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Life Insurance & Financial Planning Insights

Expert articles on life insurance, savings, protection plans, and financial planning to support long-term financial decisions.

Recent Blogs

Types Of Insurance Thum Desktop
How to Choose the Best Life Insurance Plan for Working Women?
31 July '26
1293 Views
10 minute read
Learn how working women can choose the right life insurance plan based on income, family needs, future goals and affordability to stay financially secure.
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Life Insurance
Types Of Insurance Thum Desktop
Everyday Expenses Compared With the Cost of Life Insurance
31 July '26
983 Views
7 minute read
A comparison of common everyday expenses with the cost of life insurance premiums, highlighting how small regular costs can add up over time.
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Life Insurance
Types Of Insurance Thum Desktop
3 Key Benefits of Life Insurance for Your Family’s Future
31 July '26
1090 Views
8 minute read
Learn three key benefits of life insurance, including financial support for your family, long-term security and peace of mind during unexpected life situations.
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Life Insurance
Benefits Of Financial Planning Thum Desktop
What are The Benefits of Financial Planning?
31 July '26
930 Views
8 minute read
Financial planning is an important aspect of your life. Understand these 7 benefits of financial planning so that you can invest carefully and mindfully.
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Financial Planning
Types Of Insurance Thum Desktop
How Your Investing Habits Influence Career Growth?
31 July '26
885 Views
7 minute read
Building wealth along with your career is important. Here’s why you should also invest in a wealth plan while you build your career.
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Life Insurance
Types Of Insurance Thum Desktop
Should one Buy Life Insurance or Term Insurance?
31 July '26
789 Views
5 minute read
Difference between life insurance and term insurance - A term plan is a life insurance plan that offers coverage against all uncertainties of life. Learn more about the difference between a life insurance plan and a term insurance plan.
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Life Insurance
Types Of Insurance Thum Desktop
The Wrong Reasons To Buy Life Insurance
31 July '26
3646 Views
10 minute read
Life insurance is meant to protect your family’s future, not just save taxes or be an investment. Learn the right reasons to buy a life insurance plan.
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Life Insurance
Types Of Insurance Thum Desktop
Life Insurance as a Tool for Redemption of Mortgage
31 July '26
879 Views
6 minute read
Life insurance plans act as mortgage redemption plan to help you pay off your loans and debts. Learn how term life insurance plans benefit you as a redemption tool.
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Life Insurance
Types Of Insurance Thum Desktop
Do Parents Need Life Insurance in India and Why Today?
31 July '26
1235 Views
7 minute read
Explains why life insurance is important for parents, covering income protection, child expenses, outstanding loans, future education costs, and long-term family security.
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Life Insurance
Importance Of Taxes Thum Desktop
What is Gratuity? A Comprehensive Guide for Employees
31 July '26
2915 Views
12 minute read
Discover the essentials of gratuity, its importance for employees, and key insights. Learn more at Canara HSBC Life Insurance for a secure financial future.
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Tax Saving
How To Replace Your Income In 20 Years Using Savings Plans Thum Desktop
How Can You Replace Your Income in 20 Years with Savings Plans?
31 July '26
4895 Views
6 minute read
Creating an additional source of income is the best way to plan for retirement. Learn how to use disciplined savings plans to replace your income over 20 years, including target corpus calculation, plan selection, risk management, and compounding benefits.
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Saving Plan
How Can You Save Tax With A Guaranteed Savings Plan Thum Desktop
How Can You Save Tax with a Guaranteed Savings Plan?
31 July '26
1891 Views
7 minute read
Everyone aims for their life goals and needs a solid plan. Let's explore guaranteed savings plans that can help you save on taxes effectively.
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Saving Plan
3 signs of secure retirement planning
3 Signs of Secure Retirement Planning - Plan a Stable Future
31 July '26
1103 Views
6 minute read
Understand the key signs of secure retirement planning. Learn how savings, smart investments, and financial discipline help build a stable retirement.
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Retirement Plan
What Post-Retirement Taxes Should You Be Aware of in India
What Post-Retirement Taxes Should You Be Aware of in India?
31 July '26
5910 Views
7 minute read
Learn about three key taxes retirees should know, tax on pension income, interest from savings, and gains from withdrawals -plus tips to plan tax-efficient retirement income.
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Retirement Plan
10 Best Saving Plans To Consider Thum Desktop
10 Best Saving Plans to Consider in 2026
31 July '26
944 Views
7 minute read
Owning a good savings investment plan is ideal because it allows you to invest and double your money in a systematic order. This not only becomes beneficial for you but also for your family as well.
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Saving Plan
How To Withdraw Pension Contribution In Epf Thum Desktop
How to Withdraw Pension Contribution Online? Step-by-Step Guide
31 July '26
897 Views
11 minute read
PF withdrawal online - Know the eligibility criteria for withdrawing EPF online and the process of pension withdrawal online.
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Retirement Plan
Spouse Term Insurance Thum Desktop
Disability vs Critical Illness Insurance: Key Differences
31 July '26
1211 Views
8 minute read
Explore terminal illness vs critical illness and disability insurance to understand key differences, coverage features, benefits and when each type applies.
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Term Insurance
5 Features of Online Term Insurance Plans
Top 5 Features of Online Term Insurance Plans in India
31 July '26
987 Views
5 minute read
Thinking of buying term insurance online? Find out the top 5 features of online term insurance plans & why they are a smart choice for your family.
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Term Insurance
Spouse Term Insurance Thum Desktop
Term Insurance Plans for Women: Benefits and Importance
31 July '26
3895 Views
7 minute read
Learn how term insurance plans for women provide financial protection, lower premiums, and long-term security while supporting family and future responsibilities.
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Term Insurance
Importance Of Taxes Thum Desktop
How to Save Income Tax in India: Best Tax Saving Options in 2026
31 July '26
1613 Views
10 minute read
Reduce your income tax legally with simple strategies for FY 25-26, Section 80C deductions, exemptions, and planning tips to maximise yearly tax savings.
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Tax Saving
Importance Of Taxes Thum Desktop
Is Education Loan Tax Free: Eligibility for Tax Deduction
31 July '26
2939 Views
7 minute read
Learn the tax benefits available for education loans under Section 80E of the Income Tax Act in India. Learn strategies to maximize your tax savings with simple rules.
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Tax Saving
Importance Of Taxes Thum Desktop
Best Method to Save Tax in India: Top Tax-Saving Methods for 2026
31 July '26
1914 Views
6 minute read
Explore the best tax-saving methods in India for the income group of 5-15 Lac, including deductions under Sections 80C, 80D, and more.
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Tax Saving
Emergency Savings Vs Long Term Savings Thum Desktop
Emergency vs. Long-Term Savings: Key Differences
31 July '26
172 Views
7 minute read
Learn the key differences between emergency savings and long-term savings, and how to balance both for financial stability and future goals.
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Saving Plan
Online Term Insurance A Smart Move For Dependents Thum Desktop
Online Term Insurance A Smart Move for Dependents
31 July '26
2531 Views
10 minute read
Planning to buy a term plan online? Getting a term life insurance is crucial for protecting your family’s financial future. Click to read more.
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Term Insurance
Has Your Term Insurance Grown With You Thum Desktop
Has Your Term Insurance Grown with You? Check If You're Covered
31 July '26
2741 Views
7 minute read
Life financial needs only seem to grow. Should your term life cover remain the same? How can you ensure that your term insurance plan keeps up with your growth?
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Term Insurance
Why Term Insurance Is Essential for Women?
31 July '26
2124 Views
5 minute read
Discover why term insurance is crucial for women, offering financial security, retirement planning, and coverage for liabilities with added benefits.
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Term Insurance
How Can You Avail Benefit from Term Life Insurance?
31 July '26
2518 Views
7 minute read
Want to know how can you benefit from term life insurance? Discover the key benefits of term life insurance and how it provides financial security, affordable coverage, and peace of mind for you and your loved ones.
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Term Insurance
No Tobacco Day Thumbnail Desktop
Know the Hidden Cost of Tobacco on World No Tabacco Day
31 July '26
1726 Views
8 minute read
Know the Hidden Cost of Tobacco on World No Tabacco Day
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Term Insurance
What Are The Best Ways To Save For Future Expenses Thum Desktop
Best Ways to Structure Savings if You Expect a Major Expense in Five Years
31 July '26
1534 Views
6 minute read
Understand the best ways to save for upcoming goals using the best monthly saving schemes and a saving plan. Visit Canara HSBC Life Insurance today and understand the importance of Savings for the future.
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Saving Plan
Prepare Your Kids For Financial Success Early Thum Desktop
7 Tips to Prepare Financially For Your Child’s Education Abroad
31 July '26
1141 Views
5 minute read
Discover how to plan your finances smartly if your child wants to study abroad. Learn about education savings, loans, and goal-based investing.
Read More
Child Plan
Unknowingly Overpay Taxes?
Are You Overpaying Tax as a Salaried Individual? Find Out
31 July '26
1540 Views
7 minute read
Did you know salaried individuals often overpay tax without realising it? Discover common reasons & smart tips to avoid overpaying taxes in India.
Read More
Tax Saving
Guide To File Itr For Salaried Employees Thum Desktop
Complete Guide to File ITR for Salaried Employees in India
31 July '26
195 Views
5 minute read
A comprehensive ITR guide for salaried Employees for AY 2025-26. Learn about form selection, deductions, and simple steps for online filing.
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Tax Saving
How Do Health Riders In Life Insurance Thum Desktop
Can You Buy Life Insurance After Major Surgery?
31 July '26
1171 Views
6 minute read
Recovering from major surgery? Learn how life insurance eligibility is assessed in India, underwriting rules, waiting periods & tips to get coverage.
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Life Insurance
Tax Implications Of Surrendering Insurance Policy Thum Desktop
Can You Claim Tax Deduction if Life Insurance Premium Is Paid by Family?
31 July '26
1243 Views
6 minute read
Find out if you can still claim life insurance premium tax deductions when your premium is paid by a family member. Know the eligibility and rules under Section 80C.
Read More
Tax Saving
Double Your Money with Smart Investment Options
How to Double Your Money with Smart Investment Options?
31 July '26
1015 Views
7 minute read
Explore smart investment options that can help grow your money through disciplined financial planning and long-term investing.
Read More
Personal Finance
EPF Tax Rules
EPF Tax Rules: Tax on Provident Fund Withdrawals Explained
31 July '26
1253 Views
7 minute read
Understand EPF tax rules for provident fund withdrawals. Check when EPF withdrawals are taxable, exemptions, and how tenure affects tax liability.
Read More
Retirement Plan
Bond Funds in Life Insurance
Bond Funds in Life Insurance: Meaning, Benefits and Risks
31 July '26
1086 Views
8 minute read
Learn what a bond fund is and how it works in life insurance. Explore its benefits, risks, and impact on your long-term financial planning.
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Life Insurance
GST on Rental Income
GST on Rental Income: Applicability, Exemptions, and Filing Guide
31 July '26
1244 Views
8 minute read
Understand GST on rental income, registration thresholds, exemptions, and how to file returns correctly to stay tax-compliant.
Read More
Personal Finance
Bima Sugam Goes Live Mid 2025 Thum Desktop
Bima Sugam: One-Stop Insurance Platform
31 July '26
1012 Views
8 minute read
Bima Sugam launches in mid-2025! Discover how this one-stop insurance marketplace will simplify buying and managing your next term insurance plan.
Read More
Term Insurance
How To Calculate Surrender Value For Savings Insurance Policy Thum Desktop
What Is Surrender Value & How to Calculate It in Insurance?
31 July '26
850 Views
8 minute read
Learn what surrender value means in life insurance and how to calculate it for your savings-cum-insurance policy step by step.
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Saving Plan
How Life Insurance Helps Save Tax in 2026
How Life Insurance Helps in Tax Saving in India?
31 July '26
3945 Views
7 minute read
Understand how life insurance helps in tax saving through deductions under Section 80C and tax-free payouts under Section 10(10D).
Read More
Life Insurance
Best Protection For Lifes Uncertainties Thum Desktop
Term Insurance Plans: Best Protection for Life Uncertainties
31 July '26
2379 Views
8 minute read
Protect your family from financial uncertainty with a term insurance plan. Enjoy tax benefits, flexible coverage, and rider options.
Read More
Term Insurance
Life Insurance Plans: What To Do in 2025
Life Insurance Plans: What To Do in 2026?
31 July '26
7312 Views
14 minute read
Reassess your life insurance in 2026 for full coverage, protection, and future security.
Read More
Life Insurance
Term Insurance Trends To Watch in 2025
Top Term Insurance Trends Shaping India in 2026
31 July '26
9391 Views
15 minute read
Explore emerging term insurance trends, including digital buying, customisation, enhanced coverage, and customer-focused innovations.
Read More
Term Insurance
Types Of Insurance Thum Desktop
10 Life Insurance Fact Everyone Should Know
31 July '26
4596 Views
13 minute read
A life insurance plan is an important component of your financial planning. Here are 10 facts about it that you must know before buying the best life insurance plan in India.
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Life Insurance
Types Of Insurance Thum Desktop
Do You Still Need Life Insurance If You Have Plenty of Savings?
31 July '26
1236 Views
6 minute read
Learn why life insurance may still be necessary despite having large savings, covering income replacement, family protection, debts, estate planning, and financial security.
Read More
Life Insurance
Types Of Insurance Thum Desktop
10 Super Tips to Achieve Financial Success | Financial Planning
31 July '26
4588 Views
6 minute read
Financial success is achievable if you follow a strategy. Learn these 10 financial planning tips and achieve financial success.
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Life Insurance
Spouse Term Insurance Thum Desktop
Why Should You Buy a Joint Term Insurance Plan in India?
31 July '26
2938 Views
7 minute read
Learn five practical reasons to choose a joint term insurance plan, including income protection for both lives, cost efficiency, family security, simplified claims, and combined coverage.
Read More
Term Insurance
3 Benefits Of Health Insurance Plans For Senior Citizens Thum Desktop
How Much Does A Health Insurance Cost in India?
30 July '26
948 Views
5 minute read
Explore the factors influencing health insurance costs and find a plan that fits your budget and healthcare needs.
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Health Plan
Investment Strategy Thum Desktop
Investment Strategy: Meaning, Types and Factors to Consider
30 July '26
2161 Views
8 minute read
An investment strategy is a plan formulated to help investors achieve their financial goals. Investment strategy depends on a person's age, capital, risk tolerance, and goals. Know more!
Read More
Financial Planning
Types Of Insurance Thum Desktop
5 Safe Investment Options for Risk-Averse Investors in India
30 July '26
1100 Views
8 minute read
Explore secure investment options in India designed for conservative investors seeking steady returns, capital protection, and long-term financial security.
Read More
Life Insurance
Types Of Insurance Thum Desktop
5 Factors to Check Before Buying Life Insurance in India
30 July '26
1271 Views
12 minute read
Learn the key factors to check before buying life insurance in India, including coverage amount, policy term, insurer reliability and long-term suitability.
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Life Insurance
Types Of Insurance Thum Desktop
What Were the Top Life Insurance Industry Trends in 2026?
30 July '26
1173 Views
6 minute read
Learn the top five life insurance industry trends in 2026, including digital adoption, product innovation, customer experience shifts, pandemic impact, and distribution changes.
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Life Insurance
What You Should Know Before Claiming Life Insurance?
What You Should Know Before Claiming Life Insurance?
30 July '26
894 Views
5 minute read
Know the key factors to consider before claiming life insurance, including required documents, claim process, timelines, and policy terms.
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Life Insurance
Sum Assured Meaning Thum Desktop
What Is Sum Assured in Insurance? Meaning & Benefits
30 July '26
4234 Views
8 minute read
A sum assured is a fixed amount paid to the nominee of the insurance policy in the unfortunate event of the policyholder's demise during the policy tenure. Learn more about what is sum assured, and it's meaning.
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Saving Plan
Guaranteed Return Plan Thum Desktop
Top Investments with Guaranteed Returns in India in 2026
30 July '26
1992 Views
8 minute read
Discover top investment options in India with guaranteed returns. Secure your financial future with reliable plans from Canara HSBC Life Insurance. Explore now!
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Saving Plan
Why Life Insurance Plans Must Be Part Of Your Savings Plan Thum Desktop
Why Life Insurance Should Be a Key Part of Your Savings Plan?
30 July '26
1107 Views
9 minute read
Buying a life insurance cum savings plan helps secure your future. Get life cover and build wealth to fulfill your kids’ dreams or create a strong retirement corpus.
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Saving Plan
Importance Of Taxes Thum Desktop
Achieving Tax Saving Goals through Tax Saving Investments
30 July '26
915 Views
4 minute read
Discover 3 key financial goals you can achieve with tax-saving investments. Learn how to save taxes while building wealth and securing your financial future.
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Tax Saving
Best Investment Options for Indian Retirees
What Are the Best Investment Options for Indian Retirees?
30 July '26
899 Views
8 minute read
Explore safe and income-focused investment options for retirees, including SCSS, PMVVY, annuities, mutual funds and deposits, with guidance on risk, returns and taxation.
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Retirement Plan
How To Avoid Running Out Of Money During Retirement Thum Desktop
How to Avoid Running Out of Money After Retirement?
30 July '26
907 Views
7 minute read
Learn how to avoid running out of money during retirement by planning expenses, managing savings wisely, preparing for medical costs and ensuring a steady income for life.
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Retirement Plan
Insurance plans after retirement
Best Insurance Plans to Consider After Retirement in India
30 July '26
892 Views
7 minute read
Understand insurance Plans after retirement. Compare plans that help manage healthcare costs, protect savings, and support financial stability.
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Retirement Plan
All You Need To Know About Kisan Vikas Patra Thum Desktop
Kisan Vikas Patra (KVP): Benefits, Interest Rate & Features
30 July '26
5725 Views
11 minute read
Explore Kisan Vikas Patra (KVP) scheme benefits, interest rates, eligibility and key features to understand how this government-backed savings scheme works.
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Saving Plan
6 Benefits Of Buying Saving Plans With Guaranteed Income Thum Desktop
What Are the Benefits of Saving Plans With Guaranteed Income?
30 July '26
1014 Views
8 minute read
Learn six practical benefits of saving plans with guaranteed income, including steady payouts, financial security, low risk, flexibility, tax efficiency, and retirement comfort.
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Saving Plan
5 Goals To Set This Independence Day For Your Financial Independ Thum Desktop
Goals to Set this Independence Day for Financial Independence
30 July '26
1894 Views
5 minute read
5 financial goals that will pave the way for your financial independence. Learn how can you achieve financial freedom for gaining benefits in the long run.
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Saving Plan
Are Saving Plans A Good Investment Choice For You Thum Desktop
Are Savings Plans a Smart Investment for Your Financial Goals?
30 July '26
1374 Views
11 minute read
Savings plans secure your future and meet unique financial needs. Find out if choosing the best savings plan can help you achieve better results.
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Saving Plan
Senior Citizen Savings Scheme Thum Desktop
Senior Citizen Savings Scheme (SCSS): Benefits & Eligibility
30 July '26
5634 Views
10 minute read
Learn what the Senior Citizen Savings Scheme (SCSS) is, how it works, interest rates, eligibility rules and why it is a popular low-risk option for retirees.
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Saving Plan
Compound Interest Beat Inflation Thum Desktop
Public Provident Fund (PPF): Full Form, Scheme & its Benefits
30 July '26
2147 Views
12 minute read
The Public Provident Fund (PPF) scheme is a long-term savings scheme with interest rates and guaranteed returns. Understand the meaning of PPF account, scheme, and interest rate.
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Saving Plan
How And Where To Invest To Get A Guaranteed Monthly Income Thum Desktop
How to Invest for Guaranteed Monthly Income: Expert Savings Plan Insights
30 July '26
882 Views
6 minute read
Get to know various life insurance cum saving plans, their interest rates, maturity duration and advantages to get a passive source of income periodically.
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Saving Plan
Monthly Income Plans Thum Desktop
Monthly Income Plan: Best Investment Options for Regular Income
30 July '26
1998 Views
17 minute read
Understand what Monthly Income Plans are along with their types, features and benefits. Learn how to choose the best investment plan for steady and reliable monthly income for your future.
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Saving Plan
5 Reasons To Go To Ulips For Building A Retirement Corpus Thum Desktop
5 Reasons to Use ULIPs for Building a Retirement Corpus
30 July '26
8509 Views
11 minute read
Learn five strong reasons why ULIPs are suitable for building a retirement corpus, offering long-term growth, flexibility, disciplined investing and life cover.
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Retirement Plan
When Should You Buy an Annuity Plan in India?
When Should You Buy an Annuity Plan in India?
30 July '26
1053 Views
9 minute read
Learn the ideal age to buy an annuity plan, factors that influence timing such as retirement goals, income needs, interest rates, and how early purchase can impact payouts.
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Retirement Plan
What Is Ppo Number Thum Desktop
What is a Pension Payment Order (PPO) Number in Healthcare?
30 July '26
902 Views
4 minute read
Learn what a PPO number is and its importance for pensioners. Learn how it helps track and manage your pension payments efficiently.
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Retirement Plan
Old Tax Regime Thum Desktop
Old vs New Tax Regime: Things You Need to Know
30 July '26
6804 Views
10 minute read
Explore the new tax regime vs the old one and choose what suits you best. Learn key differences and gain valuable insights with Canara HSBC Life Insurance.
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Tax Saving
Is Limited Pay Term Insurance Worth It?
Limited Pay Term Insurance Plan - Is It Worth It?
30 July '26
907 Views
6 minute read
Thinking about a limited pay term insurance plan? Get a complete breakdown of how it works, its pros & cons & whether it is the right choice for you.
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chli:termPlan
Spouse Term Insurance Thum Desktop
Why Do Self-Employed Need Disability Term Insurance?
30 July '26
1096 Views
8 minute read
Learn how disability term insurance helps self-employed individuals protect income, manage expenses during disability, understand coverage types, payouts, and key factors to consider.
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Term Insurance
When Is The Right Time To Invest In Ulips Thum Desktop
When Is the Right Time to Invest in ULIPs?
30 July '26
906 Views
8 minute read
When is the right time to invest in ULIP? Learn how timing, goals, and market conditions impact returns and why starting early can maximise long-term benefits.
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Ulip
Buy the Best Term Insurance Plan Online
How to Buy the Best Term Insurance Plan Online in 5 Steps?
30 July '26
1306 Views
7 minute read
Ready to buy term insurance online? Follow these 5 easy steps to choose & buy the best term insurance plan online & secure your family's future today.
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Term Insurance
Importance Of Taxes Thum Desktop
How to File ITR-6 Online For FY 2026-27? - A Easy Guide
30 July '26
1092 Views
5 minute read
Filing ITR 6 for AY 2026-27? Follow this detailed step-by-step guide to accurately file your income tax return and maximize tax benefits.
Read More
Tax Saving
Tax Collected at Source
What is Tax Collected at Source (TCS)? Payment, Exemption & Rates Explained
30 July '26
1183 Views
7 minute read
Not sure how TCS works? Get a complete breakdown of Tax Collected at Source, its applicable rates, payment process & exemptions for taxpayers in India.
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Tax Saving
Presumptive Income Tax Filing
Presumptive Income Tax Filing - A Complete Guide
30 July '26
4252 Views
10 minute read
Learn all about presumptive income tax filing, its eligibility, key benefits & how it simplifies tax compliance for businesses & individuals in India.
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Tax Saving
Importance Of Taxes Thum Desktop
Section 16 of the Income Tax Act 1961: Deductions from Salaries
30 July '26
1054 Views
4 minute read
Learn about Section 16 of the Income Tax Act, its deductions, benefits, and how it helps reduce taxable income with Canara HSBC Life Insurance.
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Tax Saving
Importance Of Taxes Thum Desktop
How to Save Income Tax Benefits on Loans in India?
30 July '26
1184 Views
4 minute read
Discover how loans can help you save income tax in India. Learn about tax benefits on home, education, and personal loans with Canara HSBC Life Insurance.
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Tax Saving
Spouse Term Insurance Thum Desktop
Who Should Choose Saral Jeevan Bima Term Insurance?
30 July '26
2390 Views
10 minute read
Understand who should opt for the Saral Jeevan Bima term insurance policy, including first-time buyers seeking simple, affordable life cover with standard features.
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Term Insurance
Key ULIP Charges to Understand Before You Invest
10 ULIP Charges Explained: Allocation, FMC & Hidden Costs
30 July '26
1023 Views
6 minute read
Learn about ULIP charges including allocation, fund management & policy fees. Know how costs impact your returns.
Read More
Ulip
Importance Of Taxes Thum Desktop
What Is Form 16? Meaning, Benefits, and How to Download
30 July '26
4937 Views
9 minute read
Learn what Form 16 is, its components, how to download and use it for income tax filing, and why it is important for salaried taxpayers in India.
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Tax Saving
Why It Important To Review Your Tax Strategy Thum Desktop
Why You Should Review Your Tax Strategy Annually?
30 July '26
30 Views
5 minute read
Stay ahead with an annual tax review. Maximize deductions, stay updated on tax laws, and optimize income tax e-filing with Canara HSBC Life Insurance.
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Tax Saving
What Is Panic Selling In Market Downturns Thum Desktop
What Is Panic Selling? Meaning, Impact & How to Avoid It
30 July '26
1267 Views
11 minute read
What is panic selling? Learn its meaning, why investors panic during market crashes, its impact on returns & how to avoid costly mistakes.
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Ulip
How To Save Money Without Feeling Thum Desktop
How to Create a Budget for ₹50,000 Salary?
30 July '26
1432 Views
9 minute read
Learn smart budgeting tips for a ₹50,000 salary. Discover how to manage expenses, save effectively, and achieve financial goals with simple saving strategies.
Read More
Saving Plan
Smart Financial Planning with PSI Method
Smart Financial Planning with PSI Method: Protect, Save & Invest
30 July '26
2707 Views
10 minute read
Begin financial planning early with the PSI method- Protect, Save, Invest. Learn smart money management strategies for your 20s, 30s, and beyond.
Read More
Personal Finance
Switching Funds Within A Ulip Thum Desktop
Inheritance Tax in India: What You Must Know
30 July '26
1331 Views
7 minute read
India has no inheritance tax, but income from inherited assets is taxable. Learn rules for property, capital gains, and exemptions.
Read More
Tax Saving
How To Handle Sudden Loss Of A Family Member Thum Desktop
Income Tax on Family Pension: What You Should Know
30 July '26
1034 Views
8 minute read
Understand how family pension is taxed under Indian law, what deductions you can claim, and how to file your income tax return accurately and efficiently.
Read More
Tax Saving
How To Budget For A Dream Vacation Thum Desktop
LTA Tax Benefits Explained: Claim Leave Travel Allowance Smartly
30 July '26
864 Views
6 minute read
Discover how Leave Travel Allowance (LTA) helps you save tax on domestic travel. Learn eligibility, exemption limits, and how to file claims under Section 10(5).
Read More
Tax Saving
Tax Implications Of Surrendering Insurance Policy Thum Desktop
Understanding Intimation Under Section 143(1) of the Income Tax Act
30 July '26
1171 Views
7 minute read
Learn the purpose of intimation under Section 143(1), its impact on your tax filing, and the steps to take if you receive a notice for refund or tax dues.
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Tax Saving
Switching Funds Within A Ulip Thum Desktop
Section 54F: How to Claim Tax Exemption on Property
30 July '26
637 Views
7 minute read
Save tax on long-term capital gains with Section 54F. Learn how to reinvest property sale proceeds to claim exemption and reduce your tax outgo legally.
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Tax Saving
Things You should Know Before Buying a Life Insurance
Things You should Know Before Buying a Life Insurance
30 July '26
6305 Views
10 minute read
Avoid common mistakes when buying life insurance online. Learn how to choose the right policy, coverage, and provider for long-term financial security.
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Life Insurance
4 Savings Plans To Kickstart 2025 Financially
4 Savings Plans To Kickstart 2026 Financially
30 July '26
7653 Views
14 minute read
Start 2026 right with 4 savings plans that ensure retirement, family, and wealth security.
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Saving Plan
17 Short-Term Investment Options
17 Top Short Term Investment Plans & Options in India for 2026
30 July '26
1345 Views
8 minute read
Explore 17 short‑term investment options in India for 2026. Compare choices that help you manage funds, earn steady returns, and meet near‑term financial goals
Read More
Saving Plan
All You Need To Know About Voluntary Provident Fund Thum Desktop
All You Need to Know About Voluntary Provident Fund (VPF)
30 July '26
4254 Views
9 minute read
Learn what a Voluntary Provident Fund (VPF) is, how it works, its benefits, tax advantages and why it’s a smart savings tool for future security.
Read More
Saving Plan
Spouse Term Insurance Thum Desktop
Should You Surrender Term Insurance If You Have No Liabilities?
30 July '26
894 Views
7 minute read
Learn whether you should surrender a term insurance plan when you have no liabilities, what factors to consider, and why keeping coverage may still matter.
Read More
Term Insurance
Beginners Guide To Savings And Investment Plan
How Should Beginners Start Savings and Investment Planning?
30 July '26
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Frequently Asked Questions

Buying a life insurance plan with adequate coverage can be a financial cushion for your family. It ensures that the family's lifestyle and goals are not compromised due to unfortunate events such as death or disability. 

 

Some life insurance plans, like Unit Linked Insurance Plans (ULIPs), offer wealth creation opportunities to policyholders, along with life coverage. These plans let you invest your premiums in different securities, like equity, debt, and more, to enjoy the benefits of inflation-beating returns. 

Life insurance policies offer valuable tax benefits, enabling you to enhance your returns and accumulate savings. The premiums paid for the policy qualify for deduction under Section 80C of the Income Tax Act, 1961, up to ₹ 1.5 lakhs annually, subject to certain conditions. Furthermore, the funds withdrawn from the policy after the lock-in period and the maturity value received from life insurance plans are also tax-free. 

  

Your source of income will no longer exist with you after retirement. It is crucial to have enough money saved up so that, when you retire, you won't need to worry about anything. Together with a steady income stream, retirement plans offer life insurance.