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Life Insurance & Financial Planning Insights

Expert articles on life insurance, savings, protection plans, and financial planning to support long-term financial decisions.

Recent Blogs

Where To Invest Money Thum Desktop
Best Investment Options with High Returns in 2026
24 July '26
9688 Views
16 minute read
Best Investment Options in India. Looking for investments to meet your long-term financial goals? Here are the best investment plans for the year 2026 in India.
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Life Insurance
Tips on Save Money in 2026
How to Save Money? Tips on Save Money in 2026
24 July '26
1474 Views
10 minute read
How to save money - Learn the best tips and some simple ways to save money. Learn more about the benefits of saving money as soon as you start earning.
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Financial Planning
Sum Assured Meaning Thum Desktop
What is Sum Assured in Insurance? Meaning and Definition
24 July '26
4227 Views
8 minute read
A sum assured is a fixed amount paid to the nominee of the insurance policy in the unfortunate event of the policyholder's demise during the policy tenure. Learn more about what is sum assured, and it's meaning.
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Saving Plan
Guaranteed Return Plan Thum Desktop
Top Investments with Guaranteed Returns in India in 2026
24 July '26
1983 Views
8 minute read
Discover top investment options in India with guaranteed returns. Secure your financial future with reliable plans from Canara HSBC Life Insurance. Explore now!
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Saving Plan
Is Natural Death Covered In Term Insurance Thum Desktop
What is Endowment Policy? Meaning, Types and it's Benefits
24 July '26
5776 Views
12 minute read
Endowment Policy: Endowment Insurance Plan offers life cover along with the benefits of a savings plan. Know more about benefits of the best Endowment Insurance Policy.
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Saving Plan
Importance Of Taxes Thum Desktop
ITR-3 Form Filing Guide: Who Should File and How?
24 July '26
1015 Views
6 minute read
Learn what ITR-3 form is, who should file it, what income details are required, and how to file ITR-3 correctly to avoid errors while submitting your income tax return.
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Tax Saving
Compound Interest Beat Inflation Thum Desktop
Top 5 Investment Options for NRIs in India 2026
24 July '26
3498 Views
9 minute read
Explore the top investment options for NRIs in India, including tax efficiency, repatriation rules and how to choose plans aligned with long-term goals.
Read More
Saving Plan
Senior Citizen Savings Scheme Thum Desktop
Senior Citizen Savings Scheme (SCSS): A Complete Guide
24 July '26
5628 Views
10 minute read
Learn what the Senior Citizen Savings Scheme (SCSS) is, how it works, interest rates, eligibility rules and why it is a popular low-risk option for retirees.
Read More
Saving Plan
Compound Interest Beat Inflation Thum Desktop
Do Long-Term Saving Plans Give Better Returns?
24 July '26
1092 Views
8 minute read
Benefits of long-term investments are as good as the compounding goes. The longer you stay invested in the best savings plan, the better your returns could be from an investment.
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Saving Plan
What Is A Post Office Monthly Income Scheme Thum Desktop
Post Office Monthly Income Scheme: Features & Interest Rate in 2026
24 July '26
1910 Views
8 minute read
POMIS - Post Office Monthly Income Scheme is an investment scheme of the Post Office. The scheme allows investors to earn more than 7% interest every month.
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Saving Plan
Everything You Should Know About National Saving Certificate Thum Desktop
National Saving Certificate: Features, Benefits, Eligibility Criteria
24 July '26
1333 Views
8 minute read
Learn everything about National Saving Certificate – eligibility criteria, features, benefits, categories to invest in the best saving plan or scheme as per your financial affordability.
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Saving Plan
When Should One Start Saving And What Is The Best Savings Plan Thum Desktop
When Should You Start Saving? Choose the Best Savings Plans
24 July '26
1093 Views
7 minute read
Learn the right age to start saving and how to choose the best savings plan to achieve your financial goals effectively.
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Saving Plan
Compound Interest Beat Inflation Thum Desktop
Can NPS and PPF Secure Your Retirement Savings?
24 July '26
1363 Views
7 minute read
Learn how NPS and PPF help build a retirement corpus through disciplined investing, tax benefits and long-term compounding for financial security.
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Saving Plan
Ways to Save Money for Salaried Professionals
Best Ways to Save Money for Salaried Professionals
24 July '26
891 Views
5 minute read
Are you a salaried professional looking to save more? Explore the best money-saving tips & strategies to build long-term financial security in India.
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Saving Plan
Public Provident Fund Ppf Features And Tax Benefits Thum Desktop
Public Provident Fund (PPF): Account, Features & Tax Benefits
24 July '26
1908 Views
10 minute read
Maximize your savings with PPF tax exemption. Discover how investing in a Public Provident Fund secures your future and reduces taxable income.
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Saving Plan
What Are The Best Long Term Saving And Investment Plans Thum Desktop
Best Long-Term Saving and Investment Plans Explained
24 July '26
1287 Views
8 minute read
Learn about the best long-term saving and investment plans, how they help build wealth over time, and which options suit different financial goals and life stages.
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Saving Plan
File your income tax return online
What is Income Tax Return (ITR)? Meaning & Filing Process of Filing ITR
24 July '26
4907 Views
10 minute read
Learn what an Income Tax Return (ITR) is, why filing your income tax return is important, and how to file your ITR online via the Income Tax Department. Documents, forms, steps, and FY 2026-27 details included.
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Tax Saving
Gross Total Income Thum Desktop
Gross Total Income: How It is Different From Total Income?
24 July '26
1721 Views
10 minute read
Confused about gross income vs total income? Learn the difference and explore tax-saving schemes in India, including insights from Canara HSBC Life Insurance.
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Tax Saving
Advance Tax Thum Desktop
What is Advance Tax? How to Calculate Advance Tax and Pay It Online
24 July '26
2530 Views
10 minute read
Understand advance tax under income tax, who should pay it, how advance tax is calculated, due dates, and online payment steps to avoid penalties.
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Tax Saving
Importance Of Taxes Thum Desktop
Tax Exemption Rules in India: Types & Eligibility Guide
24 July '26
1080 Views
5 minute read
Learn tax exemption rules in India, available exemptions under income tax laws, eligibility criteria, and how exemptions help reduce your taxable income.
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Tax Saving
Importance Of Taxes Thum Desktop
What is Section 80DDB? Claim Deduction & Certificate
24 July '26
4248 Views
8 minute read
Section 80DDB - Income Tax department offers tax deductions for specific diseases to individuals & HUFs under Section 80DDB based on the expenses incurred by him. Learn more how to claim deduction under Section 80DDB.
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Tax Saving
Simple Ways to Diversify Your Investments
How to Diversify Your Investments Without Overwhelm?
24 July '26
565 Views
5 minute read
Learn how to diversify investments smartly with ULIPs. Secure your funds, reduce risks, and grow wealth with Canara HSBC Life Insurance.
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Ulip
What are Tax-Saving Fixed Deposits? Benefits & Features Explained
What is Tax Saving Fixed Deposit (FD)? Know the FD benefits & Rates in India
24 July '26
7295 Views
10 minute read
Discover tax saving fixed deposit benefits, how it saves tax under Section 80C and key tax saving FD rates available for 5-year tax-saving FDs in 2026.
Read More
Tax Saving
Nps For Nri Thum Desktop
NPS for NRIs: How to Save for Retirement from Abroad?
24 July '26
1559 Views
10 minute read
Learn how NRIs can invest in NPS to save for retirement and optimize their long-term retirement plans from abroad.
Read More
Saving Plan
Why Parental Love Deserves Lifelong Protection Thum Desktop
National Parents Day 2026: Why Parents Deserve Lifelong Love, Respect and Protection
24 July '26
19 Views
5 minute read
Celebrate National Parents Day 2026 by honoring the unconditional love, sacrifices, and guidance of parents. Discover why parental love deserves lifelong protection, respect, and gratitude.
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Child Plan
Types Of Insurance Thum Desktop
Types of Life Insurance: Which One is Best for You?
23 July '26
3128 Views
9 minute read
Learn about different types of life insurance policies with Canara HSBC Life Insurance. Discover the best plans in India in 2026 and know how to buy them online.
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Life Insurance
Income From Salary Thum Desktop
Income From Salary Explained: Components, Calculation, Allowances
23 July '26
1690 Views
8 minute read
An overview of income from salary, covering its meaning, key components, calculation method, and common allowances considered under taxation rules.
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Financial Planning
234C of Income Tax Act, 234A, and 234B Explained
Tax on Income Interest Under Sections 234A, 234B & 234C of IT Act
23 July '26
9126 Views
13 minute read
Understand tax on interest income and how interest under Sections 234A, 234B & 234C works, plus links to deductions like Sec 24 & Sec 80E for salaried taxpayers in Income Tax Act of India.
Read More
Tax Saving
Tds On Rent Thum Desktop
TDS on Rent Calculation FY 2026-27: Formula, Rates & Calculator
23 July '26
8268 Views
14 minute read
Learn how to calculate TDS on rent with examples, threshold limits, deduction rates, exemptions & calculator for FY 2026-27.
Read More
Tax Saving
Importance Of Taxes Thum Desktop
Section 24 Income Tax Act: Its Exemptions and Deduction Limits
23 July '26
926 Views
4 minute read
Explore Section 24 of the Income Tax Act, its exemptions, and deduction limits. Stay informed and make smart tax decisions with Canara HSBC Life Insurance.
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Tax Saving
Importance Of Taxes Thum Desktop
How to Calculate your HRA Benefit in Minutes?
23 July '26
897 Views
3 minute read
Optimize your tax savings with the HRA calculator. Easily calculate your HRA benefit in various scenarios to maximize your savings. Explore HRA exemption with Canara HSBC Life Insurance.
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Tax Saving
Senior Citizen Card
Senior Citizen Card: How to Apply for it Online?
23 July '26
13624 Views
10 minute read
Learn the step-by-step process to apply for a Senior Citizen Card in India. Discover eligibility criteria, required documents, and benefits that come with the card for senior citizens.
Read More
Retirement Plan
What Is ULIP
What Is ULIP Plan? Full Form, Meaning & Benefits (2026)
23 July '26
1935 Views
7 minute read
What is ULIP? Learn its meaning, full form, benefits & why investors choose ULIPs for tax savings and long-term wealth creation.
Read More
Ulip
Spouse Term Insurance Thum Desktop
10 Questions to Ask Before Buying a Term Plan – Term Insurance FAQs
23 July '26
1213 Views
8 minute read
Check the 10 essential questions to ask before buying term insurance. Get clarity on coverage, premiums, exclusions, riders and choosing the right plan.
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Term Insurance
Spouse Term Insurance Thum Desktop
Joint Term Insurance Plan for Husband and Wife | Buy Spouse Term Plan in 2026
23 July '26
1225 Views
5 minute read
Explore the spouse life insurance and joint term insurance plan for husband and wife in 2026. Get clear insights on coverage, benefits, cost & how it works.
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Term Insurance
Importance Of Taxes Thum Desktop
E-Filing - File Income Tax Returns (ITR) Online in India 2026
23 July '26
10354 Views
15 minute read
Learn how to file your income tax return online in India with a step-by-step ITR e-filing guide. Understand forms, documents, and the complete process easily.
Read More
Tax Saving
What is Temporary Total Disability Cover?
What is Temporary Total Disability (TTD) Cover?
23 July '26
1224 Views
7 minute read
Learn about Temporary Total Disability, its meaning, coverage, benefits, and how it impacts your term insurance for financial security.
Read More
Term Insurance
Minimum Alternate Tax (MAT)
What Is Minimum Alternate Tax & How Is It Calculated?
23 July '26
19289 Views
7 minute read
Confused about Minimum Alternate Tax (MAT)? Learn what MAT is, how it is calculated, applicable rates & its impact on companies & businesses in India today.
Read More
Tax Saving
Tax Concept Thum Desktop
What Is Tax? Understanding the Tax Concept in India (2026 Guide)
23 July '26
6395 Views
11 minute read
Discover the tax concept in India, its importance, types, and how it affects your income. Updated for FY 2025–26 with practical examples.
Read More
Tax Saving
surcharge on income tax
Income Tax Surcharge FY 2026-27: Rates & Marginal Relief Explained
23 July '26
4425 Views
9 minute read
Understand surcharge rates, income slabs & marginal relief calculation with practical examples for FY 2026-27.
Read More
Tax Saving
What is DigiLocker?
What is DigiLocker and How to Use It?
23 July '26
2386 Views
10 minute read
Discover what DigiLocker is and how to use it for secure document storage. Learn more about this digital solution and its benefits with Canara HSBC Life Insurance.
Read More
Personal Finance
How Do I File Income Tax In India?
How Do I File Income Tax in India? Simple Guide
23 July '26
2405 Views
11 minute read
Learn how to file income tax in India step by step. A simple guide to make tax filing easy and stress-free for salaried and self-employed.
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Tax Saving
Dealing With Inherited Debts Thum Desktop
TDS on Property Sale in India: Rates, Rules & Buyer Duties
23 July '26
885 Views
8 minute read
Understand TDS on property sale in India. Learn current rates, buyer responsibilities, required forms, and how to avoid penalties during property transactions.
Read More
Tax Saving
Types Of Life Insurance Policy Thum Desktop
What is Claim Settlement Ratio (CSR) & Why It’s Important?
23 July '26
9942 Views
10 minute read
Claim Settlement Ratio (CSR) is the percentage of insurance claims an insurer settles in a year out of the total claims. Canara HSBC Life Insurance has a Claim Settlement Ratio of 99.43% for FY 2024-25.
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Life Insurance
Income Tax 2026 New Tax Regime Impact Thum Desktop
Income Tax 2026: How the New Tax Regime Will Impact Taxpayers?
23 July '26
141 Views
8 minute read
Income tax in 2026 explained. Understand the new tax regime, structural changes, slab updates, and how these reforms will impact taxpayers and tax planning decisions.
Read More
Budget News
Budget 2026 Expectations
Budget 2026 Expectations: Relief on Long-Term Capital Gains
23 July '26
121 Views
8 minute read
Understand possible relief on long-term capital gains (LTCG), tax changes investors are hoping for, and what it could mean for your returns.
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Budget News
Single Premium Term Insurance
Single Premium Term Insurance - Understand the Benefits
22 July '26
896 Views
6 minute read
Single premium term insurance plans have been gaining popularity. Here is everything you need to know about single premium term insurance.
Read More
Term Insurance
How to Choose ULIP Funds
How to Choose ULIP Funds: Types, Risk Profile & Strategy
22 July '26
291 Views
7 minute read
Know how to choose ULIP funds based on risk profile, fund types & investment goals for better returns.
Read More
Ulip
Reimagining Life Insurance Journey With Intelligent Underwriting Thum Desktop
A Simpler Way to Buy Life Insurance Starts with Smarter Underwriting
22 July '26
26 Views
6 minute read
Discover how AI-powered underwriting is making life insurance faster, simpler, and more customer-friendly with smarter, automated decisions.
Read More
Life Insurance
Benefits of Gifting Life Insurance Cover to Your Spouse
5 Benefits of Gifting Life Insurance Cover to Your Spouse
09 July '26
1100 Views
8 minute read
Discover how gifting life insurance to your spouse supports financial security, protection and long-term family planning.
Read More
Life Insurance
Compare Whole Life Plan vs Term Life Cover
Do You Need a Whole Life Plan or Is Term Life Cover Enough?
09 July '26
1890 Views
5 minute read
Not sure whether whole life or term life cover is right for you? Get a complete comparison of both & find out which plan best suits your financial goals.
Read More
Term Insurance
Is ULIP a Good Investment for Short-Term Gains?
Is ULIP a Good Investment for Short-Term Gains?
09 July '26
2201 Views
7 minute read
Discover whether ULIPs are suitable for short-term investment goals and understand the risks, returns and lock-in period.
Read More
Ulip
protect-your-dependents-from-financial-liabilities
Does Term Insurance Cover Citizenship Change?
09 July '26
929 Views
8 minute read
Planning to move abroad or change your citizenship? Learn if your term insurance plan remains valid, the key conditions, and the factors you must know.
Read More
Term Insurance
Double Your Money with Smart Investment Options
How to Double Your Money with Smart Investment Options?
09 July '26
1007 Views
7 minute read
Explore smart investment options that can help grow your money through disciplined financial planning and long-term investing.
Read More
Personal Finance
Cancel Gst Registration Thum Desktop
How to Cancel GST Registration Online in 2026?
09 July '26
1116 Views
8 minute read
Learn how to cancel GST registration online, required documents and important steps involved in the process.
Read More
Tax Saving
health-insurance-for-hiv-positive-individuals
Health Insurance for HIV-Positive Individuals: Coverage Guide
09 July '26
94 Views
5 minute read
Learn how health insurance plans support HIV-positive individuals with coverage options, eligibility and policy benefits.
Read More
Health Plan
How to Secure Your Future with Whole Life Insurance?
How to Secure Your Future with Whole Life Insurance?
09 July '26
1025 Views
6 minute read
Discover how whole life insurance provides lifelong coverage and helps support long-term financial planning goals.
Read More
Life Insurance
Wealth Management Thum Desktop
Wealth Management: A Guide to Build and Protect Your Assets
08 July '26
2682 Views
10 minute read
Learn about wealth management, its importance, and how it helps you grow, preserve, and transfer your wealth effectively. Discover key strategies and benefits.
Read More
Financial Planning
Short Term Investment Plans Thum Desktop
Best Short-Term Investment Options with High Returns in 2026
08 July '26
1360 Views
12 minute read
Best Short-Term Investment Options in India. Find the top 10 short-term investment options with high returns for a short time.
Read More
Life Insurance
ESIC Scheme
What is ESIC? Employees' State Insurance Corporation Explained
08 July '26
3914 Views
15 minute read
Want to know about ESIC? Learn what Employees' State Insurance Corporation is, its benefits, eligibility & coverage for salaried employees in India.
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Saving Plan
How Insurance Companies Make Money Thum Desktop
What is Deductible in a Life Insurance Plan?
08 July '26
1410 Views
8 minute read
Learn what is deductible in a life insurance plan and how it impacts your coverage. Get expert insights and guidance from Canara HSBC Life Insurance for better planning.
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Life Insurance
Persistency In Insuarance Thum Desktop
Persistency Ratio in Insurance: Meaning and Importance
08 July '26
2867 Views
10 minute read
Know what the persistency ratio in insurance means, how it is calculated, why it matters for insurers and policyholders, and what it indicates about policy performance.
Read More
Life Insurance
2 Crore Term Insurance Plan
How Does a 2 Crore Term Insurance Plan Works?
08 July '26
900 Views
5 minute read
As per your needs, you can buy a term insurance plan online with high coverage of INR 1 crore, INR 2 crore, or even INR 5 crore. Learn how much does a 2 crore term life insurance plan cost.
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Term Insurance
Importance Of Taxes Thum Desktop
Taxation of Interest on EPF Contribution: All You Need to Know
08 July '26
1821 Views
7 minute read
Learn how to calculate taxable interest on provident fund (EPF) contributions to maximize your savings. Understand the EPF interest rate and its tax benefits.
Read More
Tax Saving
Zero Cost Term Insurance
What is Zero Cost Term Insurance and How Does It Work?
08 July '26
1416 Views
11 minute read
Understand what zero cost term insurance means, how premium refund works, eligibility conditions, benefits, limitations, and whether this option suits long-term protection needs.
Read More
Term Insurance
Importance Of Taxes Thum Desktop
What is Policy Term in Insurance? Meaning & Importance
08 July '26
6250 Views
5 minute read
Policy term impacts your life insurance benefits and coverage. Terms vary across policies, so choose wisely. Understand its importance with Canara HSBC Life Insurance.
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Term Insurance
Types Of Financial Planning Thum Desktop
Net Present Value (NPV): Full Form, Meaning & Formula
08 July '26
3908 Views
10 minute read
Net Present Value (NPV) measures an investment's total value and profitability. Learn how NPV helps in investment planning with Canara HSBC Life Insurance.
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Financial Planning
VAT vs GST: Key Differences You Should Know
VAT vs GST: Key Differences You Should Know
08 July '26
989 Views
7 minute read
Understanding the key differences between VAT and GST is crucial today. Learn how both impact your expenses, savings, and financial well-being in India.
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Personal Finance
What To Do If You Have No Dependents Thum Desktop
How to File EPF Complaints Online & Track Status Easily?
08 July '26
914 Views
7 minute read
Discover the online process to file EPF complaints and track status. Understand required details, common issues, resolution timelines & how to escalate if needed.
Read More
Retirement Plan
How To Budget For A Dream Vacation Thum Desktop
LTA Tax Benefits Explained: Claim Leave Travel Allowance Smartly
08 July '26
853 Views
6 minute read
Discover how Leave Travel Allowance (LTA) helps you save tax on domestic travel. Learn eligibility, exemption limits, and how to file claims under Section 10(5).
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Tax Saving
Tax Implications Of Surrendering Insurance Policy Thum Desktop
New vs Old Tax Regime FY 2025-26: Salary Break-Even Guide
08 July '26
1342 Views
11 minute read
Compare new vs old tax regime for FY 2025-26. Understand salary break-even points, deductions, and benefits to choose the right regime for your income.
Read More
Tax Saving
What Is Cgst Thum Desktop
What is CGST? Meaning, Rates & Features Explained
08 July '26
1265 Views
7 minute read
Learn what CGST means, its full form, key features, tax rates, and how Central GST is applied under India’s GST framework.
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Tax Saving
Old Tax Regime Thum Desktop
Old vs New Tax Regime: Things You Need to Know
07 July '26
6795 Views
10 minute read
Explore the new tax regime vs the old one and choose what suits you best. Learn key differences and gain valuable insights with Canara HSBC Life Insurance.
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Tax Saving
What is Insurance
What is Insurance? Meaning, Types & Benefits Explained (2026)
07 July '26
9341 Views
10 minute read
Understand insurance meaning, types, benefits & why insurance is important for financial security in India.
Read More
Life Insurance
Spouse Term Insurance Thum Desktop
Types of Term Insurance Plans in India
07 July '26
1597 Views
10 minute read
Learn about the different types of term insurance plans, including level term, increasing cover, decreasing cover and return of premium options, to choose what suits your needs.
Read More
Term Insurance
GST Portal Login Guide
GST Portal Login Guide: Step-by-Step Instructions for Registration
07 July '26
1199 Views
5 minute read
Need help with GST login? Follow this step-by-step guide to access the GST portal easily and manage your tax filings without any confusion.
Read More
Tax Saving
Ways To Save Capital Gain Tax On Sale Property Thum Desktop
3 Ways To Save Capital Gain Tax on The Sale of a Property
07 July '26
2545 Views
10 minute read
Want to know how you can save capital gain tax on property sales? Understand best and safe ways to save capital gain tax on the sale of a property.
Read More
Tax Saving
Partial Withdrawal From A Retirement Plan Thum Desktop
Complete Guide to Withdrawing PF and EPF After Leaving a Job
07 July '26
1029 Views
9 minute read
Learn how to withdraw your PF and EPF after leaving a job. Understand eligibility, documents needed, online claim steps, and how to track your claim.
Read More
Retirement Plan
Partial Withdrawal From A Retirement Plan Thum Desktop
Understanding PPO in Pension: Full Form and Why It's Important
07 July '26
1927 Views
6 minute read
Learn the full form of PPO in pension, its role in retirement planning, and how it helps track and manage pension payments and access services with ease.
Read More
Retirement Plan
Can You Increase Or Decrease Your Term Insurance Coverage Thum Desktop
PLI Interest Rate 2026: Updates, Key Features & Eligibility
07 July '26
1230 Views
9 minute read
Explore the latest PLI interest rates, bonus updates, and key features for 2026. Learn about policy types, eligibility, and benefits of Postal Life Insurance.
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Life Insurance
Partial Withdrawal From A Retirement Plan Thum Desktop
What Is VRS (Voluntary Retirement Scheme) & Eligibility?
07 July '26
1004 Views
6 minute read
Learn what VRS (Voluntary Retirement Scheme) means, its benefits, and who can apply for it in India.
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Retirement Plan
Partial Withdrawal From A Retirement Plan Thum Desktop
What is PRAN in NPS? Full Form & Role in National Pension System
07 July '26
1033 Views
8 minute read
Discover what PRAN means and its vital role in NPS. Learn how PRAN helps manage pension accounts under India’s National Pension System.
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Retirement Plan
Taxpayer Identification Number in India
What is TIN (Taxpayer Identification Number) in India?
07 July '26
1184 Views
6 minute read
Know what a TIN (Taxpayer Identification Number) is in India, its structure, and its importance in taxation. Learn how to apply for TIN and its role in business compliance.
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Personal Finance
How To Handle Sudden Loss Of A Family Member Thum Desktop
How Family Pension Works After Death of a Pensioner in India?
07 July '26
1235 Views
8 minute read
Learn how family pension works after a pensioner's death. Understand eligibility, tax rules, and how much the spouse or dependents can receive monthly.
Read More
Retirement Plan
Eps 95 Minimum Pension Hike 7500 Vrs Impact Thum Desktop
EPS-95 Pension Hike Latest Update 2026: ₹7,500 Pension News
07 July '26
1252 Views
9 minute read
Latest EPS-95 pension hike updates, minimum pension proposal, eligibility & government announcement explained.
Read More
Retirement Plan
What is a Trust Fund?
What is a Trust Fund? Meaning, Types & How It Works?
07 July '26
793 Views
5 minute read
Learn the meaning of a trust fund, how it works, its different types, and how it helps manage and transfer wealth securely to beneficiaries for long‑term protection
Read More
Personal Finance
When Is The Right Time To Invest In Ulips Thum Desktop
When Is the Right Time to Invest in ULIPs?
29 June '26
896 Views
8 minute read
When is the right time to invest in ULIP? Learn how timing, goals, and market conditions impact returns and why starting early can maximise long-term benefits.
Read More
Ulip
How Do Top-Ups Work in ULIPs?
How Do Top-Ups Work in ULIPs? Benefits & Key Considerations
29 June '26
899 Views
6 minute read
What is a top-up premium in ULIP? Learn how ULIP top-ups work, their benefits, and how additional investments can help boost long-term returns.
Read More
Ulip
How To Diversify Your Investments Without Overwhelm Thum Desktop
Professional vs. Retail Investors: How Do They Structure Their Portfolios Differently?
29 June '26
134 Views
4 minute read
Discover how retail and professional investors differ in strategy, risk, and portfolio structure. Learn which approach suits your investment goals.
Read More
Ulip
What Makes a Retirement Plan the Best Option?
ULIP Tax Benefits Explained: Save Tax Under 80C
29 June '26
2768 Views
10 minute read
Find out why ULIPs are an excellent way to save money on taxes. Gain tax advantages, market-linked returns, and life insurance while accumulating long-term wealth.
Read More
Ulip
What Makes a Retirement Plan the Best Option?
Best Retirement Plan at 30s & 40s: How to Start Early
29 June '26
2761 Views
10 minute read
Learn how to plan for retirement at 30 or 40. Explore the best retirement plans, investment strategies, and tips to secure long-term financial stability.
Read More
Ulip
What Is the Structure of a ULIP? Clearly Explained.
ULIP Structure Explained: Funds, Charges & How It Works
29 June '26
2770 Views
10 minute read
Comprehend the structure of a ULIP. Find out about charges, fund options, life insurance, premium allocation, and how ULIPs integrate investment and insurance.
Read More
Ulip
GST on ULIP Plans
GST on ULIP: Rates, Charges & Impact on Premiums
29 June '26
3681 Views
7 minute read
Understand how GST applies to ULIP charges, premiums, and withdrawals. Simple explanation for policyholders to know what they pay and why it matters.
Read More
Ulip
Choosing the Right ULIP for Smart Investing
Best ULIP Plans: How to Choose the Right Plan for You?
25 June '26
1081 Views
7 minute read
Choosing the right ULIP plan can make a significant difference to your returns. A clear breakdown of top tips to pick the best ULIP plan for your goals.
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Ulip
Can I Withdraw Money Before Maturity From A Ulip Thum Desktop
Can You Withdraw ULIP Before Maturity? Rules & Options
25 June '26
2890 Views
8 minute read
Learn whether you can withdraw money from a ULIP before maturity, when partial withdrawals are allowed, and what rules you should know before taking money out.
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Ulip
What Are Market Linked Returns In Ulips Thum Desktop
What Are Market-Linked Returns in ULIPs? Meaning & Growth
25 June '26
1271 Views
5 minute read
What are market-linked returns in ULIP? Learn how investment performance impacts returns and how you can benefit from long-term growth.
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Ulip
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Frequently Asked Questions

Buying a life insurance plan with adequate coverage can be a financial cushion for your family. It ensures that the family's lifestyle and goals are not compromised due to unfortunate events such as death or disability. 

 

Some life insurance plans, like Unit Linked Insurance Plans (ULIPs), offer wealth creation opportunities to policyholders, along with life coverage. These plans let you invest your premiums in different securities, like equity, debt, and more, to enjoy the benefits of inflation-beating returns. 

Life insurance policies offer valuable tax benefits, enabling you to enhance your returns and accumulate savings. The premiums paid for the policy qualify for deduction under Section 80C of the Income Tax Act, 1961, up to ₹ 1.5 lakhs annually, subject to certain conditions. Furthermore, the funds withdrawn from the policy after the lock-in period and the maturity value received from life insurance plans are also tax-free. 

  

Your source of income will no longer exist with you after retirement. It is crucial to have enough money saved up so that, when you retire, you won't need to worry about anything. Together with a steady income stream, retirement plans offer life insurance.