Life Insurance & Financial Planning Insights

Happy Mother’s Day: Celebrating Love, Care and Strength

08 May '26

23 Views

6 minute read

Celebrate Mother’s Day by honoring the love, care and strength of mothers who shape families and inspire every generation.

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Child Plan

Nifty Alpha 50 Index: Meaning, Stocks & Investment Insights

07 May '26

108 Views

6 minute read

Learn how Nifty Alpha 50 index works, stock selection strategy & its potential in generating higher returns in India.

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Investment

Nifty 500 Momentum 50 Index: Meaning & Investment Strategy

30 Apr '26

85 Views

7 minute read

Know how Nifty 500 Momentum 50 index fund works, stock selection & its role in momentum-based investing strategies.

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Investment

Nifty Midcap 150 Index: Meaning, Stocks & Growth Potential

29 Apr '26

89 Views

6 minute read

Explore Nifty Midcap 150 index, growth opportunities, risks & its role in midcap investing.

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Investment

How to Choose ULIP Funds: Types, Risk Profile & Strategy

28 Apr '26

86 Views

7 minute read

Know how to choose ULIP funds based on risk profile, fund types & investment goals for better returns.

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Ulip

Tax Deductions for Salaried Employees: How to Save More Tax?

28 Apr '26

95 Views

7 minute read

Discover all tax deductions for salaried individuals & how to optimize your income to save more tax in India.

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Tax Saving

Certificate of Deposit (CD): Meaning, Features & Interest Rates

27 Apr '26

70 Views

7 minute read

Learn what is certificate of deposit? How it works, interest rates & why it is a low-risk investment option in India.

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Investment

What is NAV in Mutual Funds? Meaning, Calculation & Importance

27 Apr '26

71 Views

7 minute read

Know what is NAV in Mutual Fund, how it is calculated & why it is important to track mutual fund performance.

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Investment

Multi Cap Mutual Funds: Meaning, Benefits & Investment Strategy

25 Apr '26

97 Views

8 minute read

Understand multi cap funds, how they invest across market caps & why they are suitable for long-term investors.

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Investment

Conservative Hybrid Funds: Meaning, Returns & Who Should Invest

24 Apr '26

84 Views

7 minute read

Learn what is conservative hybrid funds? Know how it works, returns, risks & suitability for low-risk investors.

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Investment

Tax Planning for High Income Earners: Save Tax Above ₹30 Lakhs

24 Apr '26

73 Views

7 minute read

Learn smart tax saving strategies for high income earners, deductions, exemptions & ways to reduce tax liability legally.

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Tax Saving

Benefits of SIP Investment: Returns, Tax Savings & Long-Term Growth

22 Apr '26

91 Views

5 minute read

Know the SIP investment benefits, compounding returns, tax advantages & how SIP helps build wealth over time.

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Investment

Bonds in India: Types, Returns, Risks & How to Invest

22 Apr '26

100 Views

5 minute read

Learn types of bonds in India, returns, risks & how to invest in bonds for stable income and long-term financial planning.

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Investment

BSE 500 Enhanced Value 50 Index: Meaning & Investment Insights

22 Apr '26

106 Views

5 minute read

What is BSE 500 Enhanced Value 50 Index? Know how it works & its role in value-based investment strategies.

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Investment

What is CAS Statement? Meaning, Benefits & How to Download?

22 Apr '26

100 Views

5 minute read

Learn what is CAS statement?, How to download it & how it helps track all your mutual fund investments in one place.

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Investment

Nifty Next 50 Index: Meaning, Stocks & Investment Strategy

22 Apr '26

98 Views

6 minute read

Understand Nifty Next 50 index, top companies & how it fits into long-term investment portfolios.

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Investment

Nifty Smallcap 100 Index: Meaning, Risks & Investment Strategy

22 Apr '26

81 Views

6 minute read

Learn about Nifty Smallcap 100 index, risk factors & how to invest in high-growth small cap stocks.

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Investment

What is Family Floater Health Insurance and Its Benefits?

21 Apr '26

90 Views

4 minute read

Explore family floater health insurance, how it works, benefits & whether it is enough to secure your family financially.

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Health Plan

Banking & PSU Debt Funds: Meaning, Returns & How They Works?

21 Apr '26

99 Views

5 minute read

Learn about banking and PSU debt funds, returns, risks & how they fit into a stable investment strategy in India.

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Investment

What is Group Health Insurance? Features and Coverage Explained

21 Apr '26

98 Views

5 minute read

Understand group health insurance benefits, coverage limits & why employer insurance alone may not be enough for long-term protection.

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Health Plan

What Documents are Required for Buying Health Insurance in India?

21 Apr '26

73 Views

5 minute read

Learn the difference between OPD and IPD, treatment costs & how to plan finances for rising healthcare expenses in India.

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Health Plan

Cashless Mediclaim Policy: How It Works, Claim Process & Benefits?

15 Apr '26

87 Views

5 minute read

Learn how cashless mediclaim works in India, claim steps, check hospital network & how financial planning ensures smooth medical expense management.

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Health Plan

How to Choose the Best Mediclaim Plan in India?

15 Apr '26

101 Views

5 minute read

Learn how to choose the best mediclaim plan in India by comparing coverage, premiums, benefits, and exclusions to protect your health and finances.

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Health Plan

OPD vs IPD: Key Differences, Costs & What It Means for You?

15 Apr '26

75 Views

5 minute read

Learn the difference between OPD and IPD, treatment costs & how to plan finances for rising healthcare expenses in India.

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Health Plan

What are Index Funds? Meaning, Benefits & How They Work

15 Apr '26

110 Views

9 minute read

Learn what index funds are, how they work & why they are popular for passive investing and long-term growth.

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Investment

What is Mutual Fund? Meaning, Types & How to Invest

15 Apr '26

107 Views

8 minute read

Understand mutual funds, how they work, types & how to start investing for long-term wealth creation.

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Investment

How EPF Pension is Calculated? Formula, Eligibility & Examples

03 Apr '26

38 Views

9 minute read

Learn how EPF pension is calculated using the EPS formula, average salary, and service years. Includes eligibility rules and simple examples.

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Retirement Plan

How to Download PMJJBY Policy Certificate Online?

03 Apr '26

101 Views

7 minute read

Understand the PMJJBY policy certificate download process, documents required, and where to get your PMJJBY policy copy online or offline.

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Group Insurance

How to Cancel a PMJJBY Policy in India? Step‑by‑Step Guide

03 Apr '26

81 Views

8 minute read

Understand the PMJJBY policy cancellation process, required steps, important rules, and what happens after cancellation of the policy.

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Group Insurance

Understanding the PMJJBY Policy Renewal Process

03 Apr '26

97 Views

7 minute read

A complete guide explaining PMJJBY renewal, how the yearly renewal process works, eligibility, and key timelines.

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Group Insurance

Sukanya Samriddhi Account Balance Check: Step‑by‑Step Guide

03 Apr '26

82 Views

8 minute read

Learn how to check your Sukanya Samriddhi Yojana account balance online through post office or bank, along with offline methods.

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Child Plan

How to Reactivate a Frozen NPS Account in India?

03 Apr '26

47 Views

8 minute read

A complete guide to unfreeze your NPS account in India. Know the minimum contribution, KYC fixes, and online or offline reactivation steps.

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Retirement Plan

Deductions Allowed Under the New Tax Regime in India

03 Apr '26

87 Views

9 minute read

Know the deductions allowed under the new tax regime in India, including standard deduction, NPS employer contribution, and other benefits.

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Tax Saving

How to Check EPF Balance Using Missed Call? | Easy EPF Balance Check

02 Apr '26

110 Views

6 minute read

Learn how to check your EPF balance using a missed call. Follow simple steps, eligibility criteria, and tips for a quick EPF balance check.

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Retirement Plan

How to Reset EPFO Passbook Password? EPFO Member Passbook Guide

02 Apr '26

112 Views

6 minute read

Learn how to complete an EPFO passbook password reset using UAN and OTP. Follow simple steps to regain access to your EPFO member passbook online.

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Retirement Plan

What is a Trust in Life Insurance? Complete Guide

01 Apr '26

37 Views

7 minute read

Learn what a trust in life insurance is, how it works, and how it provides tax savings, faster claim payouts, and financial protection for beneficiaries.

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Life Insurance

What is Conditional Assignment in Insurance Policy?

01 Apr '26

87 Views

6 minute read

Understand conditional assignment in insurance, including its meaning, benefits, examples, and when it becomes effective.

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Life Insurance

Which Government Life Insurance Schemes are Best in India?

01 Apr '26

109 Views

7 minute read

Explore government life insurance schemes in India, their benefits, eligibility, premiums, and how they secure financial protection for families.

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Life Insurance

What is Keyman Insurance? Meaning & Benefits

01 Apr '26

48 Views

10 minute read

What is Keyman Insurance? Learn how it works and why businesses use it to protect against financial loss from losing key employees.

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Life Insurance

What is a Rebate in Insurance and How Does It Work?

01 Apr '26

342 Views

8 minute read

Learn what a rebate in insurance means, how it works, and the rules you should know before buying an insurance policy.

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Life Insurance

National Pension Scheme (NPS): How to Invest & Maximise Returns

31 Mar '26

922 Views

8 minute read

Discover how to invest in the National Pension Scheme (NPS) in India. Learn about tax benefits, investment options, and how it compares to private pension plans.

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Retirement Plan

Employee Pension Scheme (EPS-95): Eligibility, Benefits & How It Works

31 Mar '26

1234 Views

9 minute read

With EPS-95 minimum pension up to ₹7,500, private-sector employees may need to rethink VRS plans. Know the impact and retirement benefits in 2025.

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Retirement Plan

ETF vs Mutual Fund: Key Differences, Returns and Costs

31 Mar '26

81 Views

7 minute read

Learn the difference between ETF and mutual fund, how they work, costs, returns and which investment option suits your financial goals.

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Investment

How to Evaluate Mutual Fund Performance?

31 Mar '26

29 Views

8 minute read

Learn how to evaluate mutual fund performance using key metrics like returns, risk, expense ratio and benchmarks to make better investment decisions.

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Investment

How to Find GSTIN Using PAN? Step-by-Step Guide

31 Mar '26

79 Views

10 minute read

Learn how to find GSTIN using PAN online with simple steps and understand how PAN is linked to GST registration in India.

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Personal Finance

Does Life Insurance Impact Credit Score? What You Should Know

31 Mar '26

32 Views

8 minute read

Discover if life insurance affects your credit score, how it differs from loans and what it means for your financial health.

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Personal Finance

What Is an In-Force Policy in Insurance and Why It Matters?

31 Mar '26

59 Views

6 minute read

Learn what an in-force policy in insurance means, how it works and why maintaining an active policy is important for financial protection.

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Life Insurance

Gold Investment Options in India: Types, Returns and Benefits

30 Mar '26

113 Views

9 minute read

Explore gold investment options in India including physical gold, ETFs, sovereign gold bonds and digital gold to make informed investment decisions.

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Investment

How to Manage Your Salary Smartly on Payday? Budgeting Tips

28 Mar '26

101 Views

7 minute read

Learn smart salary saving and monthly budgeting tips to manage your income on payday. Build savings, control expenses, and improve financial stability.

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Personal Finance

What Are Equity Mutual Funds? Meaning, Types and Benefits

27 Mar '26

77 Views

9 minute read

Learn what equity mutual funds are, how they work, their types and benefits to help you make informed investment decisions.

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Investment

Personal Finance Profit and Loss Statement: How to Create One?

25 Mar '26

90 Views

7 minute read

Understand how to prepare a personal profit and loss statement to track income, expenses and improve financial planning effectively.

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Personal Finance

What is Basic Premium in Life Insurance and How Does It Work?

25 Mar '26

104 Views

6 minute read

Learn what basic premium in life insurance means, how it is calculated, and why it matters when choosing the right life insurance policy.

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Life Insurance

What is Net Premium in Insurance and Why is It Important?

25 Mar '26

110 Views

7 minute read

Learn what net premium in insurance means, how it is calculated, and why it plays a key role in determining policy costs.

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Life Insurance

How LTCG Tax Impacts ULIP Investments and Returns?

25 Mar '26

69 Views

7 minute read

Learn how LTCG tax affects ULIP investments, including taxation rules, returns impact and key considerations for long-term financial planning.

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Ulip

What Is an Employee Salary Slip? Format, Components & Tax Benefits

19 Mar '26

4085 Views

13 minute read

Learn what a salary slip is, why it matters, and how it impacts your tax-saving strategies. Includes downloadable format and latest rules.

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Tax Saving

What is a Trust Fund? Meaning, Types & How It Works?

19 Mar '26

783 Views

5 minute read

Learn the meaning of a trust fund, how it works, its different types, and how it helps manage and transfer wealth securely to beneficiaries for long‑term protection

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Personal Finance

What is TDS and TCS? Difference Between TDS and TCS

18 Mar '26

8055 Views

9 minute read

Understand the key differences between TDS (Tax Deducted at Source) and TCS (Tax Collected at Source) for smarter tax savings. Explore the Canara HSBC Life Insurance blog for insights.

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Tax Saving

Who is an Insurance Agent? Role & Responsibilities Explained

18 Mar '26

106 Views

8 minute read

Learn who an insurance agent is, the role of an insurance agent, and how they help you choose the right insurance coverage and manage policies effectively.

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Life Insurance

What is an Appointee in Life Insurance? Role & Meaning Explained

18 Mar '26

103 Views

8 minute read

Learn what an appointee in life insurance is, their role, and how they differ from an insurance nominee in managing policy claims for minor beneficiaries.

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Life Insurance

What is Adverse Selection in Insurance? Meaning & Impact Explained

18 Mar '26

100 Views

6 minute read

Understand adverse selection in insurance, its impact on premiums, and how insurance risk assessment helps insurers manage high-risk policyholders effectively.

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Life Insurance

What is an E-Term Insurance Plan? Benefits & Features Explained

18 Mar '26

95 Views

7 minute read

Learn what an e-term insurance plan is, how it works, and its benefits. Understand term insurance plans, features, and tips to choose the right cover.

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Term Insurance

How Do Policy Riders Impact Life Insurance Premiums?

17 Mar '26

240 Views

5 minute read

Understand how policy riders impact your life insurance costs. Choose the right riders to balance coverage and affordability.

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Personal Finance

Smart Financial Planning with PSI Method: Protect, Save & Invest

17 Mar '26

2701 Views

10 minute read

Begin financial planning early with the PSI method- Protect, Save, Invest. Learn smart money management strategies for your 20s, 30s, and beyond.

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Personal Finance

Legacy Planning: Build Wealth for Future Generations

16 Mar '26

474 Views

5 minute read

Learn how to leave a lasting legacy and grow wealth for your next generation through smart financial planning.

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Personal Finance

Types of Electronic Fund Transfers in India: NEFT, RTGS, IMPS & UPI

16 Mar '26

1040 Views

6 minute read

Learn about various types of electronic fund transfers in India such as NEFT, RTGS, IMPS, and UPI, how each system works, transfer limits, processing time, and usage.

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Personal Finance

How to Build Smart Money Habits? Master Your Finances

15 Mar '26

133 Views

6 minute read

Learn how to build smart money habits that lead to long-term financial success. From budgeting tips to saving strategies, take control of your finances today.

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Personal Finance

Margin of Safety in Financial Planning: Protect Your Wealth

15 Mar '26

98 Views

6 minute read

Learn how applying the margin of safety principle in financial planning helps manage risks, build investment buffers, and protect long-term wealth from uncertainties.

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Personal Finance

How to Handle Suspicious or Fraudulent Calls Safely?

14 Mar '26

2378 Views

10 minute read

Get tips to handle suspicious or fraudulent calls. Learn how to identify scams and protect your personal and financial information.

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Personal Finance

The Financial Talk We Avoid - but Shouldn’t

14 Mar '26

70 Views

6 minute read

Why this simple conversation can change how your family plans, saves, and prepares for the future. A must-read on financial readiness.

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Personal Finance

How to Withdraw from Your Retirement Plan Before Maturity?

13 Mar '26

504 Views

5 minute read

Thinking of early withdrawals from your retirement plan? Learn when it is allowed and how to avoid costly mistakes with smart planning.

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Retirement Plan

Avail 1 Day Claim Settlement of up to 1 CR

12 Mar '26

986 Views

6 minute read

Canara HSBC Life Insurance introduces 1 day settlement of death claims, with a 98.12% claim settlement ratio. Click Here to know more about the steps for Claim Settlement.

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Life Insurance

Senior Citizen Card: How to Apply for it Online?

12 Mar '26

13612 Views

10 minute read

Learn the step-by-step process to apply for a Senior Citizen Card in India. Discover eligibility criteria, required documents, and benefits that come with the card for senior citizens.

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Retirement Plan

How to Align Your Financial Plan with Different Stages of Life?

11 Mar '26

620 Views

7 minute read

Learn how to adapt your financial plan for every stage of life, from starting your career to retirement. Secure your future with smart, age-based strategies.

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Personal Finance

Financial Literacy for Young Indians: Why Insurance Knowledge Matters?

11 Mar '26

68 Views

7 minute read

Empower your future! See why every young Indian should master financial literacy and insurance basics for lifelong financial success.

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Personal Finance

No Smoking Day: How Smoking Affects Life Insurance and Financial Security?

11 Mar '26

326 Views

8 minute read

On No Smoking Day, learn how smoking impacts life insurance premiums, policy eligibility and long-term financial security for you and your family.

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Life Insurance

How to Choose the Best ULIP Plan for Smart Investing?

10 Mar '26

1075 Views

7 minute read

Choosing the right ULIP plan can make a significant difference to your returns. A clear breakdown of top tips to pick the best ULIP plan for your goals.

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Ulip

GST on Rental Income: Applicability, Exemptions, and Filing Guide

10 Mar '26

1234 Views

8 minute read

Understand GST on rental income, registration thresholds, exemptions, and how to file returns correctly to stay tax-compliant.

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Personal Finance

What is a Demand Deposit & How It Helps Manage Money?

10 Mar '26

88 Views

7 minute read

Understand demand deposits, types, benefits, and how savings and current accounts help you manage daily finances and liquidity.

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Personal Finance

What Is a Joint Life Insurance Policy and How Does It Work?

10 Mar '26

1197 Views

10 minute read

A joint life policy is a single plan that covers both the wife and the husband whether both of them are earning or only one. Understand how it works, who it suits best, key benefits, payout structure, and important points to consider before choosing one.

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Life Insurance

Why ULIPs Are Ideal for Stable Wealth Generation?

08 Mar '26

897 Views

6 minute read

Stable fund generation requires the right investment vehicle. Know why unit-linked plans are ideal for building a consistent fund corpus with market-linked growth, flexibility, and long-term wealth creation.

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Ulip

What is NAV? Meaning, Calculation & Importance

08 Mar '26

886 Views

6 minute read

NAV is a key concept every investor should understand. Learn what NAV means, how it is calculated, and why it matters for ULIPs and your overall investment performance.

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Ulip

How ULIPs Protect Your Family's Financial Goals & Future?

08 Mar '26

511 Views

8 minute read

ULIPs offer more than just investment returns - they protect your family's future too. A clear breakdown of how ULIPs safeguard your family's financial goals.

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Ulip

How to Build Long-Term Wealth Successfully?

08 Mar '26

437 Views

7 minute read

Uncover strategies for long-term investments and wealth planning to grow and protect your money over decades.

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Personal Finance

Stop ULIP Premium Before 3 Years? Know the Consequences

07 Mar '26

946 Views

7 minute read

Stopping ULIP premiums before 3 years can lead to charges, lock-in restrictions, and limited access to funds. Learn what happens, the penalties involved, and the options to manage or revive your policy.

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Ulip

How Does ULIP Partial Withdrawal Work? Key Rules & Limits

07 Mar '26

3907 Views

6 minute read

Not every ULIP policyholder knows the rules around partial withdrawals. A clear breakdown of how it works, withdrawal limits & tax impact in India today.

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Ulip

What Returns Can You Expect From a ULIP in 10 Years?

07 Mar '26

893 Views

8 minute read

ULIPs can be powerful wealth-creation tools over a decade. Discover how much wealth you can realistically build in 10 years, based on returns, fund choices, and disciplined investing.

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Ulip

Why You Should Not Surrender Your ULIP Policy Early?

07 Mar '26

889 Views

6 minute read

Surrendering a ULIP policy early can lead to losses and missed growth. Learn why staying invested is a smarter decision, with benefits like compounding and long-term wealth creation.

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Ulip

Why Life Insurance for Women Is Crucial This International Women’s Day?

07 Mar '26

127 Views

7 minute read

On International Women’s Day 2026, understand why life insurance for women is essential to secure financial independence, protect families, and plan for long-term stability.

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Life Insurance

ULIP Premium Redirection: Meaning, Benefits & How It Works?

06 Mar '26

879 Views

6 minute read

Premium redirection in ULIPs is often overlooked but highly useful. Learn what it means, how it works, and when to use it to align your investments with changing market conditions and goals.

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Ulip

Why ULIPs are Ideal for Retirement Planning in India?

06 Mar '26

1143 Views

8 minute read

Retirement planning needs the right instruments, and ULIPs is a strong option. Learn why ULIPs are a smart choice for retirement goals, offering long-term growth, flexibility, and protection.

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Ulip

Premium Payment Options in Life Insurance & Its Benefits

06 Mar '26

6752 Views

10 minute read

Explore the flexible premium payment structures and methods offered by Canara HSBC Life Insurance to suit every lifestyle and financial plan.

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Life Insurance

Financial Goals for Your Midlife | Smart Money Planning

06 Mar '26

562 Views

7 minute read

Discover the most important financial goals for your midlife, including wealth protection, retirement planning, insurance needs, and smart investment strategies.

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Personal Finance

TDS on EPF Withdrawal: Rules, Limits & Tax Impact

06 Mar '26

97 Views

7 minute read

Learn when TDS is deducted on EPF withdrawals, applicable thresholds, tax-saving exemptions, and steps you can take to avoid unnecessary deductions.

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Personal Finance

Child Education vs Retirement Planning: Which Should Come First?

06 Mar '26

80 Views

7 minute read

Understand how to balance child education funding and retirement planning effectively using goal prioritization, investment allocation, and long-term financial strategies.

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Personal Finance

What is Co-Pay in a Health Insurance Policy?

06 Mar '26

1092 Views

5 minute read

Co‑pay in health insurance means sharing medical or claim costs with the insurer. Learn how co‑pay works in a health plan and when it applies.

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Health Plan

How to Check if Your Wealth Plan Is on the Right Track?

05 Mar '26

891 Views

6 minute read

A wealth plan that isn’t reviewed regularly can go off track. Learn how to check if your plan is performing as it should in India, using key metrics, goal tracking, and timely adjustments.

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Ulip

Use ULIP to Pass Tax-Free Wealth to Grandchildren

05 Mar '26

1081 Views

7 minute read

Leaving a tax-free legacy for your grandchildren is possible with the right plan. You should know how Unit Linked Insurance Plans help you pass on a tax-free estate today.

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Ulip

Term Insurance Exclusions - What Is Not Covered in Your Plan?

05 Mar '26

2697 Views

7 minute read

Before buying term insurance, know what it does not cover. A complete breakdown of key exclusions & limitations in term insurance plans across India.

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Term Insurance

What Is Tax Liability? Meaning, Calculation & Examples

05 Mar '26

1993 Views

7 minute read

Tax liability is the total tax payable after deductions and exemptions. Learn its meaning, how to calculate tax liability and how it affects ITR filing in India with examples for individuals.

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Tax Saving

What is the Principle of Contribution in Insurance?

05 Mar '26

1713 Views

7 minute read

Understand the principle of contribution in life insurance and how it applies to your policy. Explore insights from Canara HSBC Life Insurance to safeguard your financial future.

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Life Insurance