning for Your Child’s Future: Ages 3–5, Emotional Growth & Child Plan

06 Aug '25

32 Views

7 minute read

Ages 3–5 are key for your child’s growth. Learn how to support development, build habits, and start financial planning with a child insurance plan.

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Child Plan

What New Parents Often Forget? Baby’s Early Years & Financial Planning Tips

06 Aug '25

267 Views

6 minute read

New to parenting? Discover key things most parents overlook in the first few years - routines, health, and early financial planning with a child insurance plan

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Child Plan

How to Prepare for a Baby: Checklist, Financial Planning & Child Plan

06 Aug '25

21 Views

8 minute read

Expecting a baby? Here’s a complete guide to emotional readiness, home setup, and smart financial planning with a child plan for your baby’s future

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Financial Planning

ULIP Investment Plans for Your Child’s Future

04 Aug '25

1234 Views

6 minute read

A ULIP provides the dual benefits of both life insurance and market-linked returns. Investing in a ULIP can help secure the financial future of your child, both for meeting the life-stage goals of the child.

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Ulip

Single vs Joint-life Annuity: Which One is Better?

21 July '25

1256 Views

6 minute read

Choosing between single and joint life annuity? Understand benefits, differences, and which option suits your retirement goals for lasting income security.

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Retirement Plan

Early Retirement Plan: How to Retire Before 50 Successfully?

21 July '25

136 Views

5 minute read

Want to retire before 50? Explore smart financial strategies, budgeting tips, and investment plans to achieve early retirement goals with confidence at Canara HSBC Life Insurance

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Retirement Plan

How High Earners Can Save Tax Beyond Section 80C?

21 July '25

236 Views

Learn how high-income earners in India can reduce tax liability legally beyond Section 80C using smart deductions. Use HRA, NPS, 80D, capital gains, and more to save big on tax exemptions & investment strategies.

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Tax Saving

Which Tax Regime is Right for You in 2025?

21 July '25

151 Views

4 minute read

Not sure which tax regime suits you in 2025? Learn how to compare old vs new regime based on income, deductions, and financial goals.

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Tax Saving

What Is Inheritance Tax? Meaning, Rules & Exemptions

21 July '25

155 Views

Learn what inheritance tax means, how it works in India, and who is liable to pay. Understand rules, exemptions, and tips to manage inherited wealth.

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Tax Saving

What Is Panic Selling? Impact During Market Downturns

21 July '25

48 Views

7 minute read

Learn what panic selling means, why it happens during market crashes, and how it affects investors. Get tips to avoid emotional investing mistakes.

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Ulip

What Are Financial Assets? Types, Meaning & Key Examples

21 July '25

2884 Views

7 minute read

What are financial assets? Financial assets are highly liquid investments which can help you grow your savings into significant wealth. Financial assets are also beneficial for small and medium investors as well..

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Financial Planning

Is Life Insurance Worth Buying?

19 July '25

922 Views

4 minute read

A lot of people think “Is it worth buying a life insurance plan”? Life insurance is tax-efficient and effortless yet intelligent investment. It offers you a lot more than just life cover and tax savings. Learn why you should buy a life insurance policy.

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Life Insurance

Senior Citizen Card: How to Apply for it Online?

18 July '25

5583 Views

8 minute read

Learn the step-by-step process to apply for a Senior Citizen Card in India. Discover eligibility criteria, required documents, and benefits that come with the card for senior citizens.

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Retirement Plan

How Do Policy Riders Impact Life Insurance Premiums?

18 July '25

134 Views

5 minute read

Understand how policy riders impact your life insurance costs. Choose the right riders to balance coverage and affordability.

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Personal Finance

Standalone Health Insurance vs Riders in Life Insurance: Which Is Better?

18 July '25

158 Views

5 minute read

Learn how health riders differ from standalone health insurance in benefits, premiums, and claims. Choose the best fit for your coverage needs.

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Health Plan

Group vs Individual Life Insurance Policy: Which Is Better?

18 July '25

158 Views

6 minute read

Understand how group and individual life insurance differ in terms of cost, coverage, and control. Perfect for professionals, families, and anyone planning for the future.

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Group Insurance

How to Align Different Insurance Products with Financial Plan?

17 July '25

145 Views

6 minute read

Explore how aligning insurance with future goals enhances your money management strategy and builds a resilient financial foundation.

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Financial Planning

Best Way to Ladder Insurance Types for Maximum Coverage

17 July '25

124 Views

4 minute read

Learn how to align and layer insurance products for optimal coverage. Laddering helps you plan smarter and protect your financial future.

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Financial Planning

Impact of Inflation on Long-Term Insurance Planning

17 July '25

129 Views

5 minute read

Understand how inflation affects long-term insurance plans like life, term, and ULIP Insurance plans. Learn how to protect your future with inflation-adjusted coverage.

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Financial Planning

Can We Transfer a Child Insurance Plan to Another Child?

16 July '25

121 Views

5 minute read

Learn the rules for transferring child insurance plans. Use a child plan calculator to manage costs and secure your child’s future across key milestones.

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Child Plan

How Market Performance Impacts ULIP Returns: A Complete Guide

16 July '25

126 Views

4 minute read

Explore if ULIP returns are guaranteed and how market shifts affect them. Learn top strategies to boost your ULIP investment.

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Ulip

How to Structure Child Plan Payouts for Key Education Milestones?

16 July '25

150 Views

5 minute read

Discover how to structure payouts in a child education plan to align with key milestones and reduce financial stress during crucial academic stages.

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Child Plan

What is Insurance? Definition, Types and Benefits

15 July '25

9081 Views

10 minute read

Insurance is a contract between an insurance company and an individual/business that helps the latter to receive financial compensation from the insurance company against the loss.

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Life Insurance

Understanding Tax Implications When Switching ULIP Funds

15 July '25

189 Views

6 minute read

Understand the tax implications of switching ULIP funds - it's tax-free, but early withdrawals or surrender before 5 years may attract taxation.

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Ulip

How Do ULIP Lock-In Periods Impact Liquidity in Financial Planning?

15 July '25

157 Views

5 minute read

Discover how ULIP lock-in periods affect liquidity and financial planning, and why understanding their role is vital for smart investment decisions.

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Ulip

Don’t Miss These Income Sources While Filing ITR

15 July '25

158 Views

6 minute read

Learn which income sources you must declare in your ITR for AY 2025-26. Avoid penalties and ensure accurate tax filing with this essential guide.

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Tax Saving

Tax Benefit Comparison: ULIPs vs. Traditional Savings Plans

14 July '25

108 Views

4 minute read

Explore how tax benefits differ between ULIPs and traditional savings plans. Learn which option suits your financial goals and offers better tax efficiency.

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Tax Saving

Forget Life Insurance Premium Declaration During Tax Filing

14 July '25

154 Views

6 minute read

Discover what happens if you forget to include life insurance premiums in your tax filings and how to correct the oversight.

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Tax Saving

Complete Guide to File ITR for Salaried Employees in India

14 July '25

185 Views

5 minute read

A comprehensive ITR guide for salaried Employees for AY 2025-26. Learn about form selection, deductions, and simple steps for online filing.

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Tax Saving

How Does Annuity Payouts Work in Retirement Insurance?

13 July '25

122 Views

5 minute read

Explore how annuity payouts work in retirement insurance plans, including types, payout structures, and key factors for long-term financial security.

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Retirement Plan

How to Withdraw from Your Retirement Plan Before Maturity?

13 July '25

140 Views

5 minute read

Thinking of early withdrawals from your retirement plan? Learn when it is allowed and how to avoid costly mistakes with smart planning.

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Retirement Plan

Understanding Tax Implications of Surrendering an Insurance Policy

13 July '25

129 Views

5 minute read

Learn how the Tax Implications of Surrendering an Insurance Policy vary based on policy type, duration, and premium-to-sum assured ratio.

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Tax Saving

Can You Get Loan Against Life Insurance Saving Plan?

12 July '25

141 Views

4 minute read

Learn how to take loans against your life insurance savings plan, including eligibility, process, and repayment terms.

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Saving Plan

Impact of Surrender Savings Insurance Plan Midway

12 July '25

164 Views

5 minute read

Explore the pros and cons of surrendering a savings insurance plan midway, along with the procedure and its impact on your financial future.

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Saving Plan

How Does Bonus Accumulation Affect Savings Plan?

12 July '25

130 Views

4 minute read

Learn how bonuses work in savings plans, their types, and the key factors influencing bonus accumulation and growth for long-term financial planning.

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Saving Plan

Can I Buy a Term Insurance For a Cancer Patient in India?

11 July '25

1710 Views

8 minute read

Term Insurance for Cancer Patients: While it is impossible to procure an insurance policy for an individual who has already been diagnosed with cancer. Read More!

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Term Insurance

What is the Smart Move to Buy Term Insurance Early or Later?

11 July '25

122 Views

5 minute read

Discover why buying term insurance at a young age is a smart financial move. Compare costs, coverage, and approval ease to create a strategy for long-term security.

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Term Insurance

Term Insurance Policy Lapse & Reinstatement: What You Should Know

11 July '25

177 Views

5 minute read

Learn what happens when your term insurance policy lapses and how you can reinstate it. Understand the process, timelines, and key conditions.

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Term Insurance

What Happens If You Modify Term Insurance Coverage Midway?

11 July '25

25 Views

5 minute read

Learn how changing your term insurance coverage can impact your financial goals, premiums, and future protection. Smart tips for policyholders.

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Term Insurance

Can Incorrect Nominee Details Cause Life Insurance Payout Delays?

10 July '25

66 Views

6 minute read

Learn how incorrect nominee details can delay life insurance payouts and steps to ensure timely claims with accurate information.

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Life Insurance

How Life Insurers Verify Death Before Settling a Claim?

10 July '25

125 Views

5 minute read

Discover the steps life insurers take to verify death before approving a claim settlement, ensuring the process is thorough and accurate.

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Life Insurance

Understanding Life Insurance Exclusions: A Complete Guide

10 July '25

118 Views

5 minute read

Learn the most common life insurance exclusions and how they can affect your beneficiaries. Stay informed and protected.

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Life Insurance

Why Was Your Term Insurance Premium Revised?

07 July '25

889 Views

6 minute read

Often while accepting the term insurance proposals, the insurer has to revise the premium based on a few factors. Here’s what to do if it happens to you.

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Term Plan

How Much Should You Save Every Month for a Secured Future?

06 July '25

1652 Views

9 minute read

Save smart for a secure future! Learn how much money you should save each month to handle uncertainties and achieve a long-term, financially stable life.

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Term Insurance

How to Save Money? Tips on Save Money in 2025

02 July '25

1443 Views

10 minute read

How to save money - Learn the best tips and some simple ways to save money. Learn more about the benefits of saving money as soon as you start earning.

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Financial Planning

What Should Be the Duration of a Term Insurance Plan?

02 July '25

402 Views

7 minute read

How long should my term insurance cover be? Read this blog to know the right term insurance period and also know when you should buy it to ensure complete financial protection for your loved ones.

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Term Insurance

What Happens if the Nominee Dies in a Term Insurance Plan?

02 July '25

1527 Views

6 minute read

If your nominee passes away while you're still insured, their nomination becomes void. Update your nominee to keep your term insurance secure. Find out how!

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Term Insurance

Indirect Tax: Meaning, Features & Types of Indirect tax

02 July '25

2463 Views

12 minute read

Indirect Tax - Indirect Taxes are tax collected on consumer goods and other services. Learn about the meaning of Indirect taxes, features and types of indirect tax.

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Tax Saving

9 Things to Do If You Can’t Pay Your Life Insurance Premiums

02 July '25

2435 Views

7 minute read

Pay life insurance premiums on time to avoid policy termination. If you miss a payment, follow these 9 steps to keep your policy active and secure your coverage.

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Life Insurance

What is the Meaning of Premium in a Life Insurance Policy?

01 July '25

1467 Views

8 minute read

Insurance premium is an amount paid by an individual to the insurance provider for availing of the insurance policy. Know the meaning & how to calculate the life insurance premium.

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Life Insurance

Benefits of Spouse Term Insurance Plans in India 2025

01 July '25

901 Views

5 minute read

Discover the comprehensive advantages of spouse term insurance plans in India. Safeguard your partner's financial future with tailored coverage, tax benefits, and peace of mind.

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Term Insurance

What is Salary Protection Insurance? Things You Need to Know

01 July '25

2492 Views

7 minute read

Salary protection insurance ensures your family gets a monthly income in your absence. Learn the cost & how to buy an income protection plan. Explore now!

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Term Insurance

Income Tax Refund: How to Claim full ITR Refund in 2025

01 July '25

1398 Views

4 minute read

Learn about income tax refunds, including eligibility and due date. Filing your income tax return (ITR) enables you to avail of tax refunds. 

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Tax Saving

What Happens If You Stop Your ULIP Premiums Before 3 Years?

30 June '25

937 Views

7 minute read

Discover the consequences of not paying your ULIP premium before 3 years. Read more about the types of ULIP withdrawals and why you should not discontinue your ULIP policy before 3 years.

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Ulip

Maximize Hidden Workplace Benefits You’re Missing

30 June '25

317 Views

7 minute read

Maximise your employment perks! Learn about group insurance schemes, reimbursements, corporate discounts, and other workplace benefits that enhance financial security.

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Group Insurance

How to Manage Medical Costs Better with Right Financial Plan

30 June '25

164 Views

4 minute read

Secure your health and finances by planning for medical expenses. Explore strategies to handle healthcare costs while protecting your family’s wellbeing.

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Health Plan

How to Align Your Financial Plan with Different Stages of Life?

30 June '25

513 Views

7 minute read

Learn how to adapt your financial plan for every stage of life, from starting your career to retirement. Secure your future with smart, age-based strategies.

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Personal Finance

How Much Time a Life Insurance Policy Takes to Settle Claim?

29 June '25

1405 Views

8 minute read

How long should life insurance claim settlements take - 1 day or a month? Learn the key factors that impact timing and ensure you choose the right policy.

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Life Insurance

What are the Top Advantages and Disadvantages of ULIPs?

29 June '25

905 Views

7 minute read

Discover the drawbacks of ULIPs, including high charges, market risks, and limited flexibility. Make informed investment decisions with Canara HSBC Life Insurance.

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Ulip

Smart Financial Planning for Life’s Big Milestones

29 June '25

156 Views

4 minute read

Plan for major life milestones with smart financial strategies. Learn how to maximize return on investment using financial calculators in India for a secure future.

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Financial Planning

Tips to Keep Financial Records Organized Effectively

29 June '25

613 Views

5 minute read

Learn how to sort, store, and manage your financial records with ease. Improve control and reduce financial stress.

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Financial Planning

How to Create a Financial Strategy that Adapts to Life Uncertainties?

29 June '25

419 Views

7 minute read

Plan for major life milestones with smart financial strategies. Learn how to maximise return on investment using financial calculators in India for a secure future

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Financial Planning

How to Structure Finances for Wealth Transfer Across Generations?

29 June '25

159 Views

5 minute read

Follow your passion without compromising financial security. Learn how to save money and plan smartly for a stable transition.

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Financial Planning

5 Reasons Why Your Life Insurance Application Could Be Declined?

28 June '25

2588 Views

7 minute read

Discover five reasons why your life insurance application could be declined and how to avoid them. Get expert tips from Canara HSBC Life Insurance for a smoother process.

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Life Insurance

Professional vs. Retail Investors: How Do They Structure Their Portfolios Differently?

28 June '25

129 Views

4 minute read

Learn how professional investors build portfolios differently from retail investors. Discover key strategies, diversification, and risk management tips.

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Ulip

Investment Strategy For Rising Interest Rates in India

28 June '25

424 Views

5 minute read

Explore smart ULIP investment strategies during rising interest rates. Manage risks, protect your savings, and achieve steady long-term financial growth.

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Ulip

7 Tips to Prepare Financially For Your Child’s Education Abroad

28 June '25

132 Views

5 minute read

Discover how to plan your finances smartly if your child wants to study abroad. Learn about education savings, loans, and goal-based investing.

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Child Plan

A Guide to Financial Planning for Your Child’s Education Goals

28 June '25

531 Views

4 minute read

Early financial education helps children build smart money habits. Learn how a child savings plan can secure your child's education and future financial stability.

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Child Plan

5 Things to Consider while Buying a Retirement Plan

27 June '25

896 Views

5 minute read

Choosing a retirement plan? Discover 5 must-know tips to build a corpus that keeps up with inflation and supports your post-retirement life.

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Retirement Plan

Capital Gain Income Tax: Types, Rates, and Calculation

27 June '25

4525 Views

16 minute read

Learn about Capital Gains, including types of assets, tax rates, calculation methods, and strategies for saving tax on property sales.

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Tax Saving

Partial Withdrawal of ULIPs: All You Need To Know

27 June '25

886 Views

4 minute read

Unit-linked insurance Plans allow partial withdrawals under certain conditions. Learn how ULIP withdrawals work with Canara HSBC Life Insurance. Read more!

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Ulip

Comparison of Income Tax filing in India and the US

27 June '25

1293 Views

5 minute read

Discover the differences between filing taxes in India and the USA. Learn key insights with Canara HSBC Life Insurance for smarter financial and tax planning strategies.

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Tax Saving

Best Ways to Structure Savings if You Expect a Major Expense in Five Years

27 June '25

525 Views

6 minute read

Understand the best ways to save for upcoming goals using the best monthly saving schemes and a saving plan. Visit Canara HSBC Life Insurance today and understand the importance of Savings for the future.

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Saving Plan

Can Salaried Individuals Overpay Tax Unknowingly?

27 June '25

525 Views

7 minute read

Are you unknowingly paying more tax? Discover how salaried employees often miss deductions and tips to optimize your income tax.

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Tax Saving

Achieving Tax Saving Goals through Tax Saving Investments

26 June '25

902 Views

4 minute read

Discover 3 key financial goals you can achieve with tax-saving investments. Learn how to save taxes while building wealth and securing your financial future.

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Tax Saving

What is Corporate Tax in India? Its Rates and Rebates

26 June '25

1056 Views

7 minute read

Understand corporate tax in India, including its rates and applicability. Learn how businesses can efficiently manage their tax obligations.

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Tax Saving

Is Buying a Term Insurance Plan a Good or Bad Idea?

26 June '25

1149 Views

5 minute read

Buying the best term plan online can help you protect your loved ones in your absence. If you are considering whether buying a term life insurance plan is a good or bad idea.

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Term Insurance

Secure Your Dependents with Term Insurance Plan

26 June '25

431 Views

5 minute read

Learn how a term insurance plan can protect your family from future financial liabilities and ensure their financial security even in your absence.

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Term Insurance

How to Balance Liquidity and Long-Term Wealth Easily?

26 June '25

325 Views

6 minute read

Learn smart strategies to maintain short-term liquidity while building long-term wealth. Find the right balance to meet current needs and secure your financial future.

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Saving Plan

Why Saving Is Hard Despite Earning a High Income?

26 June '25

190 Views

5 minute read

Earning well but still not saving enough? Discover the psychological and lifestyle factors that make saving money difficult, even with a high income, and how to fix it.

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Saving Plan

How to Set Up a Financial Power of Attorney with Insurance Support?

26 June '25

329 Views

6 minute read

Discover how a financial power of attorney works in conjunction with term and life insurance planning. Secure your future with the best term insurance plan in case of incapacity.

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Term Insurance

How Can a Salaried Individual Save Taxes in India: ₹20L to ₹25L?

25 June '25

7971 Views

6 minute read

Even for salaries on the higher end, such as between Rs. 20 lakhs to Rs. 25 lakhs, tax saving can be easy and convenient. Here is how!

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Tax Saving

Term Insurance with Return of Premium (TROP)

25 June '25

911 Views

4 minute read

Understand how term insurance with return of premium works. Get life cover with a refund of paid premiums if you survive the policy term. Buy the best term plan with return of premium today!

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Term Insurance

Income from Other Sources: Meaning, Inclusions, Deductions

25 June '25

998 Views

4 minute read

Explore tax-saving investments in India to reach your financial goals. Find the best fit and consider Canara HSBC Life Insurance for smart financial planning.

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Tax Saving

How to Save Income Tax in India?

25 June '25

1599 Views

10 minute read

Explore effective strategies to save your income tax through investments, deductions, and exemptions.

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Tax Saving

Financial Security For Self Employed Without Corporate Benefits

25 June '25

326 Views

6 minute read

Explore how a term insurance plan can offer financial security to self-employed individuals who lack corporate benefits. Secure your family’s future today.

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Term Insurance

How to Structure Financial Responsibilities If You Are The Sole Earner?

25 June '25

39 Views

Learn how to manage finances as a sole earner. Compare life insurance premium options and choose the best life insurance policy to protect your family’s future.

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Life Insurance

Types of Bonuses Under Life Insurance Policy

24 June '25

1244 Views

5 minute read

Understand the bonuses available in life insurance policies. Learn the various types of bonuses that can add financial security and growth to your life insurance policy.

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Life Insurance

What are Maturity Benefits in Life Insurance?

24 June '25

1274 Views

5 minute read

Learn what maturity benefits in life insurance are, how they work, and how you can make the most of your life cover payout at the end of the policy term.

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Life Insurance

Tax Exemption vs Tax Rebate: Key Differences & Examples Explained

24 June '25

1075 Views

5 minute read

Understand the difference between tax exemption and tax rebate to maximize your savings. Learn how they impact your taxable income with Canara HSBC Life.

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Tax Saving

Tax Deduction on Salary: How to Deductions to Salary Components?

24 June '25

1438 Views

5 minute read

New to salary components? Learn how to calculate tax deductions on your salary in India with Canara HSBC Life. Understand key components and maximize your tax savings effectively.

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Tax Saving

What Is a Nil Income Tax Return and When Should You File One?

24 June '25

3926 Views

10 minute read

Discover what a Nil Income Tax Return is, when to file one, and why it's important. Learn how filing a Nil Return can help you stay compliant and reduce your tax liability to zero.

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Tax Saving

What Happens to Unclaimed Bank Accounts After Death?

24 June '25

639 Views

6 minute read

Unclaimed funds after death? Learn how to claim bank accounts, investments & life insurance policy benefits for your loved ones with ease.

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Life Insurance

Best Way to Distribute Assets Among Family in India

24 June '25

241 Views

5 minute read

Learn how to smartly distribute assets among family members in India using wills, nominations & life insurance. Plan a fair and conflict-free inheritance.

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Life Insurance

Tax Notices on Inheritance in India: Reasons & Solutions

24 June '25

438 Views

5 minute read

Learn why you may receive a tax notice on inheritance in India. Discover how a life insurance policy helps you avoid legal and tax hassles for your family.

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Tax Saving

TDS on Rent: Section 194I of Income Tax Act Explained

23 June '25

8226 Views

14 minute read

Understand TDS on rent limits, calculation methods, applicable rates, and threshold limits. Learn how to comply with tax regulations effectively.

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Tax Saving

What is Income Tax Return? Meaning and Process of Filing ITR

23 June '25

4868 Views

10 minute read

File your income tax return online with Canara HSBC Life Insurance. Learn about ITR types and easily submit income and tax details for FY 2025-26.

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Tax Saving

Section 194J: TDS Rate on Fees for Professional & Technical Services

23 June '25

13696 Views

6 minute read

Learn about 194J TDS under the Income Tax Act. Understand its applicability, rates, threshold limits, and key details to ensure compliance with tax regulations.

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Tax Saving

How to Get an Income Certificate Online?

23 June '25

1575 Views

6 minute read

Learn how to get an income certificate online and simplify your tax-saving process. Discover helpful tips from Canara HSBC Life Insurance for a smooth experience.

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Tax Saving

Death Claim: Documents Required for a Life Insurance Claim

22 June '25

1925 Views

8 minute read

Death Claim - Know the documents, process & settlement amount. Keep necessary documents ready for a smooth claim. Explore now!

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Life Insurance