Life Insurance & Financial Planning Insights

How to Save Money from Salary Every Month? | 10 Smart Ways

19 Oct '26

Learn how to save money from salary every month with 10 smart, practical tips. Discover simple ways to budget, cut costs & grow your savings effectively.

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Term Insurance

Top Term Insurance Features That Benefit Nominees Financially

19 Oct '26

Learn about the term insurance nominee and 12 key features of a term policy that protect your nominee’s future. Understand benefits, rights & payouts.

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Term Insurance

5 Common Health Issues Covered Under a Term Insurance Plan

19 Oct '26

Discover how term insurance covers common health issues and safeguards your financial well-being. Learn more with Canara HSBC Life Insurance. Visit now!

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Term Insurance

3 Ways an NRI or PIO can pay life insurance premiums

19 Oct '26

If you are an NRI or PIO, here are 3 ways you can pay your life insurance premiums online. Buy the best life insurance plans in India and secure your life goals along with the financial future of your family.

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Term Insurance

4 Reasons Why Term Insurance Plan is Important for Non-working Spouse

19 Oct '26

Your spouse should be protected from all financial shocks of life. Buy the best term insurance plan online to protect the financial goals of your spouse and know these 4 top reasons of buying a term plan for non-working wife.

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chli:termPlan

Why Should You Buy a Joint Term Insurance Plan in India?

19 Oct '26

Learn five practical reasons to choose a joint term insurance plan, including income protection for both lives, cost efficiency, family security, simplified claims, and combined coverage.

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Term Insurance

Are You Financially Ready to Retire or Not?

16 Oct '26

Know the 5 clear signs that indicate you may not be financially ready to retire, including inadequate savings, rising debt, lack of income clarity, and healthcare gaps.

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Retirement Plan

How to Choose the Right Long-Term Savings Plan?

08 Oct '26

Compare key features, returns, flexibility, and risk factors to choose a long-term savings plan that matches your financial goals.

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Saving Plan

Benefits of Including Your Spouse in a Term Insurance Plan

08 Oct '26

Learn the key term insurance benefits of covering your spouse. Understand how life insurance for a spouse helps ensure financial security for your family

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Term Insurance

Everything You Must Know About a Level Term Life Insurance

08 Oct '26

Want to know how a level term life insurance in India works? Click here to read more.

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Term Insurance

When Should You Buy Life Insurance and How Much Is Enough?

07 Oct '26

Learn the ideal age to buy life insurance, how to calculate the right coverage amount, and why starting early helps secure family finances at lower cost.

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Life Insurance

Top 3 Mistakes To Avoid While Planning For Your Retirement

07 Oct '26

Top 3 mistakes to avoid while planning for your retirement (1) Not taking inflation into account (2) Not starting early (3) Not building adequate corpus.

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Retirement Plan

Passive Investing: Meaning & Benefits of Passive Investing

07 Oct '26

Passive investing helps you build wealth through a simple buy-and-hold strategy. Discover how it works and how the power of compounding can accelerate your investment growth.

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Saving Plan

Does Term Insurance Cover Accidental Death in India?

07 Oct '26

Learn whether term insurance covers accidental death, how standard cover works, and when an accidental death rider can provide additional benefits.

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Term Insurance

Sailing the Bahamas: Your 2026 Travel Finance Guide

07 Oct '26

Learn practical steps to save for a dream Bahamas vacation, including goal setting, budgeting, choosing savings and investment tools, and tracking progress.

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Financial Planning

Types of Taxes in India: Complete Guide to Tax Structure

06 Oct '26

Know the types of taxes in India. Explore India’s tax structure, including direct and indirect taxes, slabs, and exemptions. A clear overview of the Indian tax concept.

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Tax Saving

10 Money Habits Worth Letting go of for Financial Freedom

01 Oct '26

Achieve financial freedom with these 10 personal finance tips. Learn which money habits to avoid and build a smarter path to financial independence.

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Financial Planning

How To Save Your Life Insurance Premium

25 Sep '26

Is the dreadful thought of paying a hefty amount of premium every month keeping you from buying an insurance plan? We've got just the solution you need.

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Life Insurance

Top Reasons Why a Guaranteed Savings Plan is a Smart Choice

25 Sep '26

Buying the best Guaranteed Savings Plan ensures that you can secure your post-retirement needs and expenses. Learn these 8 reasons that make buying a savings plan online one of the most impactful financial decisions.

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Saving Plan

What Are the Best Tax Saving Schemes For Senior Citizens?

25 Sep '26

Save on taxes with special schemes for senior citizens! Learn about 80C benefits for seniors and discover best investment for senior citizens with Canara HSBC Life Insurance.

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Tax Saving

Gift Your Father a Term Insurance Plan This Father's Day. Here's Why

25 Sep '26

Despite being a vital part of a family’s financial planning, purchasing term insurance is still sometimes overlooked or delayed and so, here are a few reasons that make a case for recommending a term insurance plan to your father this Father’s day.

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Term Insurance

What is Temporary Partial Disability? Definition & Benefits

25 Sep '26

Learn what Temporary Partial Disability means, how it affects your work ability, and the financial support available during your recovery.

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Term Insurance

Top 8 Tax Saving Methods in India for FY 2025-26

25 Sep '26

Discover the top 8 tax-saving methods in India for FY 2025-26, including 80C investments, deductions, and smart strategies to reduce your taxable income legally.

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Tax Saving

New ₹12 Lakh Zero Tax Slab Real Savings for Middle Class or Illusion

25 Sep '26

Explore if the new ₹12-lakh zero-tax slab truly benefits middle-class taxpayers or is just an illusion. Know the real savings for FY 2025-26.

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Tax Saving

Is A Medical Test Mandatory To Buy A Health Insurance Policy?

24 Sep '26

Learn whether a medical test is necessary for health insurance policy and how it impacts policy premiums and coverage eligibility.

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Health Plan

what is irdai and how does it help life insurance policyholders

24 Sep '26

The Insurance Regulatory and Development Authority (IRDAI) duties includes Registering, Regulating and Monitoring Insurance Companies and protecting interest of policy holders. Read more on How does the IRDAI help Policyholders.

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Life Insurance

What are The Different Types of Retirement Plans in India?

24 Sep '26

Discover various types of retirement plans to secure the future. Learn about pension plans, annuities, and more to make informed financial decisions.

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Retirement Plan

Does Risk Involved On Ulip Investment As Equity Shares

24 Sep '26

People who are solely dependent on their income for their well being are more likely to face financial crisis in case of an unfortunate event. You can generate wealth and live a peaceful

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Ulip

Income Eligibility for Term Life Insurance: Key Criteria & Factors

24 Sep '26

Understand the income eligibility criteria for term life insurance, key factors affecting coverage, and how to choose the right policy for your needs.

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Term Insurance

What Happens When a Premium is not Paid for Term Insurance?

24 Sep '26

Did you miss a term insurance premium? Learn about the consequences, grace period, policy lapse, and how to reinstate your coverage effectively.

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Term Insurance

Financial Planning for Children: What Parents Say?

23 Sep '26

Raising a child is a huge financial responsibility. The right kind of planning can ensure that all your child’s needs are met adequately, and their future is secured.

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Child Plan

Limited Pay Vs Regular Pay Term Insurance: Which Is Better?

23 Sep '26

Limited pay vs. regular pay insurance—pay for a fixed period or throughout the term. Learn the key differences and choose the right plan with Canara HSBC Life Insurance.

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Term Insurance

What are The Advantages of Group Life Insurance Policies?

23 Sep '26

Learn the key advantages of group life insurance policies, including affordable premiums, extensive coverage, and employee benefits.

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Group Insurance

Income Tax Act 1961: Overview, Key Provisions and Applicability

22 Sep '26

Learn about the Income Tax Act 1961, its purpose, key provisions, applicability, and how it governs income tax laws in India.

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Tax Saving

Is a PF Account Enough for Retirement Planning in India?

22 Sep '26

Already have a PF account? Learn why a retirement plan is still essential for complete financial security and stress-free life after retirement.

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Retirement Plan

Financial Literacy: Decoding Insurance Jargon

09 Sep '26

Decode key terms around insurance and take charge of your policy this International Literacy Day

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Financial Planning

Financial Lessons to Learn From Teachers

07 Sep '26

Discover timeless financial lessons from teachers. Learn how discipline, patience, budgeting, and long-term planning can help you build lasting financial security and wealth.

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Financial Planning

Shri Krishna's 4 Timeless Lessons for Financial Security

03 Sep '26

Learn how Shri Krishna's teachings inspire smarter financial planning, risk management, and long-term security for a better future.

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Personal Finance

Guaranteed Returns vs. Assured Returns: Know the Difference

02 Sep '26

Understand the difference between guaranteed and assured returns. How each works, what it means for your savings/investments, and how to pick wisely.

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Saving Plan

Family Financial Planning: Smart Money Management Tips

02 Sep '26

Discover practical family financial planning tips, budgeting strategies, emergency fund planning, insurance, savings and debt management to build long-term financial security.

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Financial Planning

Smart strategies to build Investment plan in your 20s, Start Early, Grow you wealth

01 Sep '26

Learn how to save money in your 20s with smart Investment planning. Why should you buy early to enjoy to enjoy long-term gain, build strong knowledge, make financial plan, buy comprehensive plan and we provide strategies to build a strong financial foundation for your future.

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Investment

10 Best Investment Strategy for Beginners in September 2026

01 Sep '26

Build the right investment strategy to balance risk and returns. Learn how to start with small investments, manage risk effectively and build long-term wealth.

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Investment

7 Insurance Related Questions That You Must Ask Your Agent

31 Aug '26

When buying a life insurance policy, ask the following life insurance related questions to your agent for your own satisfaction and make the right decision.

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Life Insurance

Kisan Vikas Patra (KVP): Benefits, Interest Rate & Features

31 Aug '26

Explore Kisan Vikas Patra (KVP) scheme benefits, interest rates, eligibility and key features to understand how this government-backed savings scheme works.

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Saving Plan

Difference Between Endowment Plans and Money Back Plans

31 Aug '26

Learn the key differences between endowment plans and money-back policies, including payout timing, returns, risk, liquidity, and which option may suit your financial goals.

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Saving Plan

Savings Plans & Schemes for a Debt-Free College Education

31 Aug '26

Give your child a debt-free college education with smart savings plans and schemes. Learn how to invest wisely and achieve your long-term goals.

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Saving Plan

Financial Moves to Cut Taxes | 80CCD & Income Tax E-Filing

31 Aug '26

Explore legal ways to lower your tax burden with 80CCD deduction tips and smart planning. Discover how e-filing of income tax returns makes it easier than ever.

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Tax Saving

Best 5 Easy Monthly Saving Tips to Secure Your Finances in 2026

31 Aug '26

Discover 5 simple monthly saving tips to manage money better in 2026. Learn smart ways to cut expenses, grow savings, and secure your financial future.

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Financial Planning

Term Life vs Whole Life Insurance: Which to Choose?

31 Aug '26

Compare term life vs whole life insurance. Learn the key differences in cost, coverage, and benefits to decide which plan best suits your needs.

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Term Insurance

What is SIP - SIP Meaning, Types, How Does SIP Work?

31 Aug '26

SIP - Systematic Investment Plan is the best way to invest in mutual funds. Learn more about SIP Investment, its meaning, benefits, and how to find the best SIP plans.

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Financial Planning

I’m 25 and earning ₹30k a Month - How Should I Start Investing for Long-Term Growth?

31 Aug '26

A detailed guide for 25 year old earning 30k a month - Learn smart long term strategy for building financial security through protection , savings planning, mutual funds and suitable long term options.

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Investment

How to Choose the Ideal Term Plan for Your Family Future?

26 Aug '26

Learn how to select the perfect term plan that covers your family's financial needs, liabilities, and lifestyle goals. Ensure a secure future today!

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Term Insurance

Why Term Insurance Matters During Pandemics & Epidemics?

26 Aug '26

Pandemics & epidemics expose financial vulnerabilities. A complete breakdown of why term insurance is crucial during health crises & how it protects you.

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Term Insurance

Why Term Insurance Premium Increases with Age?

26 Aug '26

Know why term life insurance premiums rise as you age. Learn the reasons behind premium hikes and how to lock in lower rates with early planning.

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Term Insurance

Renewable vs Convertible Life Insurance Term Plans | Key Differences

26 Aug '26

Compare renewable and convertible term life insurance term plans. Learn their features, benefits, and how to pick the best option for your financial security.

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Term Insurance

What Happens to Term Insurance If You Move Abroad as an NRI?

26 Aug '26

Moving abroad? Learn what happens to your existing term insurance and how NRIs can keep coverage active.

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Term Insurance

What is a Paid-Up Life Insurance Policy and How It Works?

26 Aug '26

Understand how a paid-up life insurance policy continues coverage without future premiums while retaining reduced benefits and policy value.

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Life Insurance

Why New Parents Must Buy Term Life Insurance?

25 Aug '26

Just became a parent? Term life insurance is one of the most important financial decisions you can make. Here is why new parents must not delay buying one.

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Term Insurance

UPS vs NPS vs OPS Government Employees

25 Aug '26

Compare UPS, NPS, and OPS to understand their benefits, features, pension payouts, and retirement security. Learn which pension scheme may suit government employees best. Show more lines

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Retirement Plan

NPS for Housewives: Benefits, Eligibility & How to Start Investing

25 Aug '26

Learn how housewives can invest in NPS to build retirement savings, enjoy tax benefits, and achieve financial security. Understand eligibility and the account opening process.

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Retirement Plan

Retirement Planning for NRIs Returning to India

25 Aug '26

Planning to return to India after working abroad? Explore key retirement planning steps, investment options, tax considerations, and strategies to ensure a secure and comfortable retirement.

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Retirement Plan

What Is PFRDA? Meaning, Role, Functions and Responsibilities

25 Aug '26

Learn what PFRDA is, its meaning, role, functions, and responsibilities in regulating India's pension sector. Understand how it oversees NPS and protects subscribers' interests.

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Retirement Plan

5 Health Issues Covered Under Term Insurance Plans

24 Aug '26

Did you know that your term insurance can help cover for certain common health issues too? Learn about 5 common health issues that can be covered under term insurance through riders, how this coverage works, and why it adds extra financial protection.

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Health Plan

Investment Strategy: Meaning, Types and Factors to Consider

24 Aug '26

An investment strategy is a plan formulated to help investors achieve their financial goals. Investment strategy depends on a person's age, capital, risk tolerance, and goals. Know more!

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Financial Planning

ULIPs Growth Potential: How They Can Boost Your Wealth

24 Aug '26

ULIPs combine investment and insurance for long-term growth. Learn how they work, benefits of market-linked returns, and tax-saving advantages.

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Ulip

How does a ULIP plan help you reach your investment goals?

24 Aug '26

Your loved ones have few goals which will make or break their future. Here’s how ULIP schemes help you secure these goals

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Ulip

5 Year Term Insurance Policy - Features & Benefits You Should Know

24 Aug '26

Discover the key features and benefits of a 5 year term insurance plan. Learn how it provides financial protection, flexible options and tax benefits

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Term Insurance

Why Companies Should Buy Group Term Insurance for Employees?

24 Aug '26

Group term insurance plans not only help employers and affinity groups to meet their employee benefit payouts in an effective manner, but also secure the financial and insurance needs of their members.

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Term Insurance

10 Tips to Buy the Best Health Insurance for Loved Ones

24 Aug '26

Learn ten practical tips to choose the best health insurance for your loved ones, covering benefits, coverage needs, claim support and long-term protection.

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Health Plan

Which Are the Best Cities to Retire in India? Top Retirement Destinations

18 Aug '26

Looking for the best places to retire in India? Compare top retirement cities based on healthcare, cost of living, climate, safety, and lifestyle to find your perfect retirement home.

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Retirement Plan

How to Save for Retirement While Supporting Your Parents?

18 Aug '26

Learn practical ways to save for retirement while financially supporting your parents. Discover budgeting, investing, and long-term planning strategies.

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Retirement Plan

Retirement Planning: What Is Sequence of Returns Risk?

18 Aug '26

Sequence of returns risk can significantly affect your retirement savings. Learn what it is, how it impacts retirement income, and strategies to help protect your financial future.

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Retirement Plan

Moving After Retirement? Compare Costs Before You Relocate

18 Aug '26

Compare retirement costs across cities before relocating. Evaluate housing, healthcare, daily expenses, and relocation costs to choose the right place for retirement.

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Retirement Plan

Home Loan Repayment Before Retirement: Is It the Right Choice?

18 Aug '26

Learn whether paying off your home loan before retirement is a smart financial move. Discover the benefits, risks, and strategies for a debt-free retirement.

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Retirement Plan

PF vs PPF: Meaning, Benefits, Differences and Key Rules

18 Aug '26

Learn the difference between PF and PPF, their meaning, benefits, tax advantages, eligibility, withdrawal rules, and investment features to choose the right option.

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Retirement Plan

This Independence Day, Give Your Family the Gift of Financial Freedom

14 Aug '26

Celebrate Independence Day by securing your family's financial future. Discover smart planning strategies, insurance solutions, and wealth-building tips for long-term financial independence.

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Financial Planning

Best Investment Options for Non-Salaried Persons in India 2026

12 Aug '26

Learn smart investment tools for self-employed and non-salaried individuals like ULIPs, NPS, PPF and more to build long-term wealth and financial security.

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Ulip

Mortgage Protection Insurance vs Life Insurance: Which Is Better?

11 Aug '26

Understand the difference between mortgage protection insurance and life insurance, how each works, what they cover, and which option better protects your family and home loan.

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Life Insurance

What is Deductible in a Life Insurance Plan?

11 Aug '26

Learn what is deductible in a life insurance plan and how it impacts your coverage. Get expert insights and guidance from Canara HSBC Life Insurance for better planning.

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Life Insurance

How can I Minimize My Taxable Income This Year?

11 Aug '26

Find practical tips to reduce your tax liability and maximize savings under current tax laws.

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Tax Saving

Teach Your Kids Budgeting to Build Lifelong Financial Skills

11 Aug '26

Early financial education helps children build smart money habits. Learn how a Children Savings Plan can secure your child's education and future financial stability.

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Child Plan

How to Organise Important Documents for Emergencies?

11 Aug '26

Learn how to securely organise essential documents for quick access during emergencies. Keep track of your life insurance premium and ensure financial security.

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Life Insurance

Legal & Financial Rights of Life Insurance Policyholders in India

11 Aug '26

Know your legal and financial rights as a life insurance policyholder including claim settlement rights, transparency norms and grievance support.

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Life Insurance

Crucial Financial Talks to Have with Your Family Now

11 Aug '26

Ensure your family’s financial security by discussing your term insurance plan, investments, and liabilities. Use a term life insurance premium calculator to plan ahead.

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Term Insurance

Why Saving Is Hard Despite Earning a High Income?

11 Aug '26

Earning well but still not saving enough? Discover the psychological and lifestyle factors that make saving money difficult, even with a high income, and how to fix it.

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Saving Plan

How to Trace a Lost Life Insurance Policy in 12 Simple Steps?

11 Aug '26

Step-by-step guidance on tracing a lost life insurance policy using documents, insurers, nominees, and official records.

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Life Insurance

Don’t Miss These Income Sources While Filing ITR

11 Aug '26

Learn which income sources you must declare in your ITR for AY 2027-28. Avoid penalties and ensure accurate tax filing with this essential guide.

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Tax Saving

How to Prepare for a Baby: Checklist, Financial Planning & Child Plan

11 Aug '26

Expecting a baby? Here’s a complete guide to emotional readiness, home setup, and smart financial planning with a child plan for your baby’s future

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Financial Planning

Impact of Policyholder Bankruptcy on a Child Insurance Plan

11 Aug '26

Details on how a policyholder’s bankruptcy may affect a child insurance plan, including policy continuity, benefits, and factors to consider during financial distress.

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Child Plan

Term Insurance Claim Rejection Due to Wrong Occupation Details

11 Aug '26

Can your term insurance claim be rejected for giving incorrect occupation details? Learn why insurers deny claims, common mistakes, and how to avoid rejection in India.

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Term Insurance

Does Term Insurance Cover Citizenship Change?

11 Aug '26

Planning to move abroad or change your citizenship? Learn if your term insurance plan remains valid, the key conditions, and the factors you must know.

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Term Insurance

What is an Emergency Fund & Why Is It Important for Financial Planning?

11 Aug '26

Discover what an emergency fund is, why it’s essential for financial stability, and how to build one. Learn the right strategies to secure your future.

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Financial Planning

Limited Pay Option in Term Insurance - Benefits

11 Aug '26

Limited pay option in term insurance lets you pay premiums faster while enjoying long-term cover. Learn how it works and its benefits.

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Term Insurance

How to Choose an Adequate Health Insurance Cover

11 Aug '26

Wondering how much health insurance is enough? Learn how to choose the right health insurance cover based on your needs, lifestyle, risks, and coverage.

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Health Plan

Buying Term Insurance Online - Step-by-Step Guide

11 Aug '26

Discover how to buy term insurance online easily. Learn the steps, what to compare, documents needed and tips for a quick, secure purchase.

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Term Insurance

How Lifestyle Habits Impact Your Life Insurance Premium?

11 Aug '26

Understand how smoking, alcohol use, fitness, and medical history influence your life insurance premium rates and overall policy eligibility.

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Life Insurance

NPS Vatsalya Add-On: Should Parents Link Kids to Pension?

11 Aug '26

Explore the NPS Vatsalya add-on and whether millennial parents should tag their children to their pension corpus for long-term financial planning.

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Retirement Plan

Tax-Saving Investment Options in India | Life Insurance & More

11 Aug '26

Explore popular tax-saving investments in India, including life insurance, ELSS, PPF, and more to reduce tax and build long-term wealth.

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Life Insurance

Planning for a New Baby? Key Financial & Life Planning Tips

11 Aug '26

Getting ready for a new baby? Here are the key things to consider - from budgeting and insurance to emotional readiness and long-term planning.

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Term Insurance

Credit Protection in Term Insurance - Meaning & Benefits

11 Aug '26

Credit protection in term insurance is often overlooked. A clear breakdown of what it means, how it works & why it is important for loan borrowers today.

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Term Insurance